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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Being so tight with money?

984 replies

Rockrose94 · 08/07/2024 21:31

For context I have been with my boyfriend for 4 years, we live together and split the rent / bills 50/50. Our take home pay is very similar and I have an extra outgoing of my car finance which he does not. We effectively keep our finances completely separate, I worry how this will work long term as he has said he does not want to share finances at all as he has more savings.

Anyway the main issue just now is 1) he has bought me dinner once in 4 years, for my 30th birthday present. I took him on a foreign holiday and presents for his 30th. I have paid for nights away and meals for us several times when he has said he can't afford it as I wanted to treat him. I don't do this often any more as it's never been reciprocated 2) we split all food shops evenly but usually do our own meals during the week as I am dieting. He just stood for half an hour itemising up every item on the food shops over the weekend to come to the point that I owe him £2.50. Note that he will charge me half of the food we share but he would likely eat 2/3 of the meal. AIBU to be tired of this? It feels so tight , do other people itemise everything and charge their partner almost to the penny?!

OP posts:
YouJustDoYou · 09/07/2024 09:14

I have a weird thing - I love watching the "Peaceful Solitary Living" vlogs on youtube. Women and men in their own quiet, calm spaces, peacefully getting up, making whatever breakfasts they want, going out and buying whatever groceries they want, living their lives at a content, peaceful pace that is to their OWN pace, no one telling them what to do, no one demanding £2.50 back because they're tight misers.

Imagine that kind of life, you know - doing what you want? Spending money how you want? You might be "alone", but don't you love the way that YOU do things, for yourself? You don't NEED him. He's a tight miser who is making you tired.

Mellowautumnmists · 09/07/2024 09:12

But he will make sure I don't drink any extra wine for example.

Huh? How does he even do this?

I mean, words just fail me at this point..... you are worth so much more. Leave him and look forward to a bright future free from his penny pinching and controlling ways.

MrsElijahMikaelson1 · 09/07/2024 09:11

That would give me the ick.

Lack of generosity is a right turn off; it’s one of DHs most attractive traits. I could not live like that. I’d leave and tell him why. It’s not normal behaviour once you’re 4 years in and living together to be splitting bills, making sure you have an exact share of wine and hiding butter…hiding butter? Fuck sake. That’s not just being tight or miserly. That’s pathological.

Rockrose94 · 09/07/2024 09:09

Giftsnatch · 09/07/2024 09:06

Oh interesting. Mine grew up poor and has done very, very well but is constantly comparing our projected net worth (‘you will inherit a house’). But right now I’m a single parent on UC and we go everywhere in my car because he doesn’t want to buy one. My DP is also very generous in bed but there’s more to life than sex and I can’t share mine with someone so harsh in other respects!

That's funny as it sounds like our backgrounds are reversed as I feel like having come from nothing I am a lot more generous now that I have done well for myself. Same here, it's hard to want to have sex when the rest of the relationship is quite unfair and he acts so unattractively.

OP posts:
TemuSpecialBuy · 09/07/2024 09:09

Rockrose94 · 09/07/2024 09:03

Nothing as I have never brought it up! But he will make sure I don't drink any extra wine for example.

Jesus christ. This is beyond joyless.

Presumably you've concluded you have to leave him?

Giftsnatch · 09/07/2024 09:06

Rockrose94 · 09/07/2024 09:01

Sorry that you are a similar situation, hopefully this thread helps you too! Well yes his family is more affluent and has helped him out financially whereas I come from a single parent household and my mother didn't own her home for much of my life and couldnt help financially as much so he does also use that as an example of me not knowing how to be responsible with money. It does feel like I'm trying to prove that I'm not out to steal from him too actually

Oh interesting. Mine grew up poor and has done very, very well but is constantly comparing our projected net worth (‘you will inherit a house’). But right now I’m a single parent on UC and we go everywhere in my car because he doesn’t want to buy one. My DP is also very generous in bed but there’s more to life than sex and I can’t share mine with someone so harsh in other respects!

Rockrose94 · 09/07/2024 09:03

letsgoooo · 09/07/2024 08:57

Ew. And what does he say to justify going halves when he eats more than you?

Nothing as I have never brought it up! But he will make sure I don't drink any extra wine for example.

OP posts:
Rockrose94 · 09/07/2024 09:01

Giftsnatch · 09/07/2024 08:57

Oh OP. I’m glad you’re on here and getting the right advice and support! I’m trying to get my head round something similar (though not as pronounced). May I ask if you’re from different backgrounds economically? We are and it’s being used to try to shut me up. The only way I can demonstrate I’m not trying to steal from DP is just to leave him, at this point.

Sorry that you are a similar situation, hopefully this thread helps you too! Well yes his family is more affluent and has helped him out financially whereas I come from a single parent household and my mother didn't own her home for much of my life and couldnt help financially as much so he does also use that as an example of me not knowing how to be responsible with money. It does feel like I'm trying to prove that I'm not out to steal from him too actually

OP posts:
Skyliver · 09/07/2024 08:58

Christ. Leave. If you have kids he will penalise you for not contributing during maternity leave or if you have to reduce your hours

Allthehorsesintheworld · 09/07/2024 08:57

4 years? Enough. Time to dump, he’ll never improve.
The £2.50 issue sounds like resents you somehow.

letsgoooo · 09/07/2024 08:57

Rockrose94 · 08/07/2024 21:46

The £2.50 tonight was an eye opener and he still wouldn't let it go, he asked what every item on the receipt was so he didn't pay for any of my things but eats a huge amount more of the stuff we do share! Also we earn well, it's not like he is watching every penny. The reason I end up paying for us both to go out is really as that's the only way we would go anywhere. All the above points are noted. It's really turning me off of him and sadly it is making me very stingy too in return.

Ew. And what does he say to justify going halves when he eats more than you?

Giftsnatch · 09/07/2024 08:57

Oh OP. I’m glad you’re on here and getting the right advice and support! I’m trying to get my head round something similar (though not as pronounced). May I ask if you’re from different backgrounds economically? We are and it’s being used to try to shut me up. The only way I can demonstrate I’m not trying to steal from DP is just to leave him, at this point.

Starlight1979 · 09/07/2024 08:55

It feels so tight , do other people itemise everything and charge their partner almost to the penny?!

No.

Uricon2 · 09/07/2024 08:54

OP, he is a selfish miser who is quite happy to be protective of "his" money while you spend yours on him. It is a very unattractive trait and unlikely to improve. Do you want to spend the next 40 years like this?

If you aren't ready to leave yet, as a bare minimum I would now treat shopping like a very defined house share where you buy your own and there is no sharing at all. It might make him think but I doubt it and really, you should move on from Ebenezer.

6pence · 09/07/2024 08:51

Or let him read the thread to drive it home.

6pence · 09/07/2024 08:49

Would laying your cards on the table be worth it? Would he take notice when you say you are on the point of leaving him because of it? And that x,y and z must happen if he wants to keep you?

Only if he has other redeeming qualities of course!

Seymour5 · 09/07/2024 08:44

Although we’ve always just shared our money, very long term married, with lots of financial ups and downs, I understand why younger couples have different financial arrangements. I know my adult DC and their partners do, but not to the point of quibbling about a few ££!

The point of a living together, loving relationship is to look after one another if and when necessary, isn’t it? Your situation makes me feel quite sad OP.

BashfulClam · 09/07/2024 08:44

You pay for the car? Does he benefit from that by driving it or having lifts. If so tell him you’ll take £2.50 off the petrol he used.

DancingLions · 09/07/2024 08:44

You sound lovely OP and you can do so much better.

The biggest thing a partner should bring to our lives is joy. Otherwise, what's the point? He sucks the joy from your life. So any "good" points he has are irrelevant. As, I think you are starting to realise.

I hope you do leave him and find joy in your life again. You deserve it.

Livinghappy · 09/07/2024 08:44

as he has had me convinced that I've been the tight one or reckless with money

This doesn't happen immediately as it's a slow process - boiled frog analogy. Don't beat yourself up..my theory is that some people are just more trusting/less cynical/open hearted and assume everyone has similar values.

ZenNudist · 09/07/2024 08:43

Ditch him. Tight wads don't change. It must be fairly miserable now and will only get worse.

ImCamembertTheBigCheese · 09/07/2024 08:38

I'm amazed you can find him attractive. A man who knows the price of everything but the value of nothing.

TheAlchemy · 09/07/2024 08:36

Jesus Christ my vagina would be as dry as the Sahara for this guy. Just exactly what is it about him that’s kept you attracted to him for 4 years. I suspect you’ve rather stuck around out of convenience. If that is the case get out now before you’re any further entangled in his misery.

FetchezLaVache · 09/07/2024 08:33

I had an ex like this. We went on holiday once, he started a spreadsheet and logged every expense. He then worked out that I had spent £6 more on the holiday than he had and solemnly handed me three pound coins. I just looked at them in my hand and thought, why the fuck do I want reimbursing three quid when we're supposed to be together for life?

On the downside - and why I am very much on Team Run For The Hills - is that when I had a run of bad luck and ended up having to do a min wage job to tide me over, while he got a promotion and earned four times what I did, he still expected everything to be split 50/50, even though this left me with no money three weeks into the month. When I begged him to let me off my share of the utility bills for three months, he said "I don't work as hard as I do to subsidise you". And that's the mindset. For the love of God, throw this one back.

Linearforeignbody · 09/07/2024 08:32

He’s not “the one”.
Can you see yourself married to him? Buying a home together? Having children together? All of that requires huge JOINT financial decisions.
He sounds like a nightmare.

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