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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

for being upset as my dh has retired early (at 60) and expects me to keep working until 60 too, even though he is 10 years older than me

542 replies

MrsPuddle · 29/05/2024 12:53

I dont particularly enjoy my job or it would be ok, but now he is 65 and I am 55, I am getting resentful as he is out and about enjoying himself, going on lads holidays etc and I am stuck at home behind a screen. I just cant do this for another 5 years, but he cant see the problem. If we wait until I am 60 he will be 70 and he will be older and who knows, maybe not well, and not inclined to be active with me. We will have enough money, if we just tighten out belts in retirement. Has anyone else faced this issue with an older partner? thanks

OP posts:
Cornishclio · 29/05/2024 21:05

Ultimately it is your choice when you retire. Have you got quotes to see what you would get if you retire now at 55? How do you organise your finances?

Does he not get the irony of you using your income to support him in early retirement but he is now laying down the law about when you can go. I do not get why the arbitrary rule about retiring at 60. Most people retire when they can afford it unless they love their jobs.

MyrtlethePurpleTurtle · 29/05/2024 21:02

beergiggles · 29/05/2024 13:04

I think you need to be careful op, by the time you get to retirement age he will start having health issues and he will expect you to be his carer. You'll go straight from working for money to looking after him.
In other words there will be no freedom for you.

in sickness and in health

Maelil01 · 29/05/2024 21:01

Maxentia · 29/05/2024 20:55

i've never liked older men so although you may not want my opinion, i'd be annoyed in your shoes. surely that's part of the deal. Part of the understanding. Your ''youth'' for his ''wealth''

He got to be married to a woman ten years younger and now he's swanning about enjoying his pension but directing you to stay working in a job you'd prefer to leave. I'd find that annoying.

”He got to be married to a younger woman”?!
What's fair about a woman expecting to work fewer years than her husband. Women wanted equality!

Cooperdays152 · 29/05/2024 21:01

I'm 54 husband 59 we have both worked hard all of our lives. We retire shortly both together when our combined pensions can support us both (mine bigger than his) I would never say to my husband that as you can't really afford to retire you need to keep working. You are married finances are joint and life is short!

MyrtlethePurpleTurtle · 29/05/2024 21:00

beergiggles · 29/05/2024 13:01

I wouldn't feel too happy if my partner was off on a jolly all the time while I was working.
I would stop doing any housework stop doing anything that facilitates him.
I would focus on my earning potential and focus on doing things that help me to recover from the stress of being stuck working while he's away whooping it up!

I would stop doing any housework stop doing anything that facilitates him.

🙄

theholesinmyapologies · 29/05/2024 20:59

dastardlyglobetrotter · 29/05/2024 13:02

Errrrrr…what? It is his pension!! In all likelihood he’s worked bloody hard for it.

I believe a lot of higher earners in couples with children are facilitated to maintain that higher earning status while their partners pick up the slack at home (via taking time out, via going part time, via 'downsizing' their own career, via picking up the lion's share of the housework, etc).

IF this is one of those situations, where OP's career was stalled and she did most of the heavy lifting at home so her husband's career could continue and rise unimpeded, then part of that pension is rightfully hers, too, frankly. It would certainly be the case if they divorced.

Maelil01 · 29/05/2024 20:59

BoobyDazzler · 29/05/2024 13:00

You could reduce your hours?

I’d hate this too, it would make me very resentful, but I can see his side.

You’d be resentful about having to work the same amount of time as he did?

Weird!

Hippobot · 29/05/2024 20:56

It's your life so it's your choice. If you are ready to retire then do it! No one on their death bed says "I wish I had spent more of my life at work" .

Maxentia · 29/05/2024 20:55

i've never liked older men so although you may not want my opinion, i'd be annoyed in your shoes. surely that's part of the deal. Part of the understanding. Your ''youth'' for his ''wealth''

He got to be married to a woman ten years younger and now he's swanning about enjoying his pension but directing you to stay working in a job you'd prefer to leave. I'd find that annoying.

Summerflames · 29/05/2024 20:47

Atethehalloweenchocs · 29/05/2024 20:45

You are very lucky to be retiring at 60. He did his time, you are not being asked to do anything unfair.

Did you read the drip feed where he got made redundant 5 years ago and sponged of OP til his pension kicked at 65?

Think many people's opinions have changed on the back of that.

Atethehalloweenchocs · 29/05/2024 20:45

You are very lucky to be retiring at 60. He did his time, you are not being asked to do anything unfair.

Trumpetoftheswan2 · 29/05/2024 20:37

The fact that you've been supporting both of you for five years is significant, I think.

His pension needs to work for both of you (like your wage has for the past five years). Part-time working until you retire sounds like a good idea, especially if you can find something that involves going into a workplace.

happyinherts · 29/05/2024 20:33

Why don't you just give up work when you want to - not when someone else expects you to? Your life, your decision.

Retiring at 60 would be great. Most women have to stay till 66 / 67, so if you can afford to leave, just do it.

C8H10N4O2 · 29/05/2024 20:33

fieldsofbutterflies · 29/05/2024 20:23

But he was made redundant five years ago - so why wasn't a discussion had 4 years and 364 days ago? I mean, if DH stopped work and wasn't job hunting, I wouldn't just sit back and let him Confused

You are assuming it wasn't discussed. How do you actually force a 60 year old who declines to look for work to take a job?

It wouldn't surprise me if it started out as fine words about looking for "suitable" opportunities which conveniently never materialised because the OP's income meant he could get away without working.

Then the spouse is faced with the options of divorce (from a partner with zero income so likely to end up paying support anyway) or hoping that he will see sense and get off his arse.

Suddenly several years have passed whilst going through those stages and the realisation that he just won't work and is determined to deprive the OP of her opportunities. That is a hard thing to accept in a long term marriage and takes time to accept.

I've seen that scenario play out - its not as easy as "I simply wouldn't let him".

Eddielizzard · 29/05/2024 20:30

I would try and go PT in your current job. I would feel the same as you. Is there another option to WFH? Can you go into the office? Then he can have dinner ready for you when you get home, having done the house etc. Redress the balance a bit.

LizzieBennett73 · 29/05/2024 20:27

You sound really unhappy OP, and it doesn't sound like he's hearing you.

And it sounds like you don't make many of the decisions in your marriage.

fieldsofbutterflies · 29/05/2024 20:23

C8H10N4O2 · 29/05/2024 20:21

You can consider the risk of redundancy but its pretty hard to predict that your partner will unilaterally decide to opt out of working entirely with no income - its not something people tend to say when discussing finances. Planning for redundancy would mean allowing there might be a gap between jobs and that the new job might not pay so well.

This man not only opted out of work whilst expecting his wife to continue but has been spending money on his lads lifestyle which she could have saved to retire earlier. All this after having benefited from her taking the hit to her earlier career so that his could prioritise his career - which he opted out of at 60.

But he was made redundant five years ago - so why wasn't a discussion had 4 years and 364 days ago? I mean, if DH stopped work and wasn't job hunting, I wouldn't just sit back and let him Confused

C8H10N4O2 · 29/05/2024 20:21

saltinesandcoffeecups · 29/05/2024 19:37

FFS… if the OP and her husband planned for their retirement as well as this thread has gone,, no wonder it’s a mess.

That was the entire point of my earlier thread you should be planning for that as it’s pretty damn common for that to happen as you get close to retirement age. At a certain point if you are made redundant you will likely not find a comparable job so that needs to be included in the “what if” scenarios.

Which now brings me back to the OP’s original question… nobody here can tell you if it’s ok to retire. Sit down with your DH and start running the numbers (better late than never, eh). Feelings have nothing to do with whether or not to can feed, clothe, and house yourselves for the next 10, 15, 20, 25 years.

You can consider the risk of redundancy but its pretty hard to predict that your partner will unilaterally decide to opt out of working entirely with no income - its not something people tend to say when discussing finances. Planning for redundancy would mean allowing there might be a gap between jobs and that the new job might not pay so well.

This man not only opted out of work whilst expecting his wife to continue but has been spending money on his lads lifestyle which she could have saved to retire earlier. All this after having benefited from her taking the hit to her earlier career so that his could prioritise his career - which he opted out of at 60.

BabsMustGo · 29/05/2024 20:20

My DH retired early, on medical grounds at 58.
He’s 7 years older than me, I’m 55 and he’s 62.
He’s currently on the princely sum of £500 a month.
Part of me is jealous but mostly I’m keen to stay in work so I don’t have to spend all day, every day with him. 😂

Iwasafool · 29/05/2024 20:17

OP did he get a redundancy payment, what has happened to that? Is there a pot of money there that could help?

ArchaeoSpy · 29/05/2024 20:15

MrsPuddle · 29/05/2024 14:43

What a strange unhelpful statement? should I eat less than my husband? not buy any clothes?

women have the children - many take time off for childcare- should they pay their husband back for supporting them when they weren't working?

do you realise the majority of men have bigger pensions than their wives, because they havent had to compromise their careers due to childcare?

Arent you and your partner a team?

but at the same time you either want all equal or not all equal ?

Iwasafool · 29/05/2024 20:13

MrsPuddle · 29/05/2024 18:15

Theres no pension, we live off my income. But last month he hit 65 and now has a pension. Its not big, hence the belt tightening if I stop.

It's worrying that his pension isn't big but much bigger than yours, that doesn't sound very good for retirement.

betterangels · 29/05/2024 20:10

elevens24 · 29/05/2024 19:00

Yeah that's a huge drip feed. So he was unemployed with no income for 5 years. Did he try and get a job? Even if it wasn't in his own field, there's lots of jobs he could've done.
I'd be pissed off subsidising him for 5 years (unless for medical/ disability reasons).

Biggest dripfeed ever. I'd resent that too. He was unemployed for five years - not retired.

Polishedshoesalways · 29/05/2024 20:10

It’s your life - do as you please op. I would go (very) part time or give up altogether.

TomatoSandwiches · 29/05/2024 20:09

" So my advice to you, as others have said, is to work part-time so that you can spend some quality time together. Although there is a financial sacrifice, money can't buy time spent together."

@fetchacloth I am sorry that happened to you but presumably your partner didn't fuck you over financially from the get go and use you to his own benefit for over 20yrs, I see no reason why op would want to spend time with her husband.