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Do your parents help you out with money without you asking

243 replies

Hihosilvertoffeenosedranger · 01/06/2024 22:40

Our car broke down a few weeks and will cost £2000 to repair, we simply haven’t got it at the moment and are renting a car until we can save up/get a loan. It’s obviously very difficult to save up as the renting of the car is now costing us money. My parents know this and haven’t offered to help in any way (they can afford to) even as a loan. I won’t ask them.
Would your parents see this and offer to help? (If they were able to)

OP posts:
LikeWhoUsesTypewritersAnyway · 01/06/2024 23:08

Never got a dime off my folks OR DH's. (They were all not well off financially.) I think people struggling, and having no parental help financially, is much more common than people struggling financially and being bankrolled by parents.

YABU @Hihosilvertoffeenosedranger Stand on your own two feet, like most people have to.

cakecoffeecakecoffee · 01/06/2024 23:08

My parents wouldn’t offer probably but would definitely say yes if I asked.
MIL would likely offer if we mentioned it.

YaMuvva · 01/06/2024 23:07

My dad would have, he died some time ago.

My mum - no chance. She stopped buying me birthday presents at 18 because I was too old. She’s VERY tight fisted though and if she is visiting me and pops to buy milk for example I’ll be expected to give her the £1.50 (but she will stay a week and contribute nothing)

My ILs would give us the shirts off their back, and are wonderful

Pin0cchio · 01/06/2024 23:07

Is there anything particular driving your not being able to afford it? Do you & dp both work full time?

Do they truly know you have no other options? They honestly probably don't realise how hard up you are. If you really are on the bones of your arse just ask.

Remagirl · 01/06/2024 23:06

Yes mine would. Maybe they feel you might be offended so are waiting for you to ask?

sparkleowl · 01/06/2024 23:06

Hihosilvertoffeenosedranger · 01/06/2024 22:48

That’s interesting, my attitude is that we’ll try to help Dd all through her life is she’s genuinely struggling with something and if we have the means to also.
I paid for my own driving lessons, my first car myself, stayed at home for uni, but paid for everything myself through working part time too.
I’ve just met so many friends as an adult, whose parents paid for those things.
If financially able, we will pay for DD’s lessons, first car and so on, this just seems normal to me.

We paid for all our teenagers to learn to drive and bought their first car for them.We then paid substantial amounts towards their weddings, so they could have a lovely day, but not luxurious sillyness either.
We have paid a few tradesmen bills for them and new appliances when they were struggling.
Now they’re doing well and don’t need any financial help, but if they did and we had the means to help them we certainly would do.Why not, they’re our kids even if adults and we care about them.

Hihosilvertoffeenosedranger · 01/06/2024 23:06

@Doteycat Yes, similar, there have been a few times, like money for Christmas and so on. My grandparents (mum’s side) have given her money years ago for a new washing machine, a new car and so on.
My view is that I’m setting life up for our Dd and If we’re able in the future, we’ll try to help her out with university (if she goes) or a car or flat deposit, we’d do this probably by selling and downsizing..my parents just never did any of this or thought in this way, no savings accounts for us, nothing. Maybe it was just a different time and parents nowadays think more like this 🤷🏻‍♀️

OP posts:
echt · 01/06/2024 23:05

Hihosilvertoffeenosedranger · 01/06/2024 23:00

@echt But they do know we’re struggling to pay it, so the title shouldn’t be called that.

That's not the same as knowing that you want them to give/loan them some money. They might well be thinking that it's all a bit tight but you're fundamentally OK. Or you should just bung it on the credit card. Or they could have financial issues they choose not to talk about.

Just ask them.

imnotthatkindofmum · 01/06/2024 23:04

My DH would ask his parents age they would just pay it. I'm not entirely comfortable with this though they definitely can afford it. They are currently paying our mortgage as Dh is out if work.

My parents would loan me the money....except there's none to loan as I already loaned what they'd put aside. Paying them back monthly.

Could you ask for a loan? At last then you wouldn't have to rent a car.

Kitkat1523 · 01/06/2024 23:04

My Mum gave me £5k towards my new ( used) car last year….didn’t ask her she just transferred the money…..she’s 87 and I’m 59 and certainly not on the bones of my arse….she just likes to help out…..if she didn’t have money I wouldn’t take it…..she grew up with not much but in her 70s downsized then got x 3 inheritances so is very comfortable now
ive just paid for my DD 30 and her family’s flights for holiday this year and will paid for my son 32 to go to Amsterdam with his Dad…..I have it ….so I like to treat them ….when I stop working I may not be able to be so generous

FrancisSeaton · 01/06/2024 23:03

Hihosilvertoffeenosedranger · 01/06/2024 23:01

@FrancisSeaton @Pippa246 😂I know right

That poster is known for not living in the real world

ineedafairygodmother · 01/06/2024 23:03

OP check with the garage as a lot of garages allow you to pay in instalments now, would save you renting a car as the rental money would be your repair instalment.

Answering your original question, yes my parents would help me out with money if they can and they have in the past

Trasania · 01/06/2024 23:01

DistinguishedSocialCommentator · 01/06/2024 22:56

"Necessity" my left foot. Those who chose to live in very rural area, may but but a necessity it is not for the vast majority. Its more a case of making ones life easier rather than necessity!!

Oh here we go again 🙄 The Distinguished Social Commenter has spoken 😂

Hihosilvertoffeenosedranger · 01/06/2024 23:01

@FrancisSeaton @Pippa246 😂I know right

OP posts:
FrancisSeaton · 01/06/2024 23:01

Hihosilvertoffeenosedranger · 01/06/2024 22:52

@DistinguishedSocialCommentator I think a car is needed by most people more than a dishwasher 🙈
We need a car for work, no public transport nearby

Exactly!
I've managed without a dishwasher for the past 20 years but without a car I cannot work

Hihosilvertoffeenosedranger · 01/06/2024 23:00

@echt But they do know we’re struggling to pay it, so the title shouldn’t be called that.

OP posts:
Pippa246 · 01/06/2024 23:00

DistinguishedSocialCommentator · 01/06/2024 22:56

"Necessity" my left foot. Those who chose to live in very rural area, may but but a necessity it is not for the vast majority. Its more a case of making ones life easier rather than necessity!!

I’m not rural at all but the bus service in my area is very limited (one an hour and none at the weekend) and I wouldn’t have been able to get to my work on time. Nearest train station is a 45 minute walk. And I can’t cycle owing to bring in a bad accident which left me traumatised.

But washing dishes by hand is something literally everyone can do!

Nopetynoppy · 01/06/2024 22:59

Trasania · 01/06/2024 22:58

We’ll always help our children financially if they need it but we’re in the very fortunate position to be able to do that. We love to be able to treat our children to holidays, short breaks, days out and if needed unforeseen expenses. They never expect it and know they can come to ask if they need help.

Same here. Just happy to help. Consider myself fortunate that I can …within reason.

Gymrabbit · 01/06/2024 22:59

Yes, my in laws do. For example we had a MOT fail due to some unexpected damage and they paid and also when we had a household incident. If we can we pay them back but sometimes they don’t take it.
we never ask but don’t turn down the offer.

FrancisSeaton · 01/06/2024 22:59

They always say just ask if you're ever stuck- because I've had to borrow in a dire emergency and they have always got it back as promised. They have also gifted us food etc if we've been struggling even though we've never asked

Pin0cchio · 01/06/2024 22:59

I think op the thing is, it wouldn't occur to my parents that i wouldnt be able to afford /manage to budget a normal expense like car repairs unless there was some circumstance meaning i was unusually hard up - i or DH being made redundant, or being on maternity leave etc

If I actually asked them to help they would, but would be a bit surprised that I'd had no options but to go to them cap in hand. I'd usually sort it myself some other way - using savings, selling stuff, using a credit card etc - asking them would be a bit of a last resort.

Hihosilvertoffeenosedranger · 01/06/2024 22:58

@RemarkablyBrightCreature Exactly. We don’t have a dishwasher, I’ve never considered that a necessity at all

OP posts:
Doteycat · 01/06/2024 22:58

Nope. Mine stopped buying me anything or paying for anything once i got a pt job at 16.
Nothing. If i was short of busfare to school i walked.
I have 3 adult dds and give them money, buy them things, help them out and treat them all the time.
I actually cant imagine seeing one of them struggle with money/car issues, having the means to help, and doing nothing.
Id just send the money.

Trasania · 01/06/2024 22:58

We’ll always help our children financially if they need it but we’re in the very fortunate position to be able to do that. We love to be able to treat our children to holidays, short breaks, days out and if needed unforeseen expenses. They never expect it and know they can come to ask if they need help.

RemarkablyBrightCreature · 01/06/2024 22:58

DistinguishedSocialCommentator · 01/06/2024 22:56

"Necessity" my left foot. Those who chose to live in very rural area, may but but a necessity it is not for the vast majority. Its more a case of making ones life easier rather than necessity!!

And anyone can wash up so a dishwasher is absolutely NOT a necessity 🙄

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