Cancel dog insurance

I cancelled mine when it reached £150 per month. It now goes into a savings account just for the dogs potential vet bills. Dog is now 16 so I think that anything that could now come up medically would not be surgical as doubt we'd spend thousands trying to keep him with us at his age. Harsh maybe but I think unfair on him to put him through much treatment when he's got to this elderly age

Not worth it for the level of cover you are getting.

I’ve claimed so much on my pet insurance that I’d be very scared to cancel it. I had to claim 6k in the first month of the policy, now at 7 my dogs been diagnosed with glaucoma and the drops are costly. Pugs tend to have a fair amount of health issues. I guess if you can afford a huge bill then cancel, if a 10k vet bill would put you in debt then I’d keep the policy

edited to add just saw you’re paying 3k for 4k cover. 100% cancel that. Really you need 8-12k I’d say per year

With what you're paying for such a low level of cover I would probably cancel and put the money into savings. Paying 3k for 4k of cover is just silly.

Sorry to say the reason the health insurance is so expensive is because they anticipate your dog having significant and expensive healthcare requirements in the years to come.

It's worth shopping around to see if other providers offer a better deal but a lot will refuse to take an older dog altogether. We have a one-year-old border collie and I was advised by just about everybody from day one to get pet insurance as a lot of providers wouldn't offer it after the dog was eight years old, I think. I can't remember exactly the age. Once you get into regular scans and medication for chronic conditions, the bills can rock up really fast and without insurance the problem is you have no ceiling. My friend has a daughter with an elderly cat and the expenses in any given quarter are absolutely eye watering. Anyway, good luck. Hope you have a lovely dog who's worth it.