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Stopping paying child maintenance at 18

133 replies

GoogleWhacking · 31/07/2024 08:18

My DSD is 18 soon. She has been out of education, training and works 10 hours a week. Her Mum earns more than DH yet is terrible with money and so he has always been not only paying maintenance over the CMS rate, buying all clothes and paying DSD phone and dental fees (needed private braces) but also paying some of ex partners bills, servicing her car etc. I have no problem with this, it benefits DSD so why would I.

DSD has been barely attempting to get a job after being chucked out of college in Sept last year. Her mum is (illegally) still claiming child benefit for her. DH feels like he should continue paying child maintenance for DSD after she is 18 as her Mum can't cope without it and would have to move. To be clear, she could afford her house if she wasn't so shit with money. For example she refuses to ring Sky to change her plan despite her not watching it and them charging her £185 a month for it because she doesn't want to talk to them.

DSD mum doesn't encourage DSD to apply for jobs and so DSD just sits at home or at her mates.

I think he needs to use the discussion of DSD turning 18 and child maintenance stopping as an opportunity for Mum to encourage DSD to apply for jobs, but DH feels guilty and won't. My argument is when does he stop paying then?

I'm not saying we cut DSD off of course we will still spend on her and pay her phone bill, but if it doesn't stop now when does it? Will we still be subsidising her at 28 because her Mum needs the money?

My own children got jobs when they weren't in education and I'm getting a bit fed up of her not even applying for a proper job. AIBU?

TL:DR when do we stop paying child maintenance? AIBU to say when child becomes and unemployed unmotivated adult?

OP posts:
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Sunshineandpool · 01/08/2024 18:06

Regarding the Sky it sounds like DSD's mum has anxiety around making the phone call. Could someone help her with that as then that's £185 less you need to pay?

Notaboozy · 01/08/2024 18:00

If your DH is scared to make any drastic moves, he could start by reducing ... perhaps by the amount she is wasting on Sky every month, by refusing to sort that out...

The three of them sound infuriating!

It sounds like you have a good relationship with your DSD, if her dad doesn't have what it takes to help motivate her, can you get to the heart of this with her? Her lack of interest in her own life is very sad to me.

Woolftown · 01/08/2024 10:58

I think you need to think hard about what is best for your SD now and the current situation is not really doing anyone any good. From the sounds of it you will continue to support her but think of how this might play out in different ways. In the future you might want to help with rent / house deposits, a training course. Stopping one form of support doesn’t mean you are not there for her.

Ottervision · 01/08/2024 10:51

BibbleandSqwauk · 01/08/2024 10:37

we simply don't know her circumstances and why she is not currently employed. Just because you were self supporting from 16 (living alone or paying market rent to your parents?) doesn't mean everyone can. I don't disagree this young person sounds unmotivated and I don't think new phones, clothes, socialising money should be on the table, but basic living, if needed, should be the job of BOTH parents.

Basic living yes. Full "maintenance" as if she's an actual child who can't provide for herself? No. She can work but she's choosing not to. She could get UC but presumably choosing not to.

Nobody pays "market rent" to their parents. I did pay quite a lot of my income to them, as it happens. Because I got paid a pittance as an apprentice because that's what you have to be prepared to do at 16 if you don't go to uni.

Op has said she can live with them and they'll happily pay for her to live, but she doesn't want to get a job so she won't. It's no wonder is it?

BibbleandSqwauk · 01/08/2024 10:37

we simply don't know her circumstances and why she is not currently employed. Just because you were self supporting from 16 (living alone or paying market rent to your parents?) doesn't mean everyone can. I don't disagree this young person sounds unmotivated and I don't think new phones, clothes, socialising money should be on the table, but basic living, if needed, should be the job of BOTH parents.

Ottervision · 01/08/2024 10:17

BibbleandSqwauk · 01/08/2024 10:09

@Ottervision at whatever age you are able to access and keep a job that pays enough to live independently, or to live at home but contribute a realistic amount. There's no point people whanging on about what they did decades ago - its is HARD now for young people, especially if they are not traditionally academic and go to uni. The supermarket and retail work they might have got is now being done by older people with families to support on zero hours contracts who hoover up any available shifts, the apprentice schemes are very hit and miss and not the fabulous alternative they are cracked up to be. Add in post-covid issues, rising MH crises and its quite easy to end up as an "adult" who is nowhere near self supporting. My simple point is this - for as long as the young person requires parental support, they should get that from BOTH parents. The fact that they are divorced does not absolve the NRP of that responsibility.

I mean I didn't move out decades ago it was just less than a decade ago as it happens and nobody paid for me past 16 since I had a job (apprenticeship)! Which is still entirely possible now.

I know how HARD it is for young people. I am relatively young thanks and haven't had any financial help to get where I am. I still don't think paying her to sit at home is helping her whatsoever.

So if the dd cba getting a job mummy and daddy should be paying for her until she does? Why would she bother?

BibbleandSqwauk · 01/08/2024 10:09

@Ottervision at whatever age you are able to access and keep a job that pays enough to live independently, or to live at home but contribute a realistic amount. There's no point people whanging on about what they did decades ago - its is HARD now for young people, especially if they are not traditionally academic and go to uni. The supermarket and retail work they might have got is now being done by older people with families to support on zero hours contracts who hoover up any available shifts, the apprentice schemes are very hit and miss and not the fabulous alternative they are cracked up to be. Add in post-covid issues, rising MH crises and its quite easy to end up as an "adult" who is nowhere near self supporting. My simple point is this - for as long as the young person requires parental support, they should get that from BOTH parents. The fact that they are divorced does not absolve the NRP of that responsibility.

Ottervision · 01/08/2024 09:39

When does it end though? What if she's still jobless and living with mum at 25? 30?

At what point are you like.... you're not a dependant child anymore?

BibbleandSqwauk · 01/08/2024 09:30

OP I think you stop when the resident parent does - if the DSD gets a proper job and starts paying her mum rent etc then she is self supporting and CMS can stop - though in general parents may well still help their children beyond this with big things like car expenses for a while. However, while the mum is necessarily supporting her basic needs, the Dad should too. IF you really think the DSD would hand a portion of it to her mum for housekeeping then it could go to her but from what you've said that sounds unlikely. The mum's ability to ring Sky or whatever is completely irrelevant. She could be a millionaire and the other parent should still contribute. As long as she is housing and feeding the child out need, the other parent should contribute to that.

Thursdaygirl · 31/07/2024 15:17

I also struggle with when do you stop paying if not when they have left training, education and are 18?

When indeed - if her mother can't manage her money and DSD hasn't got the work ethic, then there's never going to be a good time to stop paying. So best nip this in the bud.

januaryjan · 31/07/2024 14:33

Calliopespa · 31/07/2024 14:25

I think a lot of newcomers to the job market are struggling atm. Do you know any friends she could do unpaid work for to boost her cv? This might also provide sone incentive to get a paid job …

This is a very good idea OP. You never know what might open up for her on the job front or it may give her the drive to repeat her exams etc.

januaryjan · 31/07/2024 14:28

EG94 · 31/07/2024 13:51

I called the daughter a lazy layabout and the mum a useless example of an adult and the dad an enabler just so you’re clear. And I stand by it. Working or not, can’t phone sky. Ridiculous

can’t help people that don’t want to help themselves.

That is very clear. Thank You.

And I would say somewhat rigid in thinking.

And a little cross. 😮

Calliopespa · 31/07/2024 14:25

GoogleWhacking · 31/07/2024 14:21

To be very clear DSD Mum works full time, she is not lazy, she is just shit with money! She is a lovely person.

DSD may well be dejected after her spurt of applying for jobs last year, to my mind that is still no reason to stop applying.

I have a very active role in DSDs life. We go on holiday together (just us two), I just despair at how to shake up this current situation.

I think a lot of newcomers to the job market are struggling atm. Do you know any friends she could do unpaid work for to boost her cv? This might also provide sone incentive to get a paid job …

GoogleWhacking · 31/07/2024 14:21

To be very clear DSD Mum works full time, she is not lazy, she is just shit with money! She is a lovely person.

DSD may well be dejected after her spurt of applying for jobs last year, to my mind that is still no reason to stop applying.

I have a very active role in DSDs life. We go on holiday together (just us two), I just despair at how to shake up this current situation.

OP posts:
cestlavielife · 31/07/2024 14:20

She uis 18. He pays anything he likes direct to dd
Dsd decides if she pays her dm board and lodging.
No need to go thru the mother any more

GoogleWhacking · 31/07/2024 14:17

januaryjan · 31/07/2024 13:19

Hi OP,

Given your strong work ethic which comes across in your posts, I presume ye both work - and both contribute to the Money Pot.

Although, you may not be able to convince your husband to cut off total support, you could, however, argue that half the money to support Ex and DSD is funded from part of your wages too and you are going to stop the half that you have been paying towards them. IYKWIM.

It is up to your husband to decide if he wants to continue to pay his share/half for the time being.

It is a tricky situation. Your husband is probably slow to take drastic action in case he alienates his daughter. Which is understandable. I would also advise caution in making too many demands - blood is thicker than water and you do not want to appear the 'convenient' baddie in this situation.

Thank you for this. I agree, DH (and I) don't want to alienate DSD and tbh he has been a bit of a push over in relation to financial support. I earn significantly more more than my DH and generally I pay for household things (mortgage etc) and he pays for food and DSD plus some fun bits. Frankly, we can afford to pay the CMS, but I just feel that it not helping matters. I also struggle with when do you stop paying if not when they have left training, education and are 18?

OP posts:
januaryjan · 31/07/2024 14:15

HowardTJMoon · 31/07/2024 13:49

If the 18 year old is struggling then the fault is shared mutually between all 3 adults...this young lady did not lick it off the floor -

I thought the usual mumsnet opinion on step mothers is that they have no role whatsoever in raising their step children and shouldn't ever even presume to have an opinion?

You could well be right. I can only answer for myself.

However, if step mum/dad wants to genuinely help or support a step child then why not; as long as it comes from a good place?

However, bringing a personal dislike towards another person to a situation and/or taking pot shots off of Mum, really doesn't help anyone, especially the child/young adult in the middle. (General comment not just directed at OP)

There is also a time in any given situation where the best move for a step parent is to just step back and away; the trick is to be able to recognise that.

Not many do.

Nn9011 · 31/07/2024 14:12

Hi OP, I'm sure this must be difficult but I'm wondering if there could be something else going on?
There are genuine reasons why people might struggle with money or struggle to contact companies like sky. For example I have ADHD/Autism and I really struggle to do things like that.
I'm not saying DSD is neuro divergent but it might be worth looking at her behaviour through another lense. Those things can be genetic. Equally it could be learned behaviour from her mum.
I guess what I'm saying is try not to frame it as a lazy teenager, try to look deeper and understand the why. More often than not it's more than just laziness.

Ottervision · 31/07/2024 14:09

januaryjan · 31/07/2024 13:55

OP has just said in her last posts that her DSD has tried repeatedly at different things but has been rejected/unsuccessful. each time

DSD has now become unmotivated after experiencing numerous knock backs.
This is a different narrative to the original one where it was suggested that the DSD was lazy from the get go because of bad parenting and a dodgy Sky Bill..

More that she is dejected and wondering what is the point - rather than a natural layabout.
This young girl needs support and extra help to get her motivated to get up and try again. Not punishment and ultimatums.

Edited

From her actual parents, yes. But i don't think they should continue to pay her to sit around and do nothing either because why would you bother trying to get a job if you didn't actually need to.

MissJoGrant · 31/07/2024 14:04

thursdaymurderclub · 31/07/2024 10:50

i bet i know the answer to this one... it'll be a hell no!

Looks like you missed where OP said they'd be glad to have her at their house.

MissJoGrant · 31/07/2024 13:57

Soontobe60 · 31/07/2024 08:41

It’s his choice. I’m not sure how you’re so knowledgeable about his Ex’s financial dealings - how do you know what she pays for Sky???
It may irk you but I’ll reiterate - it’s his choice.

I don't think it's reasonable to just say 'it's his choice'. OP is married to the father so it's family money he's spending.

januaryjan · 31/07/2024 13:55

Comefromaway · 31/07/2024 13:47

I don't think anyone on this thread has advocated cutting a child off. Just not financing a lifestyle of someone not prepared to work or study.

OP has just said in her last posts that her DSD has tried repeatedly at different things but has been rejected/unsuccessful. each time

DSD has now become unmotivated after experiencing numerous knock backs.
This is a different narrative to the original one where it was suggested that the DSD was lazy from the get go because of bad parenting and a dodgy Sky Bill..

More that she is dejected and wondering what is the point - rather than a natural layabout.
This young girl needs support and extra help to get her motivated to get up and try again. Not punishment and ultimatums.

Comefromaway · 31/07/2024 13:51

There may be fault and there may be no fault. Sometimes no matter how you bring a child up they behave in a certain way. I have two and they have been brought up the same way. They are completely different in their attitudes to money etc.

EG94 · 31/07/2024 13:51

januaryjan · 31/07/2024 13:47

Just because you are (edited) crap with managing bills doesn't make you a lazy layabout or whatever mum has been called.

Mum works full time - that is a good example to set.

However, mum is crap at managing bills. Help in this area not derision on a parenting site would probably solve the situation.

All the adults in the 18 year olds life work - The Ex, The OP, The Mum. (although OP has not confirmed she works - I'm presuming)

These three people in the 18 year olds life need to support this young girl as a group - support her not punish her or give ultimatums - and not take pot shots at each other or make themselves out to be the wonderful parent compared to poor, useless, lazy mum. One Sky bill does not a monster make.

If the 18 year old is struggling then the fault is shared mutually between all 3 adults...this young lady did not lick it off the floor -

And, mum should not be the Fall Guy by default.

Edited

I called the daughter a lazy layabout and the mum a useless example of an adult and the dad an enabler just so you’re clear. And I stand by it. Working or not, can’t phone sky. Ridiculous

can’t help people that don’t want to help themselves.

HowardTJMoon · 31/07/2024 13:49

If the 18 year old is struggling then the fault is shared mutually between all 3 adults...this young lady did not lick it off the floor -

I thought the usual mumsnet opinion on step mothers is that they have no role whatsoever in raising their step children and shouldn't ever even presume to have an opinion?