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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Family expecting us to pay as we’re ‘high earners’

431 replies

Spotlightdeck · 16/07/2024 16:12

DH and I are in our 30s, child-free, living in the city, earning around 100k each. A while ago, we made the mistake of using a family member (mortgage advisor) to arrange a mortgage, resulting in our salaries being shared around my family.

I’m from a small town with low average earnings and the only one in my immediate family earning this much. Since this info has come out, my family’s behaviour towards us has completely changed. At all family meals/events since, no one puts their hands in their pockets and we are expected to pay the entire bill. Snide remarks are made about how we hid the fact we’re “rolling in it”, and we’ve been guilt tripped about how we should be helping people in the family out who are struggling.

Whilst we do live comfortably, we are far from millionaires. I don’t feel that we are in the position to be supporting family financially, nor should it be expected. It’s getting to the point where spending any time with family is a nightmare as finances are almost always brought up or we’re expected to pay. AIBU in being absolutely sick of this and asking for some advice as to how we handle it?

OP posts:
NotThroughChoice · 16/07/2024 17:49

I hate reading about people being doormats. Tell me you didn’t pay for that meal OP.

PCBabies · 16/07/2024 17:47

Is it just parents that do this? Or other extended family members?

NeedToChangeName · 16/07/2024 17:46

PreesHeath · 16/07/2024 17:21

I'm going to go against the grain here. I think it's nice to treat your family if you can - and in your comparatively fortunate position you can probably afford to be magnanimous about the jibes. It is hard when there is a big discrepancy in incomes. So even though I can see why it is wearing, I'd cut them a bit of slack. £100k is a very high income in most parts of the country, and if you are on a significantly lower income it is hard to understand why you don't feel as if you are rolling in it. Certainly in my family the wealthier members often pick up the tab for the less well off. When I was younger and less well established, others paid for me and now it's my turn to pick up the tab.

@PreesHeath
yes and no

If we have a family meal, my parents pay for all of us

And if I take my niece and nephew out, I'm happy to pay for them

But if I go out with my brothers or cousins, we split the bill

FrogNToad · 16/07/2024 17:44

I'd not cut my family off for this, but I'd be bloody livid about it. I'd have harsh words with the mortgage advisor and let them live in constant fear that I was going to report them (probably wouldn't though).

I'd just refuse to pay. Treating your mum and dad once in a while would be nice, but not be expected to stump up for everyone every time. Honestly, you need to be a lot angrier about this!

Tgjjl · 16/07/2024 17:44

don’t go to restaurants with them, ever. Or anywhere where payment is required. You could go for a walk instead.

mind you, this is how people who earn well are treated in this country. Everyone thinks higher earners should pay for everything.

Twodozenroses · 16/07/2024 17:44

Spotlightdeck · 16/07/2024 17:17

Thank you everyone. I should add, quite a lot has happened for us to finally get to this breaking point. The last family meal was arranged (not by us!) at a fancy restaurant where family members each ordered 4 courses (when paying for themselves, they’d only have a main) and simply passed the bill over to us when it was brought to our table! Safe to say we’ve had enough

Edited

But did you just pay it?!! Please tell me you didn’t

I would have said thanks- are we each paying for our own or splitting it evenly?

no way would I be paying!!

LostTheMarble · 16/07/2024 17:41

Bex5490 · 16/07/2024 16:44

Mumsnet is hilarious.

OP - My family are slightly irritating.

Mumsnet - Cut them off completely or better still report them to their employers, social services, police or any other authorities who will listen!

The OP’s family probably live in houses worth less than her yearly salary. They have no concept of London money and to them she’s effectively won the lottery! I’m not saying how they’re acting is okay but definitely not a reason to disown your family! 😂

OP - My family are slightly irritating.

Being a grabby fucker is more than slightly irritating, whoever it is.

Mumsnet - Cut them off completely or better still report them to their employers, social services, police or any other authorities who will listen!

So if your family member was working in healthcare, would it be fine to share their medical information? Or is it just ok when someone has something to gain for themselves?

The OP’s family probably live in houses worth less than her yearly salary.

This is just going to the other side of offensive. Do you imagine the OP’s family being like the Northern version of the Weasleys or something? Living in some rambling shack with too many children, ‘aye oop, lends us £50 love, it will feed us all a month shopping t’Aldi’….

Momtotwokids · 16/07/2024 17:40

HelplessSoul · 16/07/2024 16:13

Easy - cut every fucker off.

And report the family mortgage advisor cunt and hope that they lose their job for breaching GDPR with your income details.

Edited

Definitely, they should lose their job.

BiddyPop · 16/07/2024 17:40

I'd be inclined to cut them off with that behaviour, report mortgage advisor to their professional body, and if anyone asks, tell them that because of their decision to go out and land you with the bill without at least telling you in advance, you had to cancel X/Y/Z thing and can no longer afford to travel home given the costs involved.

godmum56 · 16/07/2024 17:39

PreesHeath · 16/07/2024 17:37

The day anyone handed the bill and expected me to pay would be the day I told them to stick the bill in whatever orifice suited them.

Yes fair enough - it doesn't sound as if they are being very nice to the OP, but then to me it sounds like the behaviour of people who haven't thought things through. Perhaps talking things through rather than allowing resentment to fester would help? Although does the OP actually want to maintain the relationship? It sounds hard work.

it sounds to me as though they are not capable of thinking things through. Common good manners is all that is needed to not bloodsuck of your relatives.

Wheresthebeach · 16/07/2024 17:39

we have the opposite type of problem. DHs sister and husband are seriously rich, insane amounts, multiple houses, London penthouses, overseas property etc. we’ve given up going out with them for several reasons not least because they order wildly expensive wine/champagne etc without consulting and then split the bill. We got lectured if we didn’t partake and asked to split the bill into food/booze and told we were being petty if we tried to insist on reasonable wine orders. Just not bloody worth the effort.

Shinyandnew1 · 16/07/2024 17:38

Spotlightdeck · 16/07/2024 17:17

Thank you everyone. I should add, quite a lot has happened for us to finally get to this breaking point. The last family meal was arranged (not by us!) at a fancy restaurant where family members each ordered 4 courses (when paying for themselves, they’d only have a main) and simply passed the bill over to us when it was brought to our table! Safe to say we’ve had enough

Edited

I would have laughed and said, ‘I’m not paying for everyone you know!’ and put down enough for me and DH. They can’t somehow make you pay. Just don’t.

If anyone says anything about your salary-ask how do they know what you earn? Then if they say, ‘well, financial adviser brother told us all’, turn to him and call him out for being totally unprofessional. Make it clear you aren’t their cash point and don’t attend any sort of dinner/night out with them all that might end up like this.

godmum56 · 16/07/2024 17:38

PubLover · 16/07/2024 17:34

Sounds terrible. You need a conversation with them about it. For that, you need to get yourself ready to state the grounds of your complaint clearly. Maybe it's roughly: We live in a capitalist society not a communist society, I've worked hard for this money, and I don't see why I have to pay a tax to see you. Not sure that’s quite right though.

Anyway, once you’ve worked out your reasons, I'd be very tempted to organise a meal out with the family. Raise your complaint and give the reasons why you think their actions are unfair. Try to reach an agreement with them on how you'll all treat each other going forward. If you can't agree, tell them you can't live with this and you won't be doing it again. Alternatively, if you want to be really dramatic, stick £1000 on the table, tell them "Have a great night", walk out, and don't accept any invitations to eat out again.

nope I disagree. They know what they are doing..and why waste another 1000 on them?

Eadfrith · 16/07/2024 17:38

You are high earners, but that’s your money that you’ve earned and should not be anyone else’s business. Definitely breaching GDPR with the mortgage advisor disclosing your salary, but also more fool you for using someone you know. The family expecting you to pay for things is just presumptuous and greedy. We get the same thing from DH family but we are most certainly not high earners, they just think because we’ve bought our house that we’re somehow rolling in the cash…how wrong they are 😂

PreesHeath · 16/07/2024 17:37

The day anyone handed the bill and expected me to pay would be the day I told them to stick the bill in whatever orifice suited them.

Yes fair enough - it doesn't sound as if they are being very nice to the OP, but then to me it sounds like the behaviour of people who haven't thought things through. Perhaps talking things through rather than allowing resentment to fester would help? Although does the OP actually want to maintain the relationship? It sounds hard work.

Floppyelf · 16/07/2024 17:36

Spotlightdeck · 16/07/2024 17:17

Thank you everyone. I should add, quite a lot has happened for us to finally get to this breaking point. The last family meal was arranged (not by us!) at a fancy restaurant where family members each ordered 4 courses (when paying for themselves, they’d only have a main) and simply passed the bill over to us when it was brought to our table! Safe to say we’ve had enough

Edited

your family sound like vultures. Simply put.

PubLover · 16/07/2024 17:34

Sounds terrible. You need a conversation with them about it. For that, you need to get yourself ready to state the grounds of your complaint clearly. Maybe it's roughly: We live in a capitalist society not a communist society, I've worked hard for this money, and I don't see why I have to pay a tax to see you. Not sure that’s quite right though.

Anyway, once you’ve worked out your reasons, I'd be very tempted to organise a meal out with the family. Raise your complaint and give the reasons why you think their actions are unfair. Try to reach an agreement with them on how you'll all treat each other going forward. If you can't agree, tell them you can't live with this and you won't be doing it again. Alternatively, if you want to be really dramatic, stick £1000 on the table, tell them "Have a great night", walk out, and don't accept any invitations to eat out again.

godmum56 · 16/07/2024 17:34

PreesHeath · 16/07/2024 17:21

I'm going to go against the grain here. I think it's nice to treat your family if you can - and in your comparatively fortunate position you can probably afford to be magnanimous about the jibes. It is hard when there is a big discrepancy in incomes. So even though I can see why it is wearing, I'd cut them a bit of slack. £100k is a very high income in most parts of the country, and if you are on a significantly lower income it is hard to understand why you don't feel as if you are rolling in it. Certainly in my family the wealthier members often pick up the tab for the less well off. When I was younger and less well established, others paid for me and now it's my turn to pick up the tab.

but is it expected? Do they order what they like and just hand you the bill? Thats cheekyfuckery

JockTamsonsBairns · 16/07/2024 17:33

Spotlightdeck · 16/07/2024 17:17

Thank you everyone. I should add, quite a lot has happened for us to finally get to this breaking point. The last family meal was arranged (not by us!) at a fancy restaurant where family members each ordered 4 courses (when paying for themselves, they’d only have a main) and simply passed the bill over to us when it was brought to our table! Safe to say we’ve had enough

Edited

I absolutely agree that your family members are out of order, and that the family mortgage advisor needs to be held to account for breaking confidentiality.

However, if this has been going on for a while, why on earth are you going out for these frequent meals with them?

Also, when you were asked along to this "fancy restaurant", didn't you twig beforehand that this issue might crop up again, as it has in the past?

Being outlier high earners in an otherwise poorer family often can be problematic. If you're still keen to meet up with them, why not avoid restaurant meet-ups, and host at home once or twice a year?

Tahlbias · 16/07/2024 17:33

I'm flabbergasted... That's awful, just because you earn that amount, doesn't mean you have to foot the bill or is expected to pay for everything 😔

IncompleteSenten · 16/07/2024 17:32

Say no.
Pass the bill back.
Tell the waiter to bring separate bills.
Tell them that you aren't their piggy bank.
It'll get cheaper for you if they sulk

Shoxfordian · 16/07/2024 17:32

Don't go out for dinner or lunch again with them, cut them off

ReadingSoManyThreads · 16/07/2024 17:32

Ohfuckwhatdoidonow · 16/07/2024 17:22

In this situation, your response needs to be, DH get your calculator up please.
I had the x, x,y,x,y and you had the x,x,y,y,x what's the total? ...
Oh yes, waitress we will be splitting the bill, our share is and we want to add a tip of. Xx

Dinners been fab, must come back sometime.

Then pass the bill to the cheesiest fucker sat at the table.

Yep, my response would have been, thanks waitress, we're paying £XXX for the both of us, then pass the bill to the next person to pay for their share. I'd absolutely NOT have covered this whole bill.

Inviting someone to a meal, then handing them the bill, after the bunch of cheeky fuckers have ordered 4 courses is the height of cheeky fuckery. I'd have dealt with it then and there.

By paying for it (if in fact you did), then you've missed the perfect opportunity to make a stand against this cheeky fuckery.

Next time they invite you to a meal, I'd go, let everyone order their numerous courses, just the two of you order a main each, then say you're not feeling well, you're going to head off, then either go without paying (well, you've paid for them enough times), or just go to the waitress and pay for your two mains, then leave. That'll teach them.

GasPanic · 16/07/2024 17:30

Sadly a lot of families are completely dysfunctional when it comes to money.

They also lack the ability to get to grips with the concept that as your salaries increase so do your lifestyle expenses. So the actual "free" money you have is limited.

This can also happen a lot when you have relatives in a poorer country, where to them you earn a small fortune, but they simply lack the understanding that your expenses too come to a small fortune.

Your first mistake was really to not realise that your family was dysfunctional in this regard and then going with the family member for mortgage advice. These things are best kept out of the family and you should have realised that this would be the end result.

Sadly I don't think you have much option now. You can either be seen as "rich and tight" or continue to bail them out. I don't think trying to explain to them will probably lead to a successful outcome.

I think it is almost inevitable that you are going to lose contact with them or end up no contact, because I doubt whether there is any way they are ever going to believe you that you are not considerably richer than them and from the sense of entitlement they have demonstrated so far I think they are unlikely to change their attitude.

A sad situation all round. You are not unreasonable, but I doubt whether you are going to be able to do anything about it. Probably a good time to lose contact before they start coming to you for "loans" which is probably going to lead to further issues when you refuse.

ButterCrackers · 16/07/2024 17:30

Guilt tripped about not supporting family members - this is out of order from your family. Report the mortgage advisor. Pay for nothing unless you invite your family. Tell them that their sponging attitude is disgraceful. They should have happy for you to have a good salary not putting themselves in line for free stuff.

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