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Share your dilemmas and get honest opinions from other Mumsnetters.

To think the amount of SMP is entirely unreasonable?

310 replies

SMPWTF · 13/08/2024 15:02

I knew the amount prior to TTC but only now at 6 months pregnant is it actually registering.

£184 a week, and it’s taxed. If it weren’t taxed the amount would be £736 for a 4 week month.

How is this even close to enough?

DH and I earn similarly, respected careers but we’ll never be millionaires. Our household bills for our small semi-detached home are just over one of our whole salaries.

I understand that in the ideal you’d save up for maternity leave, but in practice that’s difficult for most people. The start up costs for preparing for baby are very expensive. We have been lucky to have been gifted a lot of big ticket items but even so the costs still add up fast. I can’t imagine even trying to save anything for a second maternity leave if you’re paying childcare fees for your toddler - probably one of the reasons we’ll be one and done.

I don’t think working people should have to save for years per child they have. Nor do I think people should only have children if they can afford to live on one income, because then we create a society where only either end of the wealth spectrum find themselves in a position to start and grow families.

No wonder couples are having fewer or no children.

Why can’t women be paid at least 50% of their wage? So many companies offer 6-12 months full sick pay, so why are so many still reluctant to meet this offer for parental leave?

OP posts:
Flopsythebunny · 14/08/2024 14:13

Tippexy · 13/08/2024 15:26

The state pension is much more than SMP.

The mortgage still has to be paid on SMP.

What a peculiar comment to make.

State pension is £220 per week, so not loads more, and for many mortgage or rent still has to be paid.

Bellamari · 14/08/2024 14:12

Paternity pay is even worse. You don’t get even one single day on anywhere near your normal salary. It’s £184 per week from day 1. My DH normally earns £1200 per week, we couldn’t survive on £184. So he couldn’t take any paternity leave at all.

2mumlife · 14/08/2024 14:08

I only get 18 weeks full pay and then SMP (standard in my sector). Be grateful you get 6 months!!! I'm the higher earner. And we had IVF costs to pay for to have our kids. My ability to save for first child was obviously easier than its been this time again. Oh, and in Scotland so we don't get any funding for childcare until they are 3years old. But if you want children, you make it work.

Oldermum84 · 14/08/2024 14:08

Gogogo12345 · 14/08/2024 14:03

Because they are actually being productive for the employer. I used to work for a London borough council and it wasn't unusual. One woman had 3 maternity leaves only actually working a couple of months in between and then left the job when supposed to return after having the 3rd baby. That's just taking the piss

It's not taking the piss. It's life. I'm sure she didn't have 3 kids in short succession to annoy you or her boss. In my local authority you have to go back to work for 5 months (full time, or part time equivalent) to get any enhanced pay. So she likely wouldn't have taken any money from your employer, only SMP from the government.

Gogogo12345 · 14/08/2024 14:03

Oldermum84 · 14/08/2024 14:00

Why? They'll still be taking the same amount of leave in total? What's the difference between going back to work for 3 months or 9 months??

Because they are actually being productive for the employer. I used to work for a London borough council and it wasn't unusual. One woman had 3 maternity leaves only actually working a couple of months in between and then left the job when supposed to return after having the 3rd baby. That's just taking the piss

UsernameAlreadyTaken101 · 14/08/2024 14:01

Reugny · 14/08/2024 13:56

You mean a parent not just mothers.

No I don't actually. The person commenting was referring to women/mothers. The passive aggressive correction wasn't necessary. 🙄

Oldermum84 · 14/08/2024 14:00

Gogogo12345 · 14/08/2024 13:55

The one thing I think shouldn't be allowed is women going back to work already pregnant again, working for a few weeks then getting another lot of maternity pay. Should insist that you actually work ( as in physically working) for at least 9 months before getting another lot of maternity pay elsewhere you get some women working about 3 months over a 2 year period

Why? They'll still be taking the same amount of leave in total? What's the difference between going back to work for 3 months or 9 months??

Zimunya · 14/08/2024 13:57

YOYOK · 14/08/2024 13:50

You cannot possibly compare injury or illness (serious enough injury or illness to be off work for an extended time period of time) to maternity leave. It’s offensive to both categories really. Women do deserve maternity pay and rights but comparing it to sickness is silly.

You're correct that it is not "sickness" but it is "recovery" especially if you have had a traumatic birth or surgical intervention, and it should be treated as such for payment and time off work.

Worrywartandall · 14/08/2024 13:56

YOYOK · 14/08/2024 13:46

There is state provision. There is UC which is - rightly - much higher for parents than those without children.

But there are those who won’t qualify for UC not significantly struggle on smp

the state provision should be enhanced through taxation on the very high earners (80k +)

Reugny · 14/08/2024 13:56

UsernameAlreadyTaken101 · 14/08/2024 13:41

But it's not really about the woman wanting extended leave as though they just don't want to work - it's about the child having nurture, bonding, care etc. It's an investment in the people who will form society in the future. Plenty of children will of course be fine going into a nursery at a very young age but if it is possible for mothers to stay with their children then surely that's a positive thing?

Unfortunately this has become a luxury that most people can't afford to take.

You mean a parent not just mothers.

Gogogo12345 · 14/08/2024 13:55

The one thing I think shouldn't be allowed is women going back to work already pregnant again, working for a few weeks then getting another lot of maternity pay. Should insist that you actually work ( as in physically working) for at least 9 months before getting another lot of maternity pay elsewhere you get some women working about 3 months over a 2 year period

Zimunya · 14/08/2024 13:52

RealSryo · 13/08/2024 15:41

@SMPWTF its horrific. Remember women and children are the less important members of society - that’s why it’s how it is.

Not that you should have to be grateful for 6 months full pay but that is at the high paying end so try to take some comfort in that if you can. Many of my friends had six weeks (!!) full pay.

My DD was not born in the UK, and this is exactly what I had. Quite common in America too, I think?

YOYOK · 14/08/2024 13:50

lazysummerdayz · 14/08/2024 13:30

@fitzwilliamdarcy

On the flip side at my work I knew several colleagues who had full paid sick leave of 13 weeks ....injured playing football at an age should know better ....and my company didn't offer any full paid EMP at the time

I'd have been better off breaking my arm whilst giving birth

You cannot possibly compare injury or illness (serious enough injury or illness to be off work for an extended time period of time) to maternity leave. It’s offensive to both categories really. Women do deserve maternity pay and rights but comparing it to sickness is silly.

Oldermum84 · 14/08/2024 13:49

OptimismvsRealism · 13/08/2024 15:57

It isn't "silly". Money is finite. Having kids is a choice. Ageing isn't. Hence an ageing population that costs a bomb. So, pay for your own kids or don't have any. If only we had the same opt out option for decrepitude.

That's ridiculous... Having kids is an absolute necessity if you want working age adults to exist who are going to pay taxes, to pay for the pensions. In fact it may as well be 'if you want a pension you have to have had a child'.

YOYOK · 14/08/2024 13:46

Worrywartandall · 14/08/2024 12:51

There is nuance with small local businesses but big businesses have no excuse, if some can finance real enhanced packages then others can too, not to is a choice

I believe state provision should be increased

There is state provision. There is UC which is - rightly - much higher for parents than those without children.

UsernameAlreadyTaken101 · 14/08/2024 13:41

ABirdsEyeView · 14/08/2024 12:27

What is adequate though? I think 6 months is fair and reasonable. I believe a year is too much because of the knock on effects to employability. I think fathers should take the second 6 months and this would do more to fight patriarchy than women insisting on their whole year off (sometimes several years off if they have more than one baby).

I don't think that women who have had babies are the most important group of people to prioritise above all those other people who have good reasons for wanting extended leave from work.

But it's not really about the woman wanting extended leave as though they just don't want to work - it's about the child having nurture, bonding, care etc. It's an investment in the people who will form society in the future. Plenty of children will of course be fine going into a nursery at a very young age but if it is possible for mothers to stay with their children then surely that's a positive thing?

Unfortunately this has become a luxury that most people can't afford to take.

FunnysInLaJardin · 14/08/2024 13:36

Gogogo12345 · 13/08/2024 15:54

16 weeks I think when my eldest was born. She was in nursery at 3 months

same here, DS1 was at childminders at 3 months and I went back to work full time. That was 18 years ago

UsernameAlreadyTaken101 · 14/08/2024 13:31

SMPWTF · 13/08/2024 15:42

It’s sad isn’t it. I don’t think I was clear, I don’t have 6 months full. It probably works out at 6 months at about 75% then goes to statutory for me.

I actually think that's pretty good. We get 13 weeks at 90% but topped up to full pay by SMP them straight onto SMP for the next 26 weeks. If you have a working partner then it's not too awful. Paying for nursery once you go back to work is the killer.

lazysummerdayz · 14/08/2024 13:30

@fitzwilliamdarcy

On the flip side at my work I knew several colleagues who had full paid sick leave of 13 weeks ....injured playing football at an age should know better ....and my company didn't offer any full paid EMP at the time

I'd have been better off breaking my arm whilst giving birth

Worrywartandall · 14/08/2024 13:26

fitzwilliamdarcy · 14/08/2024 13:12

I know where you’re coming from. I had a lifesaving major surgery and my employer gave me 8 weeks off with gritted teeth and a lot of kvetching, but in that team over the past decade I’ve seen women taking 13 months off 2 or 3 times and nobody bats an eyelid.

As they shouldn’t - it’s a legal entitlement but I think if you haven’t been seriously ill, you underestimate how much protection and ‘give’ that you actually get from an employer.

The ill thing though is the future viability of you in the role. But it’s still fucking terrible And we all should be really critical of the firms we join and the benefits they offer

lazysummerdayz · 14/08/2024 13:25

I agree it's insulting - they want more women in work and more women in professional roles and then pay a pittance

If you told a man he would have to carry a baby for 9 months give birth accept all the physical emotional and emotional changes having a baby brings and then "live" on SMP - as a main earner - men wouldn't have children

bluelavender · 14/08/2024 13:21

@ABirdsEyeView society as a whole benefits from a healthy birth rate (broadly we need a new generation of workers to support those who go on to retire). Society also benefits from women who are/would like to be parents working; as there is an economic gain from this.

Smaller organisations probably do need more support to meet the costs of doing so; but I think we should be trying to move more towards a system of full pay for the first 6 months (which we see in the public sector and some industries)

bluelavender · 14/08/2024 13:16

Its such a significant difference when you work in the public sector or an industry that effectively offers full pay for 6 months. I wonder if there has been any research about how this supports families; and maybe helps women to stay in work or to have more than one child?

fitzwilliamdarcy · 14/08/2024 13:12

ABirdsEyeView · 14/08/2024 12:09

I know this sounds a bit hard core, but I'm not sure it's reasonable or fair that an employer has to keep a job open for a whole year because someone has had a baby.
If someone had longer term health problems as a result of birth, I fully support people getting time off, as they would for any other illness. But honestly I think it's harmful to women this idea that you can just take a whole year off because you want to and the employer has to facilitate it. There are people not getting that time off when they have cancer or other really serious illnesses. Or a dying family member that they are caring for.
And of course, you can have repeated

It was a policy that meant well but there are a lot of unintended consequences around women's employability compared to men and how women are the default parent societally, even when both mum and dad work full time.

I know where you’re coming from. I had a lifesaving major surgery and my employer gave me 8 weeks off with gritted teeth and a lot of kvetching, but in that team over the past decade I’ve seen women taking 13 months off 2 or 3 times and nobody bats an eyelid.

As they shouldn’t - it’s a legal entitlement but I think if you haven’t been seriously ill, you underestimate how much protection and ‘give’ that you actually get from an employer.

Worrywartandall · 14/08/2024 12:56

ABirdsEyeView · 14/08/2024 12:27

What is adequate though? I think 6 months is fair and reasonable. I believe a year is too much because of the knock on effects to employability. I think fathers should take the second 6 months and this would do more to fight patriarchy than women insisting on their whole year off (sometimes several years off if they have more than one baby).

I don't think that women who have had babies are the most important group of people to prioritise above all those other people who have good reasons for wanting extended leave from work.

how does it impact employability as the women are already in jobs? Career progression arguably but that will happen if 6 months or a year are taken.

in this scenario it’s 6 months, is that 6 months full pay? Or just 6 months leave generally speaking?

no one is pushed into 12 months leave, women have the option to return earlier and paid leave is only 9 months.

but I agree for enhanced pat leave but probably not for the same reason as you.

im blessed my dh gets 6 months full pay pat leave and I the same mat but this isn’t standard

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