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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Do you still use cash?

283 replies

BitchesBeSniffin · 03/06/2024 20:34

Just had a discussion with my DH about this and am wondering which of us is in the minority in the world of Mumsnet.

YABU: I still use cash and make sure I always have some on me

YANBU: I barely ever / never use cash

OP posts:
SOxon · 04/06/2024 05:06

wintersgold · 04/06/2024 01:08

No point in carrying cash regularly IMO (other than maybe a set amount for emergencies). Barely any places accept them - most shops & cafes I go to are cashless

I'm also shocked that so many of you mention places that exclusively take cash - haven't seen any that do that in years!

Edited

maybe not but they exist - in the London postcode where our daughter lives, 2 that we know of hairdressers, nail bar (traditional)cafe, homewares shop, only accept card over £30 purchase, midnight shop, Saturday stall holders (including one antiques stall who doesn’t price anything but sizes you up before suggesting one)
pubs, fish and chip shop, not exactly sub cultures, but cash prefrred is more prevalent than you realise.

XDownwiththissortofthingX · 04/06/2024 05:03

Card whenever possible. Cash is totally inconvenient. Sick of having to take out £20 to pay for something £13 or whatever, simply because the business is stuck in the 70's and won't take cards, then I have a pointless £5 note and a load of change kicking about for weeks on end, when if the place just took cards those odds and ends would still be in my bank account and not sitting somewhere gathering dust.

Much easier to keep track of electronic spends rather than a daft barter system. Sooner paper money and coins are consigned to the dustbin of history the better.

Tomatina · 04/06/2024 04:58

Can't stand shops and cafés that refuse to take cash. It should always be a choice. And yesterday a shop refused a £10 note because it was Scottish. Won't be going back there.

SOxon · 04/06/2024 04:50

Himitsu · 03/06/2024 20:38

No and it really pisses me off when a place asks for cash because wtf carries cash these days??

I do - and most people who will be shopping on the market here tomorrow as its
preferred, Bread shop, always need coinage, cleaning lady, hairdresser, pedicure, taxi, Craft Fair stall holders, Church or School Fairs, raffle tickets, Gran’s Bingo cards, window cleaner, all cash preferred, grandaughter 9, absolutely emphatically, cash preferred.
Also, using cash means we can deposit small change into the charity box on the counter, they are big on Air Ambulance round here.
Purses, wallets, piggy banks, boxes under the bed, money clips, money boxes,
cash tips, still in use.
If you were in a local bank Friday pm or Saturday morning, you would realise,
cash is king.
”It’s money makes the world go round, that clinking clanking sound”

StarlightLady · 04/06/2024 04:49

I’ve had an emergency £20 note in my makeup bag just in case. It has been there quite some time.

Cornflakelover · 04/06/2024 04:29

Yes
to the point that if a place refuses cash I won’t use it
However most places still take cash and I’ve started to notice that a few places have signs up saying we take cash 😂

recently a local bakers ( small chain ) announced they were only taking cards at one of their branches on Facebook

local people ( myself included ) messaged them and posted on their website / FB page if that was the case we wouldn’t use them any more and the reasons why they should keep cash .

They obviously took it seriously as they reversed the decision within a few weeks and will carry on taking cash .

I will on occasion use my card but I prefer to use cash
and will pay even for big things in cash

I recently paid for new carpets and shutters in my son’s house and paid cash . Neither of the companies had a problem with taking cash

I have pre pay gas / electric meter and top up in cash

I keep a few thousand pounds in cash in a safe in my house and I always have around £150 cash in my purse

I got into horrible debt in my twenties due to being stupid with credit cards / loans so I find that using cash is better as I know exactly what I have spent
whereas tapping with card it’s to easy ( for me ) to overspend

DiscoBeat · 04/06/2024 01:50

Yes for the window cleaner, village newsletter, tips at restaurants, cash for the kids and parking change. All small stuff though.

Aintgointogoa · 04/06/2024 01:50

https://www.bbc.co.uk/sounds/series/m001yj6t?partner=uk.co.bbc&origin=share-mobile
This is an entertaining and possibly prescient listen !
also my card was hacked at the wknd so if I hadn't had a little pile of cash to use I would have been monetarily fucked.....esp as bank holiday here and I can't get to bank til tmrw. Will be eyeing up shells on the beach next time I go.......don't throw baby out with bath water !

BBC Sounds - Limelight - Available Episodes

Listen to the latest episodes of Limelight on BBC Sounds

https://www.bbc.co.uk/sounds/series/m001yj6t?partner=uk.co.bbc&origin=share-mobile

Aussieland · 04/06/2024 01:48

My boyfriend has been in the country a year and still hasn’t touched cash in our currency 😂 I only have it for presents etc

YourPinkDog · 04/06/2024 01:41

Iceland was an early adopter if internet technology, way ahead of the UK.

Deathbyfluffy · 04/06/2024 01:37

FlippetyFlop77 · 03/06/2024 20:42

Extremely high. There have been loads of tech glitches recently with banks and supermarkets. It's been all over the media. Always a good idea to have a bit of cash to hand imo

That’s not extremely high - and it usually only affects one card provider network (of which there are lots).
I pay for most things with card and I’ve only had an issue once.

Kalettesarethebest · 04/06/2024 01:33

I've been in Iceland for 2 weeks and not used any cash! Only my phone

Bournetilly · 04/06/2024 01:17

I hate cash. I’m surprised how many people use it!

YourPinkDog · 04/06/2024 01:13

@wintersgold are you in london?
The only place where I live that does not take cash is Las Iguanas. There are a few places that only take cash.

wintersgold · 04/06/2024 01:08

No point in carrying cash regularly IMO (other than maybe a set amount for emergencies). Barely any places accept them - most shops & cafes I go to are cashless

I'm also shocked that so many of you mention places that exclusively take cash - haven't seen any that do that in years!

murasaki · 03/06/2024 23:59

I'm mostly card but keep 20 odd in my purse, which did come in handy the other day when my chip malfunctioned and I had to order a new card.

Cash is for my cleaner and the fish and chip shop which only takes cash. And the fruit and veg shop at the end of the road if I'm literally buying one leek and a chilli, say, for a specific recipe, it's not fair on them with card charges.

Runnerduck34 · 03/06/2024 23:54

I do still sometimes use cash, and do like having some on me . But I have to admit im using it less and less. I used to always go to to a cash machine regularly to ensure I had cash in my purse, now I only get cash out when I know im going to need it . However last time i wanted cash i stopped at several petrol stations that i know used to have cash machines only to discover they no longer had them - so failed to get cash out. Antique fairs, garden shows, fetes etc and also tradesman often want cash.

YourPinkDog · 03/06/2024 23:43

I find it easier to keep track of spending through card using a banking mobile app. Its not the card itself that makes it easy, it is the banking app.
But I do pay for small purchases with cash. Because otherwise the larger volumes of purchases on the banking apps become too much to track spend.

Whizzgosh · 03/06/2024 23:40

I use Apple Pay, I rarely have cash on me. It’s much easier to keep track of spending when I pay by card.

YourPinkDog · 03/06/2024 23:39

I could not eat at my favourite local restaurant if I did not use cash.

bravissimore · 03/06/2024 23:35

I would prefer if cash didn't die out.
Once we are in the realm of digital payments only we can be completely tracked. There's always a trail.
People will say that's a good thing as it's only baddies who worry about that. But they are wrong. It's a personal freedom. Not all state actors are benign.

Having said that, it's the convenience of tapping that will kill cash. I always dread the thought of handing over a fiver or ten pound note and then getting back a huge mix of coins , many of which like 5p, 2p and 1p are unusable. I actually think dropping every coin smaller than 50p would really help. It would also put a stop to people charging bloody 99p or 9.99

Gettingbysomehow · 03/06/2024 23:35

The only time I do is when I'm paying scouts to clean my car.

PrincessTeaSet · 03/06/2024 23:35

Youdontevengohere · 03/06/2024 20:59

Not really an emergency though, unless you have absolutely no way of buying any other food in any other shop.

Not an emergency no. No one would starve obviously. The only other shop in town is a very small Tesco which is more expensive and quickly sold out of a lot of stuff. It was certainly inconvenient for a lot of people. The only cash points is also Sainsbury's and that was down too.

Chocolatelabradorsarethebest · 03/06/2024 23:32

Everywhere around me takes card and many prefer it. Even small businesses as it saves them having to bank the cash (which banks also charge for, people seem to think they only charge for card payments). It’s also better for security, a local small business prefers card payments as it’s safer than them having loads of cash on them which they could get robbed of - which has happened to two other nearby businesses.

I only use cash for if I’m going to a car boot sale.

Time40 · 03/06/2024 23:29

YES, I love using cash. Use it or lose it (those who don't see the huge problems of a cashless society seriously need to do some reading on the matter!!!)

I'm the same. I try to use cash as much as possible. It makes me so angry when I can't pay by cash, because I think we're being forced to become a cashless society, and it's bloody dangerous. The pp I've quoted is spot on.