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Husband is demanding money

268 replies

DaisyChainsandSunnyDays · 19/07/2024 12:11

Married, 3 dc, Im 39 DH is 40
since last May I have been working part time and just in a process of changing jobs to another part time but term time only position so will be earning even less but childcare costs will go down.
I do all of the housework cooking and look after kids.

DH earns 10 x more than me if not more. We own a house. DH pays for all of the household bills and food and I pay for my car lease, car insurance, petrol, my and my DCs phone, DS pocket money, TV licence I give money to 18yo DC (from first marriage, who doesn't live with us ) this is totalling £500, The rest I have sinking funds for kids birthdays and Christmas, dentist, my therapy and long term savings.I get DLA for DC but all of that goes on private SLT

DH is not willing to do budget together, he looks after us well but he behaves like his money is his, savings are his, if he wants something like a new car, a scooter he just buys it without talking to me, he makes all financial decisions alone. He has over 35k in savings a/c
We have a joint account for food shopping and ad hoc expenses, so far I had to ask him for every penny, every time food shopping was getting delivered, every time I would need to ask. We had a massive argument and he agreed on putting enough for the month in there and this month is the first time I didn't have to ask for money.

Sorry this is so long but feel like you need back story.
My car is an older VW polo 1 litre engine. DH chose it (he's into cars and loves to have an expensive car himself) and paid 2 k deposit for and I pay for monthly
Car went in for MOT today.
DH just phoned me at work says I need money, your car will cost £700 in repairs. You need to give me £500

I said no, I don't have access to it straight away (my savings go to an account that I cant withdraw out of for a year unless closing account) he started screaming at me how I don't contribute at all, how am I working for a year now and have no money. Its my car and my problem. I told him to pay out form 'his' savings and to leave me alone, he hung up.
I'm left worrying now I know it will be hell when I get home.
Truth is I have 3k saved but I'm planning to leave DH, I think he is narcissistic and will need it.
Am I unreasonable? what do you suggest. Thank you for reading!

OP posts:
Bluebirdover · 19/07/2024 16:36

Despair1 · 19/07/2024 16:05

Hi OP, I think your husband is reasonable to ask. He pays for all household bills and food which makes you extremely 'fortunate'. I appreciate that you earn considerably less. However, you are putting away money into non essential funds. I don't know the way forward except some frank discussion

GrinGrinGrinGrin

Theothername · 19/07/2024 16:35

as 1:1 childcare for summer holidays is costing more than I earn.

this logic only holds up when you are pooling your resources and it’s about family income and expenditure. Do you earn less than half the cost which you are responsible for?

I used to work FT but my DH travels a lot for work, mostly abroad,

if he was a single parent he would have to pay childcare costs when he is travelling, or rethink his work conditions. In a shared financial it might make sense for you to reduce your current and potential earnings, and pension in order to facilitate his career, and earnings. But if you’re not benefitting from the arrangement you have to weigh up your decisions differently.

Would you be better off (now and in your old age) to have a 50:50 residency, paying 3/4 days childcare so you can work ft? Given his better financial position you could argue for weekends so it would be 1/2 days.

I’m not suggesting ltb should be your first step. I think that both of you need to think about what equity means in relationship.

Bluebirdover · 19/07/2024 16:35

And what if he then sends her a bill for her half of rhe mortgage and all bills?*

She won't pay it, will she?

So what does he do then? Evict her? Divorce her?

He's a prize arse, stop sticking up for him! It's sickening!

MalcadorTheSigillite · 19/07/2024 16:27

He's in the wrong but this is also partly down to you about not setting the boundaries and agreements properly from the off - he clearly thinks one thing, you clearly think another - thats the root of the friction - you should have had a financial agreement / understading in place from earlier in the relationship surely?

Have you ever talked about money?

BlueBirdBell · 19/07/2024 16:26

Lampslights · 19/07/2024 12:19

Thing is op even with marriage you’re not just entitled to his earnings, and as awful as he is, you’re not entitled to make him pay for your car, the roof over your head, the food in your belly etc.

My husband pays for everything.

DoIWantTo · 19/07/2024 16:22

I see the MRAs are out in full force here.

crumblingschools · 19/07/2024 16:22

Does he pay childcare costs in the proportion of his salary?

@Despair1 DH seems to be saving a lot more money than OP

Gettingbysomehow · 19/07/2024 16:16

How does he plan on finding wrap around childcare for HIS children then while you go and find a full time job? Does he realise that when you get said job hecwill then be responsible for 50% of all childcare and housework.

Despair1 · 19/07/2024 16:05

Hi OP, I think your husband is reasonable to ask. He pays for all household bills and food which makes you extremely 'fortunate'. I appreciate that you earn considerably less. However, you are putting away money into non essential funds. I don't know the way forward except some frank discussion

Nanny0gg · 19/07/2024 15:57

Mrsttcno1 · 19/07/2024 12:27

Of course he’s not but nowhere has OP said he pushed this decision on her and she has said he pays all household expenses and puts money aside for savings. Those savings aren’t “hers” and she’s not able to demand he pays for repairs for her car.

Let's see what her divorce solicitor says

Her looking after the children (and him) has facilitated his career progression at the expense of hers.

He certainly won't get to keep it all to himself

@DaisyChainsandSunnyDays get yourself to a Shit Hot Lawyer

DaisyChainsandSunnyDays · 19/07/2024 15:55

GertrudeCB · 19/07/2024 15:51

He is a cunt, Im very , very glad that you are making plans to leave op. Do you have support in RL ?

In have my mum and sister both 4 h away in different directions and my therapist (online). Don't know many people where we live we have only been here 2 years and raising autistic DC has been quite isolating.. DH doesn't make friends easily funnily enough!
One neighbour is lovely and we meet sometimes plus my current manager is very friendly and has been very supportive.

OP posts:
DaisyChainsandSunnyDays · 19/07/2024 15:52

Thank you I really appreciate all of the advice
I forget how awful it is and when I'm writing it down is shocking really.
I will offer to pay some money towards this repair in couple of months. Hopefully this will calm him down. He knows I wont have full pay next month as ill be in between jobs and will only earn two weeks wages.

OP posts:
GertrudeCB · 19/07/2024 15:51

He is a cunt, Im very , very glad that you are making plans to leave op. Do you have support in RL ?

YellowAsteroid · 19/07/2024 15:44

I'm glad people have told you about coercive control and financial abuse. If you are married, then most of your assets are joint.

I hope you will also total up all the services you provide, that he would have to outsource:
Child care
Cooking
Cleaning
House and life admin

Cost these up at what it would be for someone to work 35 hours per week in the house, plus a nightly take-away, plus a part-time secretary, plus childcare fees.

I'd wager it'll come to a tidy amount.

RedToothBrush · 19/07/2024 15:41

OP.

The advice is NOT to mention financial abuse or coercive control if you are in a situation like this for various reasons.

Does he ever monitor your social media?

I would be mindful of this if he is starting to believe you may be considering leaving.

HopSkipJump24 · 19/07/2024 15:39

OP I would formally separate asap. Tell him you want a divorce and it's not working. See a solicitor. You are already sleeping separately. You can apply for Universal Credit even if you are still living with him as long as you can prove you aren't still acting like a couple i.e. stop cooking for him, close down any joint accounts, separate shopping etc. Essentially you need to financially unlink and live like flatmates. This may help you in the short-term. If he becomes abusive call the police and get HIM to leave. Stay in the marital home if you can.

DaisyChainsandSunnyDays · 19/07/2024 15:35

Now I work and have some money I get away once a year to visit my only living grandparent, its usually only a long weekend and DH makes sure kids stay alive, no housework, no fun activities. lets them eat whet they want and then its my fault if they vomit at night.

OP posts:
RedToothBrush · 19/07/2024 15:32

DaisyChainsandSunnyDays · 19/07/2024 15:30

he will usually go on ranting and on until I give in or he will give me silent treatment, make life difficult by being awkward, only talk to me through kids, he would withhold money but now hes actually out enough in for a month so who knows?

Last year just before we got that car he wants money towards repairs for DH ruined camping trip I booked and paid for myself. plan was me and kids plus my sis and her kids .DH insisted on coming even tho he doesn't like camping. because he couldn't sleep at night in those terrible camping conditions (double inflatable massive airbed) DH was then sleeping all day while I looked after kids and the he was drinking a lot every evening. I never felt more lonely seeing lovely families round me. When I said for my car I would like a camper van like my sisters for next car he shouted at me that Im ridiculous and that I get what im given. (even though I would be paying for my car?)

Have you actually looked up coercive control?

Does he let you go anywhere without him?

You are now putting out red flag bunting on this thread.

I hope the people who said there wasn't a problem and you were being unreasonable are starting to take notes...

Runsyd · 19/07/2024 15:32

DaisyChainsandSunnyDays · 19/07/2024 13:05

Thank you for all your responses,
I work part time ad youngest DC is autistic and after school childcare isn't an option
I decided to take term time only as 1:1 childcare for summer holidays is costing more than I earn.

I used to work FT but my DH travels a lot for work, mostly abroad, so once we had children together I was either on maternity leave, SAHM or working PT.
When working I always contributed in some way I used to pay for all of our food now I pay for car lease, Car lease is in DH name. He has the expensive BMW I have and old polo.

I had consultation with a lawyer they said I would be entitled to more than 50% simply because its needs based and DH earning potential is so much higher than mine.
I agree that 'my' savings would also go in a joint pot but I also know if something happens DH will not help me, When my grandmother passed away when my DC was 3 weeks old and I had no money he refused help me travel to the funeral (abroad)

I would have not trouble sharing my 3 k if he was willing to share his 30+k savings (not that I want to spend it) or even to decide together on joint goals, savings accounts etc. I tried talking etc but he doesn't consider marital assets joint, DH thinks everything is his and my non monetary contribution of housework and childcare doesn't count,
DH was never transparent about what his income is (I only accidentally found out when he was raging about tax refund he earned over 200k last year) and what he has saved,
I only manage to save because I dont buy things, He has no problem going shopping for designer stuff.

I couldn't get past this. I literally could not stay married to someone who was prepared to treat me like this. I think you'd be far better off financially - and psychologically - if you divorced him.

RedToothBrush · 19/07/2024 15:30

Mrsttcno1 · 19/07/2024 15:11

And then when you go for divorce and they see you’ve also been essentially “hiding” money, just as he apparently has, prepare to have every penny of that taken account in the split as well. Honestly some of the advice on here baffles me and is clearly from people who don’t have day in day out exposure to people going through exactly this, which I do. If you both “squirrel away” money all that happens is you’re both in the wrong and it’s all taken into account for settlement figure. You cannot do the “oh he’s awful for hiding money” while also saying “oh yes hide as much money as you can”.

It's hard to describe just how bad this advice is especially given the OPs update about physical abuse straight afterwards.

The advice for domestic abuse is to form an escape plan. An escape plan includes some financial means if possible, to enable the actual escape.

This doesn't mean the OP 'is as bad as each other'. The purpose of hiding the money for her is to escape domestic abuse. The purpose of him hiding the money is for his own self desires and so he can carry out domestic abuse.

The false equivalence being drawn here to trap someone in a domestic abuse situation for longer than is necessary is appalling.

DaisyChainsandSunnyDays · 19/07/2024 15:30

RedToothBrush · 19/07/2024 15:00

You use the word harass here.

Why?

What do you mean? How will he harass you?

I'm trying to establish what is going on here and the extent to which he is abusing you, hence me asking the question.

he will usually go on ranting and on until I give in or he will give me silent treatment, make life difficult by being awkward, only talk to me through kids, he would withhold money but now hes actually out enough in for a month so who knows?

Last year just before we got that car he wants money towards repairs for DH ruined camping trip I booked and paid for myself. plan was me and kids plus my sis and her kids .DH insisted on coming even tho he doesn't like camping. because he couldn't sleep at night in those terrible camping conditions (double inflatable massive airbed) DH was then sleeping all day while I looked after kids and the he was drinking a lot every evening. I never felt more lonely seeing lovely families round me. When I said for my car I would like a camper van like my sisters for next car he shouted at me that Im ridiculous and that I get what im given. (even though I would be paying for my car?)

OP posts:
bonzaitree · 19/07/2024 15:29

Gosh doesn’t sound like there’s much to save here.

TargetPractice11 · 19/07/2024 15:28

See a solicitor.

I hope you are free of him soon.

Exactlab · 19/07/2024 15:26

DaisyChainsandSunnyDays · 19/07/2024 13:05

Thank you for all your responses,
I work part time ad youngest DC is autistic and after school childcare isn't an option
I decided to take term time only as 1:1 childcare for summer holidays is costing more than I earn.

I used to work FT but my DH travels a lot for work, mostly abroad, so once we had children together I was either on maternity leave, SAHM or working PT.
When working I always contributed in some way I used to pay for all of our food now I pay for car lease, Car lease is in DH name. He has the expensive BMW I have and old polo.

I had consultation with a lawyer they said I would be entitled to more than 50% simply because its needs based and DH earning potential is so much higher than mine.
I agree that 'my' savings would also go in a joint pot but I also know if something happens DH will not help me, When my grandmother passed away when my DC was 3 weeks old and I had no money he refused help me travel to the funeral (abroad)

I would have not trouble sharing my 3 k if he was willing to share his 30+k savings (not that I want to spend it) or even to decide together on joint goals, savings accounts etc. I tried talking etc but he doesn't consider marital assets joint, DH thinks everything is his and my non monetary contribution of housework and childcare doesn't count,
DH was never transparent about what his income is (I only accidentally found out when he was raging about tax refund he earned over 200k last year) and what he has saved,
I only manage to save because I dont buy things, He has no problem going shopping for designer stuff.

It is highly possible your husband has more than £30k in savings.

BirthdayRainbow · 19/07/2024 15:23

Some terrible "advice" on here.

See a solicitor. You both have to fill in a Form E which declares all your money, investments, assets, etc. You will NOT have to give him half your 3k as there has to be equity so it will be taken into account but like this - you have 3, he has 51. He has to give you 27k so that there is equality. The children will be taken into account if under 18. Don't let him bully you but get help ASAP.