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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Do you still use cash?

283 replies

BitchesBeSniffin · 03/06/2024 20:34

Just had a discussion with my DH about this and am wondering which of us is in the minority in the world of Mumsnet.

YABU: I still use cash and make sure I always have some on me

YANBU: I barely ever / never use cash

OP posts:
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S0livagant · 10/06/2024 15:33

Blarneytalk · 10/06/2024 14:36

@S0livagant ok 5 miles then, I was just repeating the high drama of someone saying they know someone who is 10 miles from another shop, that may take card.

I think it's a form of MN top trumps. .

I don't

Blarneytalk · 10/06/2024 14:36

@S0livagant ok 5 miles then, I was just repeating the high drama of someone saying they know someone who is 10 miles from another shop, that may take card.

I think it's a form of MN top trumps. .

S0livagant · 10/06/2024 10:33

Blarneytalk · 10/06/2024 07:20

@S0livagant but if there was a zombie apocalypse you wouldn't be able to buy fresh bread!

I think it's about as likely as the first be shop within 10 miles having a breakdown that means you can't pay by card or phone 🤷‍♀️!

How did zombie apocalypse come up? Needn't be 10 miles. If you have a child and have walked a mile, then the other shop is two miles the other way then that could be too far. I have family who are 5 miles from the nearest shop.

Blarneytalk · 10/06/2024 07:20

@S0livagant but if there was a zombie apocalypse you wouldn't be able to buy fresh bread!

I think it's about as likely as the first be shop within 10 miles having a breakdown that means you can't pay by card or phone 🤷‍♀️!

parkrun500club · 09/06/2024 18:17

Beezknees · 09/06/2024 13:08

I freeze bread because we are a 2 person household, it would go mouldy quicker than we could eat it otherwise. And I hate food waste.

Same here.

S0livagant · 09/06/2024 13:14

Growlybear83 · 09/06/2024 13:02

Why would anyone want to freeze bread when they could get a nice fresh loaf? Frozen bread is only fit for toast once it's defrosted. I'm amazed this thread is still going.

I freeze bread, but only for toast. It needs to be fresh for sandwiches!

JazbayGrapes · 09/06/2024 13:10

There are places where you have to pay by phone? I've only come across a QR code 'honesty box' and I didn't need an extra app, unless I didn't have QR reader on the camera app. I have a cheap smartphone.

At an event in London. I rarely go to such things. So it was an unpleasant surprise to have to pay by a phone app for some beer and chips. Like for real? Or am behind with life?

Beezknees · 09/06/2024 13:08

Growlybear83 · 09/06/2024 13:02

Why would anyone want to freeze bread when they could get a nice fresh loaf? Frozen bread is only fit for toast once it's defrosted. I'm amazed this thread is still going.

I freeze bread because we are a 2 person household, it would go mouldy quicker than we could eat it otherwise. And I hate food waste.

ThinWomansBrain · 09/06/2024 13:03

I usually have £20 in my wallet just in case - but it can stay there for six months or more;
we have a communal laundry in the basement of my apartment block, so I use £1 coins for that.
There is a hairdresser locally, not my regular one, that I use maybe every 18 months or so - they only take cash.

Growlybear83 · 09/06/2024 13:02

Blarneytalk · 09/06/2024 12:51

@S0livagant yeah it could be, but it's not likely to be in reality, I suppose we could also have a zombie apocalypse, so why are you leaving it so you're out of bread, you need to start thinking about freezing some and having tinned foods available.

It's important!

Why would anyone want to freeze bread when they could get a nice fresh loaf? Frozen bread is only fit for toast once it's defrosted. I'm amazed this thread is still going.

S0livagant · 09/06/2024 12:55

Blarneytalk · 09/06/2024 12:51

@S0livagant yeah it could be, but it's not likely to be in reality, I suppose we could also have a zombie apocalypse, so why are you leaving it so you're out of bread, you need to start thinking about freezing some and having tinned foods available.

It's important!

Maybe I want fresh bread? It's just so easy to keep a £20 in case, rather than the nuisance if walking a mile to the shop with a child and not being able to buy what you went for. I can have back up food at home and a back up £20 and not be caught out.

Blarneytalk · 09/06/2024 12:51

@S0livagant yeah it could be, but it's not likely to be in reality, I suppose we could also have a zombie apocalypse, so why are you leaving it so you're out of bread, you need to start thinking about freezing some and having tinned foods available.

It's important!

S0livagant · 09/06/2024 12:46

JazbayGrapes · 09/06/2024 12:21

As much as possible. Card is ok, but i strongly dislike all those places/events where you have to pay by phone. Annoying. Anything but convenient.

Maybe i'm cheap. But i use a cheapest phone on a cheapest contract. So no, i can't download every new app and i don't always have data. But why should i have to shell out extra money to be able to spend my own? Explain it to me like i'm 5...

There are places where you have to pay by phone? I've only come across a QR code 'honesty box' and I didn't need an extra app, unless I didn't have QR reader on the camera app. I have a cheap smartphone.

S0livagant · 09/06/2024 12:43

Blarneytalk · 06/06/2024 16:54

@Beowulfa serious incidents like going to the next shop to buy bread?

Next shop could be miles away. Food is important.

Mary46 · 09/06/2024 12:28

Card here. Cinema is card only. Paid cash for my coffee this morn. My husb goes to football matches its mostly card at coffee queues.

coupdetonnerre · 09/06/2024 12:24

This reply has been withdrawn

This has been withdrawn by MNHQ at the poster's request.

JazbayGrapes · 09/06/2024 12:21

As much as possible. Card is ok, but i strongly dislike all those places/events where you have to pay by phone. Annoying. Anything but convenient.

Maybe i'm cheap. But i use a cheapest phone on a cheapest contract. So no, i can't download every new app and i don't always have data. But why should i have to shell out extra money to be able to spend my own? Explain it to me like i'm 5...

Gonnagetgoingreturnsagain · 09/06/2024 11:48

If I’ve given cash by eg my DM or a friend for things I’ve bought for them then yes I do still use cash to pay for things. Otherwise contactless.

AgentJohnson · 09/06/2024 11:43

I have 15 euros in my pocket only because I was over charged in the supermarket and they repaid me in cash. I use Apple Pay and my credit card.

lljkk · 09/06/2024 11:33

Our PTA raises a lot of money. They take card... They have an inexpensive reader (SumUp that works really well).

Except when it doesn't. It loses BlueTooth inexplicably and refuses to work at all for spells. I'd describe it as canterkerousl And you can usually only pair your phone to one SumUp device at a time (problem when I work with different charities in small time window). Sometimes we want the machine in 2 different places at same time. Or else have to consider whether we can justify spending £40 for a 2nd SumUp device paired to a different random volunteer's phone. We are only a small group but don't always know which volunteer will have be where and need & have a phone available for pairing (and any such phones paired to SumUp have to be personal identity unlocked for access if 4-6 of us are milling around selling stuff and want to finish transactions quickly, so unprotected phone is vulnerable to crime identity theft etc). And it takes 1% or whatever of each transaction.

I mean, the card reader mostly works and makes customers happy when it works but the best fastest most secure most reliable payment solution we have found is still CASH !!

Itllfalloff · 07/06/2024 10:09

Rarely, a lot of places in our city are now card only and even the school fayre stalls have contactless!
My ddad does though, the kids think he's rich ( he's really not!) as he always has loads of notes in his wallet

Blarneytalk · 06/06/2024 16:54

@Beowulfa serious incidents like going to the next shop to buy bread?

Beowulfa · 06/06/2024 15:12

Blarneytalk · 05/06/2024 13:54

@Beowulfa what's your back up plan do you have if you lose your purse?

I keep a note separately and have done since my student bender days, and have a backup debit card kept outside my purse. I also have a couple of hundred quid at home. And a spare house key in my desk drawer at work (I live on my own).

Maybe it's because I work in a STEM research area in which there can be serious consequences for assuming that systems never fail.

Chely · 06/06/2024 09:12

brrrrrrrrrrrrrrrrrrrrrrrrrrrrr · 06/06/2024 09:04

It takes less than a minute and is less faff than endlessly using grubby cash machines

I use my cards mostly, reminds me to use my reward cards getting my purse out too. I always have cash on me but don't use it often. When we went to Cleethorpes front a lot of places were cash only, felt a bit weird.

brrrrrrrrrrrrrrrrrrrrrrrrrrrrr · 06/06/2024 09:04

Chely · 06/06/2024 08:55

I do, dh rarely has cash. He uses his phone/watch to pay mostly, I cba to set that up.

It takes less than a minute and is less faff than endlessly using grubby cash machines