Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think the 2-child benefit cap is fine?

187 replies

RealHousewivesOfTaunton · 23/07/2024 18:12

I was surprised to find out today that the 2-child benefit cap doesn't affect the housing element of UC or child benefit. With that in mind, what's the big deal with the cap? Parents need to take responsibility for not having more children than they can afford. The welfare state is still there if things go wrong.

OP posts:
Thread gallery
5
Ohfuckwhatdoidonow · 24/07/2024 00:52

I agree with the cap somewhat, as a child of the type of feckless parents the government want to avoid paying.
I was 1/12 children had between my mum and my step dad. They never worked, and had a very good living from benefits, not that any of us kids got anything. School would have mufti days and they'd send me in with a note that read they live off the minimum the law says we can live on, we're not paying for this. I was so embarrassed, but I couldn't change it. I was just a child. They always had cigarettes, mum always had her hair done, and always new jewelery though.

I would however like to see the government ensure that the children who cannot be supported by their parents are somehow fed and appropriate clothing can be provided to them. I'm not sure how it would work, as we've all heard of some parents selling the lunch vouchers from the government, clothing would be a similar issue I assume.

But I feel very uncomfortable with the fact that we have hungry children in this country.

coupdetonnerre · 24/07/2024 00:36

This reply has been withdrawn

This has been withdrawn by MNHQ at the poster's request.

x2boys · 24/07/2024 00:20

DownThePubWithStevieNicks · 23/07/2024 23:31

When the cap was introduced by Osborne, the scare stories about ‘benefit families with 8 kids’ were shown to be nonsense. Don’t believe everything you read in the right-wing press.

Yes there were probably very few families who had 8 or more kids but wether you like it or not there were definitely people who spaced out having children so they could continue not having to look for work
You don't have to beleive me but it happened and I saw it.

x2boys · 24/07/2024 00:14

NotSoNo · 23/07/2024 23:52

It’s approx £72 a week ? I don’t know of anyone who would actually want another child just for an extra £72 a week the effort of raising a child and long term costs aren’t worth it just for that money each week / month !!!!!! But what it would do is improve the lives of those third and subsequent children immensely

You might do if you were otherwise being made to look for work which is low paid and monotonous
I know its alien concept to d some ,but it's an extra 72,/ chid added to everything else, no you wouldn't be living the life if riley
But for some people staying at home looking after children is preferable to a minimum wage job.

NotSoNo · 23/07/2024 23:52

It’s approx £72 a week ? I don’t know of anyone who would actually want another child just for an extra £72 a week the effort of raising a child and long term costs aren’t worth it just for that money each week / month !!!!!! But what it would do is improve the lives of those third and subsequent children immensely

Goldbar · 23/07/2024 23:49

It's a silly policy.

We are being told that the birth rate is too low at the moment. Rather than the replacement rate of 2.2 children, it stands at around 1.5 children per woman. That has long-term demographic and economic consequences.

The most popular family sizes are 0, 1 and 2 children. There is no good reason not to extend child benefit to "extra" children in the fairly smallish percentage of families (around 15%) who have 3 or more kids. It's not going to make lots of people rush out and have more kids since most people only want one or two. In fact, for all the prejudice against only child families, they actually outnumber families with two children.

JumpinJellyfish · 23/07/2024 23:46

Cherrysoup · 23/07/2024 23:41

I genuinely don’t understand why people (deliberately) have more than two children? Should families be financially supported by the government? Others? Not trying to be goady, I just honestly don’t get it.

2 is quite arbitrary isn’t it? Why not say 1? Some people want more; others less.

The birth rate in this country is falling so most people now have fewer than 2 kids.

As a country we need more young people to look after and pay for our increasingly elderly population.

NotSoNo · 23/07/2024 23:41

Maybe theres a middle ground ? A 2 child cap of the £287.92 child element rate and for third and subsequent children a lower rate ? Eg £143.96? Then nothing after a certain amount of children (5? 6?)

Cherrysoup · 23/07/2024 23:41

I genuinely don’t understand why people (deliberately) have more than two children? Should families be financially supported by the government? Others? Not trying to be goady, I just honestly don’t get it.

DownThePubWithStevieNicks · 23/07/2024 23:31

OffMyDahlias · 23/07/2024 20:20

There has to be a way of preventing people for having a huge amount of children on benefits without penalising people who have fallen on hard times, had a change of circumstances etc.

When the cap was introduced by Osborne, the scare stories about ‘benefit families with 8 kids’ were shown to be nonsense. Don’t believe everything you read in the right-wing press.

User6874356 · 23/07/2024 23:26

JumpinJellyfish · 23/07/2024 22:19

Actually the Tory governments of the past 14 years have deliberately set out to create a narrative where the slightly less poor are encouraged to despise the poor and blame them for all the economic woes of the country. The narrative that “we” are paying for “them” is precisely what they wanted to promulgate. I absolutely made an assumption that you were in the former category but it’s not illogical. I notice you haven’t said I was wrong.

And I do believe it is morally superior to want to care for the weakest and most vulnerable in society.

Wow, that’s extremely patronizing.

User6874356 · 23/07/2024 23:23

JumpinJellyfish · 23/07/2024 19:56

How much do you pay in tax? Because I’m willing to bet quite a lot that you’re not a net contributor. People with this kind of attitude so rarely are.

People getting uc are not net contributors. It’s fair imo to limit size of families that people get benefits for. If you can’t afford a large family, don’t have one.

XDownwiththissortofthingX · 23/07/2024 23:18

RationalityIsHard · 23/07/2024 21:37

Will they though? Or will they be one of those multi-generational families that have never worked or never been net contributors?

It's curious how there seems to be a generalised acceptance that the UK is full of these multi-generational feckless families, yet when it comes to actually tracking them down, even the likes of the Joseph Rowntree Foundation find it surprisingly difficult to actually locate them.

XDownwiththissortofthingX · 23/07/2024 23:13

amicissimma · 23/07/2024 21:15

Maybe tonight's vote isn't really about the benefit cap at all.

Maybe it's the SNP and some Labour MPs having an early go at challenging the Government to see how the land lies power-wise. It's a nice emotionally charged issue to try it on - easy to suggest that the Government is being nasty to poor children if they don't fall in with the rebels.

Of course there's an element of politicking at play.

It's not a good look that you have an enormous majority, yet still feel the need to three line whip an opposition amendment, AND then hit the handful of dissenters with a 6 month expulsion. Just reinforces the perception that Starmer is a thin-skinned dictator who can't overcome even minor dissent within the party for fear of the papers ripping him to shreds.

It's important for the SNP especially, because the Labour leader in Scotland has been tying himself in knots over this and we're under two years away from a Scots GE.

IClaudine · 23/07/2024 23:12

Deebee90 · 23/07/2024 22:41

🤣🤣🤣 good for you but most people aren’t happy to work and pay tax for people to have numerous kids they can’t afford and hold their hands out.

What a silly post.

All us taxpayers give "handouts" to other people's children whether their parents are on benefits or not. How do you think children's healthcare and education is paid for? Child benefit?

XDownwiththissortofthingX · 23/07/2024 23:07

bergamotorange · 23/07/2024 21:03

Confused the welfare state is not there for the third child if things go wrong, that's the whole point of the calls to remove the cap.

It's not just the 3rd child that suffers though. Whatever income the family has caters for all of the children and all of the adults, so if it's insufficient, everyone feels the consequences of that. There's a lot of mentions of "3rd children" or "children" living in poverty, and I'm guilty of repeating that myself, but the reality is it's the entire family unit languishing in poverty because of this draconian nonsense.

JumpinJellyfish · 23/07/2024 23:06

@Shoopstoop i assumed you were the poster who I initially replied to, who said:

I completely agree with it. Hopefully it stops people having more kids then they can afford and expecting us to pay for them

If you didn’t say this, and don’t actually think it, why are you arguing with me? I think we actually agree about why there shouldn’t be a welfare cap.

And really there is no need for such passive aggressive personal attacks even if we did disagree.

ForestForever · 23/07/2024 23:00

YANBU. I think it would be obtuse to try and say that the two-child limit doesn’t go at least part of the way to deterring families from having multiple children on benefits to avoid working or as a life style choice. I know several families and indeed generations of the same families that have had many children in this manner and whatever people like to claim it was a problem. It doesn’t make a person heartless, out of touch or child-hating to say that - it’s simply a fact. To state otherwise is absolute nonsense. I’m aware that there are exceptional circumstances that can’t be helped but if we are being totally honest this rule wasn’t put in place for unfortunate families who worked and lost their job for example. They were not the problem. It’s for people who have used having children to take advantage of the benefits system for years because they were allowed to do so before the two-child limit was introduced. It was a policy that received a huge amount of media coverage and the rule was well advertised to people for many months before it became law. You’d have had to have been living on Mars for you not to have been aware that it was coming in and that was 7 years ago. Yet, still people are beyond the realms of stupidity to have babies that they know they can’t afford and have the audacity to claim how unfair life is when the fact of the matter is the only thing that is unfair is that selfish parents put theirselves over their children’s wellbeing because they know that they can’t afford to keep them. People need to start accepting responsibility for their actions and stop blaming other people for their thoughtless actions. Something definitely needed to be introduced because the economy simply couldn’t afford it. You have to decide where to draw the line somewhere whether it’s two, three, six or any other number of children before it were capped. If everyone were allowed to sit on benefits and claim for as many children as they wish where would we house these children and where would they go to school? The country would be bankrupt - more than it already is. It’s not a workable or sustainable situation and change needed to happen somewhere along the line. Sadly there will always be people who suffer in life no matter what you do.

Coatsoff42 · 23/07/2024 22:47

Thanks @x2boys it’s much more complex than I initially thought. You can get a lot more benefits than I realised.

x2boys · 23/07/2024 22:44

Coatsoff42 · 23/07/2024 22:29

Sorry, but still not understanding the 2 child benefits cap. I even watched the Martin Lewis video.
Do you get £287 a month for each child? Is that just money off tax if you are working? Or is it money in your pocket if you are not working? Plus child benefit?
and if the cap is removed it continues to be £287 a month for however many children?

I think I am not understanding this at all. If you have a good website to explain it to dummies I would appreciate it. I can’t see why we still have child benefit.

It's difficult to explain but if you claim universal credit either as a single parent or a couple it will state on the claim all the different elements it's broken down into, so say for l arguments sake ,your a couple with two children under five one parent working full time in a low wage and you get £1000 / month universal credit
You ill get so much for rent g, so much for each child, and the couple element ,
And yes that's cash in your pocket psid in one lump sum ( I'm plucking amounts out of the air because everyone, s circumstances will be different.

iGotMugged · 23/07/2024 22:42

People should provide for their own kids. Like why have multiple multiple kids if you can't provide for them?

"Circumstances change". Ok. Have contingencies. Have savings

Deebee90 · 23/07/2024 22:41

IClaudine · 23/07/2024 20:40

So shortsighted. I have no children and I pay tax. I am happy for my tax to go towards paying for today's children who will grow up to be tomorrow's taxpayers.

🤣🤣🤣 good for you but most people aren’t happy to work and pay tax for people to have numerous kids they can’t afford and hold their hands out.

Shoopstoop · 23/07/2024 22:41

JumpinJellyfish · 23/07/2024 22:19

Actually the Tory governments of the past 14 years have deliberately set out to create a narrative where the slightly less poor are encouraged to despise the poor and blame them for all the economic woes of the country. The narrative that “we” are paying for “them” is precisely what they wanted to promulgate. I absolutely made an assumption that you were in the former category but it’s not illogical. I notice you haven’t said I was wrong.

And I do believe it is morally superior to want to care for the weakest and most vulnerable in society.

well if you care to notice my post history on this thread which is right between your barrage of self-righteous posts you’ll notice that i don’t believe that welfare should be capped.

Not because I’m Lady Bountiful of the City with morals only money can buy, but because the failure to invest in childhood will compound intergenerational poverty and make bad outcomes worse on every metric you care to mention.

I also don’t live in Britain so I am not a net contributor to British welfare, unsurprisingly enough. You are however very safe in assuming you’re a higher earner than me (that’s so important to you isn’t it?) choosing instead a profession that actually benefits society rather than that beacon of moral rectitude, finance! And as an upper middle income earner I pay more tax than I should and receive no welfare benefits whatsoever.

I don’t take issue with investment in children, I take issue with your comments.

alwayslearning789 · 23/07/2024 22:37

RB68 · 23/07/2024 22:28

I think there are better ways to manage the benefits bill than allowing children to drop into poverty simply because there are 3 or 4 in the family or more. it seems to me its targetting the most vulnerable in society for something they have no control over.

Something who has no control over - the children or the parents?

The parents come before the children - and the target is at those who make the choices.

Benefits bill aside - All children are impacted by the choices of their parents in life. This is but one of them.

Very sad but very true.

Absolutely Yes to support but handouts on behalf of Deadbeat Dads is not it.

Other mechanisms are rightly being looked at.

Ubugly · 23/07/2024 22:35

I don't understand why it only applies to rent and not a mortgage. I sold up at a loss and had to move back home for 8 years and take on 2 jobs which I still do 🙄

Swipe left for the next trending thread