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Anxiety asking for money back from friends

53 replies

Lilaccprincess · 09/08/2024 09:10

I absolutely hate borrowing friends money and having to ask them back. Anyone else? I don’t know why I get anxiety over it.

I paid for tickets to a day trip coming up for the 5 of us. I was a bit hesitant as I am living pay cheque to pay cheque at the moment, haven’t long come back from maternity leave. Friends all said they’d pay me back that evening.

It has been a week since I booked and paid for tickets and so far only had one payment through.

Tickets are £27.99 so I’m down almost £85 which is a lot of money to me right now.

I have made hints in the group chat, they’ve even spoken about upgrades and I said I can’t afford it but not one has said “Oh yeah I owe you £27.99 let me send that”

They are all lovely woman, I can’t imagine being CF. They all know my money situation though, and not that it matters all earn a lot more than I do and have a lot of savings.

Is a week long enough? Should I give them another week before messaging them?

I don’t want to sound like the badgering friend texting them to pay up.

OP posts:
Gazelda · 09/08/2024 09:14

Don't be anxious. Don't feel bad about badgering. Don't be embarrassed. Don't justify why you need the money. Speak to them as if they respect you. Treat them as you'd expect to be treated.

"Hey friends. A friendly reminder about the ticket money. Please send to bank account number xxxx, sort code xxxx. Thanks."

FourEyesGood · 09/08/2024 09:13

Stop making hints in the group chat. Say it clearly: ‘Charlotte, Emily and Anne - you each owe me £27.99. Here are my bank details. Thanks!’
It needn’t be embarrassing; if anything, they’re the ones who should be embarrassed for not paying you back quickly.

penguinonmybag · 09/08/2024 09:12

Lilaccprincess · 09/08/2024 09:10

I absolutely hate borrowing friends money and having to ask them back. Anyone else? I don’t know why I get anxiety over it.

I paid for tickets to a day trip coming up for the 5 of us. I was a bit hesitant as I am living pay cheque to pay cheque at the moment, haven’t long come back from maternity leave. Friends all said they’d pay me back that evening.

It has been a week since I booked and paid for tickets and so far only had one payment through.

Tickets are £27.99 so I’m down almost £85 which is a lot of money to me right now.

I have made hints in the group chat, they’ve even spoken about upgrades and I said I can’t afford it but not one has said “Oh yeah I owe you £27.99 let me send that”

They are all lovely woman, I can’t imagine being CF. They all know my money situation though, and not that it matters all earn a lot more than I do and have a lot of savings.

Is a week long enough? Should I give them another week before messaging them?

I don’t want to sound like the badgering friend texting them to pay up.

You've learnt - never book til you have the cash.

Message them and say 'Hi, I need the money by end of the day today or I'll be paying bank charges, please message when you have transferred'

message again two hours later to those who haven't paid

and repeat