Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think if you can no longer afford school fees...

658 replies

TiredMumE · 13/06/2024 19:54

that is tough.

OP posts:
Thread gallery
7
millymoo1202 · 13/06/2024 22:24

TheFairyCaravan · 13/06/2024 19:56

Could always give up SkyTv

Could also get a job in Tesco

Labtastic · 13/06/2024 22:22

Yeah you’d think high earners would have some good financial literacy and maths skills…

Why do you assume I'm a higher earner? I earn £35k a year working two jobs.

Another76543 · 13/06/2024 22:22

SugarandSpiceandAllThingsNaice · 13/06/2024 22:14

Yep, the luxury version of goods and services should attract VAT.

Private education is a luxury service.
Any private tutoring service you hire- you already pay VAT.

VAT is not a luxury tax, but in any case a decent education should not be seen as a luxury.

Taking the “luxury” argument though, what about cake, caviar, artisan bread, cooking chocolate, hardback books? There’s no VAT on those.

Willyoujustbequiet · 13/06/2024 22:21

FourOfDiamonds · 13/06/2024 22:09

Genuine question - what's the counter argument? I get that in the short term families who have to leave PS won't be able to do this but long term (5 years plus) I totally see it happening. If a family that can borderline afford private decide to go state they have so many resources to chuck at it to ensure they get into the best which means someone else won't.

I've mentioned this in other threads but many areas do not have catchment as priority so you can't buy your way in.

In addition, birth rates are falling and certainly in my area, despite all the schools being outstanding, there are more than enough places to cater.

Finally some posters on other threads crunched the numbers and calculated that the actual numbers of extra pupils per school will be so small as to not have any effect. I think it was less than one but I'm happy to be corrected.

Given all the above, I simply don't buy into the argument repeatedly put forward that state school pupils are going to be negatively impacted in any way by this.

Labtastic · 13/06/2024 22:21

Aladdinzane · 13/06/2024 22:17

@Labtastic

"The top 10% of earners contribute over 60% of tax receipts in this country."

No, they don't. Income tax is only about 25% of the entire tax take.

This is repeated so often I'm surprised that such high earners don't know the difference.

I should have said 60% of income tax receipts - I thought that was clear but obviously not, so I apologise

Aladdinzane · 13/06/2024 22:20

@SugarandSpiceandAllThingsNaice

This was asking for what actually is their definition of middle class. Is it middle income? Is it in the way it used to mean in England, as in Upper class ( titles), Middle class ( professions), Working class ( those who do manual labour type roles) or the Marxist definitions.

No confusion.

SugarandSpiceandAllThingsNaice · 13/06/2024 22:19

Aladdinzane · 13/06/2024 22:17

@Labtastic

"The top 10% of earners contribute over 60% of tax receipts in this country."

No, they don't. Income tax is only about 25% of the entire tax take.

This is repeated so often I'm surprised that such high earners don't know the difference.

Yeah you’d think high earners would have some good financial literacy and maths skills…

TheTigerWhoCameToEatMyHusband · 13/06/2024 22:19

Just cancel your sky tv.

SugarandSpiceandAllThingsNaice · 13/06/2024 22:19

Labtastic · 13/06/2024 22:15

As a % of their income, poorer people pay more overall tax than richer people. This is because poorer people have to spend all their money on essentials that include VAT, whereas the better off, the top 7% that can afford private school fees have so much disposable cash that they hoard it into tax shelters and get higher tax relief on pensions.

The top 10% of earners contribute over 60% of tax receipts in this country.

Those % are only income tax. There’s more than one tax.

SugarandSpiceandAllThingsNaice · 13/06/2024 22:18

Aladdinzane · 13/06/2024 22:12

"It’s better for all of us if the middle classes go back to state schools."

So middle class that you can afford 18k ( on average) yearly for secondary school?

Or are we going with the classic British definition which is down to titles/professions?

Or the Marxist? If your income only comes from your labour you aren't middle class?

How are you confused about which classes can afford private school fees?

Aladdinzane · 13/06/2024 22:17

@Labtastic

"The top 10% of earners contribute over 60% of tax receipts in this country."

No, they don't. Income tax is only about 25% of the entire tax take.

This is repeated so often I'm surprised that such high earners don't know the difference.

Aladdinzane · 13/06/2024 22:16

"My husband and I certainly aren't "elite".

Didn't say you are elite.

Although its already been proven on these threads that people's idea of what average/middle incomes are is wildly inaccurate. They mostly make these observations based on people like them.

Take it your local private isn't a standard fees either?

Chickenuggetsticks · 13/06/2024 22:16

TiredMumE · 13/06/2024 21:32

I used to teach in East Hull. Children with no beds and several siblings. Parents saving to build an extension and a spare couple of bedrooms. Working full-time on low pay.

So how exactly is the policy going to make those kids lives better?

Labtastic · 13/06/2024 22:15

As a % of their income, poorer people pay more overall tax than richer people. This is because poorer people have to spend all their money on essentials that include VAT, whereas the better off, the top 7% that can afford private school fees have so much disposable cash that they hoard it into tax shelters and get higher tax relief on pensions.

The top 10% of earners contribute over 60% of tax receipts in this country.

Angrymum22 · 13/06/2024 22:14

SugarandSpiceandAllThingsNaice · 13/06/2024 22:08

Yes they are just for the elite. It’s better for all of us if the middle classes go back to state schools. Because then we will have the voting power to get state education properly funded and resourced- to have it levelled up.

You already have 93% of parents potentially voting for better state an extra 0.7% is insignificant. ( that is if 10% of the 7% move to state).
Please think it out before making ridiculous statements.

SugarandSpiceandAllThingsNaice · 13/06/2024 22:14

Another76543 · 13/06/2024 22:07

Biscuits have VAT

They only have VAT added if they’re covered in chocolate. Normal biscuits are VAT free.

Yep, the luxury version of goods and services should attract VAT.

Private education is a luxury service.
Any private tutoring service you hire- you already pay VAT.

MyBoiledEggIsTooSoft · 13/06/2024 22:14

What threats are we talking about?

Why can’t we separate this discussion into a) an intellectual discussion around the benefits of the policy and b) support for parents who are struggling regardless of school?

Aladdinzane · 13/06/2024 22:14

@Labtastic

"There is a point where the very small proportion of people propping up the entire state become fed up with it and stop. And then the country is fucked. You can't keep milking people forever."

But they aren't propping up the country, only 25% of taxes come from income taxes and the top 10% pay half of those, so maybe 12.5%. Or should we bow down to their generosity?

As far as I'm aware the Laffer curve has never actually had any empirical evidence to prove the theory either.

darklittlecloudsong · 13/06/2024 22:13

Aladdinzane · 13/06/2024 22:08

@Tandora

"So private schools are just for the mega elite ? The aspiring middle class should know their place. Sounds ace for social mobility"

Private schools are overwhelmingly used by households in the top income decile, outside of this the proportion of children from every other income decile is close to 0, not 1%, close to 0.

Outside of this, the reason for student attending is down to household wealth or grandparental help rather than bursaries etc.

They aren't used by the middle classes, and they aren't bastions of social mobility.

Doesn't sound like my local private school at all.

My husband and I certainly aren't "elite". We are, I suppose, now middle class from thoroughly working class backgrounds. We've worked hard and can afford the fees. Don't know any parents from the upper echelons at our private school.

TheRealSlimShandy · 13/06/2024 22:12

Aladdinzane · 13/06/2024 21:33

@TheRealSlimShandy

" I cannot see any other possibly reason people would be rubbing their hands with glee over children’s lives being so disrupted."

Then you haven't been following the threads full of threats from PE parents.

Threats? No I haven’t but what do you mean by threats?

Aladdinzane · 13/06/2024 22:12

"It’s better for all of us if the middle classes go back to state schools."

So middle class that you can afford 18k ( on average) yearly for secondary school?

Or are we going with the classic British definition which is down to titles/professions?

Or the Marxist? If your income only comes from your labour you aren't middle class?

Labtastic · 13/06/2024 22:11

Aladdinzane · 13/06/2024 22:00

"As a start, how about that nobody else anywhere charges VAT on education?"

In Europe, there are either no fees on university education or they are incredibly low, why is the UK different?

"Also - people always conveniently forget that the vast majority of people paying for school fees are already contributing far, far more in tax to the treasury than the people going on about unfair "tax breaks."

Then they will be easily able to afford it then. As high earners and the wealthy, they also benefit far more from society than most, it facilitates their earnings, so it is only right that they contribute more.

"It's not a tax break, FYI. It's just not, and never has been a vatable purchase. You don't say that when you buy a pack of biscuits, you're getting a tax break do you?"

Biscuits have VAT

Then they will be easily able to afford it then. As high earners and the wealthy, they also benefit far more from society than most, it facilitates their earnings, so it is only right that they contribute more.

There is a point where the very small proportion of people propping up the entire state become fed up with it and stop. And then the country is fucked. You can't keep milking people forever.

Biscuits have VAT

Fairly sure they don't, unless they have chocolate on them. I'm off to enjoy a Rich Tea tax break.

TruthorDie · 13/06/2024 22:11

Coldsore · 13/06/2024 20:44

*aren’t

Should have gone to private school! 🤣

Maybe l did and it was a waste of money 🤣

Willyoujustbequiet · 13/06/2024 22:10

OohCookedPerfectly · 13/06/2024 21:52

@Willyoujustbequiet this is not correct that if their needs impact them they will have an EHCP. It SHOULD be the case, but it isn't in many many many many cases. There are many many many FB support groups for desperate, exhausted parents battling the system to fight for the support their children desperately need. SEN provision across the country is broken (acknowledging there are some exceptions).

I did say significantly impact them.

SabrinaThwaite · 13/06/2024 22:10

Biscuits have VAT

They only have VAT added if they’re covered in chocolate. Normal biscuits are VAT free.

Private schools - like state schools but more chocolatey?

Swipe left for the next trending thread