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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Is this money set up fair?

181 replies

DollarDollar · 07/07/2024 08:26

H has income of £2400 a month. I have income of £4300 a month. Both work full time. I do majority of childcare and all mental load. I wfh.

Our house outgoings are £3,500 (nursery, mortgage, bills, insurance etc). It did not used to be this much. Then there are clubs, kids clothes, one off things etc, Christmas, birthdays etc.

Everything listed above I pay for and manage.

He transfers £500 a month to me. And he does the food shops (£600). I have asked if he could transfer a bit more as doest seen fair.

He refuses to talk to me about it. Told me he's never got any money and he spends everything on us. And that £500 is absolutely fair enough. He gets v angry and insulting so we don't talk about it anymore but despite esrning decent wage - I have no money left at end of the month.

I know I need to sit down and work it out but he won't engage!

I feel like I'm being totally reasonable to ask for more money or at least have a conversation about it!

OP posts:
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outdamnedspots · 21/07/2024 23:17

paywalled · 07/07/2024 08:31

How is it that even when women are the higher earner and do all the childcare, they STILL get screwed over by men?!

Yup.

pinksquash13 · 21/07/2024 23:09

Glad you've decided you want to leave. No doubt it will be difficult and unsettling for your children but I highly doubt you will regret it once the dust has settled. He sounds so horrible, he really does. You shouldn't feel afraid to bring up a topic with someone who is supposed to love and support you. Wishing you the best of luck with it all. Well done for smashing your career and being a high earner so at least you've got that on your side.

arethereanyleftatall · 12/07/2024 08:08

Passive is a very generous word to use there, it's actually uncaring. That's horrible. Yes, if your ds continues to live in his dads presence 24-7, he will be the type of adult desperate for attention and he will seek it anywhere. He won't remember the particular crying/YouTube incident but he is forming memories and will be triggered by similar when he's older.
Unless I've got the thread mixed up, and my apologies if so, there's so many arsehole husbands the threads blend in to one, what makes you think he will go for 50/50? It doesn't sound like he wants to spend any time with them. Getting them separate from this horrible male influence on their life will be a good thing for them, not a negative.

ForBetterForWorseOrNot · 11/07/2024 23:11

You went about it the wrong way. Tell him you think it's worth sitting down together to find ways to save money on the household finances as you think your both struggling. This gets you all the info of incoming and outgoing then work out who pays what percentage based on your earnings. If he doesn't like it you can always look at child maintenance calculator and say that if you split his going to be paying you x amount and doing his food, rent and bills etc.

Ultimately regarding who pays what comes down to who owns the property etc.

Umasyellowoutfit · 11/07/2024 22:57

paywalled · 07/07/2024 08:31

How is it that even when women are the higher earner and do all the childcare, they STILL get screwed over by men?!

The great thing about being the higher earner though is that it’s easier to leave!

Greydays10 · 11/07/2024 22:45

You wrote in an earlier post they are so happy, loving mummy and daddy?
Now your son actively dislikes your husband?
Your husband has very little interest in his children and doesn't engage much?
Of course your children are going to be well aware who their carer is.

As you grow up you know exactly by osmosis how your primary carers feel about you.
Words are not necessary.

DollarDollar · 11/07/2024 22:03

God I hope that's not true @Greydays10 H doensy do anything to scare them or anything but they are v emotionally attached me. I think H is just passive in so many ways. Passive about career, passive about kids (if they're crying he will finish watching a YouTube video or just wait for me to step in), I'm more engaged and respond to stuff I guess so they closer to me.

OP posts:
Greydays10 · 11/07/2024 19:36

Your 3 year old stays close to feel safe.
Perhaps he senses how vile his father is. Children don't have the words but they absorb feelings and atmosphere which they recall later.

DollarDollar · 11/07/2024 18:39

Thank you.

It's hard as my 3 year old seems to actively dislike H. He's such a happy little boy but he will leave the room if I do, and follows me round, tells me he only wants me all the time. The 4 yr old used to be like that but is now warmer to H.

I guess normal small kid stuff - wanting their mum. But find it hard to deal with guilt of 5050 or near that given DS3 is so stuck to me in home. He's fine at nursery and he does have moments with H but he's like my little sidekick at home, just with me all the time

Thought of being in charge of my own life again feels great though. Really great

OP posts:
DaisyChain505 · 11/07/2024 13:07

DollarDollar · 10/07/2024 23:07

I've been thinking about things all day. I want out. I know I'd be so much happier single. I struggle to think about the kids and their reaction. But I feel resentful. And nervous about talking to him. It's not possible to sustain a relationship on that basis. Thanks for all the advice. I'm going to start gathering things and sorting out my next steps x

Coming from a child who’s parents stayed together because they didn’t want to upset the kids or change their lives, I tell them to this day as an adult that I wish they’d just split sooner.

your children will adapt and cope and be happier and healthier thanks to your decision to split.

GabriellaMontez · 11/07/2024 09:52

My kids were 5 and 6. They took it in their stride. They don't remember life before.

They're happy.

They're now old enough to recognise the frustrations I used to have.

Obviously there were some tricky bits. Eg working out contact time and money. But I've never regretted leaving. Not for a second.

arethereanyleftatall · 11/07/2024 09:50

I read somewhere recently that having a happy mother is the most important factor for a child to thrive.

Daftapath · 11/07/2024 09:43

Your children really will be fine. The younger they are, the easier it will be for them, imho. There is no reason why they cannot be as happy with you and h living apart as they seem now.

Seeing their mum being treated as you are is no happy childhood for them. As they get older, they will notice how their dad is. If you have sons, they will be taught that is how you treat women and if you have daughters, they will be conditioned to be treated in this way.

Good luck op

arethereanyleftatall · 11/07/2024 07:36

From experience op, your kids will be fine, and far finer than if you stay together.

It's the right thing to do, everyone deserves happiness.

fairymary87 · 10/07/2024 23:53

He's got debts or he's hiding something the anger is him deflecting

RandomMess · 10/07/2024 23:37
Flowers

It's not a nice realisation that you are so unhappy that you need to get out.

The DC will be okay.

Take your time, get your ducks in a row. Emotionally separate so when the time comes you've already moved on.

It's sad you ended up choosing someone who didn't want to be a team but you did. Don't let it define your future.

Gcsunnyside23 · 10/07/2024 23:20

I think that's the right decision op. He sounds horrible

DollarDollar · 10/07/2024 23:07

I've been thinking about things all day. I want out. I know I'd be so much happier single. I struggle to think about the kids and their reaction. But I feel resentful. And nervous about talking to him. It's not possible to sustain a relationship on that basis. Thanks for all the advice. I'm going to start gathering things and sorting out my next steps x

OP posts:
ThistleWitch · 10/07/2024 13:00

DollarDollar · 07/07/2024 09:06

He believes it to be fair. And I see his point that I earn more so I pay more - of course - but paying for everything all the time adds up! There is no trust there maybe. He does do the food shops (each week he spends the same on the same stuff).

Last time we talked about it he called me a "thick bitch" and other delightful things!

I do get that's he stressed about money. Cost of living has increased all our outgoings yet our salaries have pretty much stayed the same. He also feels angry that I earn more than him but also jokes about being a "kept man" when we are out. It all feels complicated for him.

and you're with him for his.... sparkling wit?

H has income of £2400 a month. I have income of £4300 a month. Both work full time. I do majority of childcare and all mental load. I wfh.

Stop doing it all then?

MikeRafone · 10/07/2024 12:53

DollarDollar · 09/07/2024 22:52

Right - he just showed me a tiktok video of someone making a crappy joke about women being money grabbing! He is actually serious!? He must be winding me up at this point

What the hell am I going to do?? My kids are going to be so so upset. My family will be horrified. He will go out of his mind!

I hadn't got this far down the thread

as other have said kick him out - tell him to take his money and fuck right off

MikeRafone · 10/07/2024 12:51

you are enabling his behaviour - if the boiler breaks, then he needs to cough up and phone the plumber. If its suggested lunch out, you say no not unless youre paying as I don't have any money

cut back on the supermarket shop - the answer is I don't have any money to pay for the extras

if he would sit down and have a sensible talk that'd be ok - but he won't so unfortunately the sensible mature action has to be cut back on everything

arethereanyleftatall · 10/07/2024 12:44

'What the hell am I going to do?'

Divorce.

It's absolutely obvious from the outside op.

Daftapath · 10/07/2024 09:44

Tell him that you want a divorce as he walks out the door for his big night out.

Geppili · 10/07/2024 02:04

Ask to see his bank accounts. I bet that will drive him into a tail spin. At best he is an entitled cock, at worst he is an entitled cock with a secret drain on his income.

AgentJohnson · 10/07/2024 01:03

Why does he act like an entitled arsehole? Easy, it’s because he is an entitled arsehole, who verbally abuses his wife every time his entitled arseholeness is challenged.

OP I get it, you don’t want to accept that you are married to an entitled arsehole. He’s ’stressed’ is an excuse that you tell yourself to avoid the truth of this man’s character.

You need to decide if you are willing to continue to accept such disrespect because if you do, it will be to the detriment of your children’s future. If you wouldn’t like your child being married to a person who verbally and financially abuses them, why is it ok for their mother to be?

You can’t change him or appeal to his better side (he doesn’t have one) but you can choose to limit your exposure to this twat.