Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Being so tight with money?

984 replies

Rockrose94 · 08/07/2024 21:31

For context I have been with my boyfriend for 4 years, we live together and split the rent / bills 50/50. Our take home pay is very similar and I have an extra outgoing of my car finance which he does not. We effectively keep our finances completely separate, I worry how this will work long term as he has said he does not want to share finances at all as he has more savings.

Anyway the main issue just now is 1) he has bought me dinner once in 4 years, for my 30th birthday present. I took him on a foreign holiday and presents for his 30th. I have paid for nights away and meals for us several times when he has said he can't afford it as I wanted to treat him. I don't do this often any more as it's never been reciprocated 2) we split all food shops evenly but usually do our own meals during the week as I am dieting. He just stood for half an hour itemising up every item on the food shops over the weekend to come to the point that I owe him £2.50. Note that he will charge me half of the food we share but he would likely eat 2/3 of the meal. AIBU to be tired of this? It feels so tight , do other people itemise everything and charge their partner almost to the penny?!

OP posts:
Moonpie6 · 09/07/2024 17:22

SamW98 · 09/07/2024 14:29

Neck it straight from the bottle with no fucks given 🤣

🤣🤣🤣🤣🤣 can we be friends

Grammarnut · 09/07/2024 17:17

Do you love him? Is he your friend? If neither, please leave. If you do believe you love him then you need to think very hard because he is not going to change - better to cut losses, really.

MassiveOvaryaction · 09/07/2024 17:15

I voted YABU because I think you're mad to be putting up with this for 4 years if you're not happy with it.

Rockrose94 · 09/07/2024 17:12

ClawedButler · 09/07/2024 16:37

Yes, why does he reserve the most miserly behaviour for you?

Because he is choosing to behave this way with you.

He doesn't NEED to act like this with money, as he isn't quite so tight with his friend. It's only you.

IN other words, he trusts his friends but he doesn't trust you.

Fuck, and I mean this, that.

Yep I think you are right - thinks I'm out to grab money from him when he is meant to be choosing to spend his life with me. Doesn't make sense really.

OP posts:
MaidOfSteel · 09/07/2024 16:39

Just jumping onto the thread to wish you all the best for your next move, and for the future, OP. There are lots of great blokes out there for you. Ones who don't measure wine!

ClawedButler · 09/07/2024 16:37

Yes, why does he reserve the most miserly behaviour for you?

Because he is choosing to behave this way with you.

He doesn't NEED to act like this with money, as he isn't quite so tight with his friend. It's only you.

IN other words, he trusts his friends but he doesn't trust you.

Fuck, and I mean this, that.

Duckswaddle · 09/07/2024 16:32

There’s definitely some misogyny going on here then - I’d have dumped him for the comment about worrying about women taking his money. What a prize clown.

He only subjects you to his miserable, miserly tendencies? Please get away from him and enjoy yourself!!

LetsGetThisStraight · 09/07/2024 16:27

Rockrose94 · 08/07/2024 23:25

No not that I'm aware of. He has always said he is worried about girlfriends stealing his money but I think it comes from his mum. Weirdly his sister is very generous and always tries to pay when we go out with her but she told me her mum told her not to pay for a holiday for her family unless her husband split it 50/50 even though he's in a much lower paid job.

This will never change, he thinks every girlfriend or partner is out to steal his money which isn’t healthy. He’ll never change.

Hecatoncheires · 09/07/2024 16:20

OP, the fact that he doesn't do the extreme penny-pinching in a group setting is an even bigger slap in the face rather than a mitigation in his favour. It shows that he can indeed not focus so vehemently on the funds and paying precisely what he sees as his fair share. Why reserve the stingiest behaviour for the person he's meant to love?

AGodawfulsmallaffair · 09/07/2024 16:11

Jesus, no wonder he has savings. I’m with the Paris poster! Go and have some non penny pinching fun. 😊

Blackthorne · 09/07/2024 16:05

He sounds tight OP.

he’ll be just the same with kids. It’ll be even worse. Money slips through your fingers so fast.

and tensions run so high about what you need vs don’t need.

and he doesn’t want to go out for dinner at all? Because he doesn’t want to pay but happy to go out when you’re paying.

he sounds odd, very very odd. I could not stay long term.

Blackthorne · 09/07/2024 16:02

I’d just say something the next time he asks for money and say I’m fed up with the penny pinching. I know we’ve done it for years but actually it’s affecting me quite badly and I want it to stop.

It’s making me see you in a negative light. Counting out pennies isn’t what I’m here for. I’m not here to take advantage of you but that’s what you make me feel like. Like I’m going to take you for a ride because one month you paid for one extra bottle of water for me.

Its not about the money, it’s about what it means beyond that.

Itsbaloney · 09/07/2024 16:01

Another thing my right ex did. On one of my turns to pay for dinner date out, one main meal was bad & the manager said he’d take it off the bill - tightwad partner piped up ‘you don’t have to do that’ - I said ‘as I’m paying for this it’s not your call’ - he actually couldn’t stand it that it was my turn to pay and I was getting a discount. Had it been his turn to pay he’d have bitten his hand off.

He was a nasty cheap twunt, he really was.

Rockrose94 · 09/07/2024 16:01

Blackthorne · 09/07/2024 15:58

Do you remember that thread where a fantastic woman put a big office eater on the spot and made him pay his way?

It was an office dinner and he’d ordered 2 pints of beer, a bottle of wine, all three courses and then expected to everyone who’d only had a main course and no drink to pay some of his share. “Let’s split the bill evenly”.

When he found out he’d have to pay for all his own grub he was mightily pissed off and even said he’ never have orderded all that.

He openly admitted to free loading, the chump.

OP is there a bit of your boyfriend in this man? Happy to eat when others are paying.

it would give me the ick

I actually do remember this thread! I don't see him I that thread surprisingly as he is just not like that in group situations and again not even that obvious with me if we are out and splitting a dinner. It's more subtle with stopping me have an extra drink or whatever but he wouldn't try and eat more if I was paying. He would order the same if I was paying or we split, it's more the actual getting him to even go out for a dinner if he's paying his own.

OP posts:
Blackthorne · 09/07/2024 15:58

Do you remember that thread where a fantastic woman put a big office eater on the spot and made him pay his way?

It was an office dinner and he’d ordered 2 pints of beer, a bottle of wine, all three courses and then expected to everyone who’d only had a main course and no drink to pay some of his share. “Let’s split the bill evenly”.

When he found out he’d have to pay for all his own grub he was mightily pissed off and even said he’ never have orderded all that.

He openly admitted to free loading, the chump.

OP is there a bit of your boyfriend in this man? Happy to eat when others are paying.

it would give me the ick

PossumintheHouse · 09/07/2024 15:54

Rockrose94 · 09/07/2024 15:49

He's not tight in group situations at all as I think when out for dinner etc, he's probably spending more as he eats a fair bit so he benefits from going halfs etc. He isn't even tight with me in terms of splitting dinners out when we do go halfers other than limiting the wine so I guess it's more he thinks I could spend more on the shopping. I really don't know. He would buy his friends coffees etc, the difference is he makes sure I buy the next coffee but he wouldn't necessarily do that to others.

Christ, he is a premium arsehole. So you're the naughty one taking of advantage of him, but his friends!? Never!
This is a form of control and a shitty way for him to squirrel away money so he can have fun with his friends while pretending not to be a miserly git. You don't deserve any of his generosity, though.

Triffid1 · 09/07/2024 15:52

so you go out for dinner, with or without friends, and he will suggest just splitting the bill.... even though he's eaten more? He absolutely IS that guy. The one everyone else hates.

And when he's out with just you, he ensures that he has at least half of everything. What would happen if you ordered a steak? Would he want you to pay more?

KreedKafer · 09/07/2024 15:52

he doesn't even like me being generous

This would be a deal-breaker for me alone, even without all his other insane penny-pinching fuckery.

Generosity is a big thing in my family. My dad, in particular, has always put a lot of importance on being first to buy a round, treating people if you can, always having loads of food and drink to offer people etc, and my mum is one of those people like Mrs Doyle in Father Ted who would practically fight you rather than let you pay for a cuppa and a bun in a cafe. Basically, it's always been impressed upon me that you should be as generous as you can afford to be. I could not, in a million years, be happy with someone who saw that as a negative trait.

Juicyj1993 · 09/07/2024 15:50

He's miserly. Time to move on.

Rockrose94 · 09/07/2024 15:49

He's not tight in group situations at all as I think when out for dinner etc, he's probably spending more as he eats a fair bit so he benefits from going halfs etc. He isn't even tight with me in terms of splitting dinners out when we do go halfers other than limiting the wine so I guess it's more he thinks I could spend more on the shopping. I really don't know. He would buy his friends coffees etc, the difference is he makes sure I buy the next coffee but he wouldn't necessarily do that to others.

OP posts:
IdLikeToBeAFraser · 09/07/2024 15:49

Rockrose94 · 09/07/2024 15:41

You're right, I think he does think he is just being careful. I don't think the main goal is making me feel worthless and he would probably be confused if he seen this thread as he definitely doesn't think of himself as being a tight arse. Not that it excuses it!

Except remember: I tried to speak to him about it a few months ago and he basically said I was not wanting to pay my own way and freeloading so I didn't actually realise there was a problem. I paid for a night at a fancy hotel last year and he insisted I paid for half of the dinner so I don't know, he makes it seem like obviously that is how we would split things as I'm the one who wanted to go for the night away.

And then of course, there was the time he hid the BUTTER?

And the constant complaints about girlfriends and money?

You might want to write down a list of the crazy things that a) any normal person would let go and/or b) clearly demonstrate he wants to TAKE from you before this conversation.

Triffid1 · 09/07/2024 15:44

Rockrose94 · 09/07/2024 15:41

You're right, I think he does think he is just being careful. I don't think the main goal is making me feel worthless and he would probably be confused if he seen this thread as he definitely doesn't think of himself as being a tight arse. Not that it excuses it!

The problem is that he never treats you or reciprocates. So even if he thinks his way is fine, even the dumbest person could figure out that they're not operating in the same way as their partner. And you HAVE said something and he's got defensive.

Is he that guy who when you go out for a group meal with friends is counting down exactly what he had, to the last penny and never rounds up? Even worse, does he then put his exact £34.65 in and leave everyone else to pick up the tip? We've ALL had THAT friend.

GabriellaMontez · 09/07/2024 15:44

So would he display these behaviours in front of friends and family? Or does he keep it quiet? (Ie he's a bit embarrassed)

Is he the same with his own friends? Does he do rounds?

Rockrose94 · 09/07/2024 15:41

ClawedButler · 09/07/2024 15:30

He thinks he's just being careful.

But I find it very telling that he values "taking care of the pennies" over your happiness.

He's also hoarding his treasure in the belief that you will somehow rip him off. In other words, he thinks very little of you, and values money over you as a person.

He's shown you where his priorities lie.

You're right, I think he does think he is just being careful. I don't think the main goal is making me feel worthless and he would probably be confused if he seen this thread as he definitely doesn't think of himself as being a tight arse. Not that it excuses it!

OP posts: