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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

"It's a shame you can't get a new build"

433 replies

itscominghomeee · 04/08/2024 18:18

I am mid-twenties and single. I have worked hard to save up a deposit to buy a house and now have enough of a deposit, and a not-huge-but-reasonable salary in my first managerial post, to make offers on houses. None of my similarly aged friends are at the stage of buying a house yet. I am looking at typical first time buyer houses: terraces or even some semi-detached, but my mum and her sister have commented a couple of times that it's a shame that I can't buy a new build.

I went yesterday to see a house with my mum and the current owner has refurbished downstairs and put a new kitchen in and installed a downstairs toilet within the last two years. Upstairs is in good condition too, but my mum said afterwards, "from downstairs you almost think it's new, but when you go upstairs you remember that it's a very old house".

My mum also told me yesterday that her sister had said to her again recently, "couldn't itscominghomeee get a new build? There are lots of new builds being built in that area".

AIBU to feel upset by these comments? Of course a new build would be lovely, but it's unrealistic for the vast majority of people in my age bracket and stage of career, especially those who are single. The comments feel like they're undermining my hard work saving up and like my mum/aunt are saying that the houses I can afford aren't good enough.

OP posts:
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CocoDolphin · 04/08/2024 22:04

My friend recently bought a new build home, on a more ‘aspirational’ estate where some thought has been put into the individual design and style of the houses, and the roads and communal areas quite nicely landscaped, however she has had so many problems with the house and the road is still unfinished. In recent storms, one of the chimneys came off a house and it was rumoured to have been made from some kind of high spec polystyrene! I shall certainly be directing my dcs towards the nice sturdy Victorian / Thirties terraces when the time comes for them to buy.

PaterPower · 04/08/2024 21:59

Another, here, who wouldn’t touch a new build (particularly one built by one of the big UK-wide developers).

You’re likely to get something that’s been thrown up as quickly as humanly possible by ‘trades’ who are incentivised to build for speed and screw the quality. It’ll have a snagging list as long as your arm and you’ll struggle to get the issues rectified (the 10 year ‘guarantees’ are a joke).

You might well find you’re parking on an unfinished road for years, which will be left in that state whilst the developer argues with the council about getting the new streets adopted. You’ll probably not have bus access and the roads will all be just over one car wide, which means you’ll struggle to drive through because everyone will have parked their second cars up on the pavements, largely because the houses only come with one space.

CocoDolphin · 04/08/2024 21:56

I would hate to live in a new build, especially in hot weather like this! The thought of living cheek by jowl, hearing everything that’s going on in my neighbours’ gardens would be hell to me. Give me a period property any day.

Violinist64 · 04/08/2024 21:56

@Another2Cats, interesting comparisons. My favourite by far is the thirties house. It has character and feels very homely at the same time.

Bumblebeestiltskin · 04/08/2024 21:55

No thanks to a crappy new build. Small rooms, likely to be issued (potentially going on for years).

Vettrianofan · 04/08/2024 21:54

Movinghouseatlast · 04/08/2024 18:21

Christ, I couldn't bear a new build. No character at all.

OP has dodged a bullet by not being able to buy one. Blessing in disguise, really.

Crumpleton · 04/08/2024 21:52

I haven't read all the replies and can't speak of all new builds but do know of a good few.

The ones I've been into you could share a nail with the neighbour and hang a picture on each end of it the walls are so thin.

I've also been into many a terraced property but new builds seem to feel more crammed in than a row of terraced.

A friend recently bought a new build and has seven of the surrounding properties over looking their garden so as shinny as a new build looks it's not all bells and whistles.

You've saved hard to buy your first property and it'll be you paying the bills it's your choice as to which type you buy.

Good luck in your search hopefully soon you'll be a happy home owner(ish).

Bellyblueboy · 04/08/2024 21:52

BIossomtoes · 04/08/2024 19:14

When did new builds become something to aspire to? I can’t imagine why anyone would want a flimsy house with tiny rooms on a postage size plot if they could have a well built older house.

My parents are in their seventies.

they bought their first home in in the 1970s. Central heating, indoor toilet, modern kitchen with built in appliances. Driveway!

They both grew up in rented homes with outdoor loos, no central heating. They bought a new build with a garden, a garage, central heating! The height of sophistication!

ItsVeryHyacinthBucket · 04/08/2024 21:51

New builds are generally vile. A recently renovated older property has bags more character and likely be roomier and have a proper sized garden too.

Bluffyslummers · 04/08/2024 21:50

Scarfitwere · 04/08/2024 21:46

I think @fannyfiggs might just be the ceo of Barratt homes or similar, undercover on mumsnet 🤭

OR she owns a new home and lots of posters are talking utter nonsense about them all losing value or being all shit, which is pretty insulting really

Fannyfiggs · 04/08/2024 21:50

Scarfitwere · 04/08/2024 21:46

I think @fannyfiggs might just be the ceo of Barratt homes or similar, undercover on mumsnet 🤭

Damn, my cover has been blown 🤣

Babbahabba · 04/08/2024 21:50

Around here new builds are so overpriced. Tiny rooms and tiny gardens. You get much more for your money with old builds.

Bluffyslummers · 04/08/2024 21:49

IpsyUpsyDaisyDoos · 04/08/2024 21:25

A lot of them do lose money over the first few years. Many lenders won't lend against 100% of the purchase price, or you need a larger deposit (HTB aside). And the reason for that is to mitigate the risk of the new build premium, i.e. it becoming worth less than purchased for should the buyer want to sell / the lender needs to rake possession within the first 5-10 years.

Because people will pay more for new than second hand.

sorry what are you talking about? Most lenders won’t do a 100% mortgage on a new build? Yeah because most don’t anyway.

i literally make mortgages for a living. This isn’t a thing. I’ve worked at niche lenders and big banks. Some won’t lend when you’ve got a htb equity loan in the background.

they don’t enter into negative equity in the first few years or else no lender would offer a 90% LTV mortgage or frankly any other mortgage on an asset that will go down in value. Negative equity is a huge problem for lenders they wouldn’t enter into a deal if this was a known fact.

what you mean is that new builds and htb artificially inflate the price so they might not rise as fast as other similar size (yet older) houses in the area. My house is new, and in 5 years it’s gone up between 80-90k. I had it valued by surveyor.

PetulantPenguin · 04/08/2024 21:48

I always filt r out new builds in my hous searches. Some are lovely I'm sure but most near me are tiny with inadequate parking.

Another2Cats · 04/08/2024 21:46

Dontevenlookatme · 04/08/2024 20:32

In our last move I wanted a new build more than any other house. After decades of living in old period properties, spending every evening and weekend on some sort of maintenance, or managing huge gardens full of mature trees, and knowing that as DH and I were getting older it was slipping away from us, and one of us might find ourselves trying to manage it on our own, I very much wanted a new build.

Twenty-something year old me would have laughed in your face at the suggestion but now I’m here and I love it.

"...and knowing that as DH and I were getting older it was slipping away from us,"

I totally get what you mean. My parents were thinking along the same lines as you but then they found a very nice 1970s bungalow with a vey manageable, small, garden.

My mother was starting to have trouble walking up stairs so a bungalow was fantastic. It was also a lot cheaper than the new build properties they were looking at which allowed them to release some capital.

Ewock · 04/08/2024 21:46

We bought a new build flat as our first home woth a view to make some profit to buy the 1970s semi we're in now.
I much prefer the semi. More scope for development but also bigger land. We looked at new builds again when we bought this and the gardens were tiny and no storage in the houses at all.

Scarfitwere · 04/08/2024 21:46

Fannyfiggs · 04/08/2024 21:37

If your new build was a small square box with no personality, that's your fault for having no imagination.

I think @fannyfiggs might just be the ceo of Barratt homes or similar, undercover on mumsnet 🤭

Blinkingbonkers · 04/08/2024 21:40

Yep, not dissing those who have bought and love their new builds but the surveying industry is well aware that the vast majority are poorly built without longevity in mind…. @itscominghomeee , I’d consider not having a new build a lucky escape….

BIossomtoes · 04/08/2024 21:39

Fannyfiggs · 04/08/2024 21:37

If your new build was a small square box with no personality, that's your fault for having no imagination.

Yes, she should have imagined it was a Georgian vicarage, that would change everything.

WednesburyUnreasonable · 04/08/2024 21:39

New builds have to be up there with UPFs and eating a dessert that isn’t just fruit and yoghurt in terms of the things that send out some kind of klaxon for people on mumsnet to tell you they could neverrrrrrrr. Could neverrrr eat a ready-made Swiss chocolate roll in a new build! I’d rather die!!!!!

OP, your mum’s comments are a bit weird and I can see why you’d find them dismissive given the effort you’ve put into getting on the ladder. Maybe she’s had bad experiences living in old houses, who knows? Don’t let whatever is driving her to make these comments get to you. We can’t all live in the same type of house as each other after all, it’s simply not feasible.

Fannyfiggs · 04/08/2024 21:37

ElizabethCage · 04/08/2024 20:56

I've lived in both and give me an old house full of character any day. New builds are small square boxes with no personality in my experience. I would reply 'ew no thanks, I want my house to have some personality' or just 'I cant stand new builds'

If your new build was a small square box with no personality, that's your fault for having no imagination.

Aposterhasnoname · 04/08/2024 21:35

You couldn’t give me a new build, shit quality, small oddly shaped rooms, hugely overlooked and postage stamp size gardens.

WizardOfAus · 04/08/2024 21:33

A new build would
have to be
one of
the
WORST
investments you
could make

Another2Cats · 04/08/2024 21:32

blueberryforest · 04/08/2024 20:07

I'll never understand the widespread dislike of new builds on MN. It's not just the dislike, but the vitriolic disdain and the absolute pride in their disgust for anything less than 100 years old. Confused
My new build was new in the early 2000s and has more than doubled in value since we built it. Maybe it doesn't have all the charm of an older property, but it's served us fairly well, and there are pros and cons to every home, regardless of age.

OP, I'd ask why people in your life are recommending a new build, then counter with your own view and finish by saying that you've made your decision and will appreciate if they can try to be happy for you.

"...and has more than doubled in value since we built it."

"...since WE built it"

It sounds very much as though this is a one-off build and you have engaged an architect to design it or used one of the self build design and build companies?

Many people, if they were in the position to be able to afford this option would, I am sure, go for it as well (myself included).

But we are not talking about that here. We are talking about modern new build housing estates which might typically have 200 or 300, or even more, homes being built on them.

That is a very different situation from yours. I am sure that many on MN would be jealous of you being in a position to build your own home.

It's a very different story buying a terraced house on a modern day estate. Just go and have a look around one sometime.

canonlydoblue · 04/08/2024 21:31

I always associate new builds with starter homes. We bought a new build as our first home and then moved into a lovely (quirky) Georgian house. Would much rather have something with a bit of character.

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