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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think the amount of SMP is entirely unreasonable?

310 replies

SMPWTF · 13/08/2024 15:02

I knew the amount prior to TTC but only now at 6 months pregnant is it actually registering.

£184 a week, and it’s taxed. If it weren’t taxed the amount would be £736 for a 4 week month.

How is this even close to enough?

DH and I earn similarly, respected careers but we’ll never be millionaires. Our household bills for our small semi-detached home are just over one of our whole salaries.

I understand that in the ideal you’d save up for maternity leave, but in practice that’s difficult for most people. The start up costs for preparing for baby are very expensive. We have been lucky to have been gifted a lot of big ticket items but even so the costs still add up fast. I can’t imagine even trying to save anything for a second maternity leave if you’re paying childcare fees for your toddler - probably one of the reasons we’ll be one and done.

I don’t think working people should have to save for years per child they have. Nor do I think people should only have children if they can afford to live on one income, because then we create a society where only either end of the wealth spectrum find themselves in a position to start and grow families.

No wonder couples are having fewer or no children.

Why can’t women be paid at least 50% of their wage? So many companies offer 6-12 months full sick pay, so why are so many still reluctant to meet this offer for parental leave?

OP posts:
MyOtherCarisAVauxhallZafira · 13/08/2024 15:22

We both had second jobs to save and pay for our renovations, wedding and my mat leave, especially painful at I am the higher earner. I spent most of my mid twenties to mid thirties working two jobs even though I'm in a professional field. It has meant though that we have no debt at all other than our mortgage.

Dweetfidilove · 13/08/2024 15:20

It's a paltry amount. YANBU at all.

mammabing · 13/08/2024 15:20

It’s genuinely awful. However, I was warned by everyone so we managed to save up for baby number 1. Don’t know how we’ll manage for number 2 when that time comes!
I was shocked at the paternity leave though. 2 weeks! I had an emergency C-section and due to an infection wasn’t mobile at all after 2 weeks.

SouthLondonMum22 · 13/08/2024 15:20

I think that enhanced maternity pay is reasonable for at least the first 6 months. I don’t believe companies need to offer it for any longer than that.

But then I’m a meanie who has babies in nursery.

mummypigoink · 13/08/2024 15:20

I called it statutory maternity poverty.

And my kids are 25 so it seems even worse now.

SMPWTF · 13/08/2024 15:19

OptimismvsRealism · 13/08/2024 15:17

Wait until you find out how much the state pension is

I know, but most people have significantly longer to save for retirement than they do to save for parental leave

OP posts:
Bogasphodel · 13/08/2024 15:19

We get “enhanced” which is still 2/3rds of my current pay for 4 months, then SMP. It’s meant we are putting off kids as currently can’t afford it.

And the pension comment… it’s much less than the state pension.

OptimismvsRealism · 13/08/2024 15:17

Wait until you find out how much the state pension is

SMPWTF · 13/08/2024 15:15

Ginmonkeyagain · 13/08/2024 15:11

Many companies do offer enhanced maternity pay. Dod you not check your company policy before deciding to have a baby?

My company offers 20 weeks at full pay and 19 weeks at 50% pay and then an additional 13 weeks unpaid (although people often save and use their accrued annual leave for some of this period).

Edited

Mine do offer an enhanced policy (not anything close to full pay mind) but I think all of these policies should go beyond 6 months. 6 month old babies shouldn’t have to be in nursery.

The companies and organisations that only offer SMP, someone needs to do those jobs.

OP posts:
Ginmonkeyagain · 13/08/2024 15:11

Many companies do offer enhanced maternity pay. Dod you not check your company policy before deciding to have a baby?

My company offers 20 weeks at full pay and 19 weeks at 50% pay and then an additional 13 weeks unpaid (although people often save and use their accrued annual leave for some of this period).

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