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Genuine question re pensioner fuel payment cut

517 replies

Katypp · 02/08/2024 09:49

Just this: How would the Labour supporters react if three weeks into a new Conservative Government, the chancellor cut the winter fuel payment to any pensioner with an income of more than £11k?
Would you think it was a reasonable thing to do or would it be considered cruel because it was the Tories implementing it, not Labour?
I would imagine Angela Raynor, Yvette Cooper and Wes Streeting would have been very vocal and worried about it.
Would the public finances argument wash if it was a Tory Government? It didn't when Cameron came into power.
What's different?

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taxguru · 08/08/2024 10:09

MontyDonsBlueScarf · 07/08/2024 19:26

Everyone thinks the system should be fair. And everyone thinks it should be simple. But these two are mutually incompatible. A perfectly fair system would take everyone's circumstances into account, but be too unwieldy to work. A perfectly simple system would be easy to operate but would be manifestly unfair to many.

I don't think it's helpful to just say that the system should be fair without saying where you would draw the line, and why.

Exactly. Remember how Sunak excluded 3 million self employed/casuals/freelancers from the covid support. He claimed it was "too hard" to have anything other than simplistic criteria/cut offs, despite them being illogical and unfair. The default excuse back then, too, was that there was universal credit for those who were excluded - so basically people who had savings, or a working partner earning too much, etc were doubly excluded as they couldn't claim UC as the "backup" plan either.

Iwasafool · 08/08/2024 09:53

MontyDonsBlueScarf · 07/08/2024 19:26

Everyone thinks the system should be fair. And everyone thinks it should be simple. But these two are mutually incompatible. A perfectly fair system would take everyone's circumstances into account, but be too unwieldy to work. A perfectly simple system would be easy to operate but would be manifestly unfair to many.

I don't think it's helpful to just say that the system should be fair without saying where you would draw the line, and why.

I'd make the cut off higher than being entitled to pension credit. Some people who aren't entitled to a full pension will be better off than people who are, that is crazy in my view.

I've worked in HR for many years, this sort of thing makes people decide they don't want to plan for their future, don't want to save, reject the offer of a work based pension because it isn't worth it. I know that is true as I've had the conversations e.g. the boss is offering you money every month on top of what you earn so you will have a decent pension. Reply, not worth it as they will keep me if I have nothing. They were right weren't they so instead of people being self sufficient they rely on the tax payer. Great result.

InterestQ · 07/08/2024 21:05

I could! Anyone could!

Vikina · 07/08/2024 20:58

InterestQ · 07/08/2024 20:49

In theory the free school meals pupils are getting when they’re in wealthy families, are being paid for by their parents’ taxes. It’s cashback to them.

But you could apply that argument to winter fuel allowance? Or any benefit really.

InterestQ · 07/08/2024 20:49

In theory the free school meals pupils are getting when they’re in wealthy families, are being paid for by their parents’ taxes. It’s cashback to them.

MontyDonsBlueScarf · 07/08/2024 19:26

Everyone thinks the system should be fair. And everyone thinks it should be simple. But these two are mutually incompatible. A perfectly fair system would take everyone's circumstances into account, but be too unwieldy to work. A perfectly simple system would be easy to operate but would be manifestly unfair to many.

I don't think it's helpful to just say that the system should be fair without saying where you would draw the line, and why.

Iwasafool · 07/08/2024 19:01

NeverDropYourMooncup · 07/08/2024 17:41

They're using an existing system to means test - qualification for Pension Credit is demonstrating they do not have the means to meet the costs. Makes it cheaper and more efficient to administer, thus freeing up resources in both the administration and the cost/manpower of processing.

Something useful from the tories, I guess. Suppose some just never wanted to believe that it would be used on other benefits than UC.

What about the people who just miss pension credit and end up much worse off. The system should be fair.

NeverDropYourMooncup · 07/08/2024 17:41

Vikina · 07/08/2024 17:06

I agree with this but the bar was set too low for the winter fuel allowance. They're not means testing it, they're penalising those people who are on a low pension income but aren't eligible for pension credit. And they need to apply it to other schemes. It's ludicrous that primary school aged children from wealthy families get free school meals.

They're using an existing system to means test - qualification for Pension Credit is demonstrating they do not have the means to meet the costs. Makes it cheaper and more efficient to administer, thus freeing up resources in both the administration and the cost/manpower of processing.

Something useful from the tories, I guess. Suppose some just never wanted to believe that it would be used on other benefits than UC.

MrsSkylerWhite · 07/08/2024 17:26

I didn't.
**
There's a reason labour has only been in power for a third of the last century.
**
They're utterly useless“

You’ve, presumably, lived through the past 14 years in the UK? Yet say Labour is utterly useless?

🤣🤣🤣🤣🤣🤣

Vikina · 07/08/2024 17:06

Arrivapercy · 07/08/2024 11:22

The elderly are no poorer these days than working age people.

Any help needs to be means tested and focussed on those who actually need it most. My elderly (well off) parents have been giving their payment to my key worker sibling for years and i know many comfortably off pensioners doing similar, it was never an effective benefit.

I agree with this but the bar was set too low for the winter fuel allowance. They're not means testing it, they're penalising those people who are on a low pension income but aren't eligible for pension credit. And they need to apply it to other schemes. It's ludicrous that primary school aged children from wealthy families get free school meals.

Katypp · 07/08/2024 13:33

Arrivapercy · 07/08/2024 11:22

The elderly are no poorer these days than working age people.

Any help needs to be means tested and focussed on those who actually need it most. My elderly (well off) parents have been giving their payment to my key worker sibling for years and i know many comfortably off pensioners doing similar, it was never an effective benefit.

I think I would agree with this.
There are elderly people who can't afford to heat their home, the same as there are working-age people who can't.
There are well-off pensioners in the same way as there are well-off younger people.
Given the disparity of circumstances lumped under the term pensioners, it seems a bit silly to treat them all the same.
Younger people are not allowed to claim benefits because they don't want to spend their savings, so I would say pensioners should not be allowed to do this either.
Everyone should be entitled to a state pension though - otherwise some would not make any arrangements otherwise so they don't lose out, and it is manifestly unfair to only pay this to people who have either not worked or not worked enough.

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Iwasafool · 07/08/2024 12:36

Arrivapercy · 07/08/2024 11:22

The elderly are no poorer these days than working age people.

Any help needs to be means tested and focussed on those who actually need it most. My elderly (well off) parents have been giving their payment to my key worker sibling for years and i know many comfortably off pensioners doing similar, it was never an effective benefit.

It was effective for elderly not well off people.

2dogsandabudgie · 07/08/2024 12:35

Arrivapercy · 07/08/2024 11:22

The elderly are no poorer these days than working age people.

Any help needs to be means tested and focussed on those who actually need it most. My elderly (well off) parents have been giving their payment to my key worker sibling for years and i know many comfortably off pensioners doing similar, it was never an effective benefit.

This is what people are saying, but the Government have made the cut off point too low. Many pensioners who only receive state pension will be really struggling this winter.

Arrivapercy · 07/08/2024 11:22

The elderly are no poorer these days than working age people.

Any help needs to be means tested and focussed on those who actually need it most. My elderly (well off) parents have been giving their payment to my key worker sibling for years and i know many comfortably off pensioners doing similar, it was never an effective benefit.

XenoBitch · 07/08/2024 11:14

Freysimo · 07/08/2024 07:19

I know a family locally, none of whom has worked for generations. It's a lifestyle choice. I believe the government is rightly cracking down on this.

If the government is cracking down on this, then there must be data on these types of families. Where is it?
Anecdotes don't count.

AllPrincessAnneshorses · 07/08/2024 07:41

Freysimo · 07/08/2024 07:19

I know a family locally, none of whom has worked for generations. It's a lifestyle choice. I believe the government is rightly cracking down on this.

Anecdote isn't data. What about the stinking rich tax evaders/public contract cheats who steal far, far more public money, as a matter of real stats?

Freysimo · 07/08/2024 07:19

XenoBitch · 06/08/2024 12:15

Who are these people, and do you have evidence to back this statement up?

I know a family locally, none of whom has worked for generations. It's a lifestyle choice. I believe the government is rightly cracking down on this.

sashh · 07/08/2024 03:42

AvrielFinch · 06/08/2024 12:45

They are clearly taking about the second world war that ended in 1945. But realistically you are talking about elderly people who were children or teenagers during the war. And quite a lot either had a parent die, return injured, or return traumatised.

And even when dads did come home a whole generation of children were effectively living in single parent households.

Or without a parent at all, evacuation wasn't just about keeping children safe, it allowed their parents t twork, typically dad at war and mum on the home front.

Children evacuated from the channel islands had no contact for years.except an occasional red cross message of a single paragraph.

When my grandad came home my dad was on the street on his bike and of course grandad said to him, "hello, I'm your dad", my dad said, "No you are not, my Daddy is at the war" and cycled off.

Tryingtokeepgoing · 06/08/2024 12:55

XenoBitch · 06/08/2024 12:15

Who are these people, and do you have evidence to back this statement up?

Well indeed; the only able bodied people I know who chose not to work, and I count myself in that bucket sometimes, are making that choice because they don't need the income and can afford to support themselves. Those mythical people who chose not to work and life a life of luxury on benefits, before retiring on more than those who do/have worked, seem to hide themselves well. I am sure there are people who spend many years on benefits, but they are not living a life of luxury either now or in retirement. Or at least, not luxury as most of us would define it!

AvrielFinch · 06/08/2024 12:45

Gogogo12345 · 05/08/2024 20:42

Not the first world war they don't. It ended in 1918. Anyone born then would need to be at least 106

They are clearly taking about the second world war that ended in 1945. But realistically you are talking about elderly people who were children or teenagers during the war. And quite a lot either had a parent die, return injured, or return traumatised.

XenoBitch · 06/08/2024 12:15

Portakalkedi · 05/08/2024 11:20

Don't forget the record numbers of able-bodied people who choose not to work nowadays, and instead live on benefits, and who will probably be entitled to more in retirement than those who work and save.

Who are these people, and do you have evidence to back this statement up?

Gogogo12345 · 05/08/2024 20:42

QueenOfTheNihilist · 05/08/2024 16:55

@GreenTeaLikesMe My parents are 93 and clearly remember the war. My Dad’s older sister lost two successive fiancés to the war, Mum’s older brother was away on active service, one of them is still in touch with the terrified traumatised evacuees they took in. Then my Dad was called up for National service.

Rationing was still in place til 1954.

The last people called up for National Service didn’t finish it until 1963. A year after the Beatles debut hit single was released.

Quite why there are only a few would make it ok for them all to die of cold I’m not sure.

Not the first world war they don't. It ended in 1918. Anyone born then would need to be at least 106

CheshireCat1 · 05/08/2024 18:05

You get a free bus pass at 60 in Merseyside, it can be used on the trains and ferry in Merseyside too. I have a disability bus pass that can also be used to get free transport throughout Merseyside.

Itsrainingten · 05/08/2024 17:53

Figmentofmyimagination · 05/08/2024 17:32

Leave the bus pass alone! In England it is state retirement age, not 60, and it (a) takes at least some some otherwise unwilling older drivers off the road; (b) helps tackle loneliness by keeping people in the mix; takes people into our dying retail centres on weekdays. What’s not to like? It is a wonderful thing. The only change I would make is to also provide a free bus pass to anyone on JSA.

100% agree with this.

Katypp · 05/08/2024 17:51

I would certainly agree that it seems a somewhat bizarre conclusion to draw that pensioners should not have to spend their savings because their parents were affected by the War!
Why would you think that?
I think there is a certain romanticism (that's not the right word but I can't think of another) about the elderly and this is an example of that. In what logical world should someone be entitled to sit on savings and be funded by the state, while other sectors of society cannot even think about saving in the first place?

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