Just been pulled over by the police

Legislation has been approved recently in Ireland to do away with paper tax discs in line with many other European countries. I can see insurance and NCT discs following suit.

I know you are relieved OP but the database shows you as having no insurance so you need to get that sorted asap. The certificate is important but most important to get the database sorted. I'm glad you have got to the bottom of it and that your insurance is valid.

Print everything you’ve got and take it to nearest police station along with driving licence, MOT etc…
I had similar when I returned to the UK. Was driving UK registered car but had EU country insurance, perfectly legal for the whole of Europe. But picked up on camera and got a letter saying no insurance, you’ll be fined get x points etc., . I phoned and explained , was told UK registered car had to have UK insurance. I said ok I’ll phone a UK company now and pay for insurance so I’m doubly insured. Was told that was acceptable. Never heard anything else.
Just keep throwing all the proof you have at them.

Does DH have insurance for his own car that would give him 3rd party insurance to drive any car?

Sorry if you've already covered this but I don't have time to read all the posts!

I suppose because I always pay the whole year in advance I feel always reassured when I look at the disc on the windscreen with the expiration date on it!

Because it makes them feel an inflated sense of self worth, when really they are just being arseholes. Sick of seeing this on here.

Yes that is the issue. People are saying get an email or certificate to confirm when the best thing anyone can do is check for themselves.

I showed the email to the police and they where so rude and upsetting its now made me really worried.

There's a reason British trust in the police is so low at the moment. They were absolute jerks to me when they stopped me at 17 for the grand crime of being out at 2am. I wish I'd had the confidence to complain because it was so unnecessary.

I get they deal with assholes breaking the law all the time but that is literally their job and they need the aptitude for it.

I put my experience down to a one off but the more I speak to law abiding friends and see online, the number of police prosecuted for serious offences or suspended for investigations, the more convinced I am that there is a real core of rot and needs serious reform.

I think you'll be fine. Its an administrative error on their part. But once you've dealt with it I strongly encourage you to report the behaviour or you'll spend years regretting it. So many of us let that stuff slide because we're just grateful to get it over with.

If it turns out that there is no policy in place you could potentially be prosecuted for no insurance also as you are the owner of the car and if the insurance isn’t in place you’ve allowed your DH to drive without insurance. Presumably your vehicle wasn’t seized for no insurance at the roadside or you would have mentioned it. As the officers could see your DH wasn’t insured and you were in no fit state to drive. That doesn’t quite add up that they have let you go on your way if DH is uninsured. Or did you have to get someone else to come out?

You can check on the askmid website: https://enquiry.navigate.mib.org.uk/checkyourvehicle

Don't worry OP, it's really not your fault and it'll be fine. You should press for extra compensation for the inconvenience though.

they may not have been available at 1am, and prefer complaints on Mondays -Fridays, but the will definitely have call lines open on a Saturday.
Sound an incompetent bunch.

@MrsRobinsonsHandprints I thought it wasn't on the database that was the ops issue ?

We've experienced this too. A police car followed us menacingly home for a couple of miles. They pulled us up almost outside our house and were quite unpleasant. I fetched our valid insurance documents whilst they breathalysed my partner, but they didn't want to know. We were marked as uninsured on the Ask MiD database. Eventually ofter much stress and many phonecalls Hastings updated the database (they had 'forgotten' to update it!?) and we were ok.

Oh that's interesting, didn't know that.

When you do manage to make your compliant, make sure that you get more than £100. Also take it to the ombudsman as whilst 1 is a mistake , twice is incompetent and you won’t be the only customer to have experienced this.

But you’re not ringing with a complaint. You have no insurance- this is an emergency so just call any number that’s available.

All that matters is that it is on the insurance database. Better to just check yourself

https://enquiry.navigate.mib.org.uk/checkyourvehicle

Why are people correcting the OP's spelling?

The police don't need a reason to stop you in the UK.
https://www.gov.uk/stopped-by-police-while-driving-your-rights#:~:text=The%20police%20can%20stop%20a,if%20you%20do%20not%20stop.

He wasn't breathalysed for no reason, committing an offence ( no insurance) is enough to get you breathalysed.

Or the car stinking of alcoholic beverages.

Back to my previous post ask for a covering e mail too not just the certificate.

Yes it could. A policy certificate can be issued and the policy could later be cancelled. Which is why it's all digital now.

I guess it could, but the disc has on it the date to which it is valid, which the gardai can just instantly see. So what has happened here couldn't happen. I like having the paper discs, they reassure me that I haven't made a mistake and forgotten to do something!

Totally understandable. Hope this is sorted for you quickly.