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Original poster

Do you know anyone who has won a decent amount on premium bonds?

54 replies

Hisaa · 22/08/2024 15:15

just that really. I’m in desperate need of money and never seem to win more than a couple of hundred!

OP posts:
Original poster
Hisaa · 22/08/2024 15:22

@ComtesseDeSpair 50k!! That would be amazing

OP posts:
PerkyMintDeer · 22/08/2024 15:21

The most I've ever won is £1250 on 9k in my second month of opening an account. I was delighted!

Average returns have worked our between 8-12% for me over the years so long term wins in the 1000s rather than 100s and that's at not even half full holdings.

I have less in PBs than I used to in the past as I prioritise ISAs and high interest account but there's always a chance of a big win and I get £25-£100 here and there. It all adds up. Big winners tend to be those with full holdings but people with only £5 have won the million before now.

ComtesseDeSpair · 22/08/2024 15:20

Ex SIL won £50,000 about ten years ago, which was a great return considering she only had about £3,000 of bonds. I only won £10-£20 a handful of times over a few years so just took everything out and invested elsewhere. I guess it’s like any lottery, ultimately entirely random.

Tarantella6 · 22/08/2024 15:18

I won £1k last year and I was so excited - then I thought about it and realised that's probably my luck done forever now 😭