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To think this is scandalous yet in plain sight because the patriarchy has no shame

564 replies

Webjisroommate · 15/07/2024 19:46

A year ago I separated from my DD’s father and she was in the middle of her first year of nursery. He paid the cms amount every month, without fail. This was 360 a month, even though I was left to pay over 1,300 on nursery fees alone. Obviously the situation has now changed slightly with the hours but his 360 contribution is quite literally nowhere near half her costs. I have spoken about this with other mum friends and have learned that 360 is actually pretty fortunate! Some women are being paid less than 200 and others have to chase cms when their ex is self employed. I was not aware of any of this before having Dd.

My career is now hugely clipped as I am doing 95% of childcare while ex sees her a day a week… the day I use mostly to clean and get the house in order to start the week again. And yes, I suggested 50/50, he didn’t want that.

I honestly feel like this is a huge joke player on women in plain sight while nothing is actually done about it?! I also can’t fathom how HMRC can chase tax from the self employed but Cms can’t chase these men to pay for their children. It’s a disgrace. Why is this allowed to happen?!

OP posts:
ThisOldThang · 17/07/2024 12:05

Invisible work. 🙄

The only way you can really make your argument work is to suggest that a woman that chooses to work part-time (and i suspect has no real intention of ever working full-time again) is somehow being oppressed and is unappreciated.

To be honest, I'd love to opt out of full-time work and chill at home with the kids. Strangely, as a member of the evil patriarchy, that was never an option - nor was arranging to swap six months paternity leave for six months of my wife's maternity leave (despite my company paying 12 months at 90% and my wife's only paying statutory for the final six months!)

I'm fully aware of her lost earnings, but she seems more than happy with the current situation and appears to be manoeuvring for a 'career change' 😉.

But again, these are all hypotheticals vs the actual costs of raising our children. There's no way that the average family is spending £24k on their kids each year. That's £40k of earnings for a 40% taxpayer or £34k for a basic rate taxpayer.

Kinshipug · 17/07/2024 11:49

ThisOldThang · 17/07/2024 11:28

Again. Those are hypothetical costs.

This tangent was started by somebody posting that the average cost per month of raising a child was £950-£1050 p/m. I immediately stated that the figure was high due to being skewed by childcare, etc.

There are loads of women on Mumsnet that openly state that they only do two days a week so as to maximise UC. There was a recent thread where somebody pointed out that there was no real point in working because a single parent on £35k had the same disposable income as somebody on £90k when all the benefits such as free childcare hours and child benefit were taken into account.

A single RP would qualify for all those benefits, which you're failing to take that into account with your 'gotcha' regarding my wife working part time.

Edited

That's an actual cost to your wife. Your wife's foregone wages and unpaid childcare is not "hypothetical". The fact that you didn't even consider it as part of your budget, is proving the point. The invisible work that women do only increases when they are single mothers.

ThisOldThang · 17/07/2024 11:34

Just to add to that, given how generous the UK benefits system is to part-time single parents, and that child maintenance doesn't impact benefits, is 15% of NET income really that bad?

I'm obviously talking about people that honestly declare their earnings, rather than people paying 50p a week.

ThisOldThang · 17/07/2024 11:28

Kinshipug · 17/07/2024 11:05

Well there you go then. You've not accounting for all the income she forgoes. How disingenuous of you to neglect to account for her unpaid labour.

Edited

Again. Those are hypothetical costs.

This tangent was started by somebody posting that the average cost per month of raising a child was £950-£1050 p/m. I immediately stated that the figure was high due to being skewed by childcare, etc.

There are loads of women on Mumsnet that openly state that they only do two days a week so as to maximise UC. There was a recent thread where somebody pointed out that there was no real point in working because a single parent on £35k had the same disposable income as somebody on £90k when all the benefits such as free childcare hours and child benefit were taken into account.

A single RP would qualify for all those benefits, which you're failing to take that into account with your 'gotcha' regarding my wife working part time.

Simonjt · 17/07/2024 11:17

BibbleandSqwauk · 17/07/2024 11:13

where are you that childcare costs £89 pm? In the UK you add a zero to that. Also depending on where you live, a 9 year old walking home isn't going to be feasible (I do realise that is VERY situation dependent)

Sweden, when we lived in the UK we were paying about £160 per week for our two days, unless they had any optional activity days that were sometimes a few pounds more.

BibbleandSqwauk · 17/07/2024 11:13

Simonjt · 17/07/2024 11:08

Our son is 9, so he just walks home from school, he could do after school club if he needed it, this is at no additional cost. Our daughter is signed up for full time nursery, usually we just use it twice a week as we both work part time, full time childcare costs £89 per month.

where are you that childcare costs £89 pm? In the UK you add a zero to that. Also depending on where you live, a 9 year old walking home isn't going to be feasible (I do realise that is VERY situation dependent)

Simonjt · 17/07/2024 11:09

Sorry, I misread that quote and thought it said that a lot of contributors weren’t mentioning childcare costs.

Simonjt · 17/07/2024 11:08

Kinshipug · 17/07/2024 10:48

There's a lot there that you're not accounting for. How are you managing to have no childcare costs with 2 primary aged children?

Our son is 9, so he just walks home from school, he could do after school club if he needed it, this is at no additional cost. Our daughter is signed up for full time nursery, usually we just use it twice a week as we both work part time, full time childcare costs £89 per month.

Kinshipug · 17/07/2024 11:05

ThisOldThang · 17/07/2024 10:54

My wife only works two days a week and we don't have childcare costs for those days.

I appreciate that's different for most single parents and i agree that NRP should pay half of childcare costs (so long as the RP is actually working on those days and not just kicking back at home).

Well there you go then. You've not accounting for all the income she forgoes. How disingenuous of you to neglect to account for her unpaid labour.

Gogogo12345 · 17/07/2024 10:58

sparkellie · 17/07/2024 10:40

So at least 2 kids.. 225/month per child. Yea, doesn't touch the sides. He isn't anywhere near covering half their costs. Whilst it must be heartbreaking for your friend that his kids aren't choosing to spend their time with him, I'm sure the reasons for that are complex. Generally parents reap what they sow in the longer term. If your friend has put time and effort into his kids they will come around longer term and he'll see more of them as they get older. Teens don't tend to want to spend much time with their parents whether they live with them or not, but it doesn't absolve him of his financial responsibility to them.

£225 per child x 2 plus any child related benefits. Surely the mother is also meant to pay her share

Againlosinghope · 17/07/2024 10:56

sparkellie · 17/07/2024 10:44

Apart from the fact that the rp will have their income limited I agree with a lot of that. But this thread is about non and low payments of maintenance and a nrp parent paying maintenance and paying for 50% of other costs is not what is being discussed, so your point is irrelevant.

The NRP income was limited too as when they lived here he did half the school pick up drop offs and when they moved he had to alter hours to still do some pick up and drop off.

ThisOldThang · 17/07/2024 10:54

Kinshipug · 17/07/2024 10:48

There's a lot there that you're not accounting for. How are you managing to have no childcare costs with 2 primary aged children?

My wife only works two days a week and we don't have childcare costs for those days.

I appreciate that's different for most single parents and i agree that NRP should pay half of childcare costs (so long as the RP is actually working on those days and not just kicking back at home).

BibbleandSqwauk · 17/07/2024 10:48

ThisOldThang · 17/07/2024 10:37

how about when they're teens and need tech,

* Nobody 'needs' tech. Not even for GCSE coursework. It's a nice to have and I'm sure we'll buy it, but it's very much optional.

want to not wear "embarrassing" clothes

* If you're foolish enough to allow yourself to be bullied by your kids into buying designer clothes, that's on you.

do hobbies that cost £££ in fees or kit or travel

* If we can afford it, we'll probably fund it, but again that's an optional extra and far from the norm. It certainly isn't a 'right'.

aren't amused by plodging in the park or woods.

*\ 🤷‍♀️

I'll spend £100 today taking mine to a theme park, with tickets and food.

* I presume you didn't get into debt doing that.

I think people are confusing the necessary/unavoidable costs of raising a child with the optional extras such as luxury holidays, school fees, ponies, etc.

I teach teens. They actually do need tech. They will be at a massive disadvantage without access to the online study resources that exist and unless you are planning on having them isolated socially at the very least they need a brick phone. I am not at all one for caving to "but everyone has one" and mine don't care about cool brands or iphones but even a 2nd hand android is £1-200 plus a data plan each and a laptop for school (around £300-400 each). Mine absolutely understand that they can't have everything they ask for and my DS in particular is hugely frustrated that he cannot progress in his chosen sport because it is literally thousands that I don't have, but yes I do get into debt to give them what I can. Childhood is pretty short. Believe me when I say we are not jetting off on expensive holidays but with weeks and weeks of empty days to fill, with teens, its expensive unless you want to just let them veg in their rooms. If yours are younger you have no idea. Oh- plus food. Mine do nothing but eat now. My weekly shop used to be about £40. Now its £100, especially in holiday time. So yes, its pretty galling when my ex gets to ringfence 85% of his salary (which is slightly more than mine and he shares his household expenses with another working adult).

Kinshipug · 17/07/2024 10:48

ThisOldThang · 17/07/2024 09:47

It's obviously hard to break down because some expenditure is 'lumpy', but we're fairly old fashioned in terms of how we do things.

The kids are still wearing hand-me-down clothing from their cousins. I appreciate not everybody has that available, but we're the sort of people that would happily buy children's clothes at jumble sales, charity shops, etc. My eldest son wears second hand school uniform (immaculate and only £1 an item). We buy Clarke's shoes in the sales (£22.50 for the last pair). Our biggest regular expense is currently weekly swimming lessons.

Day to day spending is just a bit of food and meals out at the local cafe or cheap and cheerful places such as nandos. Bigger ticket spending would be the all inclusive holiday that we took at Easter.

I'm guessing that the total spend is less than £6k per year for both boys and that includes holidays. If it wasn't for the pesky kids, we'd probably spend a lot more on holidays, meals out and socialising so our outgoings would actually increase.

For reference, I earned £97k last year and my wife has an income of around £45k.

There's a lot there that you're not accounting for. How are you managing to have no childcare costs with 2 primary aged children?

sparkellie · 17/07/2024 10:44

Againlosinghope · 17/07/2024 10:38

The point being single adult household or 2 adults household you can only budget to the money you have.
If RP you have income, benefits and maintenance of.NRP
If NRP you have income minus Maintenance

You can't change those figures
In our case both RP and NRP needed a home big enough to house the number of children in the family
Both needed clothes, food, toys/gadgets
Both did day trips and holidays
Both paid for uniform and school activities

Both had 50/50 shared of school holidays
Both had share of term time till RP moved away then the term time was less but CM went up

The children cost more per year because their core costs at our home was no different to my child but on top their was CM and school activities which as a couple we opted out of for our child but as RP decided the children had to do the cost came to us

Apart from the fact that the rp will have their income limited I agree with a lot of that. But this thread is about non and low payments of maintenance and a nrp parent paying maintenance and paying for 50% of other costs is not what is being discussed, so your point is irrelevant.

sparkellie · 17/07/2024 10:40

GentlemanJay · 17/07/2024 09:06

He had a three bedroom house. Two bedrooms freshly decorated and chosen by the kids. In the hope they may stay more.

He lived 12 minutes away from children’s house but they insisted on going home most nights.

So at least 2 kids.. 225/month per child. Yea, doesn't touch the sides. He isn't anywhere near covering half their costs. Whilst it must be heartbreaking for your friend that his kids aren't choosing to spend their time with him, I'm sure the reasons for that are complex. Generally parents reap what they sow in the longer term. If your friend has put time and effort into his kids they will come around longer term and he'll see more of them as they get older. Teens don't tend to want to spend much time with their parents whether they live with them or not, but it doesn't absolve him of his financial responsibility to them.

Againlosinghope · 17/07/2024 10:38

sparkellie · 17/07/2024 10:25

The estimate is based on 1 child, costs for a 2nd/3rd won't be as high, for many reasons. A quick Google of costs of raising a child will show you the various figures quoted. Bit of you're unwilling to suggest a figure you would consider reasonable, and a breakdown of it I'm going to go ahead and presume you don't actually have any idea how much raising a child as a single parent does cost and presume you have nothing worthwhile to add to a thread about maintenance costs!

The point being single adult household or 2 adults household you can only budget to the money you have.
If RP you have income, benefits and maintenance of.NRP
If NRP you have income minus Maintenance

You can't change those figures
In our case both RP and NRP needed a home big enough to house the number of children in the family
Both needed clothes, food, toys/gadgets
Both did day trips and holidays
Both paid for uniform and school activities

Both had 50/50 shared of school holidays
Both had share of term time till RP moved away then the term time was less but CM went up

The children cost more per year because their core costs at our home was no different to my child but on top their was CM and school activities which as a couple we opted out of for our child but as RP decided the children had to do the cost came to us

ThisOldThang · 17/07/2024 10:37

BibbleandSqwauk · 17/07/2024 10:21

@ThisOldThang how about when they're teens and need tech, want to not wear "embarrassing" clothes, do hobbies that cost £££ in fees or kit or travel, aren't amused by plodging in the park or woods. I'll spend £100 today taking mine to a theme park, with tickets and food. If you're really lucky maybe your kids will be into gardening or running or just hanging in the park but many aren't. It's not possible simply to say well we spend this so that is the cost.

how about when they're teens and need tech,

* Nobody 'needs' tech. Not even for GCSE coursework. It's a nice to have and I'm sure we'll buy it, but it's very much optional.

want to not wear "embarrassing" clothes

* If you're foolish enough to allow yourself to be bullied by your kids into buying designer clothes, that's on you.

do hobbies that cost £££ in fees or kit or travel

* If we can afford it, we'll probably fund it, but again that's an optional extra and far from the norm. It certainly isn't a 'right'.

aren't amused by plodging in the park or woods.

*\ 🤷‍♀️

I'll spend £100 today taking mine to a theme park, with tickets and food.

* I presume you didn't get into debt doing that.

I think people are confusing the necessary/unavoidable costs of raising a child with the optional extras such as luxury holidays, school fees, ponies, etc.

YOYOK · 17/07/2024 10:28

ThisOldThang · 17/07/2024 09:47

It's obviously hard to break down because some expenditure is 'lumpy', but we're fairly old fashioned in terms of how we do things.

The kids are still wearing hand-me-down clothing from their cousins. I appreciate not everybody has that available, but we're the sort of people that would happily buy children's clothes at jumble sales, charity shops, etc. My eldest son wears second hand school uniform (immaculate and only £1 an item). We buy Clarke's shoes in the sales (£22.50 for the last pair). Our biggest regular expense is currently weekly swimming lessons.

Day to day spending is just a bit of food and meals out at the local cafe or cheap and cheerful places such as nandos. Bigger ticket spending would be the all inclusive holiday that we took at Easter.

I'm guessing that the total spend is less than £6k per year for both boys and that includes holidays. If it wasn't for the pesky kids, we'd probably spend a lot more on holidays, meals out and socialising so our outgoings would actually increase.

For reference, I earned £97k last year and my wife has an income of around £45k.

You’d be running 2 households on that joint salary if you were a single parent. That’s the point that so many people are missing.

sparkellie · 17/07/2024 10:25

Againlosinghope · 17/07/2024 10:16

I don't need to break it down because your per a child per a month figure based on number of our children would be higher than the take home figure a month.
So if that figure was accurate we would be in deficit every month or unable to provide for them

The estimate is based on 1 child, costs for a 2nd/3rd won't be as high, for many reasons. A quick Google of costs of raising a child will show you the various figures quoted. Bit of you're unwilling to suggest a figure you would consider reasonable, and a breakdown of it I'm going to go ahead and presume you don't actually have any idea how much raising a child as a single parent does cost and presume you have nothing worthwhile to add to a thread about maintenance costs!

BibbleandSqwauk · 17/07/2024 10:21

@ThisOldThang how about when they're teens and need tech, want to not wear "embarrassing" clothes, do hobbies that cost £££ in fees or kit or travel, aren't amused by plodging in the park or woods. I'll spend £100 today taking mine to a theme park, with tickets and food. If you're really lucky maybe your kids will be into gardening or running or just hanging in the park but many aren't. It's not possible simply to say well we spend this so that is the cost.

VeterinaryCareAssistant · 17/07/2024 10:21

FootieCoffeeBoot · 16/07/2024 07:02

Massive sympathy OP. I think they need to rethink the whole child maintenance thing. Unless the child is adopted or taken into care an absent parent should always be liable for half the minimum reasonable cost of raising that child (more if their income level is higher).

There should be no more option for the absent parent to claim to be broke or to meet another partner and choose not to work. If they are genuinely unable to pay they should apply for a special government benefit to cover the cost with all the scrutiny that implies (partners income and savings taken into account).

If they refuse to pay then the government should pay on their behalf and collect the money as it would any other debt.

I can't understand how we accept this situation as a society. In a lot of cases taxpayers are stepping into pay basic living costs not for orphans or children whose parents are sick or disabled but children where one of their parents just can't be bothered.

The partner's income has nothing to do with his children.

Againlosinghope · 17/07/2024 10:16

sparkellie · 17/07/2024 10:06

So what does it cost? With a breakdown if you don't mind?

I don't need to break it down because your per a child per a month figure based on number of our children would be higher than the take home figure a month.
So if that figure was accurate we would be in deficit every month or unable to provide for them

sparkellie · 17/07/2024 10:06

Againlosinghope · 17/07/2024 10:04

Yes I know that it stil doesn't cost anywhere near that

So what does it cost? With a breakdown if you don't mind?

Againlosinghope · 17/07/2024 10:04

sparkellie · 17/07/2024 09:07

That is in total, not per parent. It includes childcare.

Yes I know that it stil doesn't cost anywhere near that