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AIBU?

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Family expecting us to pay as we’re ‘high earners’

431 replies

Spotlightdeck · 16/07/2024 16:12

DH and I are in our 30s, child-free, living in the city, earning around 100k each. A while ago, we made the mistake of using a family member (mortgage advisor) to arrange a mortgage, resulting in our salaries being shared around my family.

I’m from a small town with low average earnings and the only one in my immediate family earning this much. Since this info has come out, my family’s behaviour towards us has completely changed. At all family meals/events since, no one puts their hands in their pockets and we are expected to pay the entire bill. Snide remarks are made about how we hid the fact we’re “rolling in it”, and we’ve been guilt tripped about how we should be helping people in the family out who are struggling.

Whilst we do live comfortably, we are far from millionaires. I don’t feel that we are in the position to be supporting family financially, nor should it be expected. It’s getting to the point where spending any time with family is a nightmare as finances are almost always brought up or we’re expected to pay. AIBU in being absolutely sick of this and asking for some advice as to how we handle it?

OP posts:
ChazsBrilliantAttitude · 16/07/2024 17:29

PreesHeath · 16/07/2024 17:21

I'm going to go against the grain here. I think it's nice to treat your family if you can - and in your comparatively fortunate position you can probably afford to be magnanimous about the jibes. It is hard when there is a big discrepancy in incomes. So even though I can see why it is wearing, I'd cut them a bit of slack. £100k is a very high income in most parts of the country, and if you are on a significantly lower income it is hard to understand why you don't feel as if you are rolling in it. Certainly in my family the wealthier members often pick up the tab for the less well off. When I was younger and less well established, others paid for me and now it's my turn to pick up the tab.

I am the high earner in the family and my family have never expected me to pay. Consequently I have on a number of occasions quietly picked up the bill at family events.

The day anyone handed me the bill and expected me to pay would be the day I told them to stick the bill in whatever orifice suited them.

FTPM1980 · 16/07/2024 17:27

I mean obviously they are BU
But I am intrigued that this has come as such a shock to them....and you tbh.
My parents always pay for family meals. None of us kids/spouses are low earners but we do have kids and my parents can afford it.
I think if it was reversed I would know if my parents/siblings were struggling and they would know we weren't....and we would probably offer to pay occasionally or something.

So...when you say city....do you mean London or another city? What sort of house do you have and who are these family members?

Rockyolive · 16/07/2024 17:27

Have you actually confirmed to them that that is what you earn? If not then ask them why they think you should pay and when they say because of your high salary just say "You don't actually think he would tell you the truth, do you? He knows how much trouble that would cause for him if he shared our private information"

curious79 · 16/07/2024 17:27

ACynicalDad · 16/07/2024 16:44

Rather than report the mortgage advisor tell him that this is because of him and you don't plan to report him now but he needs to take the lead in getting everyone to pay for themselves in future. And why you pay just pay for the two of you.

This - nice diplomatic solution

Puzzledandpissedoff · 16/07/2024 17:25

PreesHeath · 16/07/2024 17:21

I'm going to go against the grain here. I think it's nice to treat your family if you can - and in your comparatively fortunate position you can probably afford to be magnanimous about the jibes. It is hard when there is a big discrepancy in incomes. So even though I can see why it is wearing, I'd cut them a bit of slack. £100k is a very high income in most parts of the country, and if you are on a significantly lower income it is hard to understand why you don't feel as if you are rolling in it. Certainly in my family the wealthier members often pick up the tab for the less well off. When I was younger and less well established, others paid for me and now it's my turn to pick up the tab.

Nothing wrong with that, PreesHeath; I'm in a much better financial position than some of my friends and have been known to do it myself

The difference is that they wouldn't dream of expecting it, and the idea of guzzling extra because I'm there and then presenting me with the bill wouldn't even occur to them - mainly because they're thoroughly decent people

TheShiningCarpet · 16/07/2024 17:23

You are in the top 5% earners in the U.K.

information however should not have been disclosed in that way - a lesson not in involve family in money matters. I hope you can put in a formal complaint?

IAlwaysTellTheTruthEvenWhenILie · 16/07/2024 17:23

Cut them off. Sounds like it won't be a loss... They're horrible. Report the mortgage advisor

Tillievanilly · 16/07/2024 17:23

I would be speaking to the mortgage advisor about confidentiality and consider reporting. For the time being every time family invite you I would say no. Tell them why. Mortgage advisor has done x and everyone’s behaviour has changed. I’m not here to fund my family. I will choose when I pay…

XiCi · 16/07/2024 17:23

I think I'd need more detail to comment really. What do you mean by family meals? Are you talking about your mum and dad or a meal for 25 people at a family gathering? I think if your family are struggling on a very low income I could understand them being surprised that you earn 200k p/a as it would seem a huge amount. Thats not to say I agree with them expecting you to pay for everything or believing they are entitled to it. I would have thouht on that salary though that you would treat immediate family when you visited. Its something we do when we visit parents & siblings. Id also help out close family if they were struggling. It's hard to imagine though that you haven't discussed all this with them. Whst did they say the first time they expected you to pay?

Ohfuckwhatdoidonow · 16/07/2024 17:22

Spotlightdeck · 16/07/2024 17:17

Thank you everyone. I should add, quite a lot has happened for us to finally get to this breaking point. The last family meal was arranged (not by us!) at a fancy restaurant where family members each ordered 4 courses (when paying for themselves, they’d only have a main) and simply passed the bill over to us when it was brought to our table! Safe to say we’ve had enough

Edited

In this situation, your response needs to be, DH get your calculator up please.
I had the x, x,y,x,y and you had the x,x,y,y,x what's the total? ...
Oh yes, waitress we will be splitting the bill, our share is and we want to add a tip of. Xx

Dinners been fab, must come back sometime.

Then pass the bill to the cheesiest fucker sat at the table.

Grmumpy · 16/07/2024 17:21

How horrible for you. I can’t imagine a family treating another member like this. Well done to you and your partner for doing well..I’m sure you pay lots of tax to help our society.

PreesHeath · 16/07/2024 17:21

I'm going to go against the grain here. I think it's nice to treat your family if you can - and in your comparatively fortunate position you can probably afford to be magnanimous about the jibes. It is hard when there is a big discrepancy in incomes. So even though I can see why it is wearing, I'd cut them a bit of slack. £100k is a very high income in most parts of the country, and if you are on a significantly lower income it is hard to understand why you don't feel as if you are rolling in it. Certainly in my family the wealthier members often pick up the tab for the less well off. When I was younger and less well established, others paid for me and now it's my turn to pick up the tab.

TheSerenePinkOrca · 16/07/2024 17:21

Firstly the family member needs reporting as that's a GDPR issue if they disclosed your salary.

Secondly I'd stop turning up to events. If they organise a meal then cancel at the very last minute as they shouldn't be expecting you to pay!

Puzzledandpissedoff · 16/07/2024 17:20

From now on, I would be unavailable for any meet ups or events involving money

Yes, that would be the other alternative, but it seems a shame to miss out on gatherings if there's a chance of them learning to be less obnoxious

And if they're not capable of that it's hard to fathom the attraction of seeing them anyway

Bex5490 · 16/07/2024 17:20

Vroomfondleswaistcoat · 16/07/2024 17:10

I'd like to think so. But then I like to think that I'd never put her in that position.

Agreed!

TimeandMotion · 16/07/2024 17:20

Out of interest, do your family not have any concept of what salaries are normal for the jobs that you and your DH do? would they have thought you were on 30k were it not for the leaky mortgage adviser?

Bex5490 · 16/07/2024 17:19

HungryLittleCrocodile · 16/07/2024 17:09

This. ^ I am appalled by this behaviour @Spotlightdeck but sadly it is quite common. I have extended family like this, and this is why I ghosted them around a decade ago when my folks died. They were scavenging, grabby fuckers too. Some years ago, I was on a good salary in a professional job and had a 5 bed detached house (that DH and I had worked bloody hard for!) and they thought we were the 'rich' ones in the family. (And 'privileged!)

We weren't privileged or rich, we just worked hard! AND we didn't smoke 30 a day like most of them, or waste money on scratchcards, lottery tickets, 3 nights a week at the pub, expensive SKY TV packages, pricey mobile phones, and naff designer gear. Oh and we also had JOBS. Most them didn't, or they worked part time. They were always crying poverty and moaning that others had more than them, and letting other people pay for them when they went out to a pub or restaurant.

I got some money after being made redundant once - around 30 years ago - around £5,000. Not a massive amount, but still a tidy sum. Probably £10,000 in today's money.) 2 cousins and 2 aunts immediately contacted me, to say they saying the needed money for this, and that, and the other, as they had no money for it.

I said 'how are you going to pay me back if you haven't got the money to pay for said item?' They said they would pay me back at £5 a week. One aunt wanted £350. I said no. Caused a right rift that did. Apparently I didn't even earn that money and should have shared it with 'relatives.' 🙄That is just one story of many over the years, and it only stopped when I moved out of my hometown and ghosted them

Same aunts and cousins were always cadging, scamming, begging, and pleading for things off people, and rarely bought anything or paid for anything. Glad to get them out of my life I was.

@Bex5490 - at 16.44 - if YOU are happy to have greedy, scrounging, begging cheeky-fuckers in your life who try to rob you of your hard earned money, because you earn more than them - then good for you. Most of us have a higher bar when it comes to the way we are treated by people, and won't take any shit.

I would never have anyone paying for me all the time, even if they were millionaires. I have self respect, and dignity, and think it's fucking disgraceful to let someone pay all the time! (Sounds to me @Bex5490 like you may be the same sort of person as the people in the OP's extended family - and mine, as you appear to think their behaviour is OK!) Wink

As has been said @Spotlightdeck ghost the fuckers. Cut them off. They're parasites!

Well that’s incredibly insulting!

I didn’t say their behaviour was okay - I said I wouldn’t cut off family for it.

Hardly warrants you insinuating that I’m a ‘greedy, scrounging, begging cheeky-fucker’ (your words not mine)! 😂

But ok…lol

paywalled · 16/07/2024 17:19

Spotlightdeck · 16/07/2024 17:17

Thank you everyone. I should add, quite a lot has happened for us to finally get to this breaking point. The last family meal was arranged (not by us!) at a fancy restaurant where family members each ordered 4 courses (when paying for themselves, they’d only have a main) and simply passed the bill over to us when it was brought to our table! Safe to say we’ve had enough

Edited

Did you pay for everyone? 😮

Accipe · 16/07/2024 17:19

Viviennemary · 16/07/2024 16:43

Why not be generous. No wonder your family think you are a pair of skinflints

They're not 'skinflints', suckers maybe with grasping family of whom you clearly approve! When people come out with the rubbish that family should always help family it's usually the same who give and the same who do the taking.

TimeandMotion · 16/07/2024 17:18

Tell the mortgage adviser to pick up the bill out of their commission, or you’ll report them.

Puzzledandpissedoff · 16/07/2024 17:17

For all the talk about GDPR, there's always the risk of the urge to gossip overcoming professionalism, so as OP said themselves, using a family member for the mortgage was a mistake. Little point reporting it either if there's no written proof, since it'll just be denied

As for how to handle this, tell the family calmly how this makes you feel and take cash to the next event so that, if the message hasn't gone in, you can pay for your own and then leave. You'll be the main topic of conversation for the rest of the evening but you'd have been that anyway, and this way at least you're not paying for the privilege

38woman · 16/07/2024 17:17

TheCadoganArms · 16/07/2024 16:26

This was my first thought

Mine too.
And I would go low or no contact, they all sound absolutely appalling

Spotlightdeck · 16/07/2024 17:17

Thank you everyone. I should add, quite a lot has happened for us to finally get to this breaking point. The last family meal was arranged (not by us!) at a fancy restaurant where family members each ordered 4 courses (when paying for themselves, they’d only have a main) and simply passed the bill over to us when it was brought to our table! Safe to say we’ve had enough

OP posts:
Avatartar · 16/07/2024 17:17

You need to have a word with your mortgage adviser and tell them you know what they’ve done. Tell them to say they’ve made a mistake and put that round the family. Tell them you could take it to their Ombudsman/licence provider and also ask for the commission they got paid for your business back, but for the sake of goodwill you won’t, but only if they put matters right. Ultimately you can’t prove it, tell them that too, but it doesn’t alter the fact you all know who not to trust

Toastcrumbsinsofa · 16/07/2024 17:14

I would tell the mortgage advisor exactly what I thought of him for discussing my salary with the family and yes, I’d also report him.

From now on, I would be unavailable for any meet ups or events involving money. Only see your family once a year or so as they sound so nasty.

What are your DH’s family like?