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How the fuck can people afford to go on holiday?

595 replies

Figuringitout · 25/07/2024 18:52

I’m wondering if I am just super naive about how much everything costs. I earn an okish amount, have a small mortgage and don’t feel like we live extravagantly. I have 3 kids who I’d like to take on holiday. My husband earns seasonally (and is trying to increase that) but at the moment his main contribution to our budget is in looking after kids so we don’t have to pay for childcare.
Back to holidays, I cannot find anything somewhere hot for less that £4k and even France we’re talking about £2.5k.
So, do people have holiday funds that they pay into each month? Please tell me how everyone seems to be affording to go abroad once a year.

OP posts:
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5
ShinyAppleDreamingOfTheSea · 26/07/2024 16:34

User135644 · 26/07/2024 14:01

It's either the 6 figure's mums net set or people who are gaming the system who can still afford holidays.

And yet we have a whole thread of people explaining how they afford holidays by being flexible, prioritising and saving.

Flossyts · 26/07/2024 16:28

tribalmango · 26/07/2024 08:47

You really should not struggle to go on holiday for less then 5K.
For the sort of holiday you're choosing maybe, but that's your choice.

For an abroad pretty standard tui/jet2 holiday, it’s unusual to be less that 5k. The extra child pushes us into either 2 rooms or a XL suite for which there are never free child spaces. But yes, we can and have done eurocamp and European centreparks. But I’m not sure that’s what the op was referring to.

PenelopeHofstadter · 26/07/2024 16:26

@berksandbeyond 25k is not a good wage though! It's minimum wage! It's employers paying the absolute bare minimum to staff that they can get away with

User135644 · 26/07/2024 15:40

tribalmango · 26/07/2024 14:21

LOL....
I do not have a 6 figure salary. I am not gaming anyone's system.
Do you honestly think that only people who earn 6 figures or cheat somehow are going on holiday?

Cress butties for lunch every day maybe, and/or staying away from alcohol and hospitality the rest of the year.

hopsalong · 26/07/2024 14:39

Private school fees and interest rate increases have definitely reduced our ability to spend money on holidays. We have 2DC and would love to be able to take the kinds of holidays we took when they were little (Oman, Caribbean, nice hotels in Italy and Greece). Now we usually do two Airbnb holidays a year, two weeks somewhere warm in the summer and a week in England (Lakes, Cornwall, Peak District) at Easter or October half term. Flights are paid for with miles. So the cost is just the Airbnb rental.

You could try Tunisia, eg here for £79 a night: www.airbnb.com/slink/sJtFArkk

You can fly with EasyJet to Enfidha. But it is true that flights will be expensive for 5 of you unless you're lucky, book very early or use miles.

Or drive and go to rural France? This is £72 a night: www.airbnb.com/slink/c3esjXCo

Bearpawk · 26/07/2024 14:22

Don't have kids but have expensive taste in holidays and not massive earners.
We have a Monzo pot where every transaction is rounded up into there and everything left in joint acct after outgoings is scraped over into there at the end of the month too.

tribalmango · 26/07/2024 14:21

User135644 · 26/07/2024 14:01

It's either the 6 figure's mums net set or people who are gaming the system who can still afford holidays.

LOL....
I do not have a 6 figure salary. I am not gaming anyone's system.
Do you honestly think that only people who earn 6 figures or cheat somehow are going on holiday?

QforCucumber · 26/07/2024 14:15

hah @CutthroatDruTheViolent I was responding to someone asking if I plan to take the children out of school for our family holiday, no school fines for 4 missed days so all good there, but honestly - even if there were a fine, we have saved £1,400 compared to going the week after so £320 fine would still make the holiday a much cheaper affair than going over the half term.

CutthroatDruTheViolent · 26/07/2024 14:03

QforCucumber · 26/07/2024 13:57

@overbeingoverweight It's actually October we go (god knows why I said September) but yes, the holiday is 10 nights and only covers part of the half term, they will both miss 4 days of school. DH and I will also miss 9 days of work each too.
Is this a problem?

I mean, it might be a problem if you both end up being fined for both children, but ultimately, no it's not a problem.

It might be a problem for work if you're also taking that time unauthorised, but I suspect you've booked it (or will book it) as annual leave, so not really the same thing is it.

User135644 · 26/07/2024 14:01

It's either the 6 figure's mums net set or people who are gaming the system who can still afford holidays.

QforCucumber · 26/07/2024 13:57

@overbeingoverweight It's actually October we go (god knows why I said September) but yes, the holiday is 10 nights and only covers part of the half term, they will both miss 4 days of school. DH and I will also miss 9 days of work each too.
Is this a problem?

Ottervision · 26/07/2024 13:45

berksandbeyond · 26/07/2024 13:42

So true that everyone’s definition of that could be different depending on their background / area / peers

Exactly. And where you live! My wage in London would be shite but it's pretty good for where I live.

berksandbeyond · 26/07/2024 13:42

PenelopeHofstadter · 26/07/2024 13:05

@tribalmango I saw a post on MN very recently where a poster said her DH was on a good wage and it was 25k

So true that everyone’s definition of that could be different depending on their background / area / peers

PenelopeHofstadter · 26/07/2024 13:05

@tribalmango I saw a post on MN very recently where a poster said her DH was on a good wage and it was 25k

Kitkat1523 · 26/07/2024 12:59

tribalmango · 26/07/2024 12:26

Nothing🙄

Correct answer

tribalmango · 26/07/2024 12:58

PenelopeHofstadter · 26/07/2024 12:40

By 'ok-ish' wage do you mean minimum wage, OP? If so, it's not an ok wage and means that your employer is just paying you the bare minimum they can get away with. Sorry, it's just a bugbear of mine on here when posters say they're on an ok/good wage and it's minimum wage.

It sounds as though your DH needs to increase his earnings and possibly you too if you're only paid minimum wage

I think OP is a teacher.

I haven't seen people refer to MW (or National Living Wage) as ok/good; by definition, it's minimal and certainly people aren't expected to be able to save to go on holiday abroad if they are on MW.

PenelopeHofstadter · 26/07/2024 12:40

By 'ok-ish' wage do you mean minimum wage, OP? If so, it's not an ok wage and means that your employer is just paying you the bare minimum they can get away with. Sorry, it's just a bugbear of mine on here when posters say they're on an ok/good wage and it's minimum wage.

It sounds as though your DH needs to increase his earnings and possibly you too if you're only paid minimum wage

tribalmango · 26/07/2024 12:26

Kitkat1523 · 26/07/2024 12:18

What’s wrong with that?

Nothing🙄

VestPantsandSocks · 26/07/2024 12:24

Not sure why a swear word is required in the title.

To answer the question:

Short breaks instead of a week
Ferry or eurostar are reasonably priced
Off peak times

bookmarket · 26/07/2024 12:22

How old are your kids OP?

Kitkat1523 · 26/07/2024 12:18

overbeingoverweight · 26/07/2024 12:05

So will you take kids out of school in the Sept?

What’s wrong with that?

justasking111 · 26/07/2024 12:06

Son DIL and 3 have found a nice chalet in N Wales. Privately owned on a site with a heated swimming pool, slide etc. it's only a county away. Lovely lady who always lets them know when it's free of extended family visits. The price is reasonable, the area familiar. Everyone relaxes. There's a beach nearby. Nice chalet big enough for rainy days activities.

Boats are the same. Boat owners turn up with family when time and weather allow. Kids enjoy, crabbing fishing. Everyone's relaxed.

I've never been on a canal holiday but people we know love them.

overbeingoverweight · 26/07/2024 12:05

QforCucumber · 25/07/2024 18:53

We’ve just had 10 nights in turkey in may, it was £3750 all inclusive for 4 of us.

it was booked in feb 2023 so 15 months in advance. We both work full time and prioritise holidays over other things.
weve already booked the next one for September 2025.

So will you take kids out of school in the Sept?

LBFseBrom · 26/07/2024 11:52

You sound very sensible LoveRules, and Pembrokeshire and Cornwall are lovely, as are other places in the UK. We did both as a family a few times. I've never fancied camping but we did manage to rent quite reasonable cottages and, once, a flat, all of which were very nice. North Norfolk is lovely too.

LoveRules · 26/07/2024 10:22

We've decided to send our youngest to a private sixth form for the next two years and have accepted that holidays will be camping in Pembrokeshire and Cornwall for the next couple of years.

I'm lucky to have a best mate who lives in a beautiful part part of the world with a private beach and can have free accommodation there which we have just done but still spent £800 on flights/transfers/parking and another £800 on food/eating out so now questioning whether we would be able to afford this next year. Probably not.

Lots of asking Qs about what is important to us financially keeps us agreeing where we will spend or save.

I work in a volatile industry and although well paid I wouldn't want to eat into our contingency savings for holidays as have decided we need to ensure we have redundancy covered over expensive warm holidays.