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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

How the fuck can people afford to go on holiday?

595 replies

Figuringitout · 25/07/2024 18:52

I’m wondering if I am just super naive about how much everything costs. I earn an okish amount, have a small mortgage and don’t feel like we live extravagantly. I have 3 kids who I’d like to take on holiday. My husband earns seasonally (and is trying to increase that) but at the moment his main contribution to our budget is in looking after kids so we don’t have to pay for childcare.
Back to holidays, I cannot find anything somewhere hot for less that £4k and even France we’re talking about £2.5k.
So, do people have holiday funds that they pay into each month? Please tell me how everyone seems to be affording to go abroad once a year.

OP posts:
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RivkaTheBold · 25/07/2024 22:02

Both need to work full time or one of you need to earns lots.

Tittyfilarious · 25/07/2024 22:00

QforCucumber · 25/07/2024 18:53

We’ve just had 10 nights in turkey in may, it was £3750 all inclusive for 4 of us.

it was booked in feb 2023 so 15 months in advance. We both work full time and prioritise holidays over other things.
weve already booked the next one for September 2025.

@QforCucumber Can I ask where in turkey this was please and did you book through a travel agent

Bs0u416d · 25/07/2024 21:57

We earn quite a lot.

Figuringitout · 25/07/2024 21:55

MangshorJhol · 25/07/2024 21:47

2500 for 7 days for 5 people abroad is not unreasonable. That’s 357 per day which divided by 5 is 71. So that’s 71 per day for stay and flight per person (obviously depending on the ages of the kids that would be less). Would it be possible for each of you (ie your DH and you) to save a 100 pounds a month? That would cover it across the year. I can understand if that’s not possible.

I think that’s what I am going to do moving forwards - £200 a month I reckon is doable (and he can top up extra when he earns)

OP posts:
AegonT · 25/07/2024 21:55

Two above average but not huge salaries. Since kids we holiday in the UK most years, only go abroad short haul every three years or so. Often self-cater. Budget airline. Before kids we went on one abroad holiday a year, sometimes two. I miss it but we do see a lot of lovely place in the UK and have fun, it's very easy too.

Figuringitout · 25/07/2024 21:54

BloodyAdultDC · 25/07/2024 21:45

This.

If you were working p/t and seasonally the responses would be different. What's stopping your dh working either opposite to you (eg evenings/weekends) or full time and using childcare? Would you be eligible for support from Universal Credit towards childcare?

When my DC were young I worked 3 evenings a week and switched to f/t when the DC started nursery.

Holidays are a priority to us and we don't smoke, drink much or have any expensive hobbies.I save into a separate account every month and book flights and accommodation separately. There was a post on here earlier asking if £3500 was too much to spend on a week AI - that seems eyewateringly expensive to me.

I earn too much to get UC. My (teaching) job means I can only go at peak times.
My husband can/ will work more when my youngest starts school in September and has a lot of earning potential moving forwards.
I think I was just having a whinge, as I was seeing my friends on sun beds and wondering how they were making it work!
We recognise that essentially living on one wage means that certain things are off limits (we have one car, a modest house, limited meals out / takeaways) but I don’t think I’d realised how expensive holidays would be and anticipated we could maybe grab a last minute deal.
We do have a weekend camping booked and paid for - and I think we might drive / ferry to somewhere in France.
Thanks for the input, ideas and suggestions. I love the idea of a house swap - but have no idea what happens with all of your stuff? Surely not all wardrobes/ drawers / toys can be cleaned out in advance?!

OP posts:
Pickled21 · 25/07/2024 21:51

Dh works full time,I'm self employed on 2 days a week and we have 3 kids. We've been abroad twice now with the kids. Previously we hadn't been abroad for 8 years.

I booked Dlp a year in advance, as soon as the flights came out. I had researched before I booked it to make sure I got the best deal. For our holiday this year (flew to Morocco) I booked a hotel with bed and breakfast for £1500 ( 2 bed prestige suite) flights were £700. For 2 adults, 3 kids our holiday came to just over £3k.

Like another poster, we don't have expensive hobbies which helps.

Frogslegs3 · 25/07/2024 21:50

Eurocamp

Misthios · 25/07/2024 21:48

Also, I see some of the things other people spend money on and they are prioritising that over holidays - getting their nails done, takeaways, daily Starbucks, £100+ trainers, Botox, fillers, facials, beauty treatments , designer clothes, gym membership, expensive handbags, smoking/vaping, clubbing, alcohol…. We don’t spend on any of that so have more money to spend on other things.

MangshorJhol · 25/07/2024 21:47

2500 for 7 days for 5 people abroad is not unreasonable. That’s 357 per day which divided by 5 is 71. So that’s 71 per day for stay and flight per person (obviously depending on the ages of the kids that would be less). Would it be possible for each of you (ie your DH and you) to save a 100 pounds a month? That would cover it across the year. I can understand if that’s not possible.

BloodyAdultDC · 25/07/2024 21:45

Saltedbutter · 25/07/2024 19:11

With 3 children, 1 ‘ok-ish’ wage and sporadic income for your partner, I can see why you’re struggling to afford to go abroad.

I don’t know many people who would be able to afford it in those circumstances. Have you explored what your income/expenditure would be like if your partner took a full time job and you used wraparound care etc instead?

This.

If you were working p/t and seasonally the responses would be different. What's stopping your dh working either opposite to you (eg evenings/weekends) or full time and using childcare? Would you be eligible for support from Universal Credit towards childcare?

When my DC were young I worked 3 evenings a week and switched to f/t when the DC started nursery.

Holidays are a priority to us and we don't smoke, drink much or have any expensive hobbies.I save into a separate account every month and book flights and accommodation separately. There was a post on here earlier asking if £3500 was too much to spend on a week AI - that seems eyewateringly expensive to me.

WilmaFlintstone1 · 25/07/2024 21:45

I think it’s hard for many people. We had many years with no holidays. However we were lucky in that my in-laws live in Wales so we could go and stay with them at times.

I’ve just taken partial retirement which meant a lump sum. I’ve used some of it to book. “once on a lifetime” type holiday. Hubby and DS hate plane journeys and this is 14hrs so I’m going on an escorted tour with other lone travellers

Next year I’ll pay for one we can all go on. …but within 2hrs of the UK.

LBFseBrom · 25/07/2024 21:42

We had exactly the same problem in the 1980s and '90s, towards the end of the latter finances improved. We really could not afford to go on holiday, ever, as a family but we somehow stretched ourselves, and our overdrafts, and did it. It makes me laugh to think of it now. Phew! It was hard. I think it is the same for every generation for people of average or middling income. I used to try and save for holidays but always had to dip in beforehand.

This will not last forever I promise you.

Flamingos89 · 25/07/2024 21:41

Depending your child’s school year, just take them when it’s not the school holidays!!!! I don’t care what anyone says - holidays are memories and just as important to a child’s development in many ways!!!!! Term time is triple the price!!!!!!

It’s a no brainer if you can’t afford to go otherwise

Heatherbell1978 · 25/07/2024 21:40

I spend a lot of time researching holidays, prices etc and have an annual holiday budget which is made from money saved every month. Mix of Turkey AI deals, Eurocamp, UK breaks. We're off to Turkey for a week in October - £2.5k for a week in a 5 star AI for 4 people. Already booked next years holidays too. I book way in advance or last minute for best deals.

Ottervision · 25/07/2024 21:39

CarrieCardigan · 25/07/2024 21:36

But I have 3 very active teenagers who would be bored rigid in a villa. We did this when they were young and it was great but not now. I’d end up driving everywhere to find stuff to do. Nowadays we pick hotels and holidays carefully. Usually do Neilson holidays as that’s what they love.

I think even in that scenario it's obscene imo, but i dont have 3 active teens admitt we dly@ And I feel you're maybe talking it down a bit if it costs 12k and it's some kind of activity centred thing! But that's the thing isn't it we all have different preferences and if it's worth it for you then why not!

Sallysoup · 25/07/2024 21:38

I prefer holidays to kids 😅

We live close to 2 major airports which helps. I spend a long time searching and comparing packages and separate flights/accommodation, I enjoy it. We do more 4/5 nighters than full weeks.

1 child, no childcare and no car payments makes a huge difference to our holiday fund, we can go away every few months.

CarrieCardigan · 25/07/2024 21:36

Ottervision · 25/07/2024 21:28

12k for two weeks in Greece really is obscene! Even if I had that money I simply couldn't spend it when there's an alternative. You could hire a villa for half that if not less.

But I have 3 very active teenagers who would be bored rigid in a villa. We did this when they were young and it was great but not now. I’d end up driving everywhere to find stuff to do. Nowadays we pick hotels and holidays carefully. Usually do Neilson holidays as that’s what they love.

Rainisonmyplane · 25/07/2024 21:33

We had 1 child as we knew it would be very tight financially with more.

No holidays until he goes to school (we go to see grandparents who luckily live in lovely places!). When he goes to school, I'll go back work part time and we will allocate money every month to save for a holiday. Probably Eurocamp.

Never been able to take advantage of cheaper term time hols in the pre school years as my husband is a teacher.

That's how we'll eventually afford it.

CarrieCardigan · 25/07/2024 21:32

Tohaveandtohold · 25/07/2024 21:08

Holidays are certainly expensive but I don’t know how you’ve not been able to find one under 4K for your family.
We’re going to Tenerife in a week, it’s 7 nights, all inclusive in a 4* resort with Jet2 for 2 adults and 3 children ( one is under 2 so is free ), we booked it last year October and it was around £3k. We paid for it in 8 instalment's so it’s all paid up. We both work full time, middle earners, we didn’t go abroad last year because we just had DC3 so had to do some home renovations but we went to a haven holiday park in Devon for a week and we all had a really good time and it all cost less then £700. DC1 who was 10 at the time loved it as well so you can definitely enjoy staycations as well.

Often having a 3rd child means you need 2 rooms. My 3 are teens. Even rooms that sleep 5 won’t allow us to stay in them as once kids reach 12, they count as an adult. 😬 So we virtually always need 2 rooms. We find it costs significantly more when you jump from family of four to family of five and even more when they start hitting 12yrs.

Angelil · 25/07/2024 21:30

We don’t do extravagant hols as our kids are still little and don’t know/care where they are. We live in NL and drive or fly to one or other set of parents (one in FR, one in UK) for every holiday. So the travel costs us but accommodation is free. We only take one other holiday to a different place (a kinderhotel in Germany that we can drive to) as it only costs about £1.2k for a week for all 4 of us, all inclusive. When what your kids enjoy/remember most is the pool and kids club there’s no point going to especially cultural or far flung destinations. We know their grandparents won’t always be here either so this is how holidays are for now. When they are older/will appreciate it more/when their grandparents are possibly no longer with us/when we are no longer dropping €2.1k a month on childcare for the youngest THEN maybe we can consider other destinations (we are planning a trip to the USA for 5 years’ time, for example). Cut your cloth.

NeedthatFridayfeeling · 25/07/2024 21:29

I save a lot every month, bonus goes in the pot, parents give me money as a birthday/Christmas gift which goes in the pot.
Plus we only have 1 child and look for free child places.

Ottervision · 25/07/2024 21:28

CarrieCardigan · 25/07/2024 21:26

I work part time 2 days a week and earn 18k a year.
I was a SAHP for a long time so our mortgage and all bills are based on DH’s salary. So my salary is used for holidays and treat days. We normally do 2wks in summer and a few days away a couple of times a year. We are also a family of 5. We are off to Rhodes on Sat for 2wks in a nice looking but nothing spectacular 4* TUI all inclusive. Cost is 12k. (Kids are teens) It has gone up dramatically in the last 5yrs. Even though we budget for it and thus can afford it, it still makes me feel sick every time I pay it. It’s obscene really!

12k for two weeks in Greece really is obscene! Even if I had that money I simply couldn't spend it when there's an alternative. You could hire a villa for half that if not less.

IllMetByMoonlight · 25/07/2024 21:27

@Kitkat1523 , that's what lots of people say, but we've yet to have a wall-to-wall rainy camping holiday. Sure, the odd wet afternoon, but then we just chill in the tent, play games, read, make some music, snack, drive to a nearby cafe or indoor attraction -not a problem. Belltents are known for being powder dry, unlike leakier polyester / nylon tents. Super cosy.

CarrieCardigan · 25/07/2024 21:26

I work part time 2 days a week and earn 18k a year.
I was a SAHP for a long time so our mortgage and all bills are based on DH’s salary. So my salary is used for holidays and treat days. We normally do 2wks in summer and a few days away a couple of times a year. We are also a family of 5. We are off to Rhodes on Sat for 2wks in a nice looking but nothing spectacular 4* TUI all inclusive. Cost is 12k. (Kids are teens) It has gone up dramatically in the last 5yrs. Even though we budget for it and thus can afford it, it still makes me feel sick every time I pay it. It’s obscene really!