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Stopping paying child maintenance at 18

133 replies

GoogleWhacking · 31/07/2024 08:18

My DSD is 18 soon. She has been out of education, training and works 10 hours a week. Her Mum earns more than DH yet is terrible with money and so he has always been not only paying maintenance over the CMS rate, buying all clothes and paying DSD phone and dental fees (needed private braces) but also paying some of ex partners bills, servicing her car etc. I have no problem with this, it benefits DSD so why would I.

DSD has been barely attempting to get a job after being chucked out of college in Sept last year. Her mum is (illegally) still claiming child benefit for her. DH feels like he should continue paying child maintenance for DSD after she is 18 as her Mum can't cope without it and would have to move. To be clear, she could afford her house if she wasn't so shit with money. For example she refuses to ring Sky to change her plan despite her not watching it and them charging her £185 a month for it because she doesn't want to talk to them.

DSD mum doesn't encourage DSD to apply for jobs and so DSD just sits at home or at her mates.

I think he needs to use the discussion of DSD turning 18 and child maintenance stopping as an opportunity for Mum to encourage DSD to apply for jobs, but DH feels guilty and won't. My argument is when does he stop paying then?

I'm not saying we cut DSD off of course we will still spend on her and pay her phone bill, but if it doesn't stop now when does it? Will we still be subsidising her at 28 because her Mum needs the money?

My own children got jobs when they weren't in education and I'm getting a bit fed up of her not even applying for a proper job. AIBU?

TL:DR when do we stop paying child maintenance? AIBU to say when child becomes and unemployed unmotivated adult?

OP posts:
Comefromaway · 31/07/2024 13:47

I don't think anyone on this thread has advocated cutting a child off. Just not financing a lifestyle of someone not prepared to work or study.

januaryjan · 31/07/2024 13:47

Just because you are (edited) crap with managing bills doesn't make you a lazy layabout or whatever mum has been called.

Mum works full time - that is a good example to set.

However, mum is crap at managing bills. Help in this area not derision on a parenting site would probably solve the situation.

All the adults in the 18 year olds life work - The Ex, The OP, The Mum. (although OP has not confirmed she works - I'm presuming)

These three people in the 18 year olds life need to support this young girl as a group - support her not punish her or give ultimatums - and not take pot shots at each other or make themselves out to be the wonderful parent compared to poor, useless, lazy mum. One Sky bill does not a monster make.

If the 18 year old is struggling then the fault is shared mutually between all 3 adults...this young lady did not lick it off the floor -

And, mum should not be the Fall Guy by default.

GoogleWhacking · 31/07/2024 13:42

Calliopespa · 31/07/2024 13:38

I was responding to the posters who suggested UC.

I agree she needs a job but until that is achieved it falls to the parents. I don’t see how some of these posters think it’s laudable to do otherwise.

Apologies. Yes I totally disagree with cutting kids off at 18, but they do need to start to adult!!

OP posts:
GoogleWhacking · 31/07/2024 13:40

Ottervision · 31/07/2024 13:34

Mmm I do wonder how the dh treats you op? He seems very preoccupied with keeping his ex wife happy. I know you say its amicable but I'm almost not sure if that's worse. It feels like he's still married to her essentially?

He is a genuinely lovely person who is totally invested in our relationship. He is a committed parent who wants the best for his DD.

In response to others, I cannot tell you how much effort we have both put into supporting her. I've personally sat and done her CV with her, filled in applications and done interview prep. She failed her maths GCSE and got kicked out of college so struggled to find an apprenticeship and after a few applications a year ago got demotivated and seems to have given up.

We don't argue about money etc, this isn't about money, it is about DSD doing something with her life, rather than dossing about with no plans or aspirations.

OP posts:
Calliopespa · 31/07/2024 13:38

GoogleWhacking · 31/07/2024 13:36

At no point have I suggested that we are either encouraging her to get benefits or that we are trying to offload her at 18. I'm suggesting that she does what I, my DH, her mother and my own children have done and get a job!

I was responding to the posters who suggested UC.

I agree she needs a job but until that is achieved it falls to the parents. I don’t see how some of these posters think it’s laudable to do otherwise.

Ottervision · 31/07/2024 13:36

januaryjan · 31/07/2024 13:35

Well this thread is consistent,.

Always the mothers fault. 😐

What has Dad done to equip his 18 year old with the necessary life skills to make their own way in life?

I'm not sure it's JUST her fault but she's not exactly modelling any independence. And dad is teaching the daughter she can do fuck all and daddy will pay.

GoogleWhacking · 31/07/2024 13:36

Calliopespa · 31/07/2024 12:32

That’s exactly what I think.

It’s up to the parents to get her motivated and sorted with employment. That’s parenting- not cutting the cord, wiping their hands and steering her towards UC while patting themselves on the back for making her “independent.”

As a poster said above, people are so keen to have children then so keen to offload them the day the calendar flips to their 18th birthday.

And she wouldn’t be “paying her way” on UC in terms of the impact on society, just in terms of her immediate family.

Small wonder there is such a “borrowing and benefits” culture when this is seen as model parenting.

Edited

At no point have I suggested that we are either encouraging her to get benefits or that we are trying to offload her at 18. I'm suggesting that she does what I, my DH, her mother and my own children have done and get a job!

OP posts:
januaryjan · 31/07/2024 13:35

Allthehorsesintheworld · 31/07/2024 13:31

At 18 dsd is an adult. Time to stand on her own two feet with back up from your and her dad when it’s needed. The set up at the moment means she has the ideal model to just be like her mum —- someone else will provide.
And he should have cut off ex wife years ago. Who pays £185 to Sky because she doesn’t want to speak to them? Madness that your DH is indulging.

Well this thread is consistent,.

Always the mothers fault. 😐

What has Dad done to equip his 18 year old with the necessary life skills to make their own way in life?

Ottervision · 31/07/2024 13:34

Mmm I do wonder how the dh treats you op? He seems very preoccupied with keeping his ex wife happy. I know you say its amicable but I'm almost not sure if that's worse. It feels like he's still married to her essentially?

GoogleWhacking · 31/07/2024 13:33

thursdaymurderclub · 31/07/2024 11:03

so the cavet for SD moving in is that she gets a job? if SD moves in she has to get a job? just confirm for me thats correct?

She can move in without a job, but she needs to look for a job. I think that is fair for any adult

OP posts:
Allthehorsesintheworld · 31/07/2024 13:31

At 18 dsd is an adult. Time to stand on her own two feet with back up from your and her dad when it’s needed. The set up at the moment means she has the ideal model to just be like her mum —- someone else will provide.
And he should have cut off ex wife years ago. Who pays £185 to Sky because she doesn’t want to speak to them? Madness that your DH is indulging.

Calliopespa · 31/07/2024 13:26

Comefromaway · 31/07/2024 12:38

As a poster said above, people are so keen to have children then so keen to offload them the day the calendar flips to their 18th birthday.

16th birthday (or rather when they leave school in June) if they decide to leave education without getting a job or apprentiship. Sometimes a lack of money is needed to give a YP a kick up the backside rather than a sense of entitlement that someone will always pay for eveything.

But don’t people have parenting skills that go beyond cutting off funding?

Calliopespa · 31/07/2024 13:24

Thursdaygirl · 31/07/2024 11:39

If the mother is choosing to infantalise her daughter, that's her prerogative. Her daughter is 18 and can claim UC until she finds full time employment. That's approximately £300 a month some of which can be put towards her food and bills. She then gets a full time job and pays her way. She can also move out.

Quite.

Yes quite. Let society shoulder the burden.

januaryjan · 31/07/2024 13:19

Hi OP,

Given your strong work ethic which comes across in your posts, I presume ye both work - and both contribute to the Money Pot.

Although, you may not be able to convince your husband to cut off total support, you could, however, argue that half the money to support Ex and DSD is funded from part of your wages too and you are going to stop the half that you have been paying towards them. IYKWIM.

It is up to your husband to decide if he wants to continue to pay his share/half for the time being.

It is a tricky situation. Your husband is probably slow to take drastic action in case he alienates his daughter. Which is understandable. I would also advise caution in making too many demands - blood is thicker than water and you do not want to appear the 'convenient' baddie in this situation.

EG94 · 31/07/2024 12:42

I’m going to be shot but fuck it I’m used to it on here. I’d argue that if the parenting was done correctly preparing for being an adult, having a lazy layabout 18 year old wouldn’t be a problem. The hard yard parenting would be done in readiness for 18 years old - an adult. Of course support will be required but to fund a lazy layabout, no, something went wrong when teaching the kid right from wrong. In this case, mum is a fucking useless example of an adult and dad has enabled mum and daughter to be this way by thinking he was being kind.

toomanytonotice · 31/07/2024 12:40

Comefromaway · 31/07/2024 12:36

Ideally she would not claim universal credit. But if she does then at least she will get a work coach who will keep tabs on what jobs etc she is applying for. Often it takes an external person, young people are not very good at listening to their parents sometimes.

Yes at least on UC she will get support to find work or an apprenticeship/training scheme.

plus while technically I get your point on it being “taxpayers” supporting, it will still be “her” money and the sooner she learns about budget, paying bills etc the better. She may also see that hang on? I get x a month, if I got a job and earned y I’d have z spare and can go out more/buy more make up/stuff.

sitting at home letting dad pay for things is no lesson.

Comefromaway · 31/07/2024 12:38

As a poster said above, people are so keen to have children then so keen to offload them the day the calendar flips to their 18th birthday.

16th birthday (or rather when they leave school in June) if they decide to leave education without getting a job or apprentiship. Sometimes a lack of money is needed to give a YP a kick up the backside rather than a sense of entitlement that someone will always pay for eveything.

Comefromaway · 31/07/2024 12:36

Ideally she would not claim universal credit. But if she does then at least she will get a work coach who will keep tabs on what jobs etc she is applying for. Often it takes an external person, young people are not very good at listening to their parents sometimes.

Calliopespa · 31/07/2024 12:32

Abouttimeforanamechange · 31/07/2024 12:23

Like I said she can sign up for UC and start paying her way.

If she's on UC, she's not paying her way. Taxpayers are. Benefits are for people who are genuinely in need, not for people who are capable of working but can't be bothered.

That’s exactly what I think.

It’s up to the parents to get her motivated and sorted with employment. That’s parenting- not cutting the cord, wiping their hands and steering her towards UC while patting themselves on the back for making her “independent.”

As a poster said above, people are so keen to have children then so keen to offload them the day the calendar flips to their 18th birthday.

And she wouldn’t be “paying her way” on UC in terms of the impact on society, just in terms of her immediate family.

Small wonder there is such a “borrowing and benefits” culture when this is seen as model parenting.

Abouttimeforanamechange · 31/07/2024 12:23

Like I said she can sign up for UC and start paying her way.

If she's on UC, she's not paying her way. Taxpayers are. Benefits are for people who are genuinely in need, not for people who are capable of working but can't be bothered.

theeyeofdoe · 31/07/2024 12:05

Mrsttcno1 · 31/07/2024 10:07

Unfortunately it is true, we pay £190 to Sky which is an absolute rip off but that includes absolutely everything basically and the quickest internet for WFH! It is ridiculous prices

If you ring up sky and say you're going to cancel they reduce it.

We do it every year.

Bollindger · 31/07/2024 12:02

Since he is having trouble, tell him he can decrease it over 5 months going down by 20% each month. So it stops at a set time and not just a jolt.

This way you can help her while doing it.
Get him to cancel sky for her whilst at her hoyse the first month. Saying it will cover the cost of the lost money.

RedToothBrush · 31/07/2024 11:59

Zusammen · 31/07/2024 08:35

He needs to stop paying money to her mother. By all means he can continue paying for things for DSD herself. But after she turns 18 he shouldn’t pay a single penny to her mother.

This.

Then the daughter at least is in a position where she might get the idea if her mother then needs her to contribute for food / accomodation / transport.

Ottervision · 31/07/2024 11:52

GoogleWhacking · 31/07/2024 08:56

For all those suggesting we pay it to DSD, I just see that as encouraging her to do nothing for longer.

She is absolutely welcome to come and live with us. She has her own room here, she doesn't want to as we will make her look for a job.

This isn't so much about money as about not encouraging DSD to have no aspirations. I'm not saying we will cut her off but this situation cannot continue indefinitely.

I never gave my own children a penny apart from a roof over their head and food when they weren't working. I feel like we should do the same to DSD.

I would stop paying in that case. She has options, she doesn't want to take them. I'd offer to support for like getting to interviews and stuff but his ex wife needs to pay her own sky bill.

Ofc neither of them can be arsed to do anything, they know he's going to bail them out.

GoogleWhacking · 31/07/2024 11:51

thursdaymurderclub · 31/07/2024 10:50

i bet i know the answer to this one... it'll be a hell no!

I have already stated she is welcome here. She has her own bedroom here, she doesn't want to

OP posts: