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Original poster

To think I will never see my money ag… Just been frauded

30 replies

Ladyritacircumference · 07/08/2024 21:04

So, cloned facebook accounts, pretending to be a friend of a friend selling stuff. Very convincing, spoke to them on the phone too.

payed by bank transfer cos I thought it was a known local person with mutual friends.

It was to Revolvute bank account

I know I was stupid…

called it in to the bank HSBC the money had left my account

They took details and said they would try and get the money back.

I know I have been stupid.

what do you think the chances are of getting it refunded? any experience?

OP posts:
New posts on this thread. Refresh page
twopercent · 07/08/2024 22:32

I've heard of people losing thousands through this Revolut. It might be a legitimate bank, but there is certainly something about it that makes it attractive to fraudsters and con artists. I don't know what.

Sorry this happened to you OP

bittertwisted · 07/08/2024 22:29

APP regulations and the imminent strengthening of the PSR relating to push payments have changed this area
You will almost certainly get your money back

mathanxiety · 07/08/2024 22:28

ForeverDelayedEpiphany · 07/08/2024 22:14

Hold on, I'm confused... forgive me if this is a dim question, but as a PP pointed out - if you make a bank transfer from your account to the Revolut one, surely it only transfers the actual amount you specify? They can't just transfer any money from that account after? I mean, they would need bank login details and security account access etc? Surely? Or am I being really dim?! 😳😅

The poster who referred to the account being cleaned out was talking about the Revolut account being emptied and closed, making it impossible for the bank to get the OP's money back.

BeeHappy12 · 07/08/2024 22:25

OP, don't feel stupid at all. These people rely on victims feeling silly so they are too embarrassed to report them. This truly can happen to anyone.

Original poster
Ladyritacircumference · 07/08/2024 22:23

Thank you, that gives me some hope. I feel so stupid.

OP posts:
mynameiscalypso · 07/08/2024 22:20

Wolfpa · 07/08/2024 22:06

prepare yourself for not getting the money back. The bank will only reimburse if they were at fault by not protecting your money.

from the sounds of it there is no fault at their end and this will just be an expensive lesson

This isn't the case at all. HSBC are signatories to a voluntary code where they will refund victims of these types of fraud. In the last year, HSBC reimbursed 76% of victims of these types of fraud (where the victim is tricked into sending money to a fraudsters account).

ForeverDelayedEpiphany · 07/08/2024 22:17

StSwithinsDay · 07/08/2024 22:16

I think the OP means the scammer would empty the Revolut account so no way of getting the money back.

Ah ha, yes of course. My mistake lol 😆

StSwithinsDay · 07/08/2024 22:16

I think the OP means the scammer would empty the Revolut account so no way of getting the money back.

ForeverDelayedEpiphany · 07/08/2024 22:14

Hold on, I'm confused... forgive me if this is a dim question, but as a PP pointed out - if you make a bank transfer from your account to the Revolut one, surely it only transfers the actual amount you specify? They can't just transfer any money from that account after? I mean, they would need bank login details and security account access etc? Surely? Or am I being really dim?! 😳😅

Gogogo12345 · 07/08/2024 22:07

jimmyhill · 07/08/2024 21:34

Revolvute?!

Revolut is an app based account with fee free foreign transactions

Wolfpa · 07/08/2024 22:06

prepare yourself for not getting the money back. The bank will only reimburse if they were at fault by not protecting your money.

from the sounds of it there is no fault at their end and this will just be an expensive lesson

Bignanna · 07/08/2024 22:00

NikKai · 07/08/2024 21:58

Erm no its not. Its a bank called "revolut"

Show quote history

I know it - changed as I posted!

Tikk · 07/08/2024 22:00

Let me guess.

Taylor swift tickets bought on Facebook?

I hope the bank will recover it but it seems unlikely.

23Shadows · 07/08/2024 21:59

Bignanna · 07/08/2024 21:57

It’s Revolut!

Edited
Show quote history

It's not actually. Not that it even remotely matters.

Ah the swift edit when you've made an arse of yourself! Bravo!

NikKai · 07/08/2024 21:58

Bignanna · 07/08/2024 21:57

It’s Revolut!

Edited
Show quote history

Erm no its not. Its a bank called "revolut"

MiniCooperLover · 07/08/2024 21:57

So it was convincing? It happens. Did you lose much?

Bignanna · 07/08/2024 21:57

tuvamoodyson · 07/08/2024 21:37

What’s puzzling you?

Show quote history

It’s Revolut!

Original poster
Ladyritacircumference · 07/08/2024 21:56

I bet they have emptied out the bank account that I paid the money in to. I feel massively stupid. The woman was talking as if she was the known person. Said the bank account was her partners as she was selling on his behalf

OP posts:
loropianalover · 07/08/2024 21:55

Ladyritacircumference · 07/08/2024 21:49

I know… I bet they have emptied the account :/

How? Did you give them your log in details? I thought by your post that you had transferred X amount to a Revolut account. That doesn’t give anyone access to your account. The amount lost is the amount you sent. Unless I’ve misunderstood.

SnaccidentsHappen · 07/08/2024 21:53

Bank transfers are different, the bank will raise what's called a payment in error, there are no guarantees that the money will be returned

mynameiscalypso · 07/08/2024 21:52

I should add - reimbursement of money that victims of fraud have lost does not rely on your bank getting the money back (which is staggeringly unlikely).

mynameiscalypso · 07/08/2024 21:50

Just so I understand, you were scammed into making a payment from your HSBC account to a Revolut account that you thought was a friend's but was actually the fraudsters?

If so, I reckon HSBC will more than likely reimburse your loss.

Original poster
Ladyritacircumference · 07/08/2024 21:49

I know… I bet they have emptied the account :/

OP posts:
SnaccidentsHappen · 07/08/2024 21:45

If the money is still int he account they may be able to put a hold on it and the other person would need to provide evidence they have provided you with what you have paid for. If not then you should get the money back. However, if they have already emptied the account then unfortunately there is nothing that can be done.

When you set up the payment did the name on the account that h who you thought you were paying, did you get a notification telling you the details were a match? The banks give multiple warnings when setting up new payments for this very reason.

tuvamoodyson · 07/08/2024 21:37

jimmyhill · 07/08/2024 21:34

Revolvute?!

What’s puzzling you?