Many people prioritise/ live for holidays above all else

We don’t prioritise holidays at all. I’ve dropped to 4 days working during the last year and to me that day off each week is far more valuable than an expensive holiday once a year. We’ve also prioritised house renovations in recent years. I’m very lucky to have traveled a lot when I was younger. Still dreaming of taking the kids on an aeroplane - maybe next year…

Holidays are important to us, but I wouldn't borrow for one. I wait to see what my annual bonus is first, then use part of that to pay for 2 weeks abroad in the summer. If I didn't get a bonus for some reason, we wouldn't go, which would be sad for us all, but I won't spend money I don't have on them.

I keep getting asked about holidays, not been away for years. Got pets and a business to run, no help with them but it's fine as I've set my life up to suit me and it's pretty good.

I wouldn't get into debt for holidays ever.

My auntie is obsessed with holidays, but her life is not great with her DH. She once said to BIL (who hadn't been on one for a few years, 'how can you live without holidays' going on and on about it. and he said, well I actually like my normal life so... i thought that was quite funny

We have friends who travelling is very important to them. They save and don’t have fancy cars or do much to their home (it’s fine) they could get a bigger house or spend on home improvements but to them travelling is more important.

They wouldn’t get into debt they save - and plan the holidays independently - very jealous of some of the amazing trips! But it’s what’s important to them.

We prioritise holidays & have more than one per year

We save up, work extra, do not spend on other things, look for bargains

I have never been in debt for a holiday

Sure sure. Then why even mention extending mortgage in original post? This is like Truss trying to re write her stint as worst PM since John Stuart, 3rd Earl of Bute.

After lockdown, I went on a bit of a holiday spree and a lot of our disposable income went on holidays from 2021 to this year. We've decided we will be scaling back next year as I want to start saving for some house renovations.

I think its a balance. I feel happiest when on a city break. Its not a waste of money to me. Most of us can't do everything so I don't have a nice car or designer clothes because I'd spend my extra on holidays instead. Next year, I'll choose my new kitchen over a holiday and that's fine too.

I’d never go into debt for a holiday, but we go away during most school holidays because we love holidays & have the money to spend.

We have holidays within our general budget, so the DC have mostly experienced Eurocamp holidays, or breaks in the UK.

Earlier this year we were treated to a fantastic all inclusive holiday in a top resort by my father, which of course we all really enjoyed (Me the most I think!)

The dc are teens & tweens so it opened up a discussion: One holiday like this a year, but no extra curricular stuff like dance, singing or music lessons etc No trips to the theatre or weekends in The Lake District. We talked about how we have a budget and we can choose what our priorities are.

Needless to say I'm sat in a Safari Tent in a Eurocamp site writing this right now! 😂

Extending your mortgage for a holiday is genuinely crazy. If you can afford amazing holidays with sustainable sacrifices that's absolutely fine.

Like many others on this thread, they are our biggest expenditure once all essentials are covered and there are other regular luxuries we don't indulge in so we can go away often (such as eating out). But we would also never be going into debt for them. If not affordable upfront, we do not go

We prioritise in the sense that the bulk of our disposable income after bills and regular savings go on holidays, but I would never contemplate getting into debt or amending my mortgage to enable them. We also tend to do multiple shorter breaks throughout the year (yes, involving flights for anyone clutching their pearls about the environmental impact of international travel), rather than one blowout fortnight in the summer.

I love travelling and prioritize it over other things - stuff, going out a lot etc. I would never go in to debt for a trip though and would adapt what we did accordingly. I am conscious of carbon footprint and done a lot of travel by train in recent years. I prefer it to flying anyway.

DH and I have 6-figure salaries, but we have a modest house, don't spend money on fancy cars, no luxury watches/bags/jewellery etc. We do spend that money on travelling.
But no I would not extend the mortgage for that. Would travel cheaper, if finances would be tighter.

I've just booked a trip to Japan. Did overtime for a year to pay for it. (Yes I am knackered!). After that I won't go on any big trips for a couple of years at least. Maybe the odd long weekend in Europe, nothing major. I'm fine with that.

I definitely wouldn't get into any kind of debt for a holiday. It would take the shine off, knowing it needed to be paid for afterwards.

That always seems so sad to me. Slog away all year to have two fleeting weeks in July. Or even if they have two holidays a year, that's still 48 weeks when they aren't enjoying themselves.

I preferred when younger to spend more on buying a house somewhere beautiful so I can enjoy life all year round. I've been on fewer overseas holidays but I have a house and garden with birdsong and wildlife all the time. I can eat breakfast outside 5 months of the year.

But, I suppose I did an international job, so being abroad wasn't as 'desirable' for me. I was on and off flights most weeks.

No, I think we probably spend less on holidays than a lot of other people with our income do.

There used to be a meme that went "Make yourself a life you don't need to take a holiday from".
I used to be very taken with that. And used it as something of an excuse to not take enough time for myself.
Nowadays I understand that something can be very fulfilling and yet, also tiring and emotionally straining.
I'm much more into holidays now.

It wouldn't enter my head to extend the term of my mortgage to take a holiday.

Save up during the year.
Live frugally and cut back on expensive concert tickets/expensive restaurants/expensive electronics...
Go for one week instead of two.
Do an all inclusive instead of self catering or eating out

are all ways to have a cheaper holiday......

I have met many people who do prioritise holidays and don't do things like many nights out or expensive hobbies to ensure they can afford it.

We haven't been on a holiday for years. I'd sooner spend the money on improving our house, which we live in all the time, than several thousand on a week away.
We have four housecats which makes it difficult- we need a cat sitter
and one of my children is autistic, so I can see us wanting to come home after a couple of days due to meltdowns. Even days out with him are exhausting, so a week in a strange place would be hell.

You changed your mortgage so you could go on holiday?!?! Wow I have never heard of that! But I suppose I don’t often ask people how they finance their holidays. Hmm.

I don’t prioritise holidays above all else personally. I make sure my everyday life is fun. We’ve been on many holidays with the kids and it’s nice but definitely more driven by DH and I always love coming home 😄

Do people understand that global warming is a thing? How in good conscience can people be jetting off?