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Genuine question re pensioner fuel payment cut

517 replies

Katypp · 02/08/2024 09:49

Just this: How would the Labour supporters react if three weeks into a new Conservative Government, the chancellor cut the winter fuel payment to any pensioner with an income of more than £11k?
Would you think it was a reasonable thing to do or would it be considered cruel because it was the Tories implementing it, not Labour?
I would imagine Angela Raynor, Yvette Cooper and Wes Streeting would have been very vocal and worried about it.
Would the public finances argument wash if it was a Tory Government? It didn't when Cameron came into power.
What's different?

OP posts:
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9
GreenTeaLikesMe · 05/08/2024 08:31

I think there's a case for arguing that the cutoff point might need to be adjusted. What I was taking issue with the idea that we should be basing payouts on the concept of "older people, even if they themselves are comfortably off, are traumatized by the fact that they remember hearing about poverty during their childhoods, so we can't possibly expect them to pay for things out of their regular cashflows because the idea will probably cause them to spiral." That is a very different idea, and it's nonsense.

rwalker · 05/08/2024 08:11

GreenTeaLikesMe · 05/08/2024 08:00

Again, this is just getting stupid. Are we supposed to give out welfare payments to middle class people because their parents had a hard time in life? Where does it all end?

I can tell you right now, that when a Tory government finally gets back in (maybe 10 years from now?) they will have no interest in bringing back the fuel payments. Because everyone will have learned to manage fine without it, the sky will not have fallen in, and because the numbers of elderly people will have climbed to still higher heights and it will have become clear that the policy is no longer affordable. This payment will have to go sooner or later and would have been scrapped eventually regardness of which party was in power.

i Think people need to realise there an enormous chunk of pensioners living off next to nothing just above the threshold for pension credits. There not all middle class in massive houses sat on savings

this affects the ones at the bottom

2dogsandabudgie · 05/08/2024 08:06

GreenTeaLikesMe · 05/08/2024 04:15

What do you mean, "affected"? They will lose the WFA for sure. It won't do them any harm. Their house is worth the thick end of a million quid. My parents are delightful people but they do not need welfare payments. And the government really really cannot afford to keep pissing welfare all over middle class people, sorry. The integenerational trauma arguments being made here are ridiculous.

That's just your parents. Why do people on here think all pensioners are rolling in it and jetting off on cruises and living the champagne lifestyle.

Good for your parents if they can manage without it. Many pensioners can't. They are the ones who will struggle. No one is disputing the fact that some pensioners don't need it, it's the ones who are just above the cut off for pension credit who will suffer this winter. How are you ok with that?

IamtheDevilsAvocado · 05/08/2024 08:01

QueenOfTheNihilist · 02/08/2024 10:29

I would have been outraged… and I am outraged that Labour have done this too - I am a Labour voting pensioner.

On MN there is a widespread belief that pensioners are mostly wealthy, not feeling the COLC at all, and can manage sky high winter bills and henceforth live on a dwindling income in real terms so the triple lock can be abandoned.

Good for you all with your wealthy cruise-going ILs…

Meanwhile, everyone I know is living frugally and quite fearful of the future.

I am not saying the WFP should be paid across the board, but the threshold hold is WAY too low. People in good occupational pensions, index linked public sector, big savings pots etc, all pay TAX. It ought to be easy peasy to set a threshold of income, identified through HMRC , above which the payment is not made.

Lots of pensioners are not enjoying comfortable incomes at all.

We weren’t feckless and greedy… lost if reasons;
If we bought flats or a house the most common thing to do was buy an endowment, at which point we were told that it would pay off the mortgage AND give us a sum for retirement. Then it all went tits up and many people were left with a shortfall on mortgage, never mind money for cruises.

Other people spent more than half their working life before 60 believing they would get a pension at 60. Then thought ‘ok I’ll work till 66’ but got ill or worn out , or dud last minute saving but couldn’t save enough

Many of us worked our whole employed lives with no employer contribution at all, until the last legal minute, at the lowest legal level.

Many of us just never earned much. No free childcare hours etc…

Had savings but lost to divorce

Many reasons.

Just because YOU know wealthy pensioners does not mean it’s the whole picture.

The threshold should not have been set so low.

Agreed!

The threshold should be MUCH higher... So more people are entitled to WFA/CT benefits

But equally, All the free services like free prescriptions /bus passes should be looked at too...

I know retired NHS staff on pensions of best part of 50k.. Surely it's not just they should receive it.??

GreenTeaLikesMe · 05/08/2024 08:00

Again, this is just getting stupid. Are we supposed to give out welfare payments to middle class people because their parents had a hard time in life? Where does it all end?

I can tell you right now, that when a Tory government finally gets back in (maybe 10 years from now?) they will have no interest in bringing back the fuel payments. Because everyone will have learned to manage fine without it, the sky will not have fallen in, and because the numbers of elderly people will have climbed to still higher heights and it will have become clear that the policy is no longer affordable. This payment will have to go sooner or later and would have been scrapped eventually regardness of which party was in power.

Gogogo12345 · 05/08/2024 07:59

rwalker · 05/08/2024 07:36

My mum’s in her early 80’s she was brought up just after the war
her parents experienced the war and the aftermath was part of her childhood
so anyone in there 80’s will be affected by the aftermath of the war
there plenty of people in there 80’s so it’s not just a few

Hmm my dad was born in 1939 He had very few memories of the war . Although not being too pleased that this strange man moved in with his Mum when he started school ( was his dad lol)

His Mum ( my grandmother) was born in 1898 so lived through both wars. She certainly didn't stash stuff and be unltra frugal. She played the property market taking quite a few risks

rwalker · 05/08/2024 07:36

GreenTeaLikesMe · 05/08/2024 02:18

To be old enough to remember the aftermath of WWI, a person would be about 100 now. Realistically, how many people are we talking about here?

My mum’s in her early 80’s she was brought up just after the war
her parents experienced the war and the aftermath was part of her childhood
so anyone in there 80’s will be affected by the aftermath of the war
there plenty of people in there 80’s so it’s not just a few

BIossomtoes · 05/08/2024 07:28

Do you have no idea about the life values of the older generation who lived through the aftermath of WW1 and then through WW2 - it was ingrained into each and every person to save, to recycle, to re-use, to economise, to protect their family( even at the cost of sending their children away so they were safe in WW2), to put community before self.

That was my parents’ generation - long gone. Mine would have been 106 and 108 now.

GreenTeaLikesMe · 05/08/2024 07:03

Exactly. I mean, how far do we want to stretch this? I was born in 1975 and can remember my nan talking about the Depression, I reckon I'm suffering intergenerational trauma too. Can I get a fuel payment as well? I'm so upset by those stories that you can't possibly expect me to dip into my own money to pay my bills.

Itsrainingten · 05/08/2024 06:50

@GreenTeaLikesMe so because they loved through WWII it's understandable they don't want to use their own money to heat their homes and the rest of society should just pay for that for them? Ok then.

GreenTeaLikesMe · 05/08/2024 04:15

What do you mean, "affected"? They will lose the WFA for sure. It won't do them any harm. Their house is worth the thick end of a million quid. My parents are delightful people but they do not need welfare payments. And the government really really cannot afford to keep pissing welfare all over middle class people, sorry. The integenerational trauma arguments being made here are ridiculous.

setmestraightplease · 05/08/2024 03:42

@GreenTeaLikesMe To be old enough to remember the aftermath of WWI, a person would be about 100 now. Realistically, how many people are we talking about here?

You're stretching here!

I work with elderly people and they remember how their parents were affected by WW1 and the impact it therefore had on their upbringing and the life values they were brought up with.

And then just 21years after the end of WW1 there was another world war - and they were living the life their parents had lived

I guess that your parents aren't affected by the withdrawal of the WFA ?

GreenTeaLikesMe · 05/08/2024 02:18

setmestraightplease · 05/08/2024 00:43

older people in their 80s and 90s, that even with savings, find difficult to go into their savings etc due to worries and anxieties or whatever reason as people at that age often can't change , some of them that currently use the fuel allowance to keep warm, will not use any other money instead even if they have it , some people at that age have fix ideas and it is very difficult to change them , they are not going to suddenly change, they will instead suffer the cold ang get ill, specially if they don't have enough family or support, or if they don't listen to the family."

@Itsrainingten Sorry but if they have the money and CHOOSE NOT TO USE IT for whatever reason, that's on them. I really don't care about their "fixed ideas" if they get ill because they're too stubborn to use their money and would.rather hoard it WTH should the taxpayer be covering the cost???

Honestly?

Let's see how you get on when you're in your 80s and you need money to cushion you against unexpected bills like a boiler replacement or a roof repair.

Not to mention the fact that you will need help with things that you could easily do yourself before,

Things like: a gardener, because you can't look after your small garden yourself beccause your mobility is bad, carers because you can't safely cook for yourself, a podiatrist to make home visits because you can't easily get out any more, taxi fares for hospital appointments that you need to attend, a cleaner because you need help, someone to do the shopping for you ............
and no, not all of these things are automatically covered by benefits

Do you have no idea about the life values of the older generation who lived through the aftermath of WW1 and then through WW2 - it was ingrained into each and every person to save, to recycle, to re-use, to economise, to protect their family( even at the cost of sending their children away so they were safe in WW2), to put community before self.

This generation are the last people who want to ask for government help - they see it as a shameful thing.

It seems that many of today's generation have no concept of the 'old-fashioned' values of pride, independence, community , personal sacrifice, not wanting to 'sponge off the state' .......
and just reduce everything to a monetary value.

And it seems that pensioners have no monetary value.

To be old enough to remember the aftermath of WWI, a person would be about 100 now. Realistically, how many people are we talking about here?

setmestraightplease · 05/08/2024 00:43

older people in their 80s and 90s, that even with savings, find difficult to go into their savings etc due to worries and anxieties or whatever reason as people at that age often can't change , some of them that currently use the fuel allowance to keep warm, will not use any other money instead even if they have it , some people at that age have fix ideas and it is very difficult to change them , they are not going to suddenly change, they will instead suffer the cold ang get ill, specially if they don't have enough family or support, or if they don't listen to the family."

@Itsrainingten Sorry but if they have the money and CHOOSE NOT TO USE IT for whatever reason, that's on them. I really don't care about their "fixed ideas" if they get ill because they're too stubborn to use their money and would.rather hoard it WTH should the taxpayer be covering the cost???

Honestly?

Let's see how you get on when you're in your 80s and you need money to cushion you against unexpected bills like a boiler replacement or a roof repair.

Not to mention the fact that you will need help with things that you could easily do yourself before,

Things like: a gardener, because you can't look after your small garden yourself beccause your mobility is bad, carers because you can't safely cook for yourself, a podiatrist to make home visits because you can't easily get out any more, taxi fares for hospital appointments that you need to attend, a cleaner because you need help, someone to do the shopping for you ............
and no, not all of these things are automatically covered by benefits

Do you have no idea about the life values of the older generation who lived through the aftermath of WW1 and then through WW2 - it was ingrained into each and every person to save, to recycle, to re-use, to economise, to protect their family( even at the cost of sending their children away so they were safe in WW2), to put community before self.

This generation are the last people who want to ask for government help - they see it as a shameful thing.

It seems that many of today's generation have no concept of the 'old-fashioned' values of pride, independence, community , personal sacrifice, not wanting to 'sponge off the state' .......
and just reduce everything to a monetary value.

And it seems that pensioners have no monetary value.

2dogsandabudgie · 04/08/2024 15:24

taxguru · 04/08/2024 14:22

It'd only be 55p per pensioner per year, so hardly worth even thinking about.

It's all a numbers game. These figures sound big until you divided by the number of pensioners (12.6 million!)

Of course that £7 million paid by the taxpayers is worth thinking about. Bloody hell! So you think it's ok for MPs to have cheap subsidised meals while pensioners freeze to death do you?

Iwasafool · 04/08/2024 15:04

Itsrainingten · 04/08/2024 14:59

Seriously. This is a ridiculous comparison. There is an actual WORLD of difference between spending every penny on Carribbean holidays (meaning you'd have nothing left to pay for care if you need it) and refusing to use your heating so as not to spend money and expecting the tax payer to foot the bill. Both are very selfish attitudes though.

I was referring to giving your kids/grand/kids money when they need it now instead of waiting for an inheritance. There might not be an inheritance if care is needed.

Iwasafool · 04/08/2024 15:01

taxguru · 04/08/2024 14:31

I see it a lot too. Ironically their "kids" (or more likely grand kids) need the money now and would be grateful now, rather than having to wait for them to die! I think it comes from the mentality of the people from yesteryear, as per the "Mill on the Floss" book where there was a woman who had a front room with all her nice stuff in that no one was allowed to go into (even she never used it) and she had loads of "posh" tablewear in a cupboard that was never used, and for poorly paraphrase her, she said something like, "people will know what nice stuff I had when I'm dead". Very strange way of thinking.

I've a neighbour who is very well off, rattling around in a six bedroom house on his own, a new BMW every couple of years, etc. Really struggling at the moment as he needs a hip replacement and has been limping around for 2 or 3 years now, still waiting for the op. I suggested he went private in passing conversation when he was whingeing about waiting lists and he went ballistic - got both barrels of "I've paid tax all my life" etc etc. He could easily afford a private op but would rather wait for 2/3/4 years for it to be done on the NHS, in pain all that time, the pain stopping him doing what he wants such as holidays, gardening, etc. I just don't get it at all. Saw him the other day and he was almost foaming at the mouth about the loss of the WFA that he doesn't actually need, but again "I've paid tax all my life" entitlement.

The private operations is a bit more complicated. I wouldn't pay for a private operation although I could afford a new hip if I needed one, it isn't because I'm hoarding money it is because I don't agree with private health care or education. I believe if everyone had to rely on the same service the people in power would make sure it was a great deal better than it is now.

Itsrainingten · 04/08/2024 14:59

Iwasafool · 04/08/2024 14:57

Get accused of deprivation of assets to avoid care costs. You can't win.

Seriously. This is a ridiculous comparison. There is an actual WORLD of difference between spending every penny on Carribbean holidays (meaning you'd have nothing left to pay for care if you need it) and refusing to use your heating so as not to spend money and expecting the tax payer to foot the bill. Both are very selfish attitudes though.

JenniferBooth · 04/08/2024 14:59

Miley1967 · 04/08/2024 14:49

If I had a pound for how many times I hear these elderly people spouting out the " I've paid tax all my life", I would be a very rich woman !! Maybe we do a similar job ? ! I think people who don't have to listen to this kind of entitled behaviour all day just don't get it but it's rife. had a bloke on friday ranting about loss of WFA. Between him and his younger wife they have 2.5 k a month coming in ( earnings, pensions, disability benefits ) living in a small council bungalow, cheap and easy to heat and very low rent. They had over £550 a week to live on after rent paid( and also getting half their council tax paid ) yet still ranting.

Edited

My DH is a lot older than me and im his carer. We need a bungalow but live in a one bedroom flat. Honestly its attitudes like this that make me want to throw in the towel and absolve myself of the responsibility. That younger wife will likely end up as his carer if shes not already.

And you would be saying that to her yourself if she had posted on the Relationships board for advice about dating him at the start of the relationship. Funny how this is ignored when it comes to talking about ££££ though. Disability benefits arent easy to get either. But you knew that didnt you. Because if we were talking about someone under 60 you would be saying that yourself

Iwasafool · 04/08/2024 14:58

Whatafustercluck · 04/08/2024 14:43

I don't remember quite the outrage when child benefit payments were stripped from everyone earning over £50k. So a couple could earn £49k each, bringing in a very healthy joint income and keep it, whereas a single parent earning just over £50k would lose it. There are always winners and losers and hard choices to be made. I think universal WFPs should stop. But I think the threshold they're proposing is too low. That said, if Labour focus their efforts on bringing down the cost of utilities for everyone then it's a price worth paying. Maybe the reduced cost of gas and electricity will even surpass the one off payment, but benefit everyone rather than just pensioners.

Edited

I thought there was a lot of outrage. Martin Lewis has championed the issue I believe. Of course £50k is a much higher cliff edge.

Iwasafool · 04/08/2024 14:57

JenniferBooth · 04/08/2024 14:50

Dont spend money on themselves to save for their kids...........get moaned at
Spend money on themselves............get moaned at

https://www.dailymail.co.uk/femail/article-13211785/My-inheritance-drunk-straw-coconut-Caribbean-selfish-resenting-boomer-parents-burning-money-mine.html

Get accused of deprivation of assets to avoid care costs. You can't win.

Chersfrozenface · 04/08/2024 14:51

That said, if Labour focus their efforts on bringing down the cost of utilities for everyone then it's a price worth paying. Maybe the reduced cost of gas and electricity will even surpass the one off payment, but benefit everyone rather than just pensioners.

Not going to happen this winter, though.

Labour is claiming their energy plan will save households £300 by 2030. That's over 5 years away, even if it is realistic.

JenniferBooth · 04/08/2024 14:50

Miley1967 · 04/08/2024 14:21

Yes I can identify with this. I see a lot of older people in my job, many have a lot of savings they just don't want to use it. they don't want to pay for care, for a gardener, cleaner etc. They don't go out anywhere or spend much . They just seem to want to leave a load of money for their kids. They all want to claim what non means tested benefit's they can because' they are 'struggling'. Then when you offer to do a benefit check for them to check for anything means tested they go all quiet as they all have 100k + stashed away.

Edited

Dont spend money on themselves to save for their kids...........get moaned at
Spend money on themselves............get moaned at

https://www.dailymail.co.uk/femail/article-13211785/My-inheritance-drunk-straw-coconut-Caribbean-selfish-resenting-boomer-parents-burning-money-mine.html

My inheritance is being drunk through a straw in the Caribbean!

Like so many newly-retired boomers, my parents seem to have developed a full-on travel bug. And with every excursion to Provence, every luxury jaunt to Thailand, I grow ever more resentful.

https://www.dailymail.co.uk/femail/article-13211785/My-inheritance-drunk-straw-coconut-Caribbean-selfish-resenting-boomer-parents-burning-money-mine.html

Miley1967 · 04/08/2024 14:49

taxguru · 04/08/2024 14:31

I see it a lot too. Ironically their "kids" (or more likely grand kids) need the money now and would be grateful now, rather than having to wait for them to die! I think it comes from the mentality of the people from yesteryear, as per the "Mill on the Floss" book where there was a woman who had a front room with all her nice stuff in that no one was allowed to go into (even she never used it) and she had loads of "posh" tablewear in a cupboard that was never used, and for poorly paraphrase her, she said something like, "people will know what nice stuff I had when I'm dead". Very strange way of thinking.

I've a neighbour who is very well off, rattling around in a six bedroom house on his own, a new BMW every couple of years, etc. Really struggling at the moment as he needs a hip replacement and has been limping around for 2 or 3 years now, still waiting for the op. I suggested he went private in passing conversation when he was whingeing about waiting lists and he went ballistic - got both barrels of "I've paid tax all my life" etc etc. He could easily afford a private op but would rather wait for 2/3/4 years for it to be done on the NHS, in pain all that time, the pain stopping him doing what he wants such as holidays, gardening, etc. I just don't get it at all. Saw him the other day and he was almost foaming at the mouth about the loss of the WFA that he doesn't actually need, but again "I've paid tax all my life" entitlement.

If I had a pound for how many times I hear these elderly people spouting out the " I've paid tax all my life", I would be a very rich woman !! Maybe we do a similar job ? ! I think people who don't have to listen to this kind of entitled behaviour all day just don't get it but it's rife. had a bloke on friday ranting about loss of WFA. Between him and his younger wife they have 2.5 k a month coming in ( earnings, pensions, disability benefits ) living in a small council bungalow, cheap and easy to heat and very low rent. They had over £550 a week to live on after rent paid( and also getting half their council tax paid ) yet still ranting.

Whatafustercluck · 04/08/2024 14:43

I don't remember quite the outrage when child benefit payments were stripped from everyone earning over £50k. So a couple could earn £49k each, bringing in a very healthy joint income and keep it, whereas a single parent earning just over £50k would lose it. There are always winners and losers and hard choices to be made. I think universal WFPs should stop. But I think the threshold they're proposing is too low. That said, if Labour focus their efforts on bringing down the cost of utilities for everyone then it's a price worth paying. Maybe the reduced cost of gas and electricity will even surpass the one off payment, but benefit everyone rather than just pensioners.