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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think women with 3+ kids should pay less taxes

407 replies

WhatTodoALL · 21/06/2024 10:44

All parties will have to deal with the increasing number of old people and low fertility rate. They use this fact to justify big numbers of net migration. I was wondering if we as a country should actively provide economical benefits for women to have more than one child? In some countries like Singapore there are a lot of economic incentives to have more than 2 kids. I have 3 kids myself and I don't know anyone in my friendship group who would have more than 2. In fact, most don't want to have even one child citing economical reasons.

AIBU?

OP posts:
pinkzebra02 · 21/06/2024 16:09

Life needs to be more affordable for the average person. That's all that needs to be fixed, humans tend fo be quite good at reproducing without extra incentives.

PeachHedgehog · 21/06/2024 16:08

Increasing the retirement age will simply mean:

  • more people on long term sick
  • more people stopping work and cashing in their pensions to live on

The above is already happening. I am considering doing it as well. Because for all the talk of retirement ages, some of us have family histories and health issues which means that we will probably die younger.

People in poorer areas die ten years younger than those in better off areas. And they spend more time in ill health. Many people can not make it to 60. I am in my early sixties and know lots of people who have already had strokes, cancer, or heart issues. The vast majority of these people are not able to work full time.

inamarina · 21/06/2024 16:06

mrsdineen2 · 21/06/2024 15:19

I saw poster get lots of support a few weeks ago for complaining about the money we spend on maternity wards.

That’s so bizarre, on a parenting forum of all places, yet somehow not entirely surprising…

inamarina · 21/06/2024 16:01

Pookerrod · 21/06/2024 15:16

I think the way to combat paying for an increasingly elderly population to is drastically increase the retirement age. Current levels no longer make sense.

When the state retirement age was introduced in 1908 it was set at 70 when the average life expectancy was 50. It was reduced to 65 (men) and 60 (women) in 1940 when the life expectancy was 60.

Life expectancy is now around 80 yet state retirement age is only 67.

That together with the dawn of the digital revolution therefore people are more than capable of working beyond 67 as most are not working physically demanding jobs means that the only answer is to increase retirement age to closer to 80.

Why should my kids have to slog their guts out and pay more tax so that I can retire from my desk job at 67 and lounge around for 20 years?

I think you have a point, but employers would need to be incentivised to actually employ older people.
Right now, even 50 seems to be a critical threshold for many, which is ridiculous.

YellowAsteroid · 21/06/2024 15:57

EarlyBirdCatchesTheWorm · 21/06/2024 15:40

How about men get taxed more than women, full stop. This money goes in a pot that pays for the free childcare to make up for all the fellas that fail to cough up for their kids. Grin

Yup. I've always said men should be taxed 1% to 2% more than women, to pay for:

  • male violence requiring huge public resources (police, prisons)
  • fathers who don't pay for their children
YellowAsteroid · 21/06/2024 15:55

I'm single & childless and pay a lot of tax - I've been a nett contributor for most of my working life, and I'll work well beyond retirement age (as long as my health allows).

But I would like to see free childcare, publicly funded, for working parents (not for SAHPs). I'd also like to see maternity leave properly funded at 80% of the woman's salary, and for up to a year, so she can recover from the physical & mental stresses of pregnancy childbirth and the first 12 months of a new baby.

So that the 'child tax' isn't imposed on women who have children.

And as for women who decide that having babies is easier than working - I'd like to see childcare tied to them undertaking training and re-entering the workforce. I think it's really sad that a proportion of young women (often not more than girls) have so little sense of themselves that they see having babies in unstable family set ups (absent fathers quite often) and living on benefits to be a reasonable way of life. It's not.

I'd like to see an extra tax on those fathers who are irresponsible about supporting their children, and that this would also be linked to benefit payments to fathers who do not work to support their children

But if parents choose not to work, then no free childcare, or anything else, frankly.

Obvious physical inability to work excused all this of course.

inamarina · 21/06/2024 15:55

PeachHedgehog · 21/06/2024 15:08

I agree. I think all public services would have to be better though. It would annoy me to see well off middle class people getting free childcare and paying school fees and for private medical care, when I can't even get a dentist.

Agree.

Leah5678 · 21/06/2024 15:54

EarlyBirdCatchesTheWorm · 21/06/2024 15:40

How about men get taxed more than women, full stop. This money goes in a pot that pays for the free childcare to make up for all the fellas that fail to cough up for their kids. Grin

But seriously we do need to start forcing dead beats to pay maintenance it would save the tax payer so much money usually spent on child tax credit for singe mother's if the fathers were actually forced to pay for their kids.
But of course that will never happen because they would moan too much 🙄

PeachHedgehog · 21/06/2024 15:52

@inamarina lots of care for elderly people will be provided through technology. It is already happening to a certain extent. The real issue is people with dementia.

inamarina · 21/06/2024 15:52

Dorisbonson · 21/06/2024 15:04

The world is not over populated because families in the UK have 1.8 children. It's overpopulated because some countries have families with 5 children and many women there have no rights and no contraception - having one child per family in the UK won't stop global population increases.

It’s actually even lower than that in the UK, around 1.49 in 2022.
Agree with the rest of your post though.

LondonFox · 21/06/2024 15:52

Catza · 21/06/2024 15:43

In order to prove causation, there needs to be a controlled environment with all confounding variables accounted for. Without that, I'm afraid it is mere correlation, hun.

Lol no in sociology you use observation.

Chocolateorange22 · 21/06/2024 15:51

PeachHedgehog · 21/06/2024 15:30

@Chocolateorange22 Why is the retirement age so low at 67?? It will soon be 68 by the way. Most jobs are fast paced and demanding. Only exceptionally healthy people can carry on working full time after that age. It is why everywhere I have worked, unless they are entitled to be a big redundancy, its always much older people who are made redundant.

You can argue that people can retire much earlier because of the autoroll in on workplace pensions. In theory if everyone pays into a private pension to a reasonable amount then they wouldn't need to be working until the state retirement age anyway.

However if you work from 16-67 (51 years) and then live until you are 80 which is the 'average' life expectancy you are taking 13 years of state pension which is almost a third of the years you've put in. Why should a working person fund a population that is subsidising the elderly for potentially 25 years after retirement if they live into their 90's? Another poster made the point of retirement age being much closer to life expectancy within history.

As some people get older there is often 'equity' within their lives generally in property or savings. They can generally lower their hours, take less taxing work etc. I can't get by the assumption that 60 year olds can't work. Many do continue working and still have fulfilling lives.

As I say this is a generalisation. Of course there will always be people in their 60's who can't afford to retire on state pension and have to continue working.

WhatANiceNewWord · 21/06/2024 15:47

God no, we don't need any more humans!

Tricho · 21/06/2024 15:43

Use more public services pay less towards it...

...yes that seems logical and very, very fair

Catza · 21/06/2024 15:43

LondonFox · 21/06/2024 15:20

I am looking at causation, not correlation hun

In order to prove causation, there needs to be a controlled environment with all confounding variables accounted for. Without that, I'm afraid it is mere correlation, hun.

EarlyBirdCatchesTheWorm · 21/06/2024 15:40

How about men get taxed more than women, full stop. This money goes in a pot that pays for the free childcare to make up for all the fellas that fail to cough up for their kids. Grin

listsandbudgets · 21/06/2024 15:39

Tiredalwaystired · 21/06/2024 14:19

Sure start was amazing near us. Breastfeeding drop ins, music and rhyme time sessions free of charge with a health visitor present - even pre school cooking classes. Hugely missed when they closed.

Wow... don't get it our's was more pointless than a set of broken pencils - you were very lucky - no wonder those lucky enough to have actually benefited from it want it back.

Arewealljustloosingtheplot · 21/06/2024 15:35

God no. Horrific idea. Will encourage all the wrong people to have loads more kids and push loads of families over the edge.

also, I actually think you should pay tax based on what you use as a family, I don’t like the way single people and childless people are discriminated against essentially funding other people’s kids.

plenty of people on the planet, we don’t actually need more ( if we sorted out our ridiculous immigration situation)

Greekangel · 21/06/2024 15:35

PinkArt · 21/06/2024 13:20

Yeah this is a brilliant idea. As a child free person you should put me on the highest tax band to help reduce your tax, so you can pay for the children you chose to have to take expensive swimming lessons you chose for them to do.

I would really love to further prop parents up financially, as I'm sure would childless women who wanted but couldn't have kids.
You sound like you're trying to kid yourself that having more than two kids was some benevolent act on your part towards society. No, you had a lot of kids because you wanted a lot of kids. Own your choice and don't expect others to fund that choice further than they already are.

Agree 100%

inamarina · 21/06/2024 15:35

Caththegreat · 21/06/2024 14:00

Obs click bait but even so.The ageism on mumsnet is always appalling and othering the "old"is common practice.Try to avoid using the word 'elderly'.It has bad connotations and even some NHS practices are starting to change thanks to US medical institutions, substituting with other words.'Older adults' or ' people over.... 'Of course Mumsnet think anyone over 50 is practically dead and thinks it's ok to attack older people and their selfish big houses

If you honestly think that the younger generation is going to be employed enough to pay taxes to support older people then you do not get the impact of AI on jobs.Its hilarious that Mumsnet types imagine the world is going to be the same as it was with plenty of work for their kids.Why Sunak and Starmer are hopeless in not offering basic income.Having 3 probably unremarkable kids is selfish It's hard to adopt and foster I know but there is so much need ffs.We need less people.
And there should be decent care for older people but also a society that does not focus only on funeral planning,extorting money from wills and isolating older people from work and social opportunities that will keep them fitter
Oh and see Chris Rocks ' your kids are not special' youtube.
I mean really what are you lot like?

So you think it’s selfish to have three or more kids and that we need fewer people (in the UK, because that’s where we’re talking about now), but you also want decent care for older people? And also work and social opportunities? Provided by who exactly?

Summerfreezemakesmedrinkwine · 21/06/2024 15:34

mrsdineen2 · 21/06/2024 15:19

I saw poster get lots of support a few weeks ago for complaining about the money we spend on maternity wards.

I think people come on the MN with their anti-natalist crap just to get a rise out of mothers.

I wonder if cycling forums are plagued by bike haters, parading around their space complaining about how bikes are shit, cycle lanes are a pain in the arse and complaining they don't pay ved?

Or is it just mums who are expected to absorb this shit with good grace?

Againname · 21/06/2024 15:33

Seriously, I'm asking other mothers of daughters now. Do you really want your daughters to feel pressured to have kids even if they don't want them? Or made to feel worthless if they do want them but can't?

I don't want that for my daughter. I secretly hope she will have kids when she's older, as I selfishly want to be a grandparent, but I'll never let her know. I want her to feel loved and valued regardless of whether she chooses or is able to give me grandchildren.

As for the retirement age. There's already fewer jobs than jobseekers. And life expectancy is no longer increasing anyway.

Drfosters · 21/06/2024 15:32

I’d also add, technology is moving so fast that so many jobs will be taken by technology. It is happening now at a slow rate (I work in finance, work which used to take 3 people can now be done by 1 and that change has been in the last 15 years). There just won’t be the jobs for full employment. This is something that governments now have to deal with and the fact is we just don’t need as big a population as we did. We have probably reached peak population. How the economy will be driven and people will be making money in 100 years is going to be massive issue for future generations. Now is the time to be looking into that and encouraging small families but giving extra support to those that need it to ensure everyone is as economically active as they can be.

PeachHedgehog · 21/06/2024 15:30

@Chocolateorange22 Why is the retirement age so low at 67?? It will soon be 68 by the way. Most jobs are fast paced and demanding. Only exceptionally healthy people can carry on working full time after that age. It is why everywhere I have worked, unless they are entitled to be a big redundancy, its always much older people who are made redundant.

Peonies12 · 21/06/2024 15:29

reducing birth rate is a good thing. no-one needs more than 2 kids. I really hope the OP has done this as a joke post.