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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

What think you?

141 replies

SannaK · 21/06/2024 06:42

I'll keep it brief.

I'm a woman, no real assets at all, apart from the obvious ones lol.

I've been seeing a chap, own home car etc. He has a grown son, the don owns his own quite substantial home and id looking to move abroad.
No prob. Heres the thing.

We talked about marriage. He says (the chap) that if we were to marry he would want the house eventually to go to the son on my death. He says he would get something legal in writing that I would be entitled to live in said home on his passing until I die and that he would also sign over a pension to me etc so that I could stay in the home (No mortgage).

Im not sure at all re this. A male colleague said it was cheeky and that I was just going to be a house sitter.

He is nearly 69 and I'm 55 soon to be. We have not been dating long just six months. Don't worry about upsetting me with your thoughts.

On the one hand I totally get where he's coming from. On the other this arrangement which would involve him drafting details, solicitors andy signing stuff leaves me cold. Not to mention not feeling romantic. Also if be concerned that down the line this could be contested by the son and his mother and I could end up on the streets.

Wise considered thoughts most appreciated.

SK x

OP posts:
Testina · 21/06/2024 07:52

I'm a woman, no real assets at all, apart from the obvious ones lol

Grim.
Shame on you.

What he proposes is normal and fair.

Laiste · 21/06/2024 07:50

CracklingLogsGalore · 21/06/2024 07:49

What’s the obvious assets you have? Your own money? Or a shoe collection?

I thought she meant boobs.

(i could be way off obvs 😅)

merrymelodies · 21/06/2024 07:50

It sounds ideal financially. He's being extremely generous. What are you giving him in exchange? Sex?

Laiste · 21/06/2024 07:49

Yeah - another vote for he's being sensible.

You'll be in his house till you die, with an income from his pension.

What more do you want ?! You'll be dead after you die !!

CracklingLogsGalore · 21/06/2024 07:49

What’s the obvious assets you have? Your own money? Or a shoe collection?

LemonCitron · 21/06/2024 07:48

It's really normal for him to want his assets to go to his child. I know a few couples who got together later in life who've got a similar arrangement to this.

RedRobyn2021 · 21/06/2024 07:47

When I was an estate agent I met a gentleman who'd had this same agreement with his wife and it was really sad because they had both moved to a new area north when she suddenly was diagnosed with terminal cancer, after she died he was really lonely and wanted to move back south where is friends were but the daughters wouldn't let him sell or even rent the house out. So he was stuck.

Personally I wouldn't be ok with this at all. There's a compromise somewhere.

Ratfinkstinkypink · 21/06/2024 07:45

Similar age to you and I think it's good that he's been open about his plans. He intends to continue to look after you if he dies before you then, once you die too, his assets will pass to his child. This is exactly as it should be in a relationship like this.

Hallamlass · 21/06/2024 07:42

He's being fair and he's being generous.
He is making arrangements to protect you, but also give his son the inheritance in due course.
He sounds like a decent man.

bananaphon · 21/06/2024 07:39

Yes it makes sense. I don't see why you should get his assets when you came in with nothing at this age. Unless that's why you're with him.

TheBottomsOfMyTrousersAreRolled · 21/06/2024 07:37

Id say it is unfair for you to have a lifetime interest on the rest in the property as you could live 40 years longer than him and could even outlive his adult son.

you need to buy your own property.

Purplecatshopaholic · 21/06/2024 07:37

As others have said, this is pretty standard op. The house goes to the kids, but the remaining spouse gets to live there until they too pass away. He is being very fair and sensible. I don’t suppose you meant to, but you are sounding a bit grabby here - of course he wants to leave his house to his son.

jellybe · 21/06/2024 07:35

What assets do you have?
It seems perfectly reasonable to me that he would want to leave his home to his son. Before you met him what plans did you have for your future and how were you going to pay for your care as you get older?

Springchickenonion · 21/06/2024 07:33

Wills aren't romantic.... they aren't supposed to be. He is being sensible and very generous.

StormingNorman · 21/06/2024 07:32

This sounds fairly standard. You’ve not built any wealth together and his son is the person he loves most. Why would the house go to you?

Singleandproud · 21/06/2024 07:31

Well it is romantic that he wants to take care of a practical stranger. There is no way that you should come into his life at such a point and be entitled to everything he has worked hard for and then pass on to your family, he is correct it should all go to his son. The fact he has thought about housing you in the interim is kind.

Personally the whole thing is moving too fast, you are quite significantly younger and his health is going to start deteriorating quite rapidly in the next decade, do you really want to end up as a carer when you could be jet setting yourself.

The fact that you've reached your age with no assets of your own and this is what you are concerned about after such a short relationship makes you sound like a gold digger.

MooonDreamer · 21/06/2024 07:25

You sound a bit grabby to be honest.

MooonDreamer · 21/06/2024 07:25

That sounds more than reasonable me to me. I'm assuming you're not contributing to the mortgage. I'm married to my son's father but if I married someone else I would be leaving my house to my son.

WashableVelvet · 21/06/2024 07:25

DH and I married in our 30s and this is what our wills say too, for our joint children!

OhshutupDerek · 21/06/2024 07:23

Sounds like you are getting a fabulous deal. What is the problem here?! Confused

OuijaBoard · 21/06/2024 07:20

It's a pretty typical arrangement. Of course, if it makes you uncomfortable you can say no. If you decide to go ahead with it, make sure the paperwork ensuring you can continue to live in the house after his death is completed and correctly reflects your agreement.

If I read this right, you don't currently have any children and it's unlikely you and he will have any. So, imagine for a moment that you and he marry, neither of you has a will or anything official specifying inheritance, and you both die at the same time. Who should inherit the house other than (or as well as) his son? Is it really important to you what happens to the house after you die?

camelofdestiny · 21/06/2024 07:13

Surely you cannot think that you are entitled to everything he owns after 6 months of dating. Bloody hell.

This is his child- of course he wants it to go to him, I would too. You haven't contributed to anything with regards to the house so why should you get it?

He's being more than generous and as for the ending up on the streets thing- if you hadnt met him you'd have to sort your own accommodation so start acting like a grown adult and put some plans in place for yourself. You arent a child and are perfectly capable of finding somewhere to live. We all have to do that.

Marketplacevirgin · 21/06/2024 07:10

This is exactly my situation and I am more than happy with it. I think my DH has been very generous. We've been married 2 years and we put the arrangement in place just after our marriage by having an appointment with a solicitor to iron out all the details and create new wills.

I would have refused if he'd said he was going to leave the house to me. What would his children think?!

Justcallmebebes · 21/06/2024 07:10

This is perfectly standard and normal and all it entails is either changing or making a Will to reflect his wishes

RogersOrganismicProcess · 21/06/2024 07:08

Were you attracted to the person, or what you could take from him? if he had nothing would you still be wanting to marry?

If potential gain is what attracts you, I’d count yourself luck to be offered such a generous package. Pension and home to live in as long as you need!

Of course his son should inherit from him. If I was the son I’d be pretty miffed at a fairly recent stepmum prolonging that process in my grief.

What are you bringing to the relationship?