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To not want a prepayment meter

67 replies

Cocoloco889 · 19/08/2024 17:13

Name change due to shame. I'm just looking for advice please.
I have a back injury from in a car crash a few years ago and received compensation and lived off that for a while. However I'm now on universal credit and after rent I have £500 left. I can afford food and a few other minor bills and that is all.
I'm in £2k debt to scottish power and they have written to me saying they are applying to install a prepayment meter.
I have no idea what I'm going to do, I won't be able to top it up. I'm going out of my mind with worry, I can barely buy food this week. I've got £9 to last me until the 30th and its going to be worse with gas and electric to pay for too. I realise there are a lot of people worse off than me and I've tried everything I can to find work, but with my back injury its proving quite difficult

OP posts:
EatCrow · 20/08/2024 15:40

Cocoloco889 · 19/08/2024 18:45

No? I know some people get reduced rates. There's no amount of budgeting to make £500 stretch a whole month, with normal bills and food.

No one gets reduced rates for energy. The only way you can pay off your debt and have an energy supply is with a prepayment meter.

ThisBlueCrab · 20/08/2024 15:37

Cocoloco889 · 19/08/2024 20:27

Lol I haven't suggested that. I just said I don't want a pre payment meter, as it means I'll have to find the money upfront every day/week. And I had no argument. They said me having a bad back isn't going to stop me topping up a prepayment meter, when they have no idea of my medical condition and there are medical exemptions that stop a pre payment meter being fitted.

Considering you are accessing the Internet to post they are correct, you are capable of topping up because you can top up online.

You are being ridiculous. You need to take responsibility for the mess you have got yourself in and start paying your bill.

Ivehearditbothways · 20/08/2024 08:44

Cocoloco889 · 19/08/2024 18:46

Yeah we usually have hot water bottles to keep warm etc. But we still need hot water and electricity etc. Since I've fallen behind on the bills I have cut back massively. But I was hoping fuel prices would drop back down to what they were 18 months ago.

Who is “we”?
You’re not living alone? Who do you live with and why aren’t they paying the bills with you?

What are you qualified to do? Are there no work from home jobs in your field?

GrouachMacbeth · 20/08/2024 08:37

Are you getting all the benefits you are entitled to? Disability? Si gle occupancy council tax reduction? Try contracting your community connector at your GP surgery or debt advice charity. Citrus energy in Ardrossan.

sashh · 20/08/2024 04:14

EbonyRaven · 19/08/2024 19:05

@TonyeKnausgaard

This is a bit cheeky, but I'd see if you can move supplier. Those prepayment meters are absolute bullshit with the extra amount they charge.

Fake news. Prepayment meters do not 'cost extra.' Used to. Do not now.

And OP cannot change suppliers when she owes £2000 to her current supplier! What planet are you living on?!

Edited

But the OP will be paying more because she has to pay down the debt.

OPContact Scottish power and be honest with them, they will work with you. They might write off some of the debt. But you need to talk to them.

Apply to their 'warm homes' scheme.

Get in touch with citizen's advice and national debt line.

Elleherd · 20/08/2024 03:19

ByCupidStunt · 19/08/2024 21:34

But don't those people receive additional financial help for utility bills?

I don't know about the elderly, but as far as I know seriously disabled people who struggle to move but work, even with very low incomes, don't get additional help unless you count the PIP £10 Christmas bonus.
Also not entitled to the Warm Home Discount, so it's the NHS that acts as the safety net, but PIP which is what supports disabled people in low paid work, is suspended when in hospital.
Carers are entitled to a warm workplace and are withdrawn if you can't heat to am acceptable standard.
You can how ever get a lower rate water and sewage bill if you are seriously disabled, but again it's taken away if you go into hospital.

TonyeKnausgaard · 19/08/2024 22:53

IntrepidCat · 19/08/2024 22:09

Typically it’s an automatic action and they do do it.

Perhaps in your experience. Certainly not in mine. And I speak from professional experience, as I said.

RaininSummer · 19/08/2024 22:38

Have you been assessed by work capability by UC? If not please submit fit notes if you are too ill to work as you may be assessed as LCWRA which provides a bit more UC each month.

Beezknees · 19/08/2024 22:31

I work for an energy company (not SP) putting in a prepayment meter really is a last resort.

Have you done any budgeting forms with them? Have you sought debt advice?

Even if they install a prepayment meter, due to you being disabled you should be on the PSR register, which means they are not allowed to leave you without energy, and they will give you discretionary credit anyway if you don't have any money to top up. We have customers who just cannot afford their ongoing usage but we cannot deny discretionary credit if they are on PSR.

IntrepidCat · 19/08/2024 22:09

TonyeKnausgaard · 19/08/2024 21:49

That doesn't mean they'll do it. In the grand scale of things, this isn't a large amount of money.

Typically it’s an automatic action and they do do it.

TonyeKnausgaard · 19/08/2024 21:49

IntrepidCat · 19/08/2024 21:29

A supplier has the right to object to a change of supply request if there is a debt

That doesn't mean they'll do it. In the grand scale of things, this isn't a large amount of money.

ByCupidStunt · 19/08/2024 21:34

jannier · 19/08/2024 18:59

Not when you struggle to move and winter hits disabled and elderly need heating.

But don't those people receive additional financial help for utility bills?

IntrepidCat · 19/08/2024 21:29

TonyeKnausgaard · 19/08/2024 21:14

The planet where I worked in billing and new accounts for two very large energy companies. Of course you can move supplier. You're not their prisoner!

A supplier has the right to object to a change of supply request if there is a debt

TonyeKnausgaard · 19/08/2024 21:14

EbonyRaven · 19/08/2024 19:05

@TonyeKnausgaard

This is a bit cheeky, but I'd see if you can move supplier. Those prepayment meters are absolute bullshit with the extra amount they charge.

Fake news. Prepayment meters do not 'cost extra.' Used to. Do not now.

And OP cannot change suppliers when she owes £2000 to her current supplier! What planet are you living on?!

Edited

The planet where I worked in billing and new accounts for two very large energy companies. Of course you can move supplier. You're not their prisoner!

Cocoloco889 · 19/08/2024 20:28

I've just got off chat twith them. They are going to accept a token payment of £50 a month and review in a year when my granddaughter is 2. Thank you all for your advice.

OP posts:
MiddleagedBeachbum · 19/08/2024 20:28

I’d try this Facebook group:

https://www.facebook.com/share/g/GbVQ2pyZYQ6FKfnC/?mibextid=K35XfP

They’re help with the legal know how. Whatever you do, refuse a prepayment or smart meter

Log in or sign up to view

See posts, photos and more on Facebook.

https://www.facebook.com/share/g/GbVQ2pyZYQ6FKfnC?mibextid=K35XfP

Coka · 19/08/2024 20:27

Even the meters that can be topped up online you will still need to be able to safely access the meter as sometimes the top-ups do not automatically go on

Cocoloco889 · 19/08/2024 20:27

ThisBlueCrab · 19/08/2024 20:05

Poster isn't being rude or condescending.

Your posts imply that Scottish power and therefore other customers should fund you. Unfortunately that isn't going to happen. You have to find a way.

Prepayment meters can be topped up online so your arguments flawed.

You have racked up a lot of debt with them, if you don't comply they will take you to court for the money

Edited

Lol I haven't suggested that. I just said I don't want a pre payment meter, as it means I'll have to find the money upfront every day/week. And I had no argument. They said me having a bad back isn't going to stop me topping up a prepayment meter, when they have no idea of my medical condition and there are medical exemptions that stop a pre payment meter being fitted.

OP posts:
Coka · 19/08/2024 20:25

If you cannot safely access your meters let them know as this may stop the switch.OFGEM have rules about this and you must be able to access them 24/7 and be able to get to shops to top-up. Do you have a payment arrangement with them? If not now is the time to make one to at least pay your usage and something towards the debt. And yes make sure they have your priority service register up to date. If they do fit one and you are unable to top it up they may be able to loan you credit. Saying that its important you deal with this rather than falling further in to debt.

Elleherd · 19/08/2024 20:11

EbonyRaven · 19/08/2024 19:51

@Elleherd You can top up online.

HTH.

Useful for me to update my knowledge, people here use cards they have to buy.

But I'd still look to other ways of sorting things out and staying in control of situations, especially if I was on UC and could have it garnished as an alternative.

ThisBlueCrab · 19/08/2024 20:05

Cocoloco889 · 19/08/2024 19:57

I've had to have my coccyx removed and have to sleep downstairs as I can't even get up them. You are beyond rude and condescending, I won't be reading further comments from you thanks.

Poster isn't being rude or condescending.

Your posts imply that Scottish power and therefore other customers should fund you. Unfortunately that isn't going to happen. You have to find a way.

Prepayment meters can be topped up online so your arguments flawed.

You have racked up a lot of debt with them, if you don't comply they will take you to court for the money

Mumof3girlsandaboy · 19/08/2024 20:04

Yes with the smart meter you can top up online.
few years ago I had £800 in debt with southern electric and I was forced to change my meter into prepaid one and they used to deduct from the top up until the debt was paid off.

guestusername · 19/08/2024 20:00

Make sure they do you smart meters which can be topped up online

Cocoloco889 · 19/08/2024 19:57

EbonyRaven · 19/08/2024 19:02

Not sure what you expect people to say @Cocoloco889 Confused

You owe the money, your energy company have the right to have that money back. And if installing a prepayment meter is how they get it, then so be it. You're going to have to suck it up. Everyone else has to. Many people struggle financially, not just you.

Having a back injury some time ago is not going to stop you from topping up a prepayment meter either (as someone suggested!)

Edited

I've had to have my coccyx removed and have to sleep downstairs as I can't even get up them. You are beyond rude and condescending, I won't be reading further comments from you thanks.

OP posts:
EbonyRaven · 19/08/2024 19:51

@Elleherd You can top up online.

HTH.

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