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Lying husband help

115 replies

Laylaleela · 03/07/2024 20:23

Hi everyone.
Apologies if this is in the wrong section, I really wasn't sure where to put it.

For many many reasons, my marriage has been struggling for a while and my husband has become more and more emotionally abusive and shady and just horrible.

He recently took my bank card from me (I use his account normally as I am a sahm) and told me he'd transfer me £500 for the month. He said he wanted to save.

In March my dad kindly offered to lend us money to buy a car as ours had been written off. The agreement was once we received the settlement from the insurance company we would pay him that amount back, then the rest over time in installments. My husband agreed to this.

We received the money from the insurance whilst he was away with work. He said he'd pay it back once he was home in about a month.

when he returned he told me I'd spent half the money (I knew I hadnt) so only transferred half to my dad. He was adamant it was me.

I haven't looked through the online baking before, I'm ashamed to say but I just thought I'd have a look.

He has been transferring hundreds of pounds to a separate account which I have no access to. He's been doing this for months but suddenly upped the amount when we had the money from the car in there.

I can't believe he did it. I can't believe he had the audacity to do it in secret, lie and blame me for it.

I'm a fool for not checking the account sooner but I just trusted him and didn't think to.

I want to leave. This is one step too far and I am done 100%.

What do I do from here?

I don't suppose I have any rights to that money now he's sneaked it off. My poor dad now is out of pocket because of this ass.

OP posts:
Therealjudgejudy · 05/07/2024 14:57

Firstly op, sending hugs. What a twat your husbsnd is.

Secondly, dont let on anything else...he is already suss as he has changed passwords. Dodgy AF, he is up to something.

Legal advise asap. Let your family know. Report to his employer for financial abuse. Get evidence.

Stay strong and look out for you and your kids only going forward. X

Grrrpredictivetex · 05/07/2024 14:45

What a mess. Hope you get it sorted and find peace.

Laylaleela · 05/07/2024 14:33

Loocheeyar · 05/07/2024 11:42

Devils advocate , could it be someone pregnant / new baby ? Expensive and need things !

Oh my.
That would be mental.
I guess anything is possible. But wasn't normal until he got back from deployment so I wouldn't have thought he'd have one already.
Oh god

OP posts:
Laylaleela · 05/07/2024 14:31

Neverhot · 05/07/2024 12:11

With my ex it was someone he was working with whilst deployed. So same regiment but different units back home. Their deployment ended within a few weeks of each other and she had requested to move to our base when she returned to UK. I found out that the majority of them there (it was Falklands) were cheating on partners, for some it was just something to do whilst deployed, for others they carried it on when returning back to their bases in the UK. This might not be the case with your husband, but affairs are rife within the military and your situation just sounded very similar to mine.

That's horrible. What a scumbag. Sorry you had to go through that.
It could be possible but I don't know how I'd find out.
I don't know his pass code for his phone.
Actually it was always the same until he got back from being away. He said he'd changed it for security out there...oh I never thought much of it until now.
I wanted to borrow it because mine had rsn out of battery and he put in the code himself when I tried and it didn't work. So he didn't tell me what it was...
Oh I really want to check his phone. Ffs

OP posts:
Laylaleela · 05/07/2024 14:28

Thanks everyone
I just tried to log in again and he's changed the passwords.
I mean, if that's not dodgy...
Luckily I sent statements up to about 5 months ago to my email.

So sketchy

OP posts:
BuggeryBumFlaps · 05/07/2024 14:00

Log in and get all the information you can before he changes the passwords and locks you out

Worried8263839 · 05/07/2024 12:24

Are there any references on the transfers out? Also wondering if the Amazon payments could be for an Amazon credit card, rather than buying stuff from a separate account? Could you do a credit check for him? Probs not allowed but wouldn't stop me at this point.

BobbyBiscuits · 05/07/2024 12:16

He's a lying scumbag. Definitely speak to a solicitor. And contact women's aid. He's financially abusing you.
You need to find out what benefits you're entitled now as a separated woman and start claiming straight away. Can you stay with a mate or family member for the time being, with the kids?

Neverhot · 05/07/2024 12:11

Laylaleela · 05/07/2024 09:59

If he met her whilst away though she lives extremely far away so what would be the point?

With my ex it was someone he was working with whilst deployed. So same regiment but different units back home. Their deployment ended within a few weeks of each other and she had requested to move to our base when she returned to UK. I found out that the majority of them there (it was Falklands) were cheating on partners, for some it was just something to do whilst deployed, for others they carried it on when returning back to their bases in the UK. This might not be the case with your husband, but affairs are rife within the military and your situation just sounded very similar to mine.

CutthroatDruTheViolent · 05/07/2024 12:07

Laylaleela · 04/07/2024 19:48

Okay. Thank you

Just to let you know, from a bank perspective, "giving permission" means setting up a third party authority on the account, not just him giving you a card to use. If the card has your name on it, then there is a TPA. If it doesn't, then although you clearly have a moral argument for using it, the bank would consider this that either a) he's intentionally not been careful with his details, and therefore any fraud issues he raises could be dismissed because he has a history of sharing his personal details, b) fraud on your behalf - but of course he'd have to declare that he never allowed you to use his card and you took it and used it without permission.

Loocheeyar · 05/07/2024 11:42

Devils advocate , could it be someone pregnant / new baby ? Expensive and need things !

WTAFisthisnonsense · 05/07/2024 11:38

Could he have another child? I know that is a long shot but that was my first thought. Sorry you are dealing with this.

Laylaleela · 05/07/2024 11:31

He knows I've been on the account
He's said "oh so you figured how to use online banking then"
He obviously saw that someone had logged on.

OP posts:
Laylaleela · 05/07/2024 11:30

I'm honestly just more bothered and upset about the lying and hiding and expecting me to live on a budget than getting to the money. Me and the kids don't deserve nice things whilst he can buy himself new stuff constantly.
It's just horrible

OP posts:
Laylaleela · 05/07/2024 11:28

Dartwarbler · 05/07/2024 10:42

I normally advocate heading to divorce board and using link to ADVICE NOW . But you are being financially abused and possibly other abuse, so you need to talk to someone. People often mention women’s aid, and certainly a solicitor. Gathering evidence discreetly and quietly just now and getting that adivce is best re establishing abuse.

but do read the ADVICE NOW guide. As a wife you have rights under “fair settlement “ criteria for fancial settlement and you need to know which apply to you. That determines your settllemt and is ALWAYS based on future needs alone. . ALL his assets MUST Be declared in a legal financial declaration (forms E and D81). Lying on those is actually 2 crimes- fraud and contempt of court, and courts dont like contempt. So you need the proof if you believe he doesn’t fully declare. That declaration includes all assets- salary, pensions, savings, gifts, chatells. You both complete one.

ADVICE NOW takes you through processes, explains the law, and which bits you need solicitor for, which you don’t and when you might.

they also explain how to start divorce petition. You do NOT need a solicitor for that, it will take you an hour on line at most. You merely need a few docs like marriage cert. If you have no money for court costs (around £600 I think now) you can claim legal aid potentially. Either citizens advice or the ADVICE NOW guides explain how to apply.

be careful what you spend on solicitors- don’t use to ask about process, (read up yourself on line) or to mona, complain apr bare your sole to- they’ll happ
ily listen then charge you £3.50 plus for every single minute they do that, at £200 plus per hour. Tell the the exact tasks you need them to do. So you need to start reading up.

Thank you for this

OP posts:
Laylaleela · 05/07/2024 11:28

Sunnydiary · 05/07/2024 10:26

If you don’t need it, sell the car!

Definitely need the car!
He says he will give me more if I need it...
But still.

OP posts:
Dartwarbler · 05/07/2024 10:42

I normally advocate heading to divorce board and using link to ADVICE NOW . But you are being financially abused and possibly other abuse, so you need to talk to someone. People often mention women’s aid, and certainly a solicitor. Gathering evidence discreetly and quietly just now and getting that adivce is best re establishing abuse.

but do read the ADVICE NOW guide. As a wife you have rights under “fair settlement “ criteria for fancial settlement and you need to know which apply to you. That determines your settllemt and is ALWAYS based on future needs alone. . ALL his assets MUST Be declared in a legal financial declaration (forms E and D81). Lying on those is actually 2 crimes- fraud and contempt of court, and courts dont like contempt. So you need the proof if you believe he doesn’t fully declare. That declaration includes all assets- salary, pensions, savings, gifts, chatells. You both complete one.

ADVICE NOW takes you through processes, explains the law, and which bits you need solicitor for, which you don’t and when you might.

they also explain how to start divorce petition. You do NOT need a solicitor for that, it will take you an hour on line at most. You merely need a few docs like marriage cert. If you have no money for court costs (around £600 I think now) you can claim legal aid potentially. Either citizens advice or the ADVICE NOW guides explain how to apply.

be careful what you spend on solicitors- don’t use to ask about process, (read up yourself on line) or to mona, complain apr bare your sole to- they’ll happ
ily listen then charge you £3.50 plus for every single minute they do that, at £200 plus per hour. Tell the the exact tasks you need them to do. So you need to start reading up.

Nottherealslimshady · 05/07/2024 10:39

Absolutely speak to the military about it. From my experience they take it very seriously. My sister had a similar issue and they sorted it, I'm not sure how, he was majorly abusive and they still did.

Greydays10 · 05/07/2024 10:37

You need to report his financial abuse to his employer.
Say nothing, but reach out for support from them.
Remove him from the car insurance.
Get as much proof as possible via screen shots and put a security code on your phone

BuggeryBumFlaps · 05/07/2024 10:32

Might be worth explaining what's been happening to your family. Ask them to stay quiet but maybe your dad could ask him when the money will be back for the other half of the lump sum?

I bet he's been spinning a tale to his mum to get money out of her too

Sunnydiary · 05/07/2024 10:26

If you don’t need it, sell the car!

Julyshouldbesunny · 05/07/2024 10:12

Take him off the car insurance. Then if he tries to take the car you can report him for no insurance..
I found out less about my dh's stitching up his family and filed for divorce the very next day.

TheFormidableMrsC · 05/07/2024 10:03

If you seek support from his employers, you must make it clear that you are being financially abused. It's a crime.

See the solicitor. Say nothing to your husband. Gather as much evidence as you can. Horrible bastard, I hope he gets what's coming.

Laylaleela · 05/07/2024 09:59

If he met her whilst away though she lives extremely far away so what would be the point?

OP posts:
Laylaleela · 05/07/2024 09:58

Neverhot · 05/07/2024 09:54

I hate to say it but have you considered another woman? I ask this as my situation a few years back was nearly identical to this. Military family, ex had been deployed for 6 months and started an affair with a 21yr old whilst away. He came back and began squirreling money. In my experience ssafa and welfare officer were not much help and all closed ranks to protect him. I'd advise you to get a solicitor who specialises in military divorces and pensions, also there is a Facebook group if you want to message me I can give you details of. It's a group of ex military wives going through divorce and it's really helpful to have that support and knowledge on your side.

Thank so much.
Could be another woman. Where is she though?
He got back from deployment last month so where would he have met her?
Whilst away? I suppose it's possible. He has been mote horrid than normal since he's home back and never been weird and secretive like this before as far as I know.
Unless he knew we were having problems and was planning on leaving or thought I would leave so is trying to hide money.
Doesn't explain the weird secret amazon account and stuff though.

OP posts: