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AIBU?

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Choose a side: Vinted v disabled users

358 replies

Supersimkin2 · 05/06/2024 17:50

Please say what you think. Vinted asked NDN to verify her ID, which she’s happy to do, or they won’t let her withdraw the £300 she’s made selling her stuff.

Life on disability benefits not so easy right now. Her £300 a big deal.

But she can’t do the checks - cos the only ID Vinted accepts is a passport or driver’s licence, neither of which she has as she can’t travel. All the other ID proofs - she has loads - Vinted won’t accept.

We’ve appealed to Vinted three times and they won’t budge. Mangopay, their money platform, refer us to
Vinted.

So Vinted are keeping NDN’s money. They say ‘We hope you will understand’.

YABU = I’m with Vinted.
YANBU = Shame on Vinted.

OP posts:
Thread gallery
12
RayonSunrise · 06/06/2024 12:38

Years ago, there was a proposal for UK ID cards that would provide a gold standard for identity verification & citizen entitlements (NHS treatment, voting, etc) without requiring people to be travellers or drivers. It was lobbied against due to fears the government would have too much information about people before it really started.

This situation is one of the unexpected consequences of relying on "proxy services" to supply U.K. ID.

Toolateforteeth · 06/06/2024 12:36

MademoiselleRose · 06/06/2024 12:23

I read the thread, no need to assume that me disagreeing means I haven’t.
I also have a disabled son. I’m not overjoyed by the prospect that he will have to deal with people like you either.

Back to the topic. I believe that vinted is right to ask for an official photo id before allowing people to take out money. Have you received anti money laundering trainings? I did and the bottom line is that Vinted is responsible to check the identity.
Now as to why people in the UK are fighting against ID cards that would be cheaper than passports, who knows. But that is not Vinted’s fault, isn’t it?

You are not overjoyed that your son will have to deal with people who understand the disability discrimination act? As opposed to having a Mum who clearly doesn't understand?
It's been explained many times on this thread, the law is quite clear in what constitutes discrimination, it's not a "personal opinion"

Asking for photo ID is not the issue. It's the discriminatory access to photo ID that is the problem.

Rosscameasdoody · 06/06/2024 12:33

MademoiselleRose · 06/06/2024 12:28

Why do you keep ignoring the fact that Vinted is responsible to check the id of people retrieving large amounts of money?
What are you suggesting they do? Accept a document that is not an official photo id? That would put them in breach of their due diligence obligations so surly not. What then?

It’s the due diligence obligations that are presenting the problem, so I would think any action in respect of discrimination would be taken up with the regulatory body responsible. It’s an example of the kind of indirect discrimination disabled people face in many areas.

Rosscameasdoody · 06/06/2024 12:29

MademoiselleRose · 06/06/2024 12:23

I read the thread, no need to assume that me disagreeing means I haven’t.
I also have a disabled son. I’m not overjoyed by the prospect that he will have to deal with people like you either.

Back to the topic. I believe that vinted is right to ask for an official photo id before allowing people to take out money. Have you received anti money laundering trainings? I did and the bottom line is that Vinted is responsible to check the identity.
Now as to why people in the UK are fighting against ID cards that would be cheaper than passports, who knows. But that is not Vinted’s fault, isn’t it?

The point is that it’s the policy itself which could be viewed as discriminatory because it puts many disabled people at a disadvantage because of their disability. Under the Equality Act 2010 this is unlawful. Vinted ask for one of two forms of ID - driving licence and passport. Driving licence is cheaper but because many disabled people are prohibited from driving because of their disability, and also because it may be more difficult for a disabled person to be issued with a provisional licence (medical evidence or examination is often required), they are effectively only left with one choice - the more expensive passport option. This means they are being treated differently than non disabled people because of their disability, so on the surface of it, this is what seems to be indirect discrimination.

MademoiselleRose · 06/06/2024 12:28

Toolateforteeth · 06/06/2024 12:21

You are shouting into the wind on this thread. It's unbelievable.

Why do you keep ignoring the fact that Vinted is responsible to check the id of people retrieving large amounts of money?
What are you suggesting they do? Accept a document that is not an official photo id? That would put them in breach of their due diligence obligations so surly not. What then?

MademoiselleRose · 06/06/2024 12:23

Toolateforteeth · 06/06/2024 11:59

Ffs read the thread. It has been explained over and over why this is discrimination. It's shocking how many people just don't have a basic grasp of this. As the parent of a disabled child, it is also hugely depressing that you are the people he will have to deal with.
Mumsnet is so frustrating in that half the posters just read the OP and then bang on spreading misinformation that has been corrected many times over the thread. You aren't posting to learn, you are just interested in hearing your own voice.

I read the thread, no need to assume that me disagreeing means I haven’t.
I also have a disabled son. I’m not overjoyed by the prospect that he will have to deal with people like you either.

Back to the topic. I believe that vinted is right to ask for an official photo id before allowing people to take out money. Have you received anti money laundering trainings? I did and the bottom line is that Vinted is responsible to check the identity.
Now as to why people in the UK are fighting against ID cards that would be cheaper than passports, who knows. But that is not Vinted’s fault, isn’t it?

Toolateforteeth · 06/06/2024 12:21

Rosscameasdoody · 06/06/2024 12:15

There is direct and indirect discrimination - something doesn’t need to be intentionally exclusive of disabled people to be unlawful. Under the Equality Act 2010 it is unlawful to put disabled people at a disadvantage because of their disability. This is what this policy does, so it could be viewed as disability discrimination. A disabled person may be medically unfit to drive because of their disability, in which case they would not be able to obtain the cheaper provisional licence, and the only option would be the more expensive passport. It may not be directly the fault of Vinted or Mangopay, but on the face of it, the limited prescribed forms of ID may be discriminatory under the Act.

You are shouting into the wind on this thread. It's unbelievable.

Rosscameasdoody · 06/06/2024 12:15

ValleyClouds · 06/06/2024 09:39

I personally think that framing it as discrimination and a title such as « vinted vs disabled users » is disrespecting people actually facing discrimination

This!

It's not discrimination in the least, the rules are the same for everyone and framing it as a company oppressing a minority is wrong and misleading, in this instance, the person using Vinted doesn't have a passport, their disability status/their income is irrelevant and Vinted has not changed the rules solely to exclude them, which if they had WOULD be discrimination.

There is direct and indirect discrimination - something doesn’t need to be intentionally exclusive of disabled people to be unlawful. Under the Equality Act 2010 it is unlawful to put disabled people at a disadvantage because of their disability. This is what this policy does, so it could be viewed as disability discrimination. A disabled person may be medically unfit to drive because of their disability, in which case they would not be able to obtain the cheaper provisional licence, and the only option would be the more expensive passport. It may not be directly the fault of Vinted or Mangopay, but on the face of it, the limited prescribed forms of ID may be discriminatory under the Act.

WayOutOfLine · 06/06/2024 12:13

Mangopay (who run the e-wallet Vinted uses, which is not technically a bank) operate in 170 countries, they are not going to be interested in making an exception for the UK, if they meet the FCA regulations already, which they appear to do.

It is ridiculous that we have this confusion over ID in the UK, in most other countries having national ID is compulsory, nothing can be done without it (so irrespective of need to travel), but it also costs money, an admin fee at least. In my husband's EU country you are fined if you don't have it when requested for it by authorities or apply with it after 16. There's no option called have no ID, this is something UK people seem to struggle with and I'm not sure why.

If you think of the passport as a national ID document, then getting one, paying the fee and using it throughout your life to access all kinds of things will be so much easier.

If you rely on using your birth certificate, combination of letters, and so on, it's always going to be more painful for you to access things.

I don't think this would meet the definition of discriminatory because being poor isn't a basis for discrimination, although you could try arguing that inability to drive (disability) leaves you open only to the one type of ID.

Ultimately you have to say- how much time and energy do I want to spend fighting with Vinted/Mangopay and how much do I just want to get the money out of the system, and then do that as suggested by lots of people on the thread. In future, take the money out in small bursts, it is only because it's been left that it's triggered another layer of security, usually no ID is required to take out Vinted money into your bank account.

MademoiselleRose · 06/06/2024 12:12

Is there a fee in those countries with national ID cards or is it free (paid by taxes) because it's mandatory? I can imagine would cost a government a fair bit to implement & run

In the 2 euro country I am a citizen of, yes there is a fee for the id card. A bit cheaper than passport though.
And you have to renew it every 10y or so, same as the passport. To note that the id card is not mandatory, what is mandatory is to have either passport or id card.

Toolateforteeth · 06/06/2024 11:59

MademoiselleRose · 06/06/2024 09:30

Because she is disabled doesn’t make it discrimination. Lots of disabled people have passports / lots of abled bodied people don’t.

Requiring an official photo id to be able to conduct financial transaction is not unreasonable. If you want to fight, fight against the UK gov for not offering id cards.

I personally think that framing it as discrimination and a title such as « vinted vs disabled users » is disrespecting people actually facing discrimination.

Ffs read the thread. It has been explained over and over why this is discrimination. It's shocking how many people just don't have a basic grasp of this. As the parent of a disabled child, it is also hugely depressing that you are the people he will have to deal with.
Mumsnet is so frustrating in that half the posters just read the OP and then bang on spreading misinformation that has been corrected many times over the thread. You aren't posting to learn, you are just interested in hearing your own voice.

FlatCola · 06/06/2024 11:05

I don't think it's unreasonable that Vinted need photo ID as will be down to financial regulations. However it really it should be part of the account set up before you can list to sell, so you're definitely aware you won't get payment without it. It's easy to say well should've read the T's & C's but that can also be difficult for some due to learning difficulties or disability.

Some people have suggested possible work arounds so I hope your friend is able to access the money a different way.

I do agree it is discriminatory that the government doesn't recognise that your options for photo ID in UK are limited with some disabilities to the much more expensive passport (£88.50-100) where the able bodied can apply for the more affordable provisional driving licence (£34). It's not like either are one off costs as need renewing (£88.50+ V £14).

Is there a fee in those countries with national ID cards or is it free (paid by taxes) because it's mandatory? I can imagine would cost a government a fair bit to implement & run.

KreedKafer · 06/06/2024 11:02

Supersimkin2 · 05/06/2024 18:45

No it isn’t - it turns up on the help pages only after something’s gone wrong. She didn’t sign up to
this.

Yes, she did.

It's in their T&Cs. To 'sign up' you have to accept the T&Cs.

As others have said, it's got nothing to do with her disability. I agree that making a passport or driving licence the only acceptable forms of ID (for anything) is crap because lots of people don't have them and there's a cost associated with them but that has absolutely nothing to do with whether someone's disabled or not.

Supersimkin2 · 06/06/2024 10:52

Vinted have asked for the passport again. Persistence is a virtue.

OP posts:
wintersgold · 06/06/2024 10:50

Rainydayinlondon · 05/06/2024 23:56

But why should she have to? The bank is discriminating against her!

Because this way she still ends up with an extra £200, and a useful document. If she wants to take the bank to court, good luck to her, but most of us wouldn't have the knowledge or time for that

LookItsMeAgain · 06/06/2024 10:05

TwilightSkies · 05/06/2024 17:51

What has her disability got to do with it?
Most people with disabilities have ID!

You got the bit where the OP said that the neighbour, the disabled neighbour who can't travel, doesn't have the types of identification, the only types of id that Vinted will accept, right?

ValleyClouds · 06/06/2024 09:39

I personally think that framing it as discrimination and a title such as « vinted vs disabled users » is disrespecting people actually facing discrimination

This!

It's not discrimination in the least, the rules are the same for everyone and framing it as a company oppressing a minority is wrong and misleading, in this instance, the person using Vinted doesn't have a passport, their disability status/their income is irrelevant and Vinted has not changed the rules solely to exclude them, which if they had WOULD be discrimination.

Peonies12 · 06/06/2024 09:32

I’ve never been asked for ID but I always withdraw small amounts. It’s their T&Cs which the seller would have agreed to when they signed up.

MademoiselleRose · 06/06/2024 09:30

Because she is disabled doesn’t make it discrimination. Lots of disabled people have passports / lots of abled bodied people don’t.

Requiring an official photo id to be able to conduct financial transaction is not unreasonable. If you want to fight, fight against the UK gov for not offering id cards.

I personally think that framing it as discrimination and a title such as « vinted vs disabled users » is disrespecting people actually facing discrimination.

Boomer55 · 06/06/2024 08:04

I’ve got health problems, and will never travel abroad. But, I keep my passport renewed. ID is needed for all sorts of things, and I don’t drive.

It’s a nuisance, but necessary.🤷‍♀️

Rainydayinlondon · 06/06/2024 08:00

Toolateforteeth · 05/06/2024 23:51

It absolutely has something to do with her disability. A service shouldn't have procedures that disadvantage someone because of their disability.
An able bodied person would have the option to use a driving license as ID. A person who is medically unfit, does not have that option and by expecting them to have to buy a more expensive form of ID, you are placing them at a financial disadvantage. Hence discrimination.
I can't understand how people can't see this.

Edited

Me too! Especially for a site that’s so hot on disability rights !
It’s blatantly discriminatory!! I’m also not sure why people think it’s reasonable she should be out of pocket and pay to get a passport purely to be able to withdraw her own money.

Rainydayinlondon · 06/06/2024 07:54

XenoBitch · 06/06/2024 00:03

It may be true that she can't apply for a provisional driving license if she is not allowed to drive..
But she can still apply for a passport.

But the fact that she HAS to pay for a passport when she can’t travel, puts her at a disadvantage to non disabled people.
That’s discriminatory

inamarina · 06/06/2024 07:08

ExasperatedDancer · 06/06/2024 00:34

There have been a number of attempts to introduce a national ID card over the years by various iterations of government.

Each time it has failed.

Usually the press report the proposal and some idiot campaigner declares that this is an assault on our human rights / we haven’t had ID cards since WW2 / it discriminates against (insert random cohort who likely would not be negatively impacted by this at all) / it’s the start of a social credit score / the government will use them to track your movements / you’ll be digitally recorded every time you buy alcohol / the police will use ID cards to restrict your movements / we just don’t do that sort of thing in this country.

Public pressure then makes the government cave in and the proposal is quietly dropped.

So don’t blame the government, blame the (largely) middle class electorate who bafflingly consider ID cards to be an assault on our freedoms whilst at the same time being perfectly happy to own a biometric passport. They’re not the ones who are affected by this lack of national ID, because they can afford one. The disabled are overrepresented in the cohort of poor people and they are the ones who may be unable to obtain a driving licence so are either forced to pay for a passport or are denied access to many things in society the rest of us take for granted.

Yes, I’ve heard about it. It seems a bit odd to me, I’ve previously lived in Europe and having a national ID card wasn’t seen as an issue at all.
So I personally wouldn’t blame the government for that (even though passports could probably be cheaper), but I wouldn’t blame Vinted (or Mangopay) either.
They are companies based in a different country, it makes sense that to comply with money laundering regulations they might require a more forgery proof and internationally recognised ID than a local UK bank.

inamarina · 06/06/2024 06:51

HereILayStillAndBreathless · 06/06/2024 00:43

I'm failing to see the discrimination, tbh. She CAN apply for the passport. She is fully ABLE TO. She just DOESN'T WANT TO. As someone said upthread being poor is not a protected characteristic. Just as equally an able bodied, fully healthy single mother with a few kids and on minimum wage who never travels anywhere couldn't afford the passport. And would be asked by Vinted to provide it just the same. Or a 'single parent' is also a protected characteristic now?

Not the point, but I first heard about passport-less adults upon coming to the UK. I was gobsmacked, tbh, never even knew such a phenomenon existed. I'm from an economically disadvantaged EU country and absolutely everyone from 16 years old onward, disabled or dying, has to have a passport. No exceptions, no discounts. It's the law. You will need it everywhere and will be asked to provide it. No faffing with birth cert and various docs, it's the passport or nothing. You won't be able to access medical care, open a bank acc, rent/buy your place, get a job, register for voting, register your child to daycare/school, deal with the utilities companies, etc etc etc without a passport. Children younger than 16 need passport only when traveling.

It costs 50eu if you're willing to wait a month and a 100eu/5 days. Minimum wage is lower than the UK by a lot and there are no benefits/dole. Instead of faffing, arguing the toss, creating problems where there are none, seeing discrimination around every corner...people just go and get the passport made. Seems pretty simple to me. Never even occurred to me that getting a passport is SUCH a massive trouble..

I lived in Scandinavia and it was very similar to what you describe. Only the price was lower, if I remember correctly, but you needed the national ID card for pretty much everything, including receiving a parcel sent to you.
A PP mentioned the reluctance of many Brits to accept a national ID card system, which has been proposed under different governments.
But then, that’s not Vinted’s fault really. I can’t imagine a company based in a different country having to figure out if copies of local bank statements/ utility bills are sufficiently reliable documents to prove someone’s identity.

sashh · 06/06/2024 06:02

Miriad · 05/06/2024 18:01

Everyone can get a passport though, so there’s no reason for anyone not to have photo id 🤷‍♀️

Anyone with enough spending money hanging around.

OP what about using the small claims court?