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AIBU?

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AIBU to think that I shouldn't have bothered working and paying into National Insurance for the 35 years I have done so?

431 replies

HauntedBungalow · 30/07/2024 20:38

When all I will get is the bare State Pension. Whereas other people who did not make these contributions and/or did not work will get Pension Credit plus all the other nice little add ons like Council Tax Support, free boilers and now Winter Fuel Allowance? AIBU to think I'm a mug for bothering to work all those years?

OP posts:
stickingatit · 31/07/2024 15:12

This reply has been deleted

This has been deleted by MNHQ for breaking our Talk Guidelines.

Wordysmith · 31/07/2024 15:07

And just to add none of her kids have diagnoses either. Her youngest was very poorly behaved (slapped a teaching staff once in primary school ) and had suspected ADHD, but she actually challenged that and didn’t agree her child had ADHD.

In the end her child's behaviour improved and settled significantly, and the professionals also agreed that the kids didn’t have ADHD or anything like that.

Wordysmith · 31/07/2024 14:59

suburburban · 31/07/2024 14:31

How does she get away with not working

I wasn’t the one who originally posted about the mother of 5 kids but I believe the poster said they have fibromyalgia, but if you mean my friend who has 3 kids and works 0-16 hours , I don’t know! 🤷‍♀️

She has no diagnosis for anything. She never worked at all from age 18 then she had her first kid around 21.

Then when her youngest was 6 - she was about 30 by that time - she began volunteer work and then paid work a year later and she’s always worked no more than 16 hours a week.

I remember when she first started working her saying some kind of back to work /benefits advisor had told her not to work more than 16 hours. Her kids were primary school aged by then and childcare in London is expensive, so I guess that was why she was advised to limit work hours?

Again I think we need to work pay and have more wraparound services in schools.

I’m quite surprised she isn’t upping her hours now her kids are all 13+ and the younger kids father does live with her but doesn’t really pull his weight . AFAIK no government agency has asked her to work more. No idea how it all works 🤷‍♀️

XenoBitch · 31/07/2024 14:57

Rainbowsponge · 31/07/2024 14:47

So… like working people, basically.

Nothing like it. The PP also said that people who have not paid in, should get nothing as it is their fault, including NHS treatment.

It happens on every thread about welfare. People on benefits do read them, and see that you think we are all workshy scum who are swinging the lead. You can't even be too poorly too work... as someone on this thread has said that if you "can think, you can be an author".

Rainbowsponge · 31/07/2024 14:47

XenoBitch · 31/07/2024 14:39

Actually, there are comments on this very thread about people on benefits just being given bed and board, and being forced to work in the day.

So… like working people, basically.

XenoBitch · 31/07/2024 14:39

Rainbowsponge · 31/07/2024 14:37

‘Sickening’? Have you ever read a single comment on here advocating for workhouses, or wanting to abolish benefits completely, or saying the disabled deserve to starve etc? Ever? Or are you just in a position now where anyone who disagrees with you is ‘sickening’?

Actually, there are comments on this very thread about people on benefits just being given bed and board, and being forced to work in the day.

Rainbowsponge · 31/07/2024 14:37

XenoBitch · 31/07/2024 14:13

I am not shutting it down... but the attitudes on here towards people who have to claim whatever from the state is sickening.
It is benefit bashing, but this time they have come for pensioners.

‘Sickening’? Have you ever read a single comment on here advocating for workhouses, or wanting to abolish benefits completely, or saying the disabled deserve to starve etc? Ever? Or are you just in a position now where anyone who disagrees with you is ‘sickening’?

Rainbowsponge · 31/07/2024 14:34

suburburban · 31/07/2024 14:31

How does she get away with not working

There’s usually a diagnosis involved, either them or their children. And NO the majority with diagnoses are not gaming the system 🙄 but some are a matter of persistence and knowing what to put on forms - there are Facebook groups for this very purpose, people egging each other on to get a successful claim. I don’t believe (boyfriends auntie) somebody so disabled by pain is too ill to work but not too ill to go through 5 pregnancies and care for 5 newborns/toddlers/children. The uptick really started when non-pathological diagnoses became a LOT more common - the things there is no hard test for, just a complaint of symptoms.

suburburban · 31/07/2024 14:31

Wordysmith · 31/07/2024 13:35

I think we need to question the whole capitalistic schtick of producing more children for the economy. It’s a bit dystopian IMO and It’s a really bad reason for people to be having more kids and the government and media needs to wind its neck in about the whole decreasing birth rate issue . People aren’t having kids for many reasons, some financial but some simply just don’t want any or more than one and that’s ok. I used to work with kids in foster care and I wish more People opted not to have kids

And tbh I know families in my hometown who haven’t worked for generations. My friend I spoke about upthread is late 30s and has worked between 0 and 16 hours her whole life. Her kids who are older teens seem very unambitious as well and I can see them taking the same route as their parents . There is moral value in raising well adjusted kids of course, but since we are talking economic benefit - it doesn’t always pan out like that.

Additionally I’d say if someone is too unwell to work and they know they are going to be on benefits, they shouldn’t be having 5 kids unless they have a partner who can provide for them. Many people where both are working wouldn’t be able to afford 5 kids. That is of course different from someone who has 5 kids then becomes unemployed or disabled afterwards.

How does she get away with not working

suburburban · 31/07/2024 14:29

Karton · 31/07/2024 10:18

It’s tricky. I can understand the need for a safety net. I think it’s the fact that pension credit appears to be a gateway to other ‘free’ benefits that’s the issue. The winter fuel payment has highlighted this.

it reminds me of when my kids were at school and Blair was in government. There was a payment (can’t remember what it was called), to 16 plus teens in education who had parents on a low income. It divided the kids at school into those who got ‘free money’ and those who had to do Saturday jobs and work evenings. It was a bone of contention for the kids who didn’t get it.

Yes I remember that

I don't have a problem with people who were on low wages getting pension credit as they have been paying N.I. but i have issues with those who have never paid any N.I to begin with and are hiding their money and being dishonest

G123456789 · 31/07/2024 14:25

MistressoftheDarkSide · 31/07/2024 10:34

Christ this thread is depressing. What it does prove is that divide and rule politics is are alive and kicking. While we all bay for the apparent extermination of "the poor" - because that's a nice homogenous group to target with no risk of cancellation by doing so - governments and corporations asset strip the planet and pretend anyone can do it if they just pull themselves up by the bootstraps and work themselves to the bone fir "jam tomorrow".

Some of the comments on here...

Anyone can get a job. If their mind is working they can follow in Stephen Hawkings footsteps or become an author. Let's ignore the fact that becoming an author requires marketing and the hope that what you write will appeal to people so they'll actually buy it - there are no gurantees.

People can apparently just march into any employer and demand a job. Which ignores the fact that for most well paid jobs these days the first screening of CVs is done by AI so the days of dazzling with wit and sparkling personality are long gone unless you actually make it to interview.

Get any job? Apply for cleaning toilets and be rejected as a retention risk as your CV is too good. Over 40? Too expensive for a minimum wage job. Work two or three zero hours jobs? Be taxed even more than doing one full-time.

Frankly in my own situation quietly offing myself would appear to be the decent thing to do as I'm just a drain on society now apparently. One last suck on the state teat to do the necessary disposal and I'll no longer be part of the problem.

Hyperbole? Not really because there seem to be plenty on this thread who would cheer me on and be happy to assist. And I'm just one of thousands. And anyone can become another of my number by a couple of twists of fate.

Civilised society my arse.

I do agree with a lot of your points...but Terry Pratchett had a phrase "too poor to paint, to proud to not" or something similar. It used to be the poor in this country still had pride and would go and work, conceal the extent of their poverty by "visiting uncle" that is going to the pawn broker. My nan used to tell her kids "you may be poor but you'll be clean. Soap costs pennies and waters free"
It's easier to sit on your backside than to get up and graft. Yes you might get knocked back for a job, but hay, that's life. You keep going. Many companies are actually looking for older worker's. They realise that they have a better attitude to work.
our young have been lied to for decades "go to uni". When I was a manager in an insurance company I was told by a new recruit 3 months into the job she should be on much more "by now"...her degree was in dance.
we need to push reset. We are just out of a period where there were more jobs nationally than applicants. We need to encourage the long term unemployed and those people on "the sick" back into work if they are relying on the government to fund them...or to make some other contribution to society

XenoBitch · 31/07/2024 14:13

Rainbowsponge · 31/07/2024 12:58

Sorry but you don’t get to shut down the chat with the suicide hyperbole. It comes up on every thread like this ‘I’ll just off myself then shall I?’ but no, we will discuss regardless.

I am not shutting it down... but the attitudes on here towards people who have to claim whatever from the state is sickening.
It is benefit bashing, but this time they have come for pensioners.

GreenIvyy · 31/07/2024 13:48

Agree op. Its shit and really not fair.

JenniferBooth · 31/07/2024 13:41

Rainbowsponge · 31/07/2024 13:13

Agree. From age 12-18 I lived on a social housing estate and although not all, MANY (maybe 60-70%?) could easily have worked but were unemployed, my boyfriend’s aunt was long term unemployed and on benefits due to fibromyalgia but managed to have FIVE babies in that time!!!!! (All while single)

Im in a tenant group and HAs dont make it easy to go out to work. This was posted in our group.

"Tuesday we have to stay in all day for a stock report which took ten mins
Wednesday we have to stay in all day for the annual gas check He didnt turn up so will have to do this again
great news we have to stay in for a third day next Monday"

Show me the employer who would put up with this, We had FIVE visits recently ourselves All on weekdays.

Quite frankly i think a law should be brought in that if an HA causes a tenant to lose their job the tenant should be able to live rent free until they find another job no matter how long it takes and then this shit would stop overnight.
You can see why HAs embraced the idea of SH only being for the very desperate or for people with problems drug addicts alcoholics ex offenders It suits their timetable better!

wombat15 · 31/07/2024 13:40

Surely you worked for the salary rather than to pay for a state pension? I don't think you needed to work to make the National Insurance contributions because as people on job seekers allowance get the contributions paid. If you are a SAHP the contributions are paid too if you claim child benefit although I don't think that was always the case.

I assumed most of the people who need pension credit are those who didn't buy a house (I don't think state pension is high enough for rent) or those who didn't work because they were carers rather than people who were unemployed and claiming job seekers allowance. Is that not the case?

Wordysmith · 31/07/2024 13:35

I think we need to question the whole capitalistic schtick of producing more children for the economy. It’s a bit dystopian IMO and It’s a really bad reason for people to be having more kids and the government and media needs to wind its neck in about the whole decreasing birth rate issue . People aren’t having kids for many reasons, some financial but some simply just don’t want any or more than one and that’s ok. I used to work with kids in foster care and I wish more People opted not to have kids

And tbh I know families in my hometown who haven’t worked for generations. My friend I spoke about upthread is late 30s and has worked between 0 and 16 hours her whole life. Her kids who are older teens seem very unambitious as well and I can see them taking the same route as their parents . There is moral value in raising well adjusted kids of course, but since we are talking economic benefit - it doesn’t always pan out like that.

Additionally I’d say if someone is too unwell to work and they know they are going to be on benefits, they shouldn’t be having 5 kids unless they have a partner who can provide for them. Many people where both are working wouldn’t be able to afford 5 kids. That is of course different from someone who has 5 kids then becomes unemployed or disabled afterwards.

MistressoftheDarkSide · 31/07/2024 13:34

I'm deluded then.

I'll just go and feed my state funded unicorn and then swagger up to the job centre for my extra cookies on the red carpet rolled out for me by the security staff shall I?

PenelopeHofstadter · 31/07/2024 13:31

@MistressoftheDarkSide anyone who lives in the UK who denies this is the case is deluded.

MistressoftheDarkSide · 31/07/2024 13:31

PenelopeHofstadter · 31/07/2024 13:25

@MistressoftheDarkSide not true at all! There are many in the town in which I live! They walk round, thinking they're brilliant, with loads of kids, causing trouble and intimidating people! Without having worked a day in their lives!

The UK is full of work shy scumbags that cause trouble wherever they go! The job centre/benefits staff fawn over them. And the rest of us get the pleasure of paying for them

If you say so 🙄

PenelopeHofstadter · 31/07/2024 13:25

@MistressoftheDarkSide not true at all! There are many in the town in which I live! They walk round, thinking they're brilliant, with loads of kids, causing trouble and intimidating people! Without having worked a day in their lives!

The UK is full of work shy scumbags that cause trouble wherever they go! The job centre/benefits staff fawn over them. And the rest of us get the pleasure of paying for them

marmaladeandpeanutbutter · 31/07/2024 13:23

I'm all for cutting benefits , as long as you start with taking back all that has been stolen by the richest. Then come for the rest.

Ah. Thought not.

MistressoftheDarkSide · 31/07/2024 13:20

Rainbowsponge · 31/07/2024 13:10

But it’s true, every time we try to discuss our terrifying welfare bill somebody pops up with ‘well I’ll just end my life then seeing as I’m such a burden’. This is a financial issue, not a moral one - and as tax payers we are absolutely entitled to an opinion and a debate. Monstering us will not work. I do not want this country to increasingly slide into second world status because we are locked into an emotionally blackmailing relationship with social care and benefits.

It is both a moral and a financial issue. How is it moral that economic policy has allowed many capable and willing people to become unable to participate in that economy at all, leading to that eye watering welfare bill you speak of so glibly, while events like the pandemic allow the biggest transfer of wealth upwards in decades?

How is it moral that housing is allowed to be an unfettered cash cow considered purely as an asset and allowed to be gobbled up by foreign investors while people suffer in substandard accommodation or end up on the streets?

You pick on the "suicide hyperbole" rather than addressing any other point because that's the easy target and you take the pragmatic route of ignoring that fact that financial corruption leads to human misery.

It's so easy to dehumanise people with talk of net contribution, pragmatism and economic units and that's exactly what you're doing.

Rainbowsponge · 31/07/2024 13:19

BlackShuck3 · 31/07/2024 13:17

Having children and bringing them up is work.
Birth rates are dropping all over the world and governments have been unable to incentivize people to have more children. People who have children are contributing to society.

Great so we should all jack our jobs in and live off benefits because we’ve had kids should we? Happy days 🎉🎉🎉🎉

The excuses on here are laughable

EasternStandard · 31/07/2024 13:18

I can see why you feel as you do op and I can see a few posts from those who are public sector or have good pensions privately

Not everyone is in the position to do the same but many have worked for 35 years or longer and are now thinking about it given the recent decision.

BlackShuck3 · 31/07/2024 13:17

Rainbowsponge · 31/07/2024 13:13

Agree. From age 12-18 I lived on a social housing estate and although not all, MANY (maybe 60-70%?) could easily have worked but were unemployed, my boyfriend’s aunt was long term unemployed and on benefits due to fibromyalgia but managed to have FIVE babies in that time!!!!! (All while single)

Having children and bringing them up is work.
Birth rates are dropping all over the world and governments have been unable to incentivize people to have more children. People who have children are contributing to society.