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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Being so tight with money?

984 replies

Rockrose94 · 08/07/2024 21:31

For context I have been with my boyfriend for 4 years, we live together and split the rent / bills 50/50. Our take home pay is very similar and I have an extra outgoing of my car finance which he does not. We effectively keep our finances completely separate, I worry how this will work long term as he has said he does not want to share finances at all as he has more savings.

Anyway the main issue just now is 1) he has bought me dinner once in 4 years, for my 30th birthday present. I took him on a foreign holiday and presents for his 30th. I have paid for nights away and meals for us several times when he has said he can't afford it as I wanted to treat him. I don't do this often any more as it's never been reciprocated 2) we split all food shops evenly but usually do our own meals during the week as I am dieting. He just stood for half an hour itemising up every item on the food shops over the weekend to come to the point that I owe him £2.50. Note that he will charge me half of the food we share but he would likely eat 2/3 of the meal. AIBU to be tired of this? It feels so tight , do other people itemise everything and charge their partner almost to the penny?!

OP posts:
Busybeemumm · 10/07/2024 22:39

Onwards and upwards. We are all rooting for you. Please let us know how it goes. He is likely to go into overdrive when you are separating your stuff into what belongs to who and who paid for what etc. Don't let this get to you just look at the bigger picture as you will only stress yourself otherwise. Good luck.

Ourshoddyhouse · 10/07/2024 21:44

When the day comes that you do walk away, please leave him his precious £2.50; preferably in one pence pieces

Rockrose94 · 10/07/2024 20:18

Nicklebox · 10/07/2024 17:52

I knew someone years ago whose husband was like this. Her parents paid for a lot of things for them, they bought her a dishwasher but he didn't let her use it. also complained about how much water she put in the kettle. Acted as though they had no money. She was a stay at home mum and cooked everything from scratch. He was really controlling and treated her like a child, but she loved him and put up with it.

Actually he has complained about me putting too much water in the kettle too and have to make sure I only fill up enough for 1 mug 😂but will happily sit blasting a heater in his office for hours to keep himself warm. Oh its exhausting! Onwards and upwards

OP posts:
usernother · 10/07/2024 20:15

@Rockrose94 I hope you're going to tell him exactly what you think of him and what a stingy git he is when you leave. Please let us know how it goes. Good luck.

Itsbaloney · 10/07/2024 20:09

Nicklebox · 10/07/2024 17:52

I knew someone years ago whose husband was like this. Her parents paid for a lot of things for them, they bought her a dishwasher but he didn't let her use it. also complained about how much water she put in the kettle. Acted as though they had no money. She was a stay at home mum and cooked everything from scratch. He was really controlling and treated her like a child, but she loved him and put up with it.

My ex complained about how much water I put in the kettle too. I’d drive 2 hours to see him at the weekend and took food & drink. The heating was never on, I wore my coat. He had the temerity to say he was thinking about charging me for electricity while I stayed with him. I worked out with travel, food & paying for nights out I was down about £125-£150 a month. He never once paid for a coffee out. He’d choose steak if he knew I was paying. The man paid £450 a month for his l leased BMW. In the end I realised I was subsidising his lifestyle and left him. Vile man.

DPotter · 10/07/2024 18:46

You've set the scene with your conversation last night and it may take you time to find another place and move out.

So my suggestion would be to say to you P (not so D) - look we have different views on money so from now on, we'll each pay our own way separately food-wise and when we go out. Buy your own food shopping, don't buy together and then split. Same if you go out - you order and ask for a separate bill from the waiting staff. That way you can drink as much and as fast as you like. Oh and if he wants food from your plate - he pays towards it!

Good luck OP - I appreciate this that all been a bit of a shock these last few days. But if sounds like you have a sensible approach to life, so I'm sure you'll be fine

annoyedatlandlord · 10/07/2024 18:18

Well done @Rockrose94 and good luck speaking to your family tonight! You can do it.

Nicklebox · 10/07/2024 17:52

I knew someone years ago whose husband was like this. Her parents paid for a lot of things for them, they bought her a dishwasher but he didn't let her use it. also complained about how much water she put in the kettle. Acted as though they had no money. She was a stay at home mum and cooked everything from scratch. He was really controlling and treated her like a child, but she loved him and put up with it.

ForKeenDeer · 10/07/2024 17:19

Lunde · 10/07/2024 16:50

You had a very lucky escape.

I worked with a woman who actually married a man like this. It was really odd because at work she was a very tough manager, a qualified accountant - but turned into a simpering tradwife whenever her husband was around. She once came into work with influenza (thanks for that 🙄) in January because it was warmer to be in the office as her husband "didn't allow" her to have the heating on at home during the day - only 2 hours 6.30-8.30pm.

Poor woman! I couldn't cope. I cane home from work once to find he went out and locked the heating bit up! So I couldn't put it on. I could use has fire he left a note saying I'm not to touch it. He was obsessed. This was the 90'sa It was a big house. A lovely house , needed s bit of updating but it was so cold and unbearable. I could not stay with him. Plus he had a victim mentality, and moaned about everything. There was no joy in him. We were in our early 20's! No renting. Not deposit, no mortgage and I told him he was lucky to have been left a house! Some people are never satisfied.

Lunde · 10/07/2024 16:50

ForKeenDeer · 10/07/2024 15:19

I left an many many years ago because he wouldn't put the heating on, height of winter, most northerly part of the UK, so hardly mild. moaned about everything and even his mum told him he should he happy to be mortgage free. He Inherited a big house, 4 bedrooms detached, driveway. Massive garden. Lovely quiet area. I could see a miserable future. He wasn't tight as before moving in he soent money in me, he was very charming. He has deep rooted issues about money and will sucked the joy out of me . He left me to freeze in the winter and I paid him board money and bought food. He has never married and email me not long ago to say I was his best girlfriend and how he wished things had turned out differently. He will be in mid 50's now. Apparentl, his dad was the same, freezing house and never spent money. His parents divorced. His mum re married. I can't see a happy future with this one

You had a very lucky escape.

I worked with a woman who actually married a man like this. It was really odd because at work she was a very tough manager, a qualified accountant - but turned into a simpering tradwife whenever her husband was around. She once came into work with influenza (thanks for that 🙄) in January because it was warmer to be in the office as her husband "didn't allow" her to have the heating on at home during the day - only 2 hours 6.30-8.30pm.

Jeannie88 · 10/07/2024 16:32

Tight and lacking in generosity. Does he realise he's like this???

ForKeenDeer · 10/07/2024 15:19

I left an many many years ago because he wouldn't put the heating on, height of winter, most northerly part of the UK, so hardly mild. moaned about everything and even his mum told him he should he happy to be mortgage free. He Inherited a big house, 4 bedrooms detached, driveway. Massive garden. Lovely quiet area. I could see a miserable future. He wasn't tight as before moving in he soent money in me, he was very charming. He has deep rooted issues about money and will sucked the joy out of me . He left me to freeze in the winter and I paid him board money and bought food. He has never married and email me not long ago to say I was his best girlfriend and how he wished things had turned out differently. He will be in mid 50's now. Apparentl, his dad was the same, freezing house and never spent money. His parents divorced. His mum re married. I can't see a happy future with this one

AppAteIt · 10/07/2024 14:31

CrimsonStar · 10/07/2024 13:21

Sounds like you have low self esteem. Man should pay for everything since you start dating so gets used to take care of his woman and knows how much money he needs to have a family. When you have children and can’t work because of maternity leave, there will a period in your lives when he has to buy everything so better to teach him that from early days. As a woman I have so many things to buy, paying for the meal or doing 50/50 is offensive.
Dating for 4 years without proposal is also very wasteful for woman. But at least you didn’t make a mistake and didn’t married him.

Someone has their head screwed on straight and definitely will never be suffering a butter or wine shortage. Great post!

BustingBaoBun · 10/07/2024 14:24

I think one of those Tradwives from the US has posted 😮

SamW98 · 10/07/2024 14:03

CrimsonStar · 10/07/2024 13:21

Sounds like you have low self esteem. Man should pay for everything since you start dating so gets used to take care of his woman and knows how much money he needs to have a family. When you have children and can’t work because of maternity leave, there will a period in your lives when he has to buy everything so better to teach him that from early days. As a woman I have so many things to buy, paying for the meal or doing 50/50 is offensive.
Dating for 4 years without proposal is also very wasteful for woman. But at least you didn’t make a mistake and didn’t married him.

My Time Machine has worked - I’m back in 1954

Badburyrings · 10/07/2024 14:02

CrimsonStar · 10/07/2024 13:21

Sounds like you have low self esteem. Man should pay for everything since you start dating so gets used to take care of his woman and knows how much money he needs to have a family. When you have children and can’t work because of maternity leave, there will a period in your lives when he has to buy everything so better to teach him that from early days. As a woman I have so many things to buy, paying for the meal or doing 50/50 is offensive.
Dating for 4 years without proposal is also very wasteful for woman. But at least you didn’t make a mistake and didn’t married him.

Dear god..........................

Roseyjane · 10/07/2024 13:31

CrimsonStar · 10/07/2024 13:21

Sounds like you have low self esteem. Man should pay for everything since you start dating so gets used to take care of his woman and knows how much money he needs to have a family. When you have children and can’t work because of maternity leave, there will a period in your lives when he has to buy everything so better to teach him that from early days. As a woman I have so many things to buy, paying for the meal or doing 50/50 is offensive.
Dating for 4 years without proposal is also very wasteful for woman. But at least you didn’t make a mistake and didn’t married him.

😂

YouMustBeHappyNow · 10/07/2024 13:31

😂

CrimsonStar · 10/07/2024 13:21

Sounds like you have low self esteem. Man should pay for everything since you start dating so gets used to take care of his woman and knows how much money he needs to have a family. When you have children and can’t work because of maternity leave, there will a period in your lives when he has to buy everything so better to teach him that from early days. As a woman I have so many things to buy, paying for the meal or doing 50/50 is offensive.
Dating for 4 years without proposal is also very wasteful for woman. But at least you didn’t make a mistake and didn’t married him.

Greatmate · 10/07/2024 13:20

Rockrose94 · 10/07/2024 08:47

Thanks, I asked him outright last night and he said he doesn't trust that I'm not trying to benefit from him and he feels he needs to protect his money which just says it all . The never paying for dinner is put down to the cost of living crisis apparently and said we could go out more if I wasn't always out with friends... which its complete bullshit as I'm only out with them because we never go anywhere. Just gaslighting and turning it round on me. The conversation last night was beneficial as it's confirmed that we are just not on the same page. I didn't end things as didn't think it was a good idea at midnight after half a bottle of wine but I'm going to speak to family tonight and figure it out.

Well he has admitted that he doesn't trust you and thinks you're on the make. All while patting his tummy because he's benefited by eating 17% more food at every meal than he's entitled to. Realistically, I think measuring what people eat and drink is pretty gross but when he's itemising the shopping bill and measuring the MLS I would find it difficult not to be petty.

I would end the relationship. But if your not ready to do that then only buy your own food, wine and toiletries. I'd be inclined to put away the laundry /dishwasher tablets as well. Only wash your own clothes. Only buy gifts for your friends and family. If you eat out only order what your going to eat don't let him eat your leftovers unless he pays for them .

Petty GIF by AnimatedText
Marine30 · 10/07/2024 12:23

I hppe your family talk is helpful and I do really hope you can find the strength to leave. From lots of the posts it sounds like these types of men get worse and worse and your life would get more and more miserable.

Venice241 · 10/07/2024 12:18

IdLikeToBeAFraser · 10/07/2024 08:29

I've been thinking about the point that you say he's not stingy with friends. And I think you said he comes from a fairly affluent family? I think it might actually be more sinister than just that he's stingy- he doesn't respect you and doesn't trust you. He thinks you are beneath him and likely to tey to shaft him (because of your poor background and jelousy).

I'm sorry op. I appreciate how hard this is. You thought you were heading towards a future and now you are seeing something completely different.

This is interesting and could well be a huge part of his ugly thinking.

Delighted to read OP will be speaking to family tonight.
Do not hold back.

SomewhereInTheMIdlands · 10/07/2024 11:48

Have a holiday, not a hole. Auto predict spell check sabotaging my prose.

SomewhereInTheMIdlands · 10/07/2024 11:47

He's a selfish pig. This will get worse with age. Test him by not buying him a birthday or Christmas present. Have a hole with a friend, not him. I have an uncle like this who was mean to the penny. His family holidays were never more than a week in a caravan at the cheapest possible site within 50 miles of home to save petrol money and wear and tear on the car. Now 80 years old, suffering cancer, with a big stash of money that his poor suffering wife and offspring can't wait to get their hands on. He will waste your life as well as his own.

nats2010 · 10/07/2024 11:16

Hey OP. I hit you are being unreasonable, but this is in terms of staying with this man. His behaviour is truly awful and he is showing you who he is. I would rather be on my own than live like that.
I don't say this lightly but you really need to put yourself first and LTB. Hugs xx