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To apply for DLA for DD when we have a household income of over 300k?

535 replies

Milesandmilesandmiles · 24/07/2024 16:14

Just that really - we have an autistic daughter who needs support with most things (although is in mainstream school). Between us DH and I earn over 300k, so we don’t need the money. However, conscious that we won’t be around for ever and we could save it for DD’s needs as she grows. But is this what state benefits are for?

OP posts:
TriesNotToBeCynical · 24/07/2024 17:36

Puravida23 · 24/07/2024 17:19

Who knows if I will make it to my pension. I have not claimed any benefits to date. But having worked for 36 years and still another 9 years to go. I will have more than paid my share of NI to justify taking my pension and unfortunately I don’t earn 300k (or anything close to that).
I don’t agree with a lot of the pension benefits though like cold weather heating subsidies for pensioners who can afford it I think benefits like these should be means tested and would happily opt out of those and anything similar if the option was there

The option is there! Hope you take it.

HMTheQueenMuffin · 24/07/2024 17:36

TheHeadOfTheHouse · 24/07/2024 17:30

Yes you should be claiming it if your daughter is entitled to it.

we have a household disposable income (after bills etc) of 7k a month!

and i claim it for my son. He's entitled to it, so im claiming it for him.

i do however account for every penny of it, every month when the money hits my bank, i transfer it to another bank account in my name that i opened just for the DLA. Any payments i pay out for DS that are extra for a child of his age, i use that bank account.

Its not absorbed into our daily household pot, that money is just for him and its spent on things that other parents with a child of the same age wouldnt need to spend on their child for example:

speech therapy
extra resources for him in school
stuff he breaks due to his impulsive behaviour etc

That's exactly how I do it too. I keep a spreadsheet and when i pay for his stuff I pay it out of my current account and then transfer so there is a clear paper trail. I might look at trying to get a debit card just for that account if possible though as that will make it even easier.

I know that often the funds are absorbed into regular household spending and that is totally fine too... like heating costs for a child who needs heating but the whole family benefits(mine also has cold urticaria which is a literal allergy to the cold so he needs heating) for example. Or just groceries for a family that has been diverting money to pay for speech therapy.

AvrielFinch · 24/07/2024 17:36

Be aware that arguments like this can be used to start means testing DLA.

LostTheMarble · 24/07/2024 17:33

Inthemosquitogarden · 24/07/2024 17:21

I have claimed it successfully for both dc in the last, middle rate so I also got carers allowance. Our income has increased to yours and now I don’t claim. Didn’t sit right with me. Just a personal view. You’re entitled to it, it’s not like you’re scamming anyone (which I would take a very dim view of)

But it was for your children. It’s not your claim, it’s your children’s entitlement. I don’t ‘need’ the already paltry amount my ex pays in child maintenance but I’ll be damned if he gets away with not paying it. The government does sod all in terms of real support for children with disabilities, the least they can do is also recognise there is a cost. Without DLA, your children are missing out on being noted at children with disability. And if you’re entitled to carers you should claim it, it gives you NI credits for your own future.

scotstars · 24/07/2024 17:32

Yes you should. I have found it as the main accepted 'proof' for accessing asn groups/activities. Also means you can get queue assistance at airports, stations or at tourist attractions

OhTediosity · 24/07/2024 17:32

AmberFawn · 24/07/2024 17:06

Do you claim DLA? I have done for the last ten years for my child, including a renewal last year. You get a separate agreement you sign and send back as the administrator of the child’s benefit outlining your responsibilities, which include parts on what it should be spent on. If you’re actually claim you should probably remember that bit.

I have never been asked to do this on behalf of my child (three years claiming middle-rate care and lower rate mobility).

SugarandSpiceandAllThingsNaice · 24/07/2024 17:31

In addition, it will be harder for your DD at 16+ to claim PIP if she has never had DLA. Not claiming it could make things unreasonably difficult for her as an independent adult trying to get PIP.

TheHeadOfTheHouse · 24/07/2024 17:30

Yes you should be claiming it if your daughter is entitled to it.

we have a household disposable income (after bills etc) of 7k a month!

and i claim it for my son. He's entitled to it, so im claiming it for him.

i do however account for every penny of it, every month when the money hits my bank, i transfer it to another bank account in my name that i opened just for the DLA. Any payments i pay out for DS that are extra for a child of his age, i use that bank account.

Its not absorbed into our daily household pot, that money is just for him and its spent on things that other parents with a child of the same age wouldnt need to spend on their child for example:

speech therapy
extra resources for him in school
stuff he breaks due to his impulsive behaviour etc

OhTediosity · 24/07/2024 17:29

You should claim. DLA is a useful shorthand to access adaptations and provision that she may need.

You do need to take specialist advice however on allowing savings to build up in her name and if she is in line for a significant inheritance one day. She may need to have a deputy appointed by the Court of Protection to be able to access her savings.

SugarandSpiceandAllThingsNaice · 24/07/2024 17:29

YANBU
DLA is meant to cover he extra costs of being disabled. As you have a high income, you are able to cover these extra costs yourselves. This means you can save the DLA on behalf of your DD. I think you should claim it, if she is entitled to it she should get it, the chances of her ever earning a quarter what you do are slim so there is nothing wrong with claiming what she is due.

David Cameron claimed DLA for his son while Prime Minister…

Goslingsforlife · 24/07/2024 17:27

Mrsjayy · 24/07/2024 17:17

The savings thing is so you don't open up a specific account for DL A and save it for years and years for flat deposits or whatever.

on the other hand, if she cannot work and has a certain amount of savings, she will not be able to claim certain benefits for herself such as UC

zzar45 · 24/07/2024 17:27

@AmberFawn If you’re found out to be saving it and not using it it could well be taken away based on the evidence you don’t need it.

Nonsense! There’s a reason it’s not means tested. People who claim DLA for their child are still allowed to save. Plus who’s to say she’s saving £500 from the DLA and not from her income?

Jellycatspyjamas · 24/07/2024 17:26

As part of applying for the benefit you agree to keep proof of what you’re spending it on.

I’ve never been asked to agree to that and have never been asked to prove how I’ve spent it - what utter nonsense.

CutthroatDruTheViolent · 24/07/2024 17:25

Honestly? Regardless whether you're entitled to it I'd think quite poorly of someone claiming this in your position.

And yes I know there are people not paying taxes who should yada yada yada Hmm I think poorly of them too. I also think poorly of benefits claimants who are scamming the system.

CasaBianca · 24/07/2024 17:25

Nappyvalley15 · 24/07/2024 16:27

Doesn't sit right with me. Unless the extra costs are really excessive I think you should cover them yourself with that level of income.

But where do you draw the line?
For ex imagine I receive £500 a month in benefits/tax credits etc. and I spend £200 an month on holidays, make up, days out, etc does it mean I should ask my benefits to be reduced by £200 as I could afford it?
DLA is not supposed to supplement income, it is specifically for the extra costs from disability. These costs are the same regardless of your income.

ChimneyPot · 24/07/2024 17:24

There is nothing wrong with claiming a non means tested benefit for your DD if she qualifies.
I see it a bit like sending your child to state school even if you could afford private or using the NHS for treatment if you can afford private care.

BrumToTheRescue · 24/07/2024 17:24

It is incorrect to say there is not a high chance of being awarded DLA because DC attend a MS.

Parents may have to request a MR and possibly appeal, but that is also sometimes the case with a child in SS.

SwankyPants · 24/07/2024 17:23

Yes claim, it's for your daughter.
Also, as a side note, please look into creating a trust for in your will. If you leave money direct to her the Government will take their share back and it could make it difficult for her to claim possible benefits she might need.
Mencap have advice on this, you will need a specialised solicitor to set this up properly.

mitogoshi · 24/07/2024 17:21

If your dd is mainstream educated it is not a high chance of it being awarded unless she has other disabilities too. My dd had it at some points then was denied it and went to appeal - I only applied really because it's a gateway benefit for other services including 1:1 subsidised swimming lessons essential due to seizures. Without the second disorder I don't think she would have qualified

Inthemosquitogarden · 24/07/2024 17:21

I have claimed it successfully for both dc in the last, middle rate so I also got carers allowance. Our income has increased to yours and now I don’t claim. Didn’t sit right with me. Just a personal view. You’re entitled to it, it’s not like you’re scamming anyone (which I would take a very dim view of)

Simonjt · 24/07/2024 17:20

YellowAsteroid · 24/07/2024 17:15

Benefits are a safety net. She may need a safety net when you are no longer able to help her, but do you need it now?

Only means tested benefits are a safety net, DLA/PIP are not. Yoy can improve your lot via training to get pay rises etc, you can’t train yourself out of your disability.

neverbeenskiing · 24/07/2024 17:19

YellowAsteroid · 24/07/2024 17:15

Benefits are a safety net. She may need a safety net when you are no longer able to help her, but do you need it now?

No, some benefits are intended to be a safety net. This one isn't, hence why it isn't means tested. This particular benefit is supposed to address the extra costs that come from having a disabled child.

BrumToTheRescue · 24/07/2024 17:19

DLA do sometimes send out a review of appointment form to sign saying you understand your responsibilities. Also gives you a box to write in if you don’t understand something, want to ask something or want more information.

Puravida23 · 24/07/2024 17:19

TriesNotToBeCynical · 24/07/2024 17:06

Does that rather arbitrary explanation of the "benefits system" mean you will be refusing your old age pension?

Who knows if I will make it to my pension. I have not claimed any benefits to date. But having worked for 36 years and still another 9 years to go. I will have more than paid my share of NI to justify taking my pension and unfortunately I don’t earn 300k (or anything close to that).
I don’t agree with a lot of the pension benefits though like cold weather heating subsidies for pensioners who can afford it I think benefits like these should be means tested and would happily opt out of those and anything similar if the option was there

Mrsjayy · 24/07/2024 17:17

The savings thing is so you don't open up a specific account for DL A and save it for years and years for flat deposits or whatever.