Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Do you still use cash?

283 replies

BitchesBeSniffin · 03/06/2024 20:34

Just had a discussion with my DH about this and am wondering which of us is in the minority in the world of Mumsnet.

YABU: I still use cash and make sure I always have some on me

YANBU: I barely ever / never use cash

OP posts:
Sallyh87 · 03/06/2024 22:14

Yes, I use it as a way to manage additional spending. When I get paid all my bills and direct debits go out, I do a big online grocery delivery and then I take out what I deem to be enough cash for the month. If I physically have to hand it over it makes me more conscious of it.

My DH and friends laugh at me but we were recently at a wedding in a remote location and for some reason card payments were not taken. Everyone was looking to me and my wad of cash!

stayathomer · 03/06/2024 22:13

Have to with kids, especially at this time of year- bake sales, fairs, school tours etc! But after bank card recently not working in petrol station I’ve actually started to enjoy using cash again-it makes you watch your money more!!

edited to add: recently saw nieces and nephews for the first time in a while and was raging I didn’t have a few givers or tenners on me- my aunt and uncle used to slip us ‘money for ice cream;)’ all the time!!!

XenoBitch · 03/06/2024 22:11

MixedCouple2 · 03/06/2024 22:07

Yes I use Cash often. I prefer it.
I am not old I am in my 30's.
Don't want any apps in my phone. Having worked in IT etc don't like having many apps on my phone.

Same. I am astounded at how many apps people install that have a huge bearing on their life. Banking apps, and NHS for starters. I just have games on mine.
All the "important" stuff is on my home PC.

Londonrach1 · 03/06/2024 22:10

NoSnowdrop · 03/06/2024 22:06

It’s my mission to pay by cash more often.
Refuse to shop anywhere that insists on card only. I’ll decide how I want to pay.

Me too...if you don't use it you loss it. National trust is now cash free so stopped eating in their cafes especially since they admitted why their scones taste so bad...no butter.

XenoBitch · 03/06/2024 22:09

CommeUneVacheEspagnole · 03/06/2024 22:02

Also, I was actually really pleased when Covid meant that taxis, car parks and the like had to start taking cards. I can't tell you how many times have I'd parked somewhere to realise I can't pay to park as I don't have coins!

Had the opposite. A lot of carparks are app only now. So you need a smart phone (and signal) to park.
My mum was so pissed off with this... she kept getting either no signal or stuck in the "this email is already in use" bollocks, she just put a handwritten note on her windscreen saying she tried, but tech let her down.

Precipice · 03/06/2024 22:07

I pay cash for almost everything in-person. I think it's important to keep cash available as a method of payment and so I want to demonstrate that cash is still used and wanted. I am only a single person with not very significant spending, but it's a contribution. Any form of spending is a part of a message that's basically either in support of cash or for card (possibly: card only).

Out of principle, I try to avoid places that are card-only, where possible.

MixedCouple2 · 03/06/2024 22:07

Yes I use Cash often. I prefer it.
I am not old I am in my 30's.
Don't want any apps in my phone. Having worked in IT etc don't like having many apps on my phone.

NoSnowdrop · 03/06/2024 22:06

It’s my mission to pay by cash more often.
Refuse to shop anywhere that insists on card only. I’ll decide how I want to pay.

Bazinga007 · 03/06/2024 22:05

The only time I use cash is getting the same £1 pound coin out of my bag for the locker when I go swimming.

I find it easier to budget using card, everything shows up on the banking app straight away.

Londonrach1 · 03/06/2024 22:05

Yabu. All the time. Don't want the government know everything I'm doing even if it's boring and buying veg. I also use it to budget. I have so much per week in cash..if I can't afford it I don't buy it. It works!

CommeUneVacheEspagnole · 03/06/2024 22:02

Also, I was actually really pleased when Covid meant that taxis, car parks and the like had to start taking cards. I can't tell you how many times have I'd parked somewhere to realise I can't pay to park as I don't have coins!

CommeUneVacheEspagnole · 03/06/2024 21:59

I haven't used cash for a long time - before this chaos theory that they're trying to get us to stop.

I don't carry a bag. I use my phone or watch to pay and keep a card in my phone case as some places don't take Apple Pay or in case the batteries of either die. It's quicker than counting change etc.

I take cash out when I need to get my car cleaned or my nails or weighing myself at the gym. If I have excess, I keep it hidden and try not to use it but always do far sooner than expected. money in my bank is the same. Sob. . It's nice to have some for a surprise takeaway or taxi but all take cards now anyway.

To sum up, some things are essential to have cash, some are nice to have cash but it's a hassle to get to the cash point and keep hold of it.

pizzaHeart · 03/06/2024 21:55

Hotnamehere · 03/06/2024 20:45

I mostly use card but always have some cash on me. I've been caught out before when card machines and shop/cafe systems have gone down.

I’m the same plus we pay cash for parking and in a few other regular places but we always keep cash just in case.

Sevenwondersofthewoo · 03/06/2024 21:51

Both to be honest

plus most businesses do both and if tills go down you need cash to pay and does happen frequently

LouLou198 · 03/06/2024 21:46

Yes, because I shop in several local small businesses. They get charged when the card machine is used.

PassingStranger · 03/06/2024 21:44

I use both cash and card.

YoongiMarryMe · 03/06/2024 21:43

Cash for everything possible!

I still pay my bills in cash (except home insurance, which is the only DD I have). I pay in cash 100% of the time in shops.

We're a low income family and this has always helped me budget. I’ve £0 debt so it works!

XenoBitch · 03/06/2024 21:36

windysocks · 03/06/2024 21:23

YABU
Watch the opening episode of the handmaids tale where June tries to buy a coffee with her card, but overnight the government has disabled all females access to banking - it really stuck with me. We need cash and if the sh*t really hits the fan, gold!

I remember that! I loved the series, but fucking hell... I was mad with rage at the end of every episode.

tuvamoodyson · 03/06/2024 21:33

I use a mixture of both, admittedly, I use my card the majority of the time but I always have cash too…

Starseeking · 03/06/2024 21:27

I use my phone for everything. Hardly ever even take my bank card out with me as no need.

Pootle40 · 03/06/2024 21:25

Almost never have cash. Don't even take a purse out. Pay for everything with Apple Pay.

mindutopia · 03/06/2024 21:24

I don't use cash unless I have to, and I haven't for years, certainly before COVID.

We live rurally and there are no cash machines near us. Using card or apple pay is the only easy way unless I want to drive into the nearest town and pay for parking to go to the bank.

Move22 · 03/06/2024 21:23

Cash for tipping.
hairdresser only takes cash.
put it in cards to nieces and nephews.

windysocks · 03/06/2024 21:23

YABU
Watch the opening episode of the handmaids tale where June tries to buy a coffee with her card, but overnight the government has disabled all females access to banking - it really stuck with me. We need cash and if the sh*t really hits the fan, gold!

RobinGet · 03/06/2024 21:22

I use cash for the smaller local shops, pubs, cafes, taxis, window cleaners and market stalls.