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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Do you still use cash?

283 replies

BitchesBeSniffin · 03/06/2024 20:34

Just had a discussion with my DH about this and am wondering which of us is in the minority in the world of Mumsnet.

YABU: I still use cash and make sure I always have some on me

YANBU: I barely ever / never use cash

OP posts:
alrightluv · 03/06/2024 23:26

Himitsu · 03/06/2024 20:40

What are the odds of that happening though? That has never happened to me before ever.

It's happened a lot recently.

Those who think cash is for dinosaurs are fools.

NewName24 · 03/06/2024 23:25

I use cash

  • for small businesses who are charged for using the card machine, and therefore prefer it
  • For donations at coffee mornings
  • For my local Takeaway that only takes cash
  • To give pocket money
  • For cake sales
  • For charity car washes
  • For tickets to the two last football matches I went to (where it was cash only)
  • For my cleaner
  • For coffee at Church
  • at all fetes, fayres, car boots, jumble sales
  • for my mobile hairdresser
  • For charity collections like Christian Aid (not exclusively, but as it was Christian Aid week recently)
  • To put in birthday cards
  • To put in a collection at work
  • To put towards the bill when going out for a meal with others
  • To fill smartie tubes as fundraisers
  • At jumble sales
  • For poppies, or Air Ambulance, or other street collections
That's just quickly, off the top of my head. I'm sure there are other things.
ReadingSoManyThreads · 03/06/2024 23:22

YES, I love using cash. Use it or lose it (those who don't see the huge problems of a cashless society seriously need to do some reading on the matter!!!)

Carbrer · 03/06/2024 23:19

DP and I are complete opposites in this regard, he much prefers using cash whenever he can, I very rarely have any on me, generally only withdraw it if I know something needs to be paid in cash in the immediate future.
I've noticed a lot of places around us only accept card payment, or will state that card payment is preferred.

NewName24 · 03/06/2024 23:17

Himitsu · 03/06/2024 20:38

No and it really pisses me off when a place asks for cash because wtf carries cash these days??

Loads of people.

Sahara123 · 03/06/2024 23:04

amireallydoingthis · 03/06/2024 20:41

Always use cash, easier to keep track of what I'm spending and it helps local businesses. Live in a market town so market stalls and small businesses prefer it

I’m the opposite, market stalls all have card readers, and in my local town the last bank has shut , shops don’t want cash as they can’t bank it.

Pinksmyfavoritecolour · 03/06/2024 23:03

Use cash as much as possible, easier to keep within my budget.
Only have debit cards too, no credit cards or store cards.

HelpMeGetThrough · 03/06/2024 22:48

Pay for virtually everything in cash if I can.

SocksAndTheCity · 03/06/2024 22:47

S0livagant · 03/06/2024 22:37

I did the same in a card only bakery

I did likewise in a card shop when buying some birthday cards and they didn't take cash. I use cash whenever I can because I find it easier to budget (I see we've already had the requisite businesses-who-take-cash-must-be-tax-dodgers posts)Hmm

What others do is up to them, but I don't believe removing or reducing people's options is ever a good thing. I think I posted similar on the last one of these threads a couple of weeks ago.

S0livagant · 03/06/2024 22:37

Groovy48592747 · 03/06/2024 22:27

Went into a chip shop the other day. I was about to order until I noticed cash only.

Didn't have enough cash on me so I told them, have no cash sorry and walked out so they lost my custom!

I did the same in a card only bakery

S0livagant · 03/06/2024 22:36

Londonrach1 · 03/06/2024 22:10

Me too...if you don't use it you loss it. National trust is now cash free so stopped eating in their cafes especially since they admitted why their scones taste so bad...no butter.

Why no butter?? I thought their food was meant to be good quality?

Groovy48592747 · 03/06/2024 22:33

Another thing we used to have several banks in our village, now they have all closed. The post office you could used to get cash from your accounts from, closed.

Cash machine usually broken. The Tesco Express won't do cashback.

So none of this helps even if you wanted to use cash, as there is usually no where to get it from. Card all the way.

Confusedmeanderings · 03/06/2024 22:31

I used a mixture of cash and card. Which I use depends on the type of business I'm shopping in. If it's a small business, I always use cash - the bank fees a small business has to pay for each transaction eat into their profits.

NattyTurtle · 03/06/2024 22:30

BotterMon · 03/06/2024 21:21

Of course I use cash - gets me massive discounts on a plethora of goods and services. It also supports independent shops which are being screwed by card charges.

Of course I have cards too but would never be fully tech reliant.

Why would you get massive discounts on goods and services by using cash? Genuine question - I'm not in the UK and most places here would prefer you didn't use cash.

Arlanymor · 03/06/2024 22:29

I keep a cash wallet in my glove box - coins for car parks that are cash only and a few notes for any place I may visit on a drive that is out of the way and only accepts cash.

That said, majority of everyday transactions are card and even more are contactless. I live in a city, that might make a difference.

Groovy48592747 · 03/06/2024 22:27

Went into a chip shop the other day. I was about to order until I noticed cash only.

Didn't have enough cash on me so I told them, have no cash sorry and walked out so they lost my custom!

Sadtosaythis · 03/06/2024 22:27

The only times I use cash now is the kids school lunch/snack money, the kids haircuts at the barbers and subs for one of the kids sports. This is only because all of those places only accept cash. If they didn’t I would be totally cashless (except for my £1 shopping trolley coin 😂).

NattyTurtle · 03/06/2024 22:27

MixedCouple2 · 03/06/2024 22:07

Yes I use Cash often. I prefer it.
I am not old I am in my 30's.
Don't want any apps in my phone. Having worked in IT etc don't like having many apps on my phone.

I rarely use cash, but also have very few apps on my phone. I use cards to pay for things.

PurpleWhiteGreen123 · 03/06/2024 22:26

Rarely, these days. I'm a Luddite, I like paying contactless with my card not my phone.

polkadotpixie · 03/06/2024 22:25

Really only for my nails and at car boot sales. 95% of my spending is Apple Pay on my phone

Groovy48592747 · 03/06/2024 22:24

Won't pay with cash. Card only.

NattyTurtle · 03/06/2024 22:23

I hardly ever have cash on me, but I do keep a little in a tin at home, just in case it's needed. If I do use cash I can never remember what I used it for, if I use my card I can keep track via my bank transactions.

My favourite fish and chip shop is cash only, but I've never been anywhere else that was.

Cheshiresun · 03/06/2024 22:23

No, I avoid places that won't accept contactless or cards.

Cash only - tax avoidance.

Plus it's not practical for me to carry cash.

Lucimaya · 03/06/2024 22:19

Hate carrying cash. However my gardener, the chip shop and now the cattery only accept cash. I actually don't use that cattery anymore as they even want relatively large payments of £100, £150 etc in cash. It's not convenient for me.

In my mind, I reckon those cash only businesses don't declare all their earnings. Why else won't they accept any other payment method! Card/contactless/bank transfer is preferable and much more convenient.

In college finance lectures in the 1990s, I remember being told there would soon be a cashless society. So 30 years later where is it?!

BashfulClam · 03/06/2024 22:15

Whoknowswhatanymore · 03/06/2024 21:02

Yes totally. Need it for parking, window cleaner, bin cleaner, collections at work, school fundraising etc. Like to have some cash in regardless.

Parking-I use an app and both window cleaner and bin cleaner are paid by standing order at their request so they don’t have to faff about collecting cash to deposit at the bank. I don’t deal with schools but eventually they’ll probably move to digital too. I have £20 in my purse and have had it since Christmas as I never take my purse anywhere so forget I have it. I’ll spend it at some point. Even the woman who does my nails and the podiatrist who comes out take bank transfer.