Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Being so tight with money?

984 replies

Rockrose94 · 08/07/2024 21:31

For context I have been with my boyfriend for 4 years, we live together and split the rent / bills 50/50. Our take home pay is very similar and I have an extra outgoing of my car finance which he does not. We effectively keep our finances completely separate, I worry how this will work long term as he has said he does not want to share finances at all as he has more savings.

Anyway the main issue just now is 1) he has bought me dinner once in 4 years, for my 30th birthday present. I took him on a foreign holiday and presents for his 30th. I have paid for nights away and meals for us several times when he has said he can't afford it as I wanted to treat him. I don't do this often any more as it's never been reciprocated 2) we split all food shops evenly but usually do our own meals during the week as I am dieting. He just stood for half an hour itemising up every item on the food shops over the weekend to come to the point that I owe him £2.50. Note that he will charge me half of the food we share but he would likely eat 2/3 of the meal. AIBU to be tired of this? It feels so tight , do other people itemise everything and charge their partner almost to the penny?!

OP posts:
CalmMintReader · 10/07/2024 11:11

Rockrose94 · 08/07/2024 21:31

For context I have been with my boyfriend for 4 years, we live together and split the rent / bills 50/50. Our take home pay is very similar and I have an extra outgoing of my car finance which he does not. We effectively keep our finances completely separate, I worry how this will work long term as he has said he does not want to share finances at all as he has more savings.

Anyway the main issue just now is 1) he has bought me dinner once in 4 years, for my 30th birthday present. I took him on a foreign holiday and presents for his 30th. I have paid for nights away and meals for us several times when he has said he can't afford it as I wanted to treat him. I don't do this often any more as it's never been reciprocated 2) we split all food shops evenly but usually do our own meals during the week as I am dieting. He just stood for half an hour itemising up every item on the food shops over the weekend to come to the point that I owe him £2.50. Note that he will charge me half of the food we share but he would likely eat 2/3 of the meal. AIBU to be tired of this? It feels so tight , do other people itemise everything and charge their partner almost to the penny?!

Good grief no. Get out now, you sound lovely and deserve someone who is actually a partner, treats you and makes you feel special. Being on your own has to be better than this.

Uricon2 · 10/07/2024 10:43

There are better men than this out there OP.You may think he'd be happier with someone as penny pinching as he is but somehow I doubt it, as the "benefit" seems to all flow his way with you. Let him find out the hard way.

Starlight1979 · 10/07/2024 10:21

@Rockrose94 Seriously though, I would speak to your parents / siblings / best friend / whoever you have close to you and get the fuck out of there ASAP.

Even if it means staying on someone's sofa temporarily it will be better than what you're living with now. What started as fairly lighthearted is starting to sound worse and worse with every post.

We've had friends stay with us when their relationships have broken up and they've needed to get out and I'm more than happy to let them stay and get themselves back on track. You sound lovely and I'm sure you have lots of people who'd be willing to do the same for you.

Good luck x

Starlight1979 · 10/07/2024 10:18

Thanks, I asked him outright last night and he said he doesn't trust that I'm not trying to benefit from him and he feels he needs to protect his money which just says it all

😂Is he Jeff Bezos?? Or Elon Musk???

TheAlchemy · 10/07/2024 10:14

Rockrose94 · 10/07/2024 08:47

Thanks, I asked him outright last night and he said he doesn't trust that I'm not trying to benefit from him and he feels he needs to protect his money which just says it all . The never paying for dinner is put down to the cost of living crisis apparently and said we could go out more if I wasn't always out with friends... which its complete bullshit as I'm only out with them because we never go anywhere. Just gaslighting and turning it round on me. The conversation last night was beneficial as it's confirmed that we are just not on the same page. I didn't end things as didn't think it was a good idea at midnight after half a bottle of wine but I'm going to speak to family tonight and figure it out.

Of course he thinks you’re trying to benefit from him. He thinks he’s such a catch, you’re so lucky to have him, you can’t do any better, any woman would be happy to have him blah blah blah, I and many other women on this thread have heard it all before.

I would love for him to read this thread and see how many of us don’t want him and how many of us are bone dry at the very idea of him.

None of this is your fault, none of it at all.

Starlight1979 · 10/07/2024 10:11

Mamabear487 · 09/07/2024 22:12

Sounds more like an aggy room mate than a partner. Do NOT have children with him could you imagine! Me and my husband have been together 10 years. He’s always paid for everything. His wages go into the joint account (as do mine although I am part time and earn a hell of a lot less) I can do what I please and buy myself (not that I do really) him and the kids whatever we want without asking or owing one another. He doesn’t care about it. He’s happy with us being happy

Same here. My DP hasn't checked our bank account since the day we opened it together 😂Both our salaries go into one account, I keep an eye on it throughout the month and pay anyone who needs paying (dog sitter, milkman, window cleaner etc), once in a blue moon I will tell him how much is in there, what - if anything - I'm transferring to our savings account, and I'll mention if I'm booking anything / buying anything extravagant (holidays, tickets etc) just so he knows but generally he couldn't care less.

Reading some of these posts (and OPs in particular) I didn't realise how lucky I was and I am now even more thankful for having such a laid back and generous DP - clearly it's something of a rarity!

SamW98 · 10/07/2024 10:10

Rockrose94 · 10/07/2024 08:47

Thanks, I asked him outright last night and he said he doesn't trust that I'm not trying to benefit from him and he feels he needs to protect his money which just says it all . The never paying for dinner is put down to the cost of living crisis apparently and said we could go out more if I wasn't always out with friends... which its complete bullshit as I'm only out with them because we never go anywhere. Just gaslighting and turning it round on me. The conversation last night was beneficial as it's confirmed that we are just not on the same page. I didn't end things as didn't think it was a good idea at midnight after half a bottle of wine but I'm going to speak to family tonight and figure it out.

FFS he thinks you’re trying to ‘benefit from him’

Got to say you’re a pretty shit gold digger if all you’re after is £2.50 a pack of butter and a few sips of wine - Jesus Christ what a tight arsed twat

RandomMess · 10/07/2024 10:07

Once you've told him and you start shopping separately it will become clear just how much he has benefitted from you financially. He's going to be horrified when his food bill is a third more!

Daleksatemyshed · 10/07/2024 09:52

Well at least he was honest Op and admitted he thinks you're on the take. You were a bit surprised we all thought he was unreasonable but I'd bet your family will be shocked by hearing the truth about him. You've lived with his nonsense for so long it's become normal but it really, really isn't.

SamW98 · 10/07/2024 09:50

EnglishBluebell · 10/07/2024 09:43

3 Ghosts? 🤨

Dickens novel 👻

EnglishBluebell · 10/07/2024 09:43

Pussycat22 · 08/07/2024 23:02

I think he may be visited by 3 ghosts in the near future!!! Get out now. x

3 Ghosts? 🤨

EnglishBluebell · 10/07/2024 09:39

FranklySonImTheGaffer · 08/07/2024 22:16

I have a friend in a long term relationship like this. They would go food shopping and he would keep a tab of anything going in the trolley that he wasn't going to eat/use and ask her to cover that - and I'm talking 50p for paracetamol or £1 for soap.

Now they're in a position where they have a child, he wanted to avoid using childcare where possible but didn't want to cut back on hours so she's gone part time. He's used her being home as a support for him working more hours and getting promoted so he now earns 3 or 4 times her PT salary but he's continued insisting everything is split 50/50.

She's miserable and stuck. He's an arse.

OP your 'partner' (and I use that term lightly) is being awful. I'd start looking into life alone tbh - he's sucking the joy out of life and lying. If he earns the same as you and has savings, he's got money to treat you here and there, he just doesn't want to.

She is not stuck at all! She could do what millions of mothers have done the world over and leave him! Put a claim in for CMS and get on with her life!

AmandaHoldensLips · 10/07/2024 09:17

Good morning lovely OP.
At least you know what you're dealing with now.
And you also know it's not you - it's him.
There are lots of stingy arseholes out there, so you are not alone.

Well done on grasping the nettle.
The future is so much brighter.

Dodged a bullet I reckon.

Busybeemumm · 10/07/2024 09:02

Rockrose94 · 10/07/2024 08:47

Thanks, I asked him outright last night and he said he doesn't trust that I'm not trying to benefit from him and he feels he needs to protect his money which just says it all . The never paying for dinner is put down to the cost of living crisis apparently and said we could go out more if I wasn't always out with friends... which its complete bullshit as I'm only out with them because we never go anywhere. Just gaslighting and turning it round on me. The conversation last night was beneficial as it's confirmed that we are just not on the same page. I didn't end things as didn't think it was a good idea at midnight after half a bottle of wine but I'm going to speak to family tonight and figure it out.

Share what you have here with your family and friends and watch their reaction! You are doing the right thing. You know that you need to end the relationship when the timing is right for you but overall you know that it's over.

Well done OP, a beautiful life is out there. One day you will have that bottle of wine in Paris and your heart will be full of joy.

Beautiful3 · 10/07/2024 08:57

A life with him sounds miserable. You deserve so much better 💓

IdLikeToBeAFraser · 10/07/2024 08:57

Thanks, I asked him outright last night and he said he doesn't trust that I'm not trying to benefit from him and he feels he needs to protect his money which just says it all

It really does.

It's also so weird. Why would you share your life with someone you don't trust!? This is on him, not you.

Good luck figuring it out.

Rockrose94 · 10/07/2024 08:47

IdLikeToBeAFraser · 10/07/2024 08:29

I've been thinking about the point that you say he's not stingy with friends. And I think you said he comes from a fairly affluent family? I think it might actually be more sinister than just that he's stingy- he doesn't respect you and doesn't trust you. He thinks you are beneath him and likely to tey to shaft him (because of your poor background and jelousy).

I'm sorry op. I appreciate how hard this is. You thought you were heading towards a future and now you are seeing something completely different.

Thanks, I asked him outright last night and he said he doesn't trust that I'm not trying to benefit from him and he feels he needs to protect his money which just says it all . The never paying for dinner is put down to the cost of living crisis apparently and said we could go out more if I wasn't always out with friends... which its complete bullshit as I'm only out with them because we never go anywhere. Just gaslighting and turning it round on me. The conversation last night was beneficial as it's confirmed that we are just not on the same page. I didn't end things as didn't think it was a good idea at midnight after half a bottle of wine but I'm going to speak to family tonight and figure it out.

OP posts:
SamW98 · 10/07/2024 08:40

MNisHarshSometimes · 10/07/2024 07:31

That's a trait I hate and I could NEVER be I a relationship with someone like this.

I would have got rid of him the VERY first time I saw any signs of this.

To me, being in a relationship is about sharing and caring for each other.

My husband and I have a joint account that all our money goes into. We just buy what we want from that and never have a discussion about who has spent more!

Yep. I’m divorced now but throughout my 23 year marriage we had a joint bank account and everything went in and out of that.

We’d run larger expenses past each other but only in an FYI way. Never once did we quibble over who was spending more. But the OP and some of these posts are about a much bigger issue than a few ££££ - it’s a general mean spirited spiteful attitude that is a horrible trait in a person.

Jumpingthruhoops · 10/07/2024 08:35

He has said he does not want to share finances at all as he has more savings.

Quite apart from the other things, that, right there, is a huge red flag.
A man who's truly into you will treat you like a queen - not quibble over £2.50!
Ditch this miser and find a man who knows your worth.

IdLikeToBeAFraser · 10/07/2024 08:29

I've been thinking about the point that you say he's not stingy with friends. And I think you said he comes from a fairly affluent family? I think it might actually be more sinister than just that he's stingy- he doesn't respect you and doesn't trust you. He thinks you are beneath him and likely to tey to shaft him (because of your poor background and jelousy).

I'm sorry op. I appreciate how hard this is. You thought you were heading towards a future and now you are seeing something completely different.

Ukrainebaby23 · 10/07/2024 07:46

I think I'd say we should eat separately as I don't want to eat too much of my share, and enjoy expensive yummy food while he watches.

If I cooked or cleaned I'd be asking for expenses, such as for condiments etc.

And then I think I'd ditch him lol

MNisHarshSometimes · 10/07/2024 07:31

That's a trait I hate and I could NEVER be I a relationship with someone like this.

I would have got rid of him the VERY first time I saw any signs of this.

To me, being in a relationship is about sharing and caring for each other.

My husband and I have a joint account that all our money goes into. We just buy what we want from that and never have a discussion about who has spent more!

BowlOfNoodles · 10/07/2024 07:25

Quirkyme · 10/07/2024 00:33

Are you going to actually do anything about iit and leave instead of going on and on about what you've recorded, and remembered etc etc?

This is just another of countless posts here about women complaining about men they shouldn't be with in the first place, and doing absolutely nothing about it part from sit on Mumsnet and get temporary validation.

Yes she is! They live together she's going to need an exit strategy! After being gaslighted for years she wanted to get independent opinions... let's hope we've given her the confidence to go I believe she can!

IDontHateRainbows · 10/07/2024 07:09

Hatsforcats · 09/07/2024 22:18

I had an ex like this OP. It's beyond being careful with money, it's sheer obsessive control and tightness.

I put up with me driving us about and petrol costs, paying for meals out etc before I cottoned on when he wasn't funding the bill, he'd suddenly be ravenously hungry and order 3 courses. Day trips out were packed lunches, if he brought an item of more monetary value he would expect me to give him the difference even if this was pence. Actually tried arguing that the items Idbroughr could be sourced at a cheaper price than I'd bought so that was my poor planning. The tipping point came 2 months on the bounce of me buying in wine / nice meal for a weekend night. Both on limited incomes but enough not to be in hardship. He never contributed a penny or said thank you. Drank all the wine and called me stingy for not bringing a second bottle. I'd decided to test what he did when I turned up empty handed. He complained, questioned what I'd spent my money on that week (cheek!), made a big song and dance he'd have to cook "his food". Cooked 1 frozen pizza which I was allowed 1 small slice. Insisted he could only spare me a glass of tap water. Ended the evening with him addressing that he would be happy to wait until I collected the meal next week to pick up a replacement pizza for the one we'd eaten. Only fair considering he had host costs...turns out he'd estimated the one night a week I went to his incurred extra water meter costs from using the toilet, extra electric from watching a film rather than tv programme and "wear and tear" costs from extra sitting on the sofa/ walking on the carpet....
It gave me the royal ick and I ended things shortly after. Not before, I might add, going for a meal out knowing full well I had "accidentally" left my purse in another bag. The look on his face was priceless. I would highly commend this as a strategy as recompense for his hide and seek games with the butter alone OP - that in isolation is outlandishly tight behaviour

He charged you for 'wear and tear' to his sofa?

OMG that is next level!

Well done on the forgotten purse ending

BileBeansSara · 10/07/2024 06:22

Hedonism · 09/07/2024 22:29

It's all so transactional 😥

DH and I have a single joint account which everything goes into and comes out of, because we are a team and we trust each other.

Transactional - that's the word!

As you go through life, you grow as a person. That is one advantage of getting older and there aren't many. You will never blossom and grow as a person with this twonk stifling the life out of you.

I can't imagine drinking a glass of wine knowing I am being watched and there is a frickin agenda to it and everything else.

Like a PP said. You seem invested in explaining to him. Don't. You are not the asshole whisperer. Let him pull this stunt on others. That way he will know it wasn't you.

Tell the LL you are off and cut this off clean. It's great out here in the wild.

Swipe left for the next trending thread