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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Do you still use cash?

283 replies

BitchesBeSniffin · 03/06/2024 20:34

Just had a discussion with my DH about this and am wondering which of us is in the minority in the world of Mumsnet.

YABU: I still use cash and make sure I always have some on me

YANBU: I barely ever / never use cash

OP posts:
NoMoreNoisePlease · 03/06/2024 20:51

And yes I use cash just as much as I use cards.

PrincessTeaSet · 03/06/2024 20:51

Himitsu · 03/06/2024 20:40

What are the odds of that happening though? That has never happened to me before ever.

Happened twice in a year here - all Sainsbury's internet went down and it was cash only.

Mindymomo · 03/06/2024 20:51

I pay cash for small items like a paper, bottle of water etc., Also pay cash for takeaway deliveries and some local cafes and restaurants.

NoMoreNoisePlease · 03/06/2024 20:50

What are the odds of that happening though? That has never happened to me before ever.

It happened to me today when they experienced problems and couldn’t take card payments. I had to leave the items and go to an ATM(Luckily it was just a minute away)

TheChosenTwo · 03/06/2024 20:50

We always have cash in the house but I literally never take cash anywhere, loads of places I go have signs up saying they don’t take cash.
Much more convenient to just use Apple Pay or contactless.

Treesaleaving · 03/06/2024 20:49

I do for DCs elderly music tutor who 'doesn't do internet banking' and is paid after each weekly lesson. I think by using the post office (fees end in a 5), I'm doing my bit to support local businesses. School also require cash for various bits and that is a complete pain to have to break £10 to get £2.50. Although, I could also use the post office for that too I guess. They'd be a bit 🙄at a withdrawal of £2.50 but I guess it happens.

User1979289 · 03/06/2024 20:49

I use cash for fun things I do not need a permanent record of - drinks out, concerts, ice creams on the beach etc. I love the freedom of £100 cash for the day and when it's gone it's gone, no regrets! DC love it too.
In fact my fav use for cash is giving one of my teenager nieces/nephews £10 - what joy on their face - go and spend it, have some fun!

Meadowfinch · 03/06/2024 20:49

I always have some on me. Maybe £25. Enough for a sandwich or some petrol. Enough to get home if all else fails.

Pixiedust1234 · 03/06/2024 20:48

Cash only. I am unable to work and stbx will hand me whatever cash he thinks I'm allowed to have.

Many financially abused women need cash to escape and online only makes it so much harder for them. For this reason I will continue to use cash whilst it is available. Other people will need it.

Hotnamehere · 03/06/2024 20:45

I mostly use card but always have some cash on me. I've been caught out before when card machines and shop/cafe systems have gone down.

Beezknees · 03/06/2024 20:45

I don't carry cash with me at all times but I still use it regularly. DS's hobby only accepts cash or cheque as payment so I pay cash for that every week. I also borrow a lot of books from the library and they also only take cash for the reservation fees.

LordSnot · 03/06/2024 20:45

I haven't used cash regularly my whole adult life. Not carrying cash has never been a problem in 15+ years.

BitchesBeSniffin · 03/06/2024 20:44

I think the only cash I have is a £1 coin that sits in my glovebox for the trolley! If I ever need to pay for anything else in cash I always find it a right faff to go to the ATM and get it out. Much prefer bank transfer / card payments for the electronic trail.

OP posts:
Muffin101 · 03/06/2024 20:43

I do tend to have some cash in the car, only £20-£40, and then a bit of loose change too. I don’t use it all that much but I like to know it’s there. We have a lot of cash at home, we’re self employed and some of our customers choose to pay cash, but that generally gets built up over the year then used to pay for Christmas and our holiday, then the rest in savings, so not exactly specifically as cash as such.

PrescriptionOnlyMedicine · 03/06/2024 20:42

I use a mix of cash and card. A few weeks ago, the supermarket systems went haywire and staff on the door were advising customers without cash to shop elsewhere.

FlippetyFlop77 · 03/06/2024 20:42

Himitsu · 03/06/2024 20:40

What are the odds of that happening though? That has never happened to me before ever.

Extremely high. There have been loads of tech glitches recently with banks and supermarkets. It's been all over the media. Always a good idea to have a bit of cash to hand imo

Fab238 · 03/06/2024 20:41

Yes, I do. I have cash in my wallet, in my car, at my workplace locker and at home. I use card too, but always have cash on me.

Youdontevengohere · 03/06/2024 20:41

Rarely. I just don’t find cash convenient.

amireallydoingthis · 03/06/2024 20:41

Always use cash, easier to keep track of what I'm spending and it helps local businesses. Live in a market town so market stalls and small businesses prefer it

S0livagant · 03/06/2024 20:41

I use cash every weekend at the farmers market, to pay for haircuts, in pubs, to buy eggs from local farms. I use card for things like the weekly shop and petrol.

XenoBitch · 03/06/2024 20:40

Yes, I use mostly cash for purchases as it is easier to budget.

Himitsu · 03/06/2024 20:40

FlippetyFlop77 · 03/06/2024 20:39

But you'd be even more pissed off if there was a tech glitch and you couldn't use your card. It's always good to carry cash for emergencies.

Edited

What are the odds of that happening though? That has never happened to me before ever.

Maddy70 · 03/06/2024 20:40

No. Only use cash for my cleaner

Doingtheboxerbeat · 03/06/2024 20:39

I lend money to my family/friends who don't have internet banking - they pay me back in cash and I'll probably put half back into my bank and keep the rest on me - so yeah.

FlippetyFlop77 · 03/06/2024 20:39

Himitsu · 03/06/2024 20:38

No and it really pisses me off when a place asks for cash because wtf carries cash these days??

But you'd be even more pissed off if there was a tech glitch and you couldn't use your card. It's always good to carry cash for emergencies.

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