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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Original poster

To think it’s selfish for parents to retire early when their kids are renting?

588 replies

Lesbeavinu · 02/06/2024 22:45

Dh has decided he is going to retire at 59. He has a great government pension and private pension/savings. He earns a decent £50k a year (same as me) and we have no mortgage.

I said that dh should continue working for another year or 18 months and gift the money to dd for a flat deposit.

OP posts:
User2460177 · 02/06/2024 22:50

I agree op. I’m a single mum but definitely will sacrifice to ensure my kids get onto the property ladder including retiring later. But you can’t force him.

MaryMaryVeryContrary · 02/06/2024 22:50

For 1 extra year of work yeah I would do this for my kids, particularly if I was 59 (versus 70 or something)

TeenLifeMum · 02/06/2024 22:50

DistinguishedSocialCommentator · 02/06/2024 22:49

OR older, ie promotion etc and some could fill their job etc

Show quote history

True, 59 is very young. I’d just be worried dh would be bored and get depressed.

ComfyBoobs · 02/06/2024 22:50

YAB massively U

He might keel over at 60. If he’s managed his life well enough that he can retire at 59, more power to his elbow - hope he enjoys a long and happy retirement without you making him feel guilty for it.

RoseBucket · 02/06/2024 22:49

Do you work?

DistinguishedSocialCommentator · 02/06/2024 22:49

TeenLifeMum · 02/06/2024 22:48

Or, he could retire and free up a job for someone younger.

OR older, ie promotion etc and some could fill their job etc

DistinguishedSocialCommentator · 02/06/2024 22:48

Lesbeavinu · 02/06/2024 22:47

Just to add, his job is very low stress, 9-4pm, fully remote.

OK

With that additional bit of info.

I'm still standing by omy initial post here

TeenLifeMum · 02/06/2024 22:48

Or, he could retire and free up a job for someone younger.

Circumferences · 02/06/2024 22:47

It would be better if he wanted to do that himself really. You can't force him to stay on at work if it's that dreadful he wants to quit early.

Original poster
Lesbeavinu · 02/06/2024 22:47

Just to add, his job is very low stress, 9-4pm, fully remote.

OP posts:
DistinguishedSocialCommentator · 02/06/2024 22:47

His choice, his life, his moeny

IMO, DD can work a bit harder, do more OT get a better paid job etc - OR
live with you guys and save a mass on rent

ours stayed with us until they saved a deposit - we gifted them money later as they did not ask or expect

Menomeno · 02/06/2024 22:47

Do you still work?

TheTartfulLodger · 02/06/2024 22:45

🍿