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AIBU?

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DH and the broken engagement ring

355 replies

AppelationStation · 15/06/2024 21:55

Short version: One of the diamonds has fallen out of my engagement ring. DH says we can't afford to fix it as we're trying to save (which we are). AIBU?

Long version: When we got engaged DH gave me a beautiful, old engagement right that belonged to his grandmother and her mother before that. It''s the nost special object I've ever had.

A couple of years after we got married, one of the diamonds fell out. We searched and searched but couldn't find the stone. That was 5 years ago. Since then, it has been sat in a box in my dresser.

We have been very hard up for most of our marriage, so I could understand not getting it fixed. Diamonds are hardly a priority when you're struggling to pay the bills. In the last 12 months things have been much better, largely down to me going back to uni through the pandemic, acing it whilst also homeschooling our young son when schools were shut, working my arse off since I qualified and almost doubling my salary in the last 2 years (it was low to begin with so not that much by mumsnet standards but still a big achievement).

DH earns barely above minimum wage in a skilled job that he adores and is brilliant at, but is in a v low paid industry. Whenever we've had conversations about money, his job has never been a thing he is willing to consider changing. He will always be a low earner, and any change to our circumstances will have to fall to me, hence my recent career decisions. I, on the other hand, am often criticised for 'spending' - even kids shoes that fit properly or kids clothes (or my own) that are not second hand are seen as self indulgent and wasteful. I've felt some resentment towards him because of this over the years, though now I just accept it, and can see a benefit to one of us not being massively stressed by huge responsibilities all the time. He's a very playful, present father to our DS. He's also very careful with money, organised and disciplined, which I'm grateful for. He is definitely a 'save until you can afford it' person. He consideres any (0% interest) credit card debt, or overdraft debt, however small, as a sign of trouble and would rather eat beans and not go on holiday and pay it off straight away, than accept a small amount and paying it down slowly and affordably. We have a 2.5k loan we used towards the cost of a vehicle last year, and about £500 in cc debt. We have no other debts, mortgage, car loans etc whatsoever.

I recently had a pay rise that equated to about a 20% increase. We agreed we would live as we currently do for the next 6 months, pay everything off and save more towards the deposit for a house (currently renting). I suggested we could look into the cost of getting my ring fixed and maybe do that too, as a kind of treat and gift to myself having worked to hard to get here. Today we found out that it would cost about £230. DH refuses to do it. We need to save the money / pay off things first, it's not a priority, no one needs a ring. Generally when it comes to money, what he says goes.

Now, I don't want a ring fixed with reluctance and resentment on my wedding finger, so I've had to drop it. But I feel a bit hurt tbh. More than I'd like the ring to be able to wear again, I'd like DH to feel proud of me, and grateful for how hard I've worked, and sad that I've not worn the ring he gave me when he proposed for the last 5 years, and for him to want to get it fixed too. He just doesn't really care that much.

I said "what if I could find the money somehow, maybe sell a few things?" (clothes, old kids stuff etc) and he replied "then that money should so into the pot, not get spent on stuff we don't need". So even as the higher earner, by some margin, I lack the agency to make this decision.

He says we'll fix it one day. When is it ever going to be a priority? I look at my wedding finger and feel a bit sad. The ring sits in a box. How old will I be before I can wear it again? What's the point of it if I can't?

I don't know. Sorry for the long post over a totally 1st world problem. It's not the ring, it's his attitude. Is he being tight fisted and mean, or AIBU?

OP posts:
DoubleTime · 16/06/2024 08:36

Another thought, inspired by other posts, why do you think it is that you don't ever get to see the finance spreadsheet OP? Are you sure you have savings ?

ThreeEggOmlette · 16/06/2024 08:34

Just read the update about his spreadsheet.

Frankly. Fuck that shit.

You have the power to change things here, as the bulk of the family money comes to you.

I'd suggest you put the same % of your salary into the joint account as Scrooge McDuck to cover the household bills. The rest remains with you - as you feel the need to build up some running away money family savings in your name. This should not be an issue for a normal person in a normal marriage other than maybe asking 'why the change? Because you've got all the savings at the minute and I'd like some in my name too'

No doubt he will panic because you're taking back control, but let him flap & be disdainful & show his true colours. The party's over dude, loosen the grip & put your face straight.

I'm very wary of people here saying 'as the high earner, you get the say' as that's nothing more than the flip side of this financial abuse, BUT it should always be fair & proportionate & nobody should be cap in hand for essentials like shoes FFS.

Edit for typo.

TheBelmont · 16/06/2024 08:34

Generally when it comes to money, what he says goes.

I could feel my fury rising when I read this sentence…ask him why this is the case when he contributes so little financially. How would he cope financially without you?

supersop60 · 16/06/2024 08:33

At the start of the thread, I thought uour DH was a bit of a dick.
Following your updates, its clear that this is financial abuse.
Is this going to be your life story, OP?

Onthemaintrunkline · 16/06/2024 08:31

Crikey, he’s sort of running your show isn’t he. Actually…..delete ‘sort of’.
You sound like an exceptionally smart woman in all areas save one. Financial freedom in a marriage is your right.

DoubleTime · 16/06/2024 08:30

Your post saddened me OP, I really feel for you. Whatever you do, the sentiment of the ring has been damaged now, with all the implications that has for your relationship.

You need to consider carefully before entering into a mortgage situation with your husband. What if you wanted to change jobs one day, work less, have more children - will he say you can't ?

What happens if you say you would like to go on a holiday, buy a new dress, go out for dinner one evening ? Does he say you can't?

If he wanted you to have that ring - he could have taken an extra day's work for a few months, something low-paid and part time. A Saturday job somewhere could have paid for the repair in 2 months or less. You brought up the ring after it sitting in a box for 5 years, so he knows now it has been on your mind, yet he dismissed it as low priority. I completely see your point about what this means.

ReplenishMyCoffee · 16/06/2024 08:26

This is controlling so a big red flag.

Set up your own account and transfer money into it each month. He doesn’t get to control all your money. Spend this money on whatever the fuck you want.

You are an adult, earning money. Pay towards your share of household stuff etc and set some aside for you.

Would you seriously expect a man to ask his wife if he could spend £230 on something?

Loopytiles · 16/06/2024 08:24

I wouldn't soend any money on the ring, would pay money into a separate account whilst considering what to do about the marriage. If he refuses to seek to earn more and behaves this way (financial control) wouldn’t stay in the marriage.

NonPlayerCharacter · 16/06/2024 08:24

AppelationStation · 16/06/2024 01:01

We also both uave a government Help to Save account which we started while I was a student. We each pay the max allowed in each month.

He has a spreadsheet which calculates earning, bills, borrowing and balances. He looks at it, and our joint account transactions, every couple of weeks. I don't have access to it.

You don't have access to the family finances spreadsheet? And all financial decisions must be his?

pasturesgreen · 16/06/2024 08:24

So even as the higher earner, by some margin, I lack the agency to make this decision.

He'd look at me with distain and then be aloof, superior, disapproving and distant.

This was so incredibly sad to read, OP. The ring can be fixed, but I think it has come to a point where your relationship can't.

That's no way to live, with no agency over how you spend your own hard-earned money and a controlling, miserly husband who'd give you the silent treatment if you dared go against his wishes. I really hope you can find a way out, for your own and your son's sake.

Pinknelly1982 · 16/06/2024 08:23

Your post made me sad :( he is so mean ! You deserve the world op ! You worked so hard and you sound like a great person ! I really hope your husband will open his eyes and stop taking you for granted.

Notsuchafattynow · 16/06/2024 08:19

I missed the bit re the OD.

Ye gods! He spends what he likes knowing next month he can put less in the joint pot!!

You both need equal spends each month to do what you like.

BusyMummy001 · 16/06/2024 08:17

justasking111 · 15/06/2024 22:09

I'd open a new account and start putting money into it every month. Then birthday money etc.

OH and I wouldn't be telling him about any other pay rises.

This!

Notsuchafattynow · 16/06/2024 08:14

Why does he get to call all the shots re money?

230 is very reasonable amount. I'd put my foot down on this one.

Is he a low earner / low spender himself? Or is he enjoying the fruits of your sucess to enable him to coast in his hob but still be 'the man' in terms of money management.

I'm a high earner with a low earning DH, but money management is a partnership, weighted more to me as I earn the majority.

2021x · 16/06/2024 08:09

Hi OP.

I have read your responses.

There are 2 red flags

  1. He is controlling the money you spend BUT has an overdraft to pay off. If he can’t live within his means, then he can’t tell you how to spend money you earn.
  2. He is earning a low wage in a low paying industry. From your posts this sounds like a choice rather than for a lack of options and expecting you to go along with this decision.

This is evidence that this is less about the ring and more about control. There is a tool call the power and control wheel and this is on it. If possible I would call Refuge and speak about this with a trained person.

Frauhubert · 16/06/2024 08:07

It’s a bit rich (no pun intended 🥸) to be earning a minimum wage and thinking ‘he’s got final say in financial decisions’ in a relationship. He is choosing to be a low earner because it makes his life comfortable.

MissScarletInTheBallroom · 16/06/2024 08:06

This is really sad, and it's about more than fixing a diamond ring.

I believe that married couples should make joint decisions about how their combined family income is spent. The higher earning partner shouldn't be controlling all the money and a low or non earning spouse should have equal access to money and equal say in spending decisions.

The odd thing here is that your DH is the low earning partner, has no desire to change that, and yet he is the one making all the decisions. Who is he to say you can't spend a small amount of money getting your ring fixed because there are more important spending priorities, but those priorities clearly aren't important enough for him to consider getting a job he loves less but which pays better?

I would be having a long hard think about whether this marriage is right for you in the long term.

NoSquirrels · 16/06/2024 08:05

AppelationStation · 16/06/2024 01:01

We also both uave a government Help to Save account which we started while I was a student. We each pay the max allowed in each month.

He has a spreadsheet which calculates earning, bills, borrowing and balances. He looks at it, and our joint account transactions, every couple of weeks. I don't have access to it.

You don’t have access to the spreadsheet?

He’s built up debt but gas savings why he won’t t use to pay it off, using your greater earnings instead?

He’s financially abusing you.

Good news is, you can save your own money. Start by transferring less into joint. When he asks why, say you decided to start a new regular savings account. If he moans, say you don’t understand- saving is good, right? Ask to see the spreadsheet…

DobbyTheHouseElk · 16/06/2024 08:03

Can you go to his mum assuming she’s still alive and show her? Explain how sad you are and see if she can suggest anything. Maybe she has a stone from something else that could be used? If it was her ring as well.

LoseMeLikeAnArrow · 16/06/2024 08:00

Your priority should be to attempt to find out what he has done with all the money. You will have to do this covertly and without his knowledge. You will then have some form of evidence for the solicitor. Divorce is your only option. He will never change. He is deceitful and cruel to you and the DC. All the suggestions about talking to him, telling him how you feel, telling him to get another job are pointless. Abusers don't negotiate.

He won't have debts, by the way. His surplus (hidden) finances are built on your success.

Step 1: Get some idea of the money by snooping (do not let him know)
Step 2: sell the ring
Step 3: book an appointment with a solicitor who specializes in financial abuse using the money from the ring
Step 4: invent a few 'expenses' like dental work and open a secret bank account for deposits
Step 5: complete the Freedom Programme (in fact this step can go anywhere amongst the others)
Step 6: once you have evidence of the finances, stop paying into his account (no way is it joint) and open your own. WARNING: the abuse and control will escalate, but by now, you are already leaving him, he just doesn't know it.

Focus on the finances first and you have to be so cunning: intercept mail, try to film his password entries, try to photograph the spreadsheet, set up a secret camera to record the screen (you can buy ones that look like ornaments etc. Say the ornament is from a charity shop); copy all the files onto a USB when he nips to the loo and you decide to 'clean the area' for him. Be as bloody devious as he is. Best of luck.

godmum56 · 16/06/2024 07:58

"What he says goes?" Fuck that!

lifechangingsausageroll · 16/06/2024 07:56

TheThreeCheesesOfTheApocalypse44 · 16/06/2024 06:06

Good God woman it would be a cold day in hell before some jumped up bloke with an inferiority complex because he's barely contributing to the household dictated to me me how I spent my money. Not a bloody chance.

Get rid of the idiot, do not buy a house with him. You can go it alone when the divorce is finalised !!

Absolutely this. Stop allowing his inferiority complex to dictate your life. Stand up to him. Ignore any sulking, disdain etc. Repeat as necessary.

Or even better, ditch him.

PurpleBugz · 16/06/2024 07:54

And I hate that phrase hands on dad. It's not an amazing thing to parent your children!! We don't say hands on mum do we

PurpleBugz · 16/06/2024 07:52

I was reading thinking it was a high price then you said £230. He doesn't think you are worth that much?

"Now, I don't want a ring fixed with reluctance and resentment on my wedding finger, so I've had to drop it. But I feel a bit hurt tbh. More than I'd like the ring to be able to wear again, I'd like DH to feel proud of me, and grateful for how hard I've worked, and sad that I've not worn the ring he gave me when he proposed for the last 5 years, and for him to want to get it fixed too. He just doesn't really care that much." Have you told him this is how you feel?

You are not unreasonable to be upset

TigerTyger · 16/06/2024 07:22

The ring issue is just the latest in a long line of shit you put up with from this bloke

Read all your previous threads about him. Is this what you want going forward for your life?