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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Am I not contributing enough?

94 replies

NotSuperGirl · 08/07/2024 08:21

Hello,
I just want to sense check something because I'm no longer sure what is right and wrong.

My husband keeps arguing with me about the same thing. I earn 40k, he earns 100+. We have a mortgage ( I am not on it) and a 2 year old. My husband pays the mortgage, food and bills. I pay the nursery fees and most of the things for our child, clothes, toys, shoes etc.

I work full time, 3 days in the office and 2 days I am at home with my child to save on nursery fees. I feel quite lucky that my job is allowing this. I do all the household, cooking, cleaning, washing and child care, and I also work full time with a modest salary, but it is more than minimum wage.

I feel like I am contributing in more than one way but maybe I am wrong. My husband keeps telling me he is "subsidising my lifestyle" and that my job is a joke. Is he right?

OP posts:
Runsyd · 08/07/2024 10:24

zzplex · 08/07/2024 08:24

Tell him you're subsidising his lifestyle by being his housekeeper - then bill him for your time.

This. He's being a thick c*nt. He needs well and truly putting straight. I'd start by getting weekend work and leaving him to do everything.

SaucySabotender · 08/07/2024 10:23

I wouldn’t be surprised if he’s being like this because after having a child he’s feeling ‘neglected’, aka wife isn’t satisfying his sexual ‘needs’, never mind her being knackered from doing all of the childcare, housework, working full time, oh and all of the cooking as well…

budgiegirl · 08/07/2024 10:19

Your husband sounds like an idiot. You are both working full time, plus you are also doing all the childcare, housework, cooking and cleaning, but he does none of this? And then he has the nerve to say that he's subsidising your lifestyle? I'd tell him in no uncertain terms where he can stick his comments!

It's not about financial contribution, you are married! You should be a team. Just because you earn less, doesn't mean that you have to make up for this by putting in more effort in other ways. If you are both working full time, other chores should also be split equally. Wages should be pooled and spent together on mortgage, bills, nursery, child needs etc. You may choose to put in a percentage of your wages, or just pool the lot, but either way there needs to be more equity in this relationship, and you shouldn't be made to feel that your job is a 'joke' just because you don't earn as much as your husband.

My DH has always earned more than me. At times I worked partime when my children were little, and now work longer hours, but I still don't earn as much as he does. He has never, ever once told me that my job is a joke, or that I need to do more at home to make up the financial difference. We have always pooled all our finances, and help equally with childcare/housework to ensure that we both have roughly equal personal spends and equal quality leisure time.
If you can't work as a team when you are married, then what is the point of being married? You may as well just be two housemates.

ScribblingPixie · 08/07/2024 10:15

I think, add yourself to the mortgage. It may not be necessarily legally but psychologically it matters. Your husband has assigned himself the 'important' role along traditional lines while trivialising your contribution. Why not each pay a percentage according to your earnings. Rethink on the housework and cooking ie share it fairly. If he won't do this, rethink him.

weescotlass · 08/07/2024 10:12

Why are there threads like this on here every day. Why are you not on the mortgage? Why are you paying household expenses separately? What does he contribute to the household on terms of looking after HIS children, cleaning HIS house?

We pay proportionally into our joint account according to our earnings, all bills come out of thr joint account and we are both left with equal amounts of spending money each month - regardless of how much each of us earns. It works for us and to me seems fair. We divide up the housework, he cooks and cleans the bathroom, I do the DC admin etc.

Sunset6 · 08/07/2024 10:06

Trying to work and looking after a toddler at the same time doesn’t sound like a lifestyle to be envious of. Perhaps he should try it!

adultkidsquestion · 08/07/2024 10:02

Changingplace · 08/07/2024 08:27

In the UK if you’re married it’s kind of irrelevant.

Can I just point out, that the whole of the UK is not the same. In Scotland if your name isn't on the deeds, you have absolutely no stake in the property in the case of divorce. The same with inheritance.

gardenmusic · 08/07/2024 10:00

Why wouldn't he? If they are not together it doesn't affect his earnings

If he were made to do his 50% of child care, it absolutely would. He would have to go part time, or outsource child care, which would not change his wage, but would certainly change his expenses

Octavia64 · 08/07/2024 09:58

Tell him that you are subsidising his lifestyle because when you leave he'll have to look after his own kid all the time and pay all the nursery fees.

(I know you'd probably want to see your kid but that's how he's currently thinking about you - all kid costs belong to you)

Elphamouche · 08/07/2024 09:56

Your husband is the joke.

FrizzledFrazzle · 08/07/2024 09:56

"Subsidizing your lifestyle" is right out of the handbook of emotionally abusive and manipulative men. He can get lost with that.

Gogogo12345 · 08/07/2024 09:55

thismamatrades · 08/07/2024 09:30

Gosh! You are absolutely contributing more than enough! What exactly does contribution look like to him!? Finances are just ONE way to contribute to a household...would he even be able to earn £100k if it wasn't for your contribution? I very much doubt it!

Why wouldn't he? If they are not together it doesn't affect his earnings

Hecatoncheires · 08/07/2024 09:54

Your husband is the problem, not your contribution. A long-term relationship, whether married or not, ebbs and flows where one party may do more at any given time and then the balance shifts. I understand that it suits some couples to keep separate finances but your DH's feeling of being hard-done-by is toxic. Your contribution is huge, OP.

Gogogo12345 · 08/07/2024 09:54

AquaFurball · 08/07/2024 08:34

You own half the equity in the house, can he afford to pay half the child care, spousal support, child support and find a new place to live? Since he thinks he's subsidising you, he might as well.

Why do so many men show who they really are as soon as there are children involved ?

Well that's kind of irrelevant as he wouldn't have to pay all that stuff anyway. He only has to pay a percentage of his income in child support ( think might be 12-15%) No requirements for him to pay spousal maintenance or half of childcare. No requirements for him to even see the child tbh

GingerPirate · 08/07/2024 09:51

Another dickhead his wife would be better off without....
😡

TallulahBetty · 08/07/2024 09:50

I NEVER understand this split of money/responsibilities. You're MARRIED for pete's sake. You're a team, financially, emotionally, practically. Both of your money should be for both of you and the kids.

thismamatrades · 08/07/2024 09:30

Gosh! You are absolutely contributing more than enough! What exactly does contribution look like to him!? Finances are just ONE way to contribute to a household...would he even be able to earn £100k if it wasn't for your contribution? I very much doubt it!

outdamnedspots · 08/07/2024 09:29

LadyFeatheringt0n · 08/07/2024 08:28

I don't know why so many women agree to a split where man pays mortgage & bills and woman pays childcare. It embeds the notion that its the woman's job to pay it, also men disregard it as cost and mentally count their wife as not contributing financially.

Better to pool all bills and each pay a portion corresponding to post tax pay. Eg if man earns 2k a month post tax and woman earns 3k, woman pays 60% of all bills, man pays 40%.

This.

Arewealljustloosingtheplot · 08/07/2024 09:29

Why on earth are you not on the mortgage??? That is a huge error that needs sorting!

gardenmusic · 08/07/2024 09:29

Changingplace · Today 08:27
Beezknees · Today 08:25
Why are you not on the mortgage?

For goodness sake.
In the UK if you’re married it’s kind of irrelevant.

Agree slightly, as in divorce it would be 50/50, but currently she could not prevent him from putting loans against the house, or taking out money and remortgaging, or selling it.
There is a way she can register an interest in the house, and with his attitude I would be inclined to do this.
Could someone post the link on how to do this? OP may not wish to, but knowledge is useful.

outdamnedspots · 08/07/2024 09:29

Octonaut4Life · 08/07/2024 08:27

He's saying that because your money goes on "kid" stuff and he's a terrible sexist and thinks your job only pays for childcare which of course isn't important. Instead of each paying for different bills, get a joint account and both contribute in proportion to your wages to everything.

This.

GrumpyPanda · 08/07/2024 09:29

LadyFeatheringt0n · 08/07/2024 08:28

I don't know why so many women agree to a split where man pays mortgage & bills and woman pays childcare. It embeds the notion that its the woman's job to pay it, also men disregard it as cost and mentally count their wife as not contributing financially.

Better to pool all bills and each pay a portion corresponding to post tax pay. Eg if man earns 2k a month post tax and woman earns 3k, woman pays 60% of all bills, man pays 40%.

This. And also, does your employer know you have no childcare on your wfh days? Since there's absolutely no way this isn't impacting on your performance, your colleagues,nor alternatively, on your child. They really should be in nursery ln those days.

Have you done a time budget for you as a family? I bet you come out with less free time.

outdamnedspots · 08/07/2024 09:28

Why aren't you on the mortgage?

Why do you do all the cleaning, housework and childcare?

Your h sounds like a stupid, selfish, sexist pig.

MoodEnhancer · 08/07/2024 09:24

Your husband is a dick. He is not subsidising your lifestyle, you are supporting him to enable his. Add up the cost of childcare for two days a week, a housekeeper, a cook, and a cleaner and I think you’ll find that in fact you are the net contributor, not him. In your shoes I would make that very clear to him and tell him that if he made a “joke” like that again, he will need to start looking to pay to fill all of those roles because I’d be leaving.

Garlicnaan · 08/07/2024 09:24

NotSuperGirl · 08/07/2024 08:21

Hello,
I just want to sense check something because I'm no longer sure what is right and wrong.

My husband keeps arguing with me about the same thing. I earn 40k, he earns 100+. We have a mortgage ( I am not on it) and a 2 year old. My husband pays the mortgage, food and bills. I pay the nursery fees and most of the things for our child, clothes, toys, shoes etc.

I work full time, 3 days in the office and 2 days I am at home with my child to save on nursery fees. I feel quite lucky that my job is allowing this. I do all the household, cooking, cleaning, washing and child care, and I also work full time with a modest salary, but it is more than minimum wage.

I feel like I am contributing in more than one way but maybe I am wrong. My husband keeps telling me he is "subsidising my lifestyle" and that my job is a joke. Is he right?

He sounds like an absolute twat.

40k isn't even a modest salary. And on top of his you have a really large household income.

Why do you do ALL the housework and childcare? What's his contribution, beyond the financial?

I'm concerned however that you are - two days a week - trying to juggle your job, childcare of a toddler, AND household chores. That's not a sustainable way to work and either your job or your child will be missing out.