Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Being so tight with money?

984 replies

Rockrose94 · 08/07/2024 21:31

For context I have been with my boyfriend for 4 years, we live together and split the rent / bills 50/50. Our take home pay is very similar and I have an extra outgoing of my car finance which he does not. We effectively keep our finances completely separate, I worry how this will work long term as he has said he does not want to share finances at all as he has more savings.

Anyway the main issue just now is 1) he has bought me dinner once in 4 years, for my 30th birthday present. I took him on a foreign holiday and presents for his 30th. I have paid for nights away and meals for us several times when he has said he can't afford it as I wanted to treat him. I don't do this often any more as it's never been reciprocated 2) we split all food shops evenly but usually do our own meals during the week as I am dieting. He just stood for half an hour itemising up every item on the food shops over the weekend to come to the point that I owe him £2.50. Note that he will charge me half of the food we share but he would likely eat 2/3 of the meal. AIBU to be tired of this? It feels so tight , do other people itemise everything and charge their partner almost to the penny?!

OP posts:
Busybeemumm · 08/07/2024 23:41

OP you have read people's responses. What is your plan now? What are you going to do?

This is financial abuse as he is being controlling and a form of domestic violence. It might be entrenched in his upbringing or his experience of former relationships but he will not change. Your only job is to plan your exit. You know deep down that you need to end it. You will feel so much better with this headache out of your life. After you have split your belongings and got out of the rented property you are free.

What do your friends/family IRL say to you?

plimbow · 08/07/2024 23:40

Someone who is mean ends up making you mean too. A good partner brings out the best in you, not the worst.

Rockrose94 · 08/07/2024 23:40

Quirkyme · 08/07/2024 23:28

This.

Your first sentence is exactly what the OP needs to ask herself. I woulda thought just writing the post out would inform her she needs to leave, but clearly not.

The responses have very much informed me of that

OP posts:
ThinWomansBrain · 08/07/2024 23:31

YABU for putting up with it for FOUR years - and still 'treating' him and paying for breaks and holidays when you know that he doesn't reciprocate.

If you have the misfortune to still be with him on his next birthday, if you have shared calendars/diaries, mark out time for a Birthday Surprise, name a grat restaurant. The surprise is you're going by yourself, he's not invited.😁

Quirkyme · 08/07/2024 23:28

Dweetfidilove · 08/07/2024 23:27

Why, why, why are so many women with these stingy men 🤦🏾‍♀️.
This is why I wouldn't go on a second date with some of the people I see on here arguing about paying for a coffee and half a slice of cake.
It leads to shit like this.
I cannot for the life of me find what is attractive about this kind of man that has you itemising what's yours from a shopping receipt. I could cry 😢.

This.

Your first sentence is exactly what the OP needs to ask herself. I woulda thought just writing the post out would inform her she needs to leave, but clearly not.

Rockrose94 · 08/07/2024 23:28

Blackthorne · 08/07/2024 23:26

Oh that's awful OP.

Although money is not love, I feel like there's a flow between the two, some sort of synergy. If you love someone you want to spend money on them. It's like you could never spend enough on them, if you had the means.

He's awful. He's made you feel worthless in some sort of way. Like you're not worth spending on which is completely wrong. Of course you are.

Saying I love you all the time - well they are just words. Actions speak louder than words.

Do you still have sex? Or is he equally miserly with orgasms too?

That is probably the only area where he is generous funnily enough but my desire to have sex with him has really dwindled so happens much less often now

OP posts:
Dweetfidilove · 08/07/2024 23:27

Why, why, why are so many women with these stingy men 🤦🏾‍♀️.
This is why I wouldn't go on a second date with some of the people I see on here arguing about paying for a coffee and half a slice of cake.
It leads to shit like this.
I cannot for the life of me find what is attractive about this kind of man that has you itemising what's yours from a shopping receipt. I could cry 😢.

PadstowGirl · 08/07/2024 23:26

Oh my! This isn't love is it 😥 love keeps no scores.

Blackthorne · 08/07/2024 23:26

Oh that's awful OP.

Although money is not love, I feel like there's a flow between the two, some sort of synergy. If you love someone you want to spend money on them. It's like you could never spend enough on them, if you had the means.

He's awful. He's made you feel worthless in some sort of way. Like you're not worth spending on which is completely wrong. Of course you are.

Saying I love you all the time - well they are just words. Actions speak louder than words.

Do you still have sex? Or is he equally miserly with orgasms too?

Rockrose94 · 08/07/2024 23:25

Spendysis · 08/07/2024 23:21

What a miserable life going through receipts quibbling over £2.50 and never going anywhere or doing anything unless you pay and treat him while he is stashing money away not jointly for your future together for himself

just out of curiosity is there a back story to why he’s like this did he grow up in extreme poverty or get screwed in a messy divorce?

No not that I'm aware of. He has always said he is worried about girlfriends stealing his money but I think it comes from his mum. Weirdly his sister is very generous and always tries to pay when we go out with her but she told me her mum told her not to pay for a holiday for her family unless her husband split it 50/50 even though he's in a much lower paid job.

OP posts:
LetsGetThisStraight · 08/07/2024 23:25

Rockrose94 · 08/07/2024 23:20

No usually one of us pays and then will tally it up at home

He’s not brave enough to do it on front of people, this should tell you all you need to know about him. If he won’t do it in public then why is he hiding it?

Elphamouche · 08/07/2024 23:22

Genuinely wondering if you’re with my ex. Get out now.

He bought two bottles of water for £1 and demanded the 50p back.

Spendysis · 08/07/2024 23:21

What a miserable life going through receipts quibbling over £2.50 and never going anywhere or doing anything unless you pay and treat him while he is stashing money away not jointly for your future together for himself

just out of curiosity is there a back story to why he’s like this did he grow up in extreme poverty or get screwed in a messy divorce?

Rockrose94 · 08/07/2024 23:20

GabriellaMontez · 08/07/2024 23:19

Does he do this in front of people? Isn't he ashamed?

No usually one of us pays and then will tally it up at home

OP posts:
PaminaMozart · 08/07/2024 23:20

@Rockrose94 - listen to an old woman with a bit of experience under her belt. This won't get any better. Who he shows himself to be is who he is.

I've been with my husband for 50 years, there have been a few rough periods along the way. But all along he has never been stingy. Quite the opposite. We have always been a team. We have always had each other's backs.

This guy is looking after #1. So should you. Whatever you do, do not have children with this man.

GabriellaMontez · 08/07/2024 23:19

Does he do this in front of people? Isn't he ashamed?

Rockrose94 · 08/07/2024 23:19

VJBR · 08/07/2024 23:17

Do you own a joint property or do you rent?

We rent thankfully

OP posts:
GoFigure235 · 08/07/2024 23:19

I'd be tempted to split the food right down the middle and only let him eat half (put the rest in a tupperware container if you don't want it all) since he only pays for half 😂.

But really, just end it. This is not someone you want to have children or grow old with.

merrywidow · 08/07/2024 23:18

You're like the boiled frog , suddenly realising WTAF !!!!
Please don't feel any shame or embarrassment it's not you it's him.
You've been too good to this miserly, miserable soul sucking excuse for a man.
Times up, LTB, go forth and never look back.
You will feel sooo much better.

MyBirthdayMonth · 08/07/2024 23:17

This is not a man to live with, marry, have children with or even go down the pub with.

VJBR · 08/07/2024 23:17

Do you own a joint property or do you rent?

DrinkFeckArseBrick · 08/07/2024 23:15

I understand wanting to protect savings. But it's still possible to do that and share every day finances. I think this would kill the relationship for me, the extreme pettiness but moreso the fact that he thinks eating out or whatever is bad value...unless you're paying. It's just really bad manners to ask for £2.50 back for extra cheese or something after you've accepted a fucking holiday from someone

Ellie56 · 08/07/2024 23:14

OMG what a miserable tight arsed git.

No of course most people don't itemise everything and charge each other to the last penny. I can't believe you've put up with 4 years of this shit.

Get out now and leave Scrooge to his money counting.

Rockrose94 · 08/07/2024 23:14

Ivyrosecrayon · 08/07/2024 23:08

Please please leave this man...
Under no circumstances have a child with or get married to this man.
I had an ex like this..we were living together and he earnt more but he would go thru the food shop with a calculator working out who used more of what and charging me accordingly.. he'd split petrol with me even for going 5 mins down the road.. and he'd wrote out receipts as well.. for fkn £2.50 or whatever the petrol cost! Absolutely astonishing levels of tightness..
It goes hand on hand with a deep lack of trust and with paranoia usually.
And you cannot trust someone who doesn't trust you.. you cannot truly bond with or form a supportive partnership with, someone who deep down believes you are there to use him and rip him off... regardless of you having spent money and time on him.
Honestly please listen to people on this thread. This man is incapable of a proper relationship. His tightness with money runs deeper psychologically.. he doesn't trust you.. he's out to protect himself... and as a result will end up letting you down massively.
Please find someone emotionally healthy to form a partnership with. I know it doesn't feel like it sometimes, but there are decent loving men out there you don't need to settle for this bollocks.

someone who deep down believes you are there to use him and rip him off... regardless of you having spent money and time on him.

I think you have hit the nail on the head as that is how I feel. He has said before he thinks I am trying to rip him off if the shopping receipts get out of hand and then he became worse for itemising it all.

OP posts:
TakesTheCake12 · 08/07/2024 23:13

I've seen one of your updates , and to add to my previous post: EXACTLY. THEY MAKE IT LOOK NORMAL when that is the last thing it is!

My XP had an Amex because he thought it made him look important. Shortly after I moved in, he told me that he'd ordered an extra card for me (how kind and generous of him!). And I had to use it for all my sending. This meant he collected all the points for my shopping as well as his own. And each time the statement arrived he would spend half an hour tallying up which were my costs and which were his (in excel, line by line) and send me a email saying "pay asap please.. bill is due on X date". He didn't do this properly and assumed everything my card was used for must have been my cost, but I also brought groceries and toiletries etc. so inevitably I'd also spend half an hour making sure he wasn't overcharging me. It was life draining stuff. Get out of that situation and let him be miserable on his own.

Swipe left for the next trending thread