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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think women with 3+ kids should pay less taxes

407 replies

WhatTodoALL · 21/06/2024 10:44

All parties will have to deal with the increasing number of old people and low fertility rate. They use this fact to justify big numbers of net migration. I was wondering if we as a country should actively provide economical benefits for women to have more than one child? In some countries like Singapore there are a lot of economic incentives to have more than 2 kids. I have 3 kids myself and I don't know anyone in my friendship group who would have more than 2. In fact, most don't want to have even one child citing economical reasons.

AIBU?

OP posts:
GertrudePerkinsPaperyThing · 21/06/2024 12:24

We don’t need to encourage people to have more children. We need to have fewer but allow people from parts of the world that will soon become uninhabitable to move here, to bring them to safety and to care for the elderly.

We also need to do our damnedest to sort out the environmental catastrophe.

beergiggles · 21/06/2024 12:24

I am almost certain that countries who managed to increase their birth rates did it through improving maternity/paternity terms and providing heavily subsidised childcare, not through tax relief or other benefits
@Catza
My understanding is that NO countries have managed to increase their birth rate, despite generous incentives.

Tiredalwaystired · 21/06/2024 12:23

Ozanj · 21/06/2024 10:57

Singapore is one of the most expensive places to raise a child on the planet. Far more expensive than London. That’s why the ‘baby bonus’ exists - because cost was the single reason for Singaporean parents to stop at 1 baby. So they decided to incentivise more births. At some points the average age of first childbirth was 35 for women.

Bear in mind that illegitimate children and those of immigrants don’t count even though, as a population, both is increasing in Singapore.

This is not and will never be the case for the UK as there isn’t a political will to incentivise childbirth to benefit those populations who currently produce the most children (ie BAME).

But I do agree with you. I’m infertile. I would have loved to have received potentially unlimited discounted or free ivf cycles like some countries provide, free postnatal care, discounted childcare. But until we move away from the model of the welfare state (which means all benefits are prioritised to people who contribute least to the economy) it will never happen.

Edited

Your last sentence is chilling. Those that contribute the least are those that most need the MOST support. I don’t think I want to know what you would propose for the most severely disabled.

beergiggles · 21/06/2024 12:22

Anyone would think that children are like pet dogs; a hobby that benefits no unexcept the owner!
Children are a public good, the next generation of workers and taxpayers. The birth rate is dropping worldwide there will not be enough young immigrants to go around!

MrsSunshine2b · 21/06/2024 12:21

bluemoonmilk · 21/06/2024 12:17

These countries still need tax payers and workers though, even those who have population growth rather than decline. Especially in a third world country - the UK and wealthy countries should absolutely play a part in supporting these countries’ economies to thrive in order to ensure better work opportunities, but not by draining the countries of their workforce to build up their countries. The UK shouldn’t get first dibs on their workers just to solve our problems.

Did you not read what I said? Several countries have birth rates far above population replacement level. If anything, having children abroad and able to send money home is a boon to their economy, not a drawback. If each family is having ~7 children, 4-5 can leave the country and still leave the same number of tax payers and workers.

bluemoonmilk · 21/06/2024 12:21

Singleandproud · 21/06/2024 12:13

@bluemoonmilk there is going to have to be more climate related immigration, we aren't designed to live in 50+C heat, Qatar and India are reaching those temperatures readily, other extreme weather events are going to cause people to have to move North and South if they can. And those droughts and heat waves will likely kill off the elderly, obese and other vulnerability populations faster than anything else.

We are heading for a global population decline over the next 30 years and all nations are going to have to start thinking globally rather than domestically to prop up economys.

This is true- but obviously if people are migrating due to climate making it impossible to live in their home countries, this should include entire families- not just the economically active ones who move to solve falling birth rates in other countries.

Catza · 21/06/2024 12:20

This is such a flawed argument. Why women specifically? It typically takes two to make a baby. Does it mean male gay male couples will be penalised on gender grounds?
More children equals more state investment. Yes, it may or may not pay off in the future.
You are sending a signal that the woman's only value is motherhood. Think about the impact on young women/society.
You propose to penalise women who either can't have children or don't have time/emotional capacity/desire to have more than x number of kids.
What happens if, god forbid, one of the children dies. The tax bracket will be reviewed so mothers can also take economic hit alongside managing grief?
I am almost certain that countries who managed to increase their birth rates did it through improving maternity/paternity terms and providing heavily subsidised childcare, not through tax relief or other benefits.

MrsDanversGlidesAgain · 21/06/2024 12:20

I'm 69 and don't have children, OP. Just what would be the point of taxing me more?

Mercurial123 · 21/06/2024 12:19

YABVU. Having a larger family is a lifestyle choice. As a parent, it's your responsibility to work out if you have the means to support the family. If not, have less children.

bluemoonmilk · 21/06/2024 12:17

MrsSunshine2b · 21/06/2024 12:10

Many 3rd world countries are still having babies at well above population replacement level, so they are not going to run out of people. The world population needs to drop and once it's at a more sustainable level I believe it will stabilise of its own accord.

These countries still need tax payers and workers though, even those who have population growth rather than decline. Especially in a third world country - the UK and wealthy countries should absolutely play a part in supporting these countries’ economies to thrive in order to ensure better work opportunities, but not by draining the countries of their workforce to build up their countries. The UK shouldn’t get first dibs on their workers just to solve our problems.

BusyMummy001 · 21/06/2024 12:15

No - most people only have 2 children because they cannot afford any more. We struggled to conceive (5 miscarriages) before finally having the 2 we’d hoped for - but we had always calculated that we would only have 2, as that was all we could afford.

This policy, in the first 10 years at least, could favour those who are, essentially, wealthy.

I agree with other PPs - childcare should simply be free for all, but private options available for those that chose to pay.

WhatTodoALL · 21/06/2024 12:15

Maybe decreased tax is not the answer but something needs to be done.

I agree that subsidised childcare is the best solution but I don't believe our government can manage such a big project. Unless they fix NHS and show us thay they know how to make big enterprise successful, I don't want them to start state supported free for all all-year-round nursery project.

I don't think it is fascist to provide economical support for bigger families.

I lived in a country with free childcare for all for a couple of years. Many women used the nursery and didn't work. Is it better? I am not sure.

Right now having kids is insanely expensive. Even after nursery stage is done. For example, swimming sport club costs us 260£ a month including fees for competitions for 2 children. And it's not even a luxury sport, it's something all families should be able to afford for their kids. It took us 8 years to decide that we can afford 3rd child and that's because we had a luxury of time. If I had my first at 35 it may have not been possible

OP posts:
Sillystrumpet · 21/06/2024 12:15

No of course we cannot financially incentivise people to procreate, the population is exploding as it is. And the more kids you have the more resources you use.

oakleaffy · 21/06/2024 12:14

loudbatperson · 21/06/2024 10:52

That doesn't make sense though, as the more children you have the more publicly funded services that will be used.

Falling birth rates are better addressed by a wider spread of children.

Also, population growth needs to slow down. It's going to cause problems and hardship while a new equilibrium is reached, but the human population cannot continue rising the rate it is.

The last thing the World needs is large families!

Singleandproud · 21/06/2024 12:13

@bluemoonmilk there is going to have to be more climate related immigration, we aren't designed to live in 50+C heat, Qatar and India are reaching those temperatures readily, other extreme weather events are going to cause people to have to move North and South if they can. And those droughts and heat waves will likely kill off the elderly, obese and other vulnerability populations faster than anything else.

We are heading for a global population decline over the next 30 years and all nations are going to have to start thinking globally rather than domestically to prop up economys.

MrsSunshine2b · 21/06/2024 12:10

bluemoonmilk · 21/06/2024 12:05

And what about the countries they’re coming from - what about their issues too with an increasingly elderly population and no younger people to replace them and pay taxes. Or should we just adopt the attitude of sod the other countries as long as the UK is ok?

I don’t agree with the OP’s suggestion but equally draining other countries of their workers is a very UK-centric point of view.

Many 3rd world countries are still having babies at well above population replacement level, so they are not going to run out of people. The world population needs to drop and once it's at a more sustainable level I believe it will stabilise of its own accord.

bluemoonmilk · 21/06/2024 12:05

MoonshineSon · 21/06/2024 10:56

Just allow more immigration. The world is hugely overpopulated. Why do we need British babies are they superior in anyway?

And what about the countries they’re coming from - what about their issues too with an increasingly elderly population and no younger people to replace them and pay taxes. Or should we just adopt the attitude of sod the other countries as long as the UK is ok?

I don’t agree with the OP’s suggestion but equally draining other countries of their workers is a very UK-centric point of view.

YellowAsteroid · 21/06/2024 12:04

Those of us who either have no children or are high earners (over£65k) are already paying for your DC. Why should your personal choices be valued over our financial contributions?

SpringKitten · 21/06/2024 12:03

Singleandproud · 21/06/2024 11:57

You are also assuming that there will be an elderly population to support, we are just getting to the stage where people brought up on prepackaged and processed foods are reaching older age, the generation after them will be the sedentary office workers / WFH, general car owners it's highly likely the post war lifestyle towards gluttony, sloth and general consumerism, plastic in everything, poor air quality will get more people before they reach their advanced elderly years. Almost quite biblical really.

I agree really. Our bloated wealthy generation will expect the NHS and the state to look after us through all our self-induced ailments and grumble about how “we’ve paid enough in” and vote to defend the state pension triple lock and the fact we have to sell our huge, half-empty mortgage-free homes to fund our elder care, whilst simultaneously complaining piously that the younger generations are self-entitled and shouldn’t complain about how expensive it is to get on the housing ladder.

I’m ashamed of us really - we have squandered the opportunity that peace and wealth have brought us.

minipie · 21/06/2024 12:03

Can you prove that all 3 of your children will be future net contributors across their whole life? If not then YABU.

CatMumSlave · 21/06/2024 12:00

Surely If anything you should pay more?

Decembersunset · 21/06/2024 11:57

Re immigration, fertility rate is falling everywhere and it is falling faster than expected, only few countries are predicted to have tfr above 3 by 2050 such as Somalia and Afganistan.
I'm an immigrant myself so not against immigration but if you need to import 50% of your workforce, the existing social contract is under risk, I.e it is not given that the immigrants will be happy to pay high taxes to support pensioners in the UK while sending money abroad to support their own parents.

Singleandproud · 21/06/2024 11:57

You are also assuming that there will be an elderly population to support, we are just getting to the stage where people brought up on prepackaged and processed foods are reaching older age, the generation after them will be the sedentary office workers / WFH, general car owners it's highly likely the post war lifestyle towards gluttony, sloth and general consumerism, plastic in everything, poor air quality will get more people before they reach their advanced elderly years. Almost quite biblical really.

SonicTheHodgeheg · 21/06/2024 11:51

Funding childcare properly is the best way to do it rather than less tax which favours higher earners. It’s shocking that nursery can cost £2k+ which is more than many mortgages ! I suspect that it’s the biggest reason why people stop when they do. I understand why people would decide to use that £2k pm x 4 years (1 year of maternity) on other things.

Shortfatsuit · 21/06/2024 11:50

No. From a climate perspective, we shouldn't be incentivising people to have more children.