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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Do you still use cash?

283 replies

BitchesBeSniffin · 03/06/2024 20:34

Just had a discussion with my DH about this and am wondering which of us is in the minority in the world of Mumsnet.

YABU: I still use cash and make sure I always have some on me

YANBU: I barely ever / never use cash

OP posts:
Genevieva · 04/06/2024 07:28

Use it or lose it. I like living in a world with cash, so I make sure I use it. Just like I use the village shop every week. Otherwise it will close and it won’t be there when I need it. We create the world we live in through the choices we make. Choose what you c want the future to be like and make your choices accordingly.

tuvamoodyson · 04/06/2024 07:23

S0livagant · 04/06/2024 07:04

I think you quoted the wrong person. I was talking about scrapping copper coins, not tracking.

My apologies

qpid5tunt · 04/06/2024 07:22

FlippetyFlop77 · 03/06/2024 20:38

I always use cash where I can. I don't want cash to die out so I'm doing my little bit. We've all seen issues with recent tech going down. I don't like to be 100% reliant on technology. I'm all for keeping cash alive and small independents love it 😀

Well said.👏🏻👏🏻👏🏻👏🏻👏🏻👍🏻

Vettrianofan · 04/06/2024 07:21

Yes. DC need cash for school like school fairs, ice lollies etc. I usually have some lying around.

mydogisthebest · 04/06/2024 07:15

I use it quite a lot. This week alone 2 shops I have bought things in didn't take cards.

I do use cards and don't mind them. People paying with phones drives me mad. So many times they have problems and hold everyone up.

LlynTegid · 04/06/2024 07:09

Use it for a number of things, want it to continue as I think bank charges would increase were it not available. Also a back up for the occasions systems are not working.

S0livagant · 04/06/2024 07:08

dontbelievewhatyousee · 04/06/2024 06:10

You don’t really need it, I might carry some coins for legacy systems and machines that haven’t been updated.

Rarely do multiple types of cashless payment networks go down together visa, Mastercard, American Express. Having multiple cards using these different payment systems mostly covers you for issues.

One shop has issues, you drive to the next one. Even schools now have PTA bank accounts for those small payments.

What if you walked to the shop and the other is two miles in the other direction?

S0livagant · 04/06/2024 07:04

tuvamoodyson · 04/06/2024 06:21

You’re on the internet, you’re being tracked right now…

I think you quoted the wrong person. I was talking about scrapping copper coins, not tracking.

tuvamoodyson · 04/06/2024 06:46

sashh · 04/06/2024 06:37

That depends on a number of things, Tor plus a VPN limits tracking.

Every time you hit a key, you’re leaving a footprint…..

RampantIvy · 04/06/2024 06:40

I use a card 99% of the time but I always have some cash on me as well. Some car parks still only take cash, and many car parks in the Peak District take payment via app or cash. Unfortunately, getting a phone signal in these car parks is just about impossible so cash it is. I have no idea why they don't take card payments.

sashh · 04/06/2024 06:37

tuvamoodyson · 04/06/2024 06:21

You’re on the internet, you’re being tracked right now…

That depends on a number of things, Tor plus a VPN limits tracking.

madmumofteens · 04/06/2024 06:33

I have started to carry cash don't want a cashless society and hate my spending being tracked at all times also hairdresser only takes cash

Natsku · 04/06/2024 06:27

I still use cash, though I don't always carry it with me. Use it at second hand shops usually because there's a 50 cent charge if I pay by card at the second hand shops in my town. My daughter gets her pocket money in cash so I need it for that (and she discovered just how useful that was when she was on a school trip last month. Her friends have bank cards while she had cash, they all went shopping and several of her friends couldn't use their cards as they had hit their spending limit, or in one case it would work in one shop but not the next, then work in the next one. She ended up using her cash to buy them dinner because they couldn't even buy something to eat)

pinkgin79 · 04/06/2024 06:25

I hardly ever have cash on me, however on Monday had £70 in my purse after having money left over from my birthday. Went into the local shop and went to pay by card but they said their card payments were down and only accepting cash payments. Made me think about having some emergency cash on me all the time.

tuvamoodyson · 04/06/2024 06:21

S0livagant · 04/06/2024 05:46

Australia got rid of 1c and 2c and just rounded for cash decades ago.

You’re on the internet, you’re being tracked right now…

scalt · 04/06/2024 06:19

I do use cash (cards as well), because I do feel the government might be trying to remove it by stealth, so they can track and control our spending, and stop us buying Easter eggs in lockdowns, and de-monetise people they don’t like, so we have a duty to resist. Yes, call me a conspiracy theorist if you will. Pre 2020 I would have dismissed the idea as impossible, but now, I won’t put anything past this or any other government.

FangsForTheMemory · 04/06/2024 06:13

I always have at least £10 on me. When Sainsbury’s had their computer glitch I used cash to pay and sailed past the crowds of people scratching their heads.

dontbelievewhatyousee · 04/06/2024 06:10

You don’t really need it, I might carry some coins for legacy systems and machines that haven’t been updated.

Rarely do multiple types of cashless payment networks go down together visa, Mastercard, American Express. Having multiple cards using these different payment systems mostly covers you for issues.

One shop has issues, you drive to the next one. Even schools now have PTA bank accounts for those small payments.

Growlybear83 · 04/06/2024 05:51

I had forgotten that my local fish and chip shop and kebab shop will only take cash, and the local corner supermarket will only accept cash if you spend over £10.

S0livagant · 04/06/2024 05:46

bravissimore · 03/06/2024 23:35

I would prefer if cash didn't die out.
Once we are in the realm of digital payments only we can be completely tracked. There's always a trail.
People will say that's a good thing as it's only baddies who worry about that. But they are wrong. It's a personal freedom. Not all state actors are benign.

Having said that, it's the convenience of tapping that will kill cash. I always dread the thought of handing over a fiver or ten pound note and then getting back a huge mix of coins , many of which like 5p, 2p and 1p are unusable. I actually think dropping every coin smaller than 50p would really help. It would also put a stop to people charging bloody 99p or 9.99

Australia got rid of 1c and 2c and just rounded for cash decades ago.

Simonjt · 04/06/2024 05:38

I don’t use cash, where we live only 2% of transactions involve cash, and the majority of those are at the airport. I wouldn’t even to know where to find a shop here that takes cash.

Growlybear83 · 04/06/2024 05:37

Most people I know still use cash on a regular basis and I like to keep around £30 on me when possible. I go to a lot of antique and collectibles fairs, and most of the traders prefer cash. I've got a friend who I go out with regularly who has never used a debit or credit card - she pays for everything in cash, including her supermarket shopping!

SOxon · 04/06/2024 05:28

LordSnot · 03/06/2024 21:19

Aren't you a bit embarrassed posting that twaddle among all the people saying they use cash?

I think this is an ironic post

sashh · 04/06/2024 05:20

I do always have some cash on me but rarely used it. So I can't pick one,

Shoxfordian · 04/06/2024 05:17

Only use cash when I get my nails done or pay the beautician for my eyelash tint

Otherwise I've never got any on me. It must impact homeless people that lots of people don't carry cash now, even if I did want to help then i couldn't

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