To think you shouldn't expect to buy a home on a single salary?

What a load of rubbish. I’m married but I earn loads, I have lots of money and could easily buy a house if I were single. Why shouldn’t single people be homeowners?

That he’s a man.

Insurance. The same as any home owner.

Ludicrous POV.

I left my husband and bought a house on my own. Are you saying I should not have done this on my single salary?

What would you recommend? I find a man in order to get a mortgage? I move back with my parents? Either of which would be madness!

So, as no one as yet has corrected me on my maths, despite being invited to do so.

Let's say our single person lives in Swansea and works at Tata Steel. And will likely have no job soon, along with a few thousand other people. Possible tits up situation. Or they live in Hull as a Social Care Assistant and GM left a just enough for a deposit on a little run down terrace, unfortunately our SCA fell over and can't work so much now but the mortgage payments have gone up, along with everything else but our SCA can't work enough to keep up.

Bubbles......bubbles in the air.....or here..

Yanbu. Single people shouldn't expect to have luxuries like homes and shit like that. They should be on the streets until they see the error of their ways and get married.

Ridiculous! I’m 36 and single, own my own 2 bed house, which I’ve worked for and also saved for entirely MYSELF …. What an ignorant thing to even post !

This appalling post reeks of comfort and privilege. The phrase "having a bit of family support" is doing a lot of heavy lifting here, and supports nonsense such as "...everyone expects..."
No, everyone does not "expect" but a good number of people who through no fault of their own are single do need the protection and comfort of their own home. This country's housing market is rigged in favour of couples - and I say that as a single parent who has suffered disappointment after disappointment in trying to buy (yes, with realistic expectations, before the privileged all pile-on after a glass or two of Nectar Points wine).

Grow up😂They’re not wishing him dead or to walk out on you FFS. They’re saying hypothetically if that was to happen and you found yourself single, would you still have the same mindset?

@Fivebedexecutivehome I recognise both of us are quite privileged in lots of ways

That’s great. But surely you can also recognise that a lot of people in the UK aren’t as privileged?

He.

What are you trying to say?

Is it me or is that ‘woman’ in this BBC article just so dainty and feminine… not!

NC or new account for this post? I rather think OP was just looking to promote this news story with a 'controversial' POV.

I bought my house 10 years ago on a 20k salary, it’s totally doable! Obviously it depends on where you live of course, I live in Newcastle and properties tend to be a lot cheaper up here!

The problem is this lady should be able to afford to buy a house on her own on the salary she’s on. It’s not the house prices or mortgage payments that she can’t afford. On paper she can, and her argument is that she is proving this each month by keeping up her rental payments, which are most likely more than her mortgage payments would be, even if she were to take out a 100% mortgage. She earns more than I do, but I own my own house, only because I had parents who gifted me the deposit. So I can see why she finds it unfair.

Haven’t read the thread but the basic premise seems so creepy and regressive.

This post is bizarre frankly. Of course no one is saying that every single person in the country should own their own property, the point is that the world doesn't revolve around couples and people who do not have a partner, for whatever reason are also entitled to find somewhere to live.
Rent is ridiculously expensive because of the high demand so it's not like there's an easy solution either in a lot of cases. Can't afford to rent and can't afford to buy.
I am single and have struggled to find someone to share my life with due to personal issues and a disability. I'm hopeful I will meet someone eventually but what if I don't? I'm supposed to house share in to old age?
Due to the aforementioned issues I am also struggling to boost my salary and do not earn a good wage. I am apparently not "disabled enough" to qualify for government help despite having a serious condition. I am genuinely terrified about my future and where I am going to live/what I am going to do.
Sorry OP, I'm sure you meant well enough but this has just rubbed me wrong!

I have never done anything else but use one salary. Not to do so leaves you with few options when you have children or if one partner loses their job. Cut your coat according to your cloth if you intend having children.

I think I know what you were trying to say OP, but I think you've worded it a bit clumsily, and are also coming from slightly the wrong angle.

The cultural 'norm' in Britain is for people to purchase (via mortgage) their own home once they are in an established career. In a lot of mainland Europe that simply isn't true - owning is the minority compare to renting, which is the cultural norm there - but the fact remains that buying here is what we, either overtly or subliminally, believe to be part of adult life.

I suspect your post was reflecting on the inequality between salaries and housing prices? Because yes, it is now much more difficult to afford a mortgage on a single salary, so you wonder why people think they should be able to - but the fact remains that, considering our cultural 'norm', single people should be able to afford a one bedroom flat on their income alone.

The comparison with 50/60 years ago and people only expecting to buy a house when in a couple of pointless - more people tended to marry much younger, and then there was only one income because mothers stayed at home with the children (although not always the case: my grandparents were always social housing tenants, both worked - including two jobs each at one point to make finances work). So they were still single income households, albeit housing however many individuals.

There is a massive disparity between income levels and housing costs in this country, and quite often people are paying more to rent than they would with a mortgage, but can't get a mortgage because of their annual salary...it's a viscous circle. Plus, there is the uncertainty with renting - the only secure tenancies are social housing of some form, and they are comparatively few.

Everybody deserves affordable, secure housing - whether it's rented or bought, there needs to be enough homes for people to live in. And for a lot of people, that looks like buying not renting. Single people shouldn't be at a detriment because of their single status.

(I could be way off, and you were actually just trying to provoke an argument, and you genuinely believe single people should resign themselves to house shares/bedsits/studios until they die)

We got our mortgage just on my husband's income - I was a SAHM. Our daughter got hers alone. (No, we didn't help her financially as we hadn't got the spare money)

You buy in a less desirable area and a less desirable house. That's what I did.

I believe the original OP said "expect". And it is that word that I agree with. Tbh if I was such an high-flying-super-solo-earner as so many here aver, I'd be spending my down time relaxing with a massage rather than reiterating my existence by posting on MN.

Each to their own.

It compares a household on median income as to price of a median home in the area. Like for like I suppose.

So you think people should just shack up with a partner to be able to afford to buy a decent size home.