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AIBU?

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DH and the broken engagement ring

355 replies

AppelationStation · 15/06/2024 21:55

Short version: One of the diamonds has fallen out of my engagement ring. DH says we can't afford to fix it as we're trying to save (which we are). AIBU?

Long version: When we got engaged DH gave me a beautiful, old engagement right that belonged to his grandmother and her mother before that. It''s the nost special object I've ever had.

A couple of years after we got married, one of the diamonds fell out. We searched and searched but couldn't find the stone. That was 5 years ago. Since then, it has been sat in a box in my dresser.

We have been very hard up for most of our marriage, so I could understand not getting it fixed. Diamonds are hardly a priority when you're struggling to pay the bills. In the last 12 months things have been much better, largely down to me going back to uni through the pandemic, acing it whilst also homeschooling our young son when schools were shut, working my arse off since I qualified and almost doubling my salary in the last 2 years (it was low to begin with so not that much by mumsnet standards but still a big achievement).

DH earns barely above minimum wage in a skilled job that he adores and is brilliant at, but is in a v low paid industry. Whenever we've had conversations about money, his job has never been a thing he is willing to consider changing. He will always be a low earner, and any change to our circumstances will have to fall to me, hence my recent career decisions. I, on the other hand, am often criticised for 'spending' - even kids shoes that fit properly or kids clothes (or my own) that are not second hand are seen as self indulgent and wasteful. I've felt some resentment towards him because of this over the years, though now I just accept it, and can see a benefit to one of us not being massively stressed by huge responsibilities all the time. He's a very playful, present father to our DS. He's also very careful with money, organised and disciplined, which I'm grateful for. He is definitely a 'save until you can afford it' person. He consideres any (0% interest) credit card debt, or overdraft debt, however small, as a sign of trouble and would rather eat beans and not go on holiday and pay it off straight away, than accept a small amount and paying it down slowly and affordably. We have a 2.5k loan we used towards the cost of a vehicle last year, and about £500 in cc debt. We have no other debts, mortgage, car loans etc whatsoever.

I recently had a pay rise that equated to about a 20% increase. We agreed we would live as we currently do for the next 6 months, pay everything off and save more towards the deposit for a house (currently renting). I suggested we could look into the cost of getting my ring fixed and maybe do that too, as a kind of treat and gift to myself having worked to hard to get here. Today we found out that it would cost about £230. DH refuses to do it. We need to save the money / pay off things first, it's not a priority, no one needs a ring. Generally when it comes to money, what he says goes.

Now, I don't want a ring fixed with reluctance and resentment on my wedding finger, so I've had to drop it. But I feel a bit hurt tbh. More than I'd like the ring to be able to wear again, I'd like DH to feel proud of me, and grateful for how hard I've worked, and sad that I've not worn the ring he gave me when he proposed for the last 5 years, and for him to want to get it fixed too. He just doesn't really care that much.

I said "what if I could find the money somehow, maybe sell a few things?" (clothes, old kids stuff etc) and he replied "then that money should so into the pot, not get spent on stuff we don't need". So even as the higher earner, by some margin, I lack the agency to make this decision.

He says we'll fix it one day. When is it ever going to be a priority? I look at my wedding finger and feel a bit sad. The ring sits in a box. How old will I be before I can wear it again? What's the point of it if I can't?

I don't know. Sorry for the long post over a totally 1st world problem. It's not the ring, it's his attitude. Is he being tight fisted and mean, or AIBU?

OP posts:
Skodacool · 17/06/2024 20:52

HelenTudorFisk · 16/06/2024 03:52

Sit him down and tell him that you’ll be putting into the joint account the same amount as him, and not a penny more. Then use the leftover to build up a bank of savings, and leave your financially abusive husband.
His reaction to you refusing to let him continue feathering his own nest with your money will tell you all you need to know about the state of your marriage.

I agree, also tell him that you want access to the spreadsheet otherwise you will keep all your earnings in your own account. Take back control.

Thudercatsrule · 17/06/2024 20:46

Why are you asking him? Your ring, your money, your choice.

Dont be unhappy and resentful, just get it fixed and enjoy the ring, make it a happy ending.

starryeyed19 · 17/06/2024 20:44

AppelationStation · 15/06/2024 23:05

I think I'm worried I will die suddenly and young, like my mum, and the ring will still be sat in its box waiting to be fixed, and DH will think he made all the right choices. It's a metaphor for our lives.

This is just fucking heartbreaking, OP

starryeyed19 · 17/06/2024 20:39

This feels so sad, OP. It's like he's sucking the joy out of life at every opportunity. What's the point of working so hard if you can't even repair your ring?

I would struggle to live with someone like this, I have to be honest. And why does he get to have the final say over money, anyway?

And thinking that getting children clothes and shoes that fit is somehow an extravagance?

You must be a saint to have put up with this. It sounds soul destroying

FancyBiscuitsLevel · 17/06/2024 20:31

If he really really was about wanting to buy a house as soon as possible, he’d be prepared to look for a less interesting but better paid role.

it’s not, it’s control. If he doesn’t care about something it doesn’t matter. You are not equal to him so your opinions don’t matter.

personally I’d be having some strong opinions about a man who wouldn’t let me spend my own money in order to ensure I could provide his choice of lifestyle.

Cityandmakeup · 17/06/2024 20:16

You earn the money you spend it how you choose.

sparklynailsforme · 17/06/2024 20:16

I lost a stone from my engagement ring while we were saving for our house. When we brought it to the jewellery’s it turned out it needed to be taken apart and remade. It cost €600(they didn’t charge full price, there was a slight fault so should have been closer to 1200) Dh told me to drop it in and I did. When we got the call to say it was ready I told Dh it could wait a few weeks. He picked it up the same day because he knew how much I missed it and how said I was to have had to be without it for so long. Your Dh is a miserable arse. Get the ring fixed. Ignore him. If he’s so worried about money tell him to get a better paid job.

ThistleTits · 17/06/2024 20:14

AppelationStation · 15/06/2024 23:02

He doesn't come from financial insecurity, but his family are all similarly tight.

His mum went to a posh private school. She tells an anecdote about trying to make a bar of soap last as long as possible as a child, because she wanted to know what it was like to be poor. DH grew up in a house his mum owned outright. Didn't have spare cash (single parent) but had minted grandparents (retired in their 40s to the country and became hobby farmers) living literally next door (across a field they also owned) who could always help with anything they needed.

My parents both grew up in council housing with nothing. They managed to achieve some financial security, mostly thanks to house prices, with 0 help. They put off a lot of things (holidays abroad, decent car, new kitchen), waiting for a time they were better off. Then my mum died suddenly st 56.

I'm sorry for the loss of your mum.
Losing her at a relatively young age would be my reason to change my restricted life, if I were you.
I've a friend married to a tight fisted man. Over 40 years of financial abuse and now she's not got the confidence to change. Don't be her.

pollymere · 17/06/2024 20:06

I lost the centre stone and was getting quotes like this for my antique ring.

Replacing a stone is usually around £20-25. I was being quoted stupid amounts for horrible stones.

I went to Hatton Garden and got offered stones from £20-100 (I set the budget). I chose a stone that I could afford and then the jeweller repaired the ring for £25.

If you source your own stone it will be half the price. I used a new stone and you really can't tell.

lemming40 · 17/06/2024 19:48

Personally I would just get it fixed. I also think that he sounds very controlling with regards to money.

Pinkfluff76 · 17/06/2024 19:44

Get your ring fixed. He didn’t even have to pay for it in the first place. He’s being really selfish and not understanding your hard work and effort.

FeeBee73 · 17/06/2024 19:26

justasking111 · 15/06/2024 22:09

I'd open a new account and start putting money into it every month. Then birthday money etc.

OH and I wouldn't be telling him about any other pay rises.

Anything you get given as birthday or Christmas money is yours alone and should not be put in a shared pot. Put your foot down, you were given it for yourself and it should be spent on you and nobody else.

mandlerparr · 17/06/2024 19:05

Wait, so he is the one racking up the debt? So, what is in fact happening is that he is only frugal when it comes to what you are spending money on? You all need to sit down and come up with a fair division of funds. It makes no sense for him to have savings and debt at the same time. He is overspending. You haven't mentioned it, but I am assuming that you cover more of the costs of living than he does, like bills, food, kids' stuff, etc.
I don't see anything wrong with one person earning less and the other paying more.
The problem here is that he is pretending to be frugal and tightfisted when he actually isn't. No one is saying he can't save up some money, but what is he buying that is so important that he needs to put it on credit?
This man is gaslighting you.
He wants to keep you constantly on edge with saying that you are the one spending too much. That you are the one who doesn't try, that you are the one who always does things wrong.
He gets to live stress free in a low-paying job that he enjoys. Instead of realizing what a great position he is in, he instead tries to make you feel as bad as possible on top of your already stressful work.
Sitting down and making a budget with him will show how much of your spending goes towards necessities and how much of his goes towards himself. It may also let you see places both of you can save or improve on. Of course, none of this will work if he is actually a narcissist as some suspect. I don't know if I go that far, but he is definitely showing some tendencies. I mean, we all have it to some amount, but his is over the top.

BuggeryBumFlaps · 17/06/2024 18:52

I'm afraid you sound like you're being financially abused op.

You don't have any access to savings etc, can't make financial decisions, put all your earnings into a shared pot, yet HE has savings!

You need to have some financial independence. You also need access to all his spreadsheets and the saving accounts

Owl55 · 17/06/2024 18:37

Pay for it out of your earnings and wait until he actually notices it’s been fixed x

Iamgettingolderandgrumpier · 17/06/2024 18:25

I have had my engagement ring over 40 years. It wasn’t expensive, even back then but twice I have lost a diamond and more recently the band snapped (as it has worn and become very thin). On each occasion, I claimed on my house insurance. I recognise that you will have to pay excess and it could increase next year’s premium but just a thought.

DoughBallss · 17/06/2024 18:20

It’s essentially your money, and you aren’t taking food out of your your DC life to do it…so just do it.

He needs to aim higher in his career if he wants to have a say

DiduAye · 17/06/2024 18:05

He's a controlling ah and the ring is merely a symptom of the problem You are making more money controlling how it's spent isn't for him to do For all that it's a lovely heirloom he didn't spend anything on an engagement ring for you and he's continuing to value you at £0 put a stop to allowing this asap

fetchacloth · 17/06/2024 18:00

This is one of the saddest posts I've read on here 😪.
OP you've made so much effort to better yourself and you are unable to get your husband's permission to get the ring fixed?
WTAF 😡, I would get the ring repaired anyway.
And I would also address the apparent imbalance of power in your marriage. You should be equals and he shouldn't calling all the shots, irrespective of income.💐

azlazee1 · 17/06/2024 17:59

Tell him your engagement is very important to you and you want to be able to wear it. It has sat in a box long enough. He will always want to pay down something else or pay off a bill. Some things in life are important to us and you deserve to be able to wear your ring. Bottom line - get the ring fixed.

eatingandeating24 · 17/06/2024 17:49

DH should be keener than yourself: it has a lot more sentimental value for him than for anyone else, including yourself. Of course, you value the engagement ring -- but for the DH to have waited this long to have it fixed defies reasoning in my mind!! 😓

adorablecat · 17/06/2024 09:06

AppelationStation · 16/06/2024 00:07

He wouldn't be outwardly angry. He'd look at me with distain and then be aloof, superior, disapproving and distant.

And you are happy being married to someone who treats you like that?

godmum56 · 17/06/2024 09:00

CanSeeClearlyNowTheRainHasGone · 17/06/2024 08:58

So you are incapable of justifying your comments, or discussing/arguing a point.

Duly noted.

I should have learnt not to argue with idiots. They drag you down to their level then beat you with experience.

I have learned that lesson, hence my refusal to engage with you.

CanSeeClearlyNowTheRainHasGone · 17/06/2024 08:58

godmum56 · 17/06/2024 08:02

you soooo funny

So you are incapable of justifying your comments, or discussing/arguing a point.

Duly noted.

I should have learnt not to argue with idiots. They drag you down to their level then beat you with experience.

godmum56 · 17/06/2024 08:02

CanSeeClearlyNowTheRainHasGone · 16/06/2024 19:59

That wouldn't be ok. But that's not the situation here. Did you read the OPs posts or did you just leap to oppressed-woman total-control conclusion?

OP said...
"Generally when it comes to money, what he says goes."
and
[If I spent the money] "He wouldn't be outwardly angry. He'd look at me with distain and then be aloof, superior, disapproving and distant."

They're having a difference of opinion and it's perfectly fair that she should be upset that she feels unvalued.

But I was responding to someone that said "Spend it. It's your money" by pointing out that in a partnership it's their money, not his or hers.

The only "oppression" that I can see is that there's a spreadsheet to reconcile all the bills and transfers. I have one. She says she doesn't have access to it - she doesn't say she's not allowed access to it. From other things she's said it sounds like he's really keen that they manage their money well. In years to come I imagine they will both be grateful.

We used to live in a similar situation. I brought in the money, and she was in charge of it. When she wanted something extravagent she'd have it and say "now you can spend £xx on yourself". The nett result was that either every extravagance was double the overdraft, or I didn't take the money and use it for myself - when it miraculously became joint money again.

A conversation and an agreement in principle is needed.

you soooo funny