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Genuine question re pensioner fuel payment cut

517 replies

Katypp · 02/08/2024 09:49

Just this: How would the Labour supporters react if three weeks into a new Conservative Government, the chancellor cut the winter fuel payment to any pensioner with an income of more than £11k?
Would you think it was a reasonable thing to do or would it be considered cruel because it was the Tories implementing it, not Labour?
I would imagine Angela Raynor, Yvette Cooper and Wes Streeting would have been very vocal and worried about it.
Would the public finances argument wash if it was a Tory Government? It didn't when Cameron came into power.
What's different?

OP posts:
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9
Hurdygurdygirl · 02/08/2024 16:48

There are some very callous people here saying they are pleased that elderly people on low incomes are losing money by withdrawal of winter fuel benefit.
A full time single worker on minimum wage takes home quite a bit more than the average single pensioner. A single worker on average salary takes home considerably more again. Pensioners are not usually in a position to increase their income by working. The only people worse off than the average pensioner are single people not working and on UC.
You need to remember that most pensioners, especially single people, are NOT well off, just as most single workers are not well off.

AvrielFinch · 02/08/2024 16:47

Inheritance tax and capital gains tax are obvious places. And hammer landlords a bit more and second home owners.

BIossomtoes · 02/08/2024 16:46

I fully expect wealth taxes to be introduced. I hope they are. At the very least taxation on unearned income should be aligned with earned income.

MidnightMeltdown · 02/08/2024 16:42

MidnightMeltdown · 02/08/2024 16:16

Nobody is saying that it's ok for pensioners to freeze, but this still doesn't answer the question of where the money should come from.

Wherever cuts are made, there is always going to be somebody who suffers the consequences, and some people who are just above the payment cut off.

Pensioners, as a whole, are the wealthiest generation. They own 78% of the UKs property wealth. 1 in 6 own more than one property. Of course not every pensioner is well off, but you can't take into account every individual circumstance when making decisions on behalf of the entire country, and the cut-off needs to be somewhere.

I would be more in favour of keep the WFA for poorer pensioners if it was funded by the same generation - in the form of wealth taxes on assets. Working people are already paying more than they should be, and are getting less for it.

And you can just imagine the uproar from wealthier pensioners if they were expected to pay wealth taxes, downsize etc, because they've 'worked hard all their lives'. Never mind the fact that younger people are paying higher taxes, getting less for it, and can barely afford to house their families.

My point is that it's not as simple as saying that it's 'cruel' to take winter fuel allowance from pensioners. Where is the money going to come from?

Cesarina · 02/08/2024 16:41

taxguru · 02/08/2024 16:09

Just one of the many "cliffedges" in the tax/benefits system. Funny how OAPs didn't care when it was younger people who suffered from that kind of cliff edge and claw back. Now it affects them, they're waking up to what younger generations are facing!

You do not speak for me. I have children in their 30's and I'm acutely aware of the financial challenges they have.
It is insulting for you to suggest all people of my demographic think the same way, just as it equally insulting to assume younger people are profligate and waste money on Netflix, tattoos, gadgets and all the other usual suspects........
Pitting one generation against another is disingenuous, lazy and divisive and plays right into the hands of "click-bait" politics.

BIossomtoes · 02/08/2024 16:38

taxguru · 02/08/2024 16:09

Just one of the many "cliffedges" in the tax/benefits system. Funny how OAPs didn't care when it was younger people who suffered from that kind of cliff edge and claw back. Now it affects them, they're waking up to what younger generations are facing!

We’re not. I’m finding it quite amusing that quite a few of us who are pensioners are fine with it and younger people are getting bent out of shape on our behalf.

user1471449196 · 02/08/2024 16:37

User6874356 · 02/08/2024 11:27

That’s not necessarily the case - they could be 62 for example and not in great health. Also uc claimants get less than half the state pension/pension credits to live on and generally don’t have savings.

A single person on uc is in much worse poverty than pensioners.

They could try to get a job!

Cesarina · 02/08/2024 16:30

User6874356 · 02/08/2024 11:42

It is too simplistic. Energy is expensive to produce and we live in a cold climate. The energy market is heavily regulated to ensure we get energy as close to cost as possible but without all the suppliers going out of business.

what do you suggest- forcing suppliers to sell for less than cost? How would they fund that?

AFAIK, I wasn't suggesting that at all.
Can you point to where in my post I said that please?
I'm no expert on how energy is produced, distributed, sold, etc, in fact I admit I'm pretty ignorant.
But I've done a bit of research and found that energy costs in the UK have surpassed their highest levels ever.
And the UK's energy costs have risen faster than any other developed countries since 2019. Our costs are among the highest.
For me to say that WFA wouldn't be needed if energy costs weren't so high was probably simplistic, but it is fact that the costs are extremely high and many people can't afford these costs. That was the point I was trying to make, or do you disagree?
The costs could be ameliorated somewhat if VAT wasn't added on to our bills, but it is

MotherofChaosandDestruction · 02/08/2024 16:23

I support means testing it, there are very wealthy pensioners who do not need it. I think the cut off is far too low though. I also think they should rethink the state pension and the triple lock.

RickyGervaislovesdogs · 02/08/2024 16:21

ruby1957 · 02/08/2024 16:09

'An AIP is a period when you do not have to tell us about changes to your pensions, savings or investments. Your Pension Credit award letter tells you if you have one.
From 6 April 2016, no new AIPs have been set.
If you had an AIP that was due to end on or after 1 April 2019, it will have ended on or before 28 March 2019 and will not have been renewed.
If you are aged over 75 and have an AIP with no end date, it will remain in place until your household circumstances change, for example if you move into a care home or if you become a member of a couple.'

I think all PC claims should be looked out rather than relying on the recipients being obliged to inform
I was correct that no AIPs will be set since 2016.

There’s case law on the lottery winner in the public domain.

The case went to the highest ranking officer and they were permitted to retain their benefits. They told us and made an enquiry about their benefit, so that’s not fraud. Some elderly people are on an indefinite assessed income periods especially the older ones.

You claim benefit- it’s up to you to report the change. Otherwise -fraud.

Winter fuel payments should be based on energy consumption anyway, not building up savings.

lovelysunshine22 · 02/08/2024 16:18

Scammersarescum · 02/08/2024 10:21

There would be moral outrage.

My politics are down the middle and it always amuses me to see how the left consider themselves morally pure, and how often voters seem to reflect that.

The left and right are no better than each other and Starmer is a particularly odious example of the says what suits at the time politician.

Absolutely this

MidnightMeltdown · 02/08/2024 16:16

2dogsandabudgie · 02/08/2024 15:45

Why do people not understand that elderly people feel the cold more. They are more likely because of their age to have other health problems.

Working age people can move about more, many will go to work where it's warm, elderly people often have mobility problems so don't go out much. Are some people really that callous that they are ok with this?

Nobody can help getting old, if we're lucky not to die young it comes to us all.

Nobody is saying that it's ok for pensioners to freeze, but this still doesn't answer the question of where the money should come from.

Wherever cuts are made, there is always going to be somebody who suffers the consequences, and some people who are just above the payment cut off.

Pensioners, as a whole, are the wealthiest generation. They own 78% of the UKs property wealth. 1 in 6 own more than one property. Of course not every pensioner is well off, but you can't take into account every individual circumstance when making decisions on behalf of the entire country, and the cut-off needs to be somewhere.

I would be more in favour of keep the WFA for poorer pensioners if it was funded by the same generation - in the form of wealth taxes on assets. Working people are already paying more than they should be, and are getting less for it.

ruby1957 · 02/08/2024 16:11

Gogogo12345 · 02/08/2024 16:07

And get 500pound more a year in state pension and you lose thousands more through not getting pension credit and all the stuff it opens doors to

Plus you will be taxed on everything over £12570.

taxguru · 02/08/2024 16:09

Gogogo12345 · 02/08/2024 16:07

And get 500pound more a year in state pension and you lose thousands more through not getting pension credit and all the stuff it opens doors to

Just one of the many "cliffedges" in the tax/benefits system. Funny how OAPs didn't care when it was younger people who suffered from that kind of cliff edge and claw back. Now it affects them, they're waking up to what younger generations are facing!

ruby1957 · 02/08/2024 16:09

ruby1957 · 02/08/2024 15:57

Since 2016 there is no AIP - so the person you are quoting for must be over 75 and already on an AIP. If it is true - it is scandalous and maybe the fraud section should be looking at it.
I will find the info I was referring to.

'An AIP is a period when you do not have to tell us about changes to your pensions, savings or investments. Your Pension Credit award letter tells you if you have one.
From 6 April 2016, no new AIPs have been set.
If you had an AIP that was due to end on or after 1 April 2019, it will have ended on or before 28 March 2019 and will not have been renewed.
If you are aged over 75 and have an AIP with no end date, it will remain in place until your household circumstances change, for example if you move into a care home or if you become a member of a couple.'

I think all PC claims should be looked out rather than relying on the recipients being obliged to inform
I was correct that no AIPs will be set since 2016.

Gogogo12345 · 02/08/2024 16:07

Binman · 02/08/2024 10:16

£11k is the minimum pension credit, many people will receive more than that, especially with a disability. As @InterestQ stated means testing it any other way would be too expensive.

On pension credit the person will have no rent or council tax to pay and access to other schemes and grants.

These days politics is about attacking the other party so I'm sure Labour would have hissed and booed if the Tories had made this change.

And get 500pound more a year in state pension and you lose thousands more through not getting pension credit and all the stuff it opens doors to

taxguru · 02/08/2024 16:04

ginasevern · 02/08/2024 15:59

The word odious no more applies to Keir Starmer than it does to Rishi Sunak. You might vehemently disagree with Starmer and that's democracy but "odious", seriously? I'm a Labour voter but I wouldn't dream of calling Rishi Sunak or David Cameron odious. Boris Johnson on the other hand was the gold medallist (platinum actually) when it came to switching camps and spouting any amount of utter bullshit to win votes. A lot of Tories would agree with me too.

Edited

I've definitely called Sunak an "odious little cretin", mostly due to his lies and incompetence re the 3 million he excluded from covid support!!

taxguru · 02/08/2024 16:03

ruby1957 · 02/08/2024 15:36

Will the peoply who sunbathed on furlough repay their money, will the people on UC who got a £20 uplift, will the people who got bounce back loans, will the people who wasted millions of covid tests when they were 'free' also pay it back. Of course not.

It'd be nice if the people who benefitted from furlough and grants who didn't need it would repay it so that it could be redistributed to some of the 3 million excluded who did need it!

S0livagant · 02/08/2024 16:02

Lilysgoneshopping · 02/08/2024 15:42

If they want to axe the winter fuel payment for those who are very wealthy, which I agree with, they need to axe the universal free breakfast and free school meals for those who can afford to feed their kids

Not the same. It's important for children not to be singled out for being poor. Universal FSM means most children will eat a school dinner together.

ginasevern · 02/08/2024 15:59

Scammersarescum · 02/08/2024 10:21

There would be moral outrage.

My politics are down the middle and it always amuses me to see how the left consider themselves morally pure, and how often voters seem to reflect that.

The left and right are no better than each other and Starmer is a particularly odious example of the says what suits at the time politician.

The word odious no more applies to Keir Starmer than it does to Rishi Sunak. You might vehemently disagree with Starmer and that's democracy but "odious", seriously? I'm a Labour voter but I wouldn't dream of calling Rishi Sunak or David Cameron odious. Boris Johnson on the other hand was the gold medallist (platinum actually) when it came to switching camps and spouting any amount of utter bullshit to win votes. A lot of Tories would agree with me too.

ruby1957 · 02/08/2024 15:57

RickyGervaislovesdogs · 02/08/2024 15:37

Well @ruby1957 I disagree. I don’t know what you’re looking at.
I don’t work in benefits anymore, I’m in fraud. However I’ve just gone on to turn to us and done a trial calc with a full state pension (plus other benefits I mentioned) and it’s come through with £78.45 a week guarantee credit.

Since 2016 there is no AIP - so the person you are quoting for must be over 75 and already on an AIP. If it is true - it is scandalous and maybe the fraud section should be looking at it.
I will find the info I was referring to.

2dogsandabudgie · 02/08/2024 15:54

Pieceofpurplesky · 02/08/2024 15:51

I know @2dogsandabudgie and I'm the one that needs it! I guess what I'm saying is that for some pensioners who are not well off it's not needed (mum was a dinner lady and dad worked in a factory - state pension and small private one). They just miss out on pension credits but do get attendance allowance as both disabled.

I think if they get attendance allowance they will still qualify.

Pieceofpurplesky · 02/08/2024 15:51

I know @2dogsandabudgie and I'm the one that needs it! I guess what I'm saying is that for some pensioners who are not well off it's not needed (mum was a dinner lady and dad worked in a factory - state pension and small private one). They just miss out on pension credits but do get attendance allowance as both disabled.

2dogsandabudgie · 02/08/2024 15:46

Pieceofpurplesky · 02/08/2024 15:37

My parents are not well off but don't need the fuel allowance. Last year they gave it to me to help with my bills.

Well I wouldn't hold your breath for it this year!

2dogsandabudgie · 02/08/2024 15:45

MidnightMeltdown · 02/08/2024 15:13

This isn't being done simply to spite pensioners. The reality is that the country cannot afford everything. Cuts need to made somewhere. If not here, then what should be cut?

Disability payments? Universal credit? NHS? Child benefit?

Decisions need to be made and I think that this is the right one. As it is, young people are set to be net contributors to the welfare state, while current pensioners will be net beneficiaries.

Yes it's sad that some people will struggle with heating bills, but plenty of working people do too.

People are demanding more and more costly services (e.g. mental health provision on the nhs), but not coming up with any solutions on where the money should come from.

Why do people not understand that elderly people feel the cold more. They are more likely because of their age to have other health problems.

Working age people can move about more, many will go to work where it's warm, elderly people often have mobility problems so don't go out much. Are some people really that callous that they are ok with this?

Nobody can help getting old, if we're lucky not to die young it comes to us all.

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