Dh & I both work-I’m a teacher, Dh manager of a company, mortgage remaining is fairly small by some standards, few outgoings such as electric motorbike and car and the rest bills, food, petrol.
One Dd and she’s now in school. I know we should be gratefully to have a home and be able to afford the basics etc and we are, but getting fed up now of feeling we’re working hard (Dh especially is getting down as it’s manual labour and organising everyone else and he’s exhausted ) and not having anything extra for it. For example, we need to decorate & sort out garden and just can’t at the moment, but can’t afford it, we’d like more than a camping holiday one year.
Dd has all she could ever need-clubs, clothes, books, toys etc.
I suppose that little bit extra would just make things feel more worthwhile